4532 12th Street Ct E · Ellenton, FL 34222

$199,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 178 Days on market

Built 1982 3,920 sqft lot Est $135k · 47% over $50/mo HOA · 2% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.7/30.0
• DSCR +10.0/10.0
• 1% rule +7.9/10.0
• Schools +4.4/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

BACK ON MARKET * Buyer Financing fell through! Welcome to Tidevue Estates a 55+ LAND OWNED Community. Home sweet Home, This home is perfect for living full time or your winter escape. Newer AC installed in 2017. All new and remodeled bathrooms with solid wood cabinets, new counters and a walk in tub in the master bathroom. New Laminate flooring in Kitchen and dining area, New Carpet in living room and covered patio. The Florida Room Patio has been covered and has AC, Open Floor plan feel. Covered Garage with electronic Garage Door and remote control clickers. As you walk in you are greeted with the Kitchen to your left with cream cabinets, plenty of counter space, breakfast counter along with a large closet pantry. Kitchen table and China cabinet to your right. Perfect space for hosting holidays at your place. The living room is large and open floor plan with sleeper sofa. The Patio has been covered and turned into a large sitting room or can be used for office space. Pull down shades on all the windows for privacy. Owners Retreat has a large walk in closet and en-suite bathroom with completely remodeled master bath, new counter, wood cabinets and brand new walk in tub. Spacious Guest Room has a walk in closet. Large covered Garage of additional 450 square feet secure enclosed a real plus for a luxury sports car, antique car or plenty of storage and easy convenience to the washer and dryer. There is also a wheelchair ramp in the garage that leads into the home. The community offers plenty of activities, a solar heated pool, a large library with a variety of books to choose from. Updated fitness Room and shuffleboard. Enjoy the bike trails by the Lake or take in the Sunset from the benches around the community. Low HOA of $456 per year. No pets permitted. Conveniently located near many restaurants and shops minutes away. Easy access to I-75 and the Ellenton Premium Outlet Mall. Just a short drive to the Gulf beaches or University Town Center Mall and popular attractions like the Mote Aquarium, Ringling Mansion & Museum and St. Armands Circle. Tidevue offers the perfect location and Life Style. Come see this house Today, it wont last long!

Key facts

• Vinyl flooring
• Membrane roof
• Large island

Tags

• MEMBRANE ROOF
• VINYL FLOORING
• LARGE ISLAND
• VAULTED CEILINGS
• ALCOVE
• EN-SUITE BATHROOM

Property features AI

Finance

• Other: Furnished; Direction faces east
• Financial info: Lease restrictions apply
• HOA & community: Has HOA (Tidevue Estates Civic Organization); Monthly HOA $50 (annually $600); Association fee required and buyer approval required; Association amenities: fitness center, laundry, park, pickleball courts, pool, recreational facilities, shuffleboard court; Senior community; Pets not allowed; Association recreation owned; deed restrictions; street lights; golf carts OK; buyer approval required

Exterior

• Parking: Attached garage with garage door opener; Garage workshop area; 1 garage space (garage approx. 25 x 17); Carport with 2 spaces
• Utilities: Public water; Public sewer; Electricity connected; Cable connected; Underground utilities; Water connected; Sewer connected
• Home design: Manufactured home (double wide); One story; East facing; Open floor plan
• Construction: Vinyl siding; Frame construction; Membrane roof; Crawlspace foundation; Built to public records dimensions
• Exterior features: Private mailbox; Rain gutters; Asphalt road access; Public maintained road

Interior

• Kitchen: Dishwasher; Range; Range hood; Microwave; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Built-in features; Ceiling fans; Open floor plan; Vaulted ceilings; Walk-in closets; 8 total rooms
• Laundry & utility: Washer; Dryer; Laundry area located in garage

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $199k.

Deal economics

• At list price, monthly cash flow is $662 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $199k).
• Recommended offer: $175k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.3% vs local median 4.5% in Ellenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#232 in FL, #3,666 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 182 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• At $2,567/mo this rent would consume 48% of the median local household income ($64k/yr) (locally 313% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 178 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago; this cycle's ask has dropped $16k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 178 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.29% ✓
• Cap rate: 10.28%
• Cash-on-cash: 14.25%
• DSCR: 1.63
• GRM: 6.5

CMA / ARV

• ARV (on-the-fly): $135,168
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4508 14th St E	0.08mi	2/2.0	1,056 (0%)	3mo	$110,000	$104	94
1206 45th Avenue Dr E	0.12mi	2/2.0	1,056 (0%)	2mo	$135,000	$128	92
4207 13th St E	0.26mi	2/2.0	1,056 (0%)	3mo	$123,000	$116	85
1210 44th Avenue Dr E	0.14mi	2/2.0	1,008 (-4%)	1mo	$130,000	$129	85
1208 45th Avenue Dr E	0.11mi	2/2.0	1,008 (-4%)	5mo	$65,000	$64	83
4214 15th St E	0.23mi	2/2.0	1,152 (+9%)	1mo	$220,000	$191	73
4212 13th St E	0.22mi	2/2.0	960 (-9%)	2mo	$175,000	$182	73
1432 41st Ave E	0.32mi	2/1.5	1,000 (-5%)	3mo	$189,000	$189	71
1005 45th Ave E	0.21mi	2/2.0	960 (-9%)	4mo	$100,000	$104	71
1224 41st Avenue Dr E	0.32mi	2/2.0	963 (-9%)	4mo	$125,000	$130	67
4314 12th Street Ct E	0.16mi	3/2.0 (+1)	1,190 (+13%)	2mo	$105,000	$88	64
1204 