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1878 Highway 85
D- Composite 39.88
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.6/30.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • Livability +3.7/5.0
  • DSCR +3.4/10.0
  • Rent growth +3.3/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$355,000

1878 Highway 85 · Peachtree City, GA 30215
3 bd · 3.0 ba · 1,409 sqft · SingleFamily public records · 85 Days on market
Built 1983 2.90 ac lot $252/sqft · at area comps Est $355k · at est. ↓ 1% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Honey stop the car! This farmhouse chic ranch sits on nearly three private wooded acres just minutes from Senoia and Peachtree City and is located in the highly sought after Sara Harp Minter, Whitewater Middle, and Whitewater High school district. Tucked away at the end of a private drive, the home offers a peaceful setting with a beautifully fenced front yard featuring blackberry bushes and encore azaleas, along with a dedicated fire pit area perfect for enjoying cool evenings with friends and family, enhanced by installed landscape lighting. The expansive backyard provides endless opportunities to garden, play, or enjoy fresh eggs from the custom built chicken coop, and includes raised, preestablished garden beds ideal for organic gardening and growing fruits and vegetables, along with additional berry bushes throughout the property for easy picking and fresh enjoyment. A wooded area with walking and bike trails adds to the charm of this expansive property. The home has been thoughtfully updated with new siding, a new roof, newer HVAC system, fresh paint, and a brand new water heater. Inside you will find an oversized living and dining area with original hardwood floors, an updated farmhouse style kitchen, and a conveniently located laundry room. The layout includes three bedrooms and two bathrooms in a roommate style plan. Step outside the French doors to a stunning screened porch with vaulted wood ceilings, ideal for relaxing and taking in the serene surroundings. This idyllic property has been in the family for generations and showcases pride of ownership, love and attention to the smallest details throughout. It is truly a rare find.

Key facts

  • Raised garden beds
  • Private wooded acres
  • Fenced front yard

Tags

PRIVATE WOODED ACRESFENCED FRONT YARDDEDICATED FIRE PIT AREAINSTALLED LANDSCAPE LIGHTINGCUSTOM BUILT CHICKEN COOPRAISED GARDEN BEDS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $355k.

Deal economics

  • At list price, monthly cash flow is $-111 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $335k (5.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (22.3% below list).
  • Recommended offer: $276k (22.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.1% in Peachtree City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#34 in GA, #4,385 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F, cost of living F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.2%/yr); 306 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $275,976 (22.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.92%
Cash-on-cash
-1.34%
DSCR
0.94
GRM
10.7

CMA / ARV

ARV (median comp)
$355,259
List price
$355,000
Delta
-0.07%
Verdict
FAIR
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold
IRR
-18.3%
Equity multiple
0.36×
Total profit
$-64,019
Equity at exit
$52,932
10-year hold
IRR
-10.2%
Equity multiple
0.37×
Total profit
$-62,535
Equity at exit
$30,694

Cash invested: $99,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30215

Rents YoY
3.2%
Active inventory
306
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,760 medium interval (Pro) →
Mortgage (P&I)
$1,862
Tax from tax record
$281 /mo · $3,376/yr
Insurance
$148
HOA
$0
Vacancy / Maint / Mgmt
$580
Net cashflow
$-111

Break-even live

Break-even rent $2,900
Max offer price $335,452
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$88,750
Closing costs
$10,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
160 Shoal Creek Rd Fayetteville, GA 3.0 2.5 1630 $3,500 $2.15 24d 1 0.87mi

Listing history 17 events

  1. 2026-06-18
    days on market $355,000 Active 85 DOM
  2. 2026-06-17
    days on market $355,000 Active 84 DOM
  3. 2026-06-16
    days on market $355,000 Active 83 DOM
  4. 2026-06-15
    days on market $355,000 Active 82 DOM
  5. 2026-06-13
    days on market $355,000 Active 80 DOM
  6. 2026-06-09
    days on market $355,000 Active 76 DOM
  7. 2026-06-08
    days on market $355,000 Active 75 DOM
  8. 2026-06-07
    days on market $355,000 Active 74 DOM
  9. 2026-06-04
    pricedays on market $355,000 Active 71 DOM
  10. 2026-06-03
    days on market $369,900 Active 70 DOM
  11. 2026-06-02
    days on market $369,900 Active 69 DOM
  12. 2026-06-01
    days on market $369,900 Active 68 DOM
  13. 2026-05-31
    days on market $369,900 Active 67 DOM
  14. 2026-04-27
    price $369,900 1667-char remark
    Show marketing remark (1667 chars)

    Honey stop the car! This farmhouse chic ranch sits on nearly three private wooded acres just minutes from Senoia and Peachtree City and is located in the highly sought after Sara Harp Minter, Whitewater Middle, and Whitewater High school district. Tucked away at the end of a private drive, the home offers a peaceful setting with a beautifully fenced front yard featuring blackberry bushes and encore azaleas, along with a dedicated fire pit area perfect for enjoying cool evenings with friends and family, enhanced by installed landscape lighting. The expansive backyard provides endless opportunities to garden, play, or enjoy fresh eggs from the custom built chicken coop, and includes raised, preestablished garden beds ideal for organic gardening and growing fruits and vegetables, along with additional berry bushes throughout the property for easy picking and fresh enjoyment. A wooded area with walking and bike trails adds to the charm of this expansive property. The home has been thoughtfully updated with new siding, a new roof, newer HVAC system, fresh paint, and a brand new water heater. Inside you will find an oversized living and dining area with original hardwood floors, an updated farmhouse style kitchen, and a conveniently located laundry room. The layout includes three bedrooms and two bathrooms in a roommate style plan. Step outside the French doors to a stunning screened porch with vaulted wood ceilings, ideal for relaxing and taking in the serene surroundings. This idyllic property has been in the family for generations and showcases pride of ownership, love and attention to the smallest details throughout. It is truly a rare find.

  15. 2026-04-27
    price $369,900 1667-char remark
    Show marketing remark (1667 chars)

    Honey stop the car! This farmhouse chic ranch sits on nearly three private wooded acres just minutes from Senoia and Peachtree City and is located in the highly sought after Sara Harp Minter, Whitewater Middle, and Whitewater High school district. Tucked away at the end of a private drive, the home offers a peaceful setting with a beautifully fenced front yard featuring blackberry bushes and encore azaleas, along with a dedicated fire pit area perfect for enjoying cool evenings with friends and family, enhanced by installed landscape lighting. The expansive backyard provides endless opportunities to garden, play, or enjoy fresh eggs from the custom built chicken coop, and includes raised, preestablished garden beds ideal for organic gardening and growing fruits and vegetables, along with additional berry bushes throughout the property for easy picking and fresh enjoyment. A wooded area with walking and bike trails adds to the charm of this expansive property. The home has been thoughtfully updated with new siding, a new roof, newer HVAC system, fresh paint, and a brand new water heater. Inside you will find an oversized living and dining area with original hardwood floors, an updated farmhouse style kitchen, and a conveniently located laundry room. The layout includes three bedrooms and two bathrooms in a roommate style plan. Step outside the French doors to a stunning screened porch with vaulted wood ceilings, ideal for relaxing and taking in the serene surroundings. This idyllic property has been in the family for generations and showcases pride of ownership, love and attention to the smallest details throughout. It is truly a rare find.

  16. 2026-03-25
    listed $374,900 New 1667-char remark
    Show marketing remark (1667 chars)

    Honey stop the car! This farmhouse chic ranch sits on nearly three private wooded acres just minutes from Senoia and Peachtree City and is located in the highly sought after Sara Harp Minter, Whitewater Middle, and Whitewater High school district. Tucked away at the end of a private drive, the home offers a peaceful setting with a beautifully fenced front yard featuring blackberry bushes and encore azaleas, along with a dedicated fire pit area perfect for enjoying cool evenings with friends and family, enhanced by installed landscape lighting. The expansive backyard provides endless opportunities to garden, play, or enjoy fresh eggs from the custom built chicken coop, and includes raised, preestablished garden beds ideal for organic gardening and growing fruits and vegetables, along with additional berry bushes throughout the property for easy picking and fresh enjoyment. A wooded area with walking and bike trails adds to the charm of this expansive property. The home has been thoughtfully updated with new siding, a new roof, newer HVAC system, fresh paint, and a brand new water heater. Inside you will find an oversized living and dining area with original hardwood floors, an updated farmhouse style kitchen, and a conveniently located laundry room. The layout includes three bedrooms and two bathrooms in a roommate style plan. Step outside the French doors to a stunning screened porch with vaulted wood ceilings, ideal for relaxing and taking in the serene surroundings. This idyllic property has been in the family for generations and showcases pride of ownership, love and attention to the smallest details throughout. It is truly a rare find.

  17. 2026-03-25
    listed $374,900 Active 1667-char remark
    Show marketing remark (1667 chars)

    Honey stop the car! This farmhouse chic ranch sits on nearly three private wooded acres just minutes from Senoia and Peachtree City and is located in the highly sought after Sara Harp Minter, Whitewater Middle, and Whitewater High school district. Tucked away at the end of a private drive, the home offers a peaceful setting with a beautifully fenced front yard featuring blackberry bushes and encore azaleas, along with a dedicated fire pit area perfect for enjoying cool evenings with friends and family, enhanced by installed landscape lighting. The expansive backyard provides endless opportunities to garden, play, or enjoy fresh eggs from the custom built chicken coop, and includes raised, preestablished garden beds ideal for organic gardening and growing fruits and vegetables, along with additional berry bushes throughout the property for easy picking and fresh enjoyment. A wooded area with walking and bike trails adds to the charm of this expansive property. The home has been thoughtfully updated with new siding, a new roof, newer HVAC system, fresh paint, and a brand new water heater. Inside you will find an oversized living and dining area with original hardwood floors, an updated farmhouse style kitchen, and a conveniently located laundry room. The layout includes three bedrooms and two bathrooms in a roommate style plan. Step outside the French doors to a stunning screened porch with vaulted wood ceilings, ideal for relaxing and taking in the serene surroundings. This idyllic property has been in the family for generations and showcases pride of ownership, love and attention to the smallest details throughout. It is truly a rare find.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,376 · $281/mo
Projected year-2 tax
$3,376 · $281/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,117
− Mortgage interest
−$19,886
− Property taxes
−$3,376
− Insurance
−$1,775
− Repairs & maintenance
−$2,649
− Management
−$2,649
− Depreciation
−$10,327
Taxable loss
−$7,545
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,811
After-tax cash flow
$483/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — Peachtree City

Score
74/100
State rank
#34
US rank
#4385

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fayette County · 112,821 people
City population
40,534
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
40,476
Household income
$118,436
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
415.0

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 26% Two or more races 7% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
7% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.38%
Current HPI
238.3395
Rent YoY
▲ 3.22%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-1.3% since first listed
4 events — show timeline
  • 2026-04-27 Price Changed $369,900 GAMLS
  • 2026-04-27 Price Changed $369,900 FMLS
  • 2026-03-25 Listed $374,900 FMLS
  • 2026-03-25 Listed $374,900 GAMLS

Property tax history

+4.2%/yr

Latest (2025): $3,376 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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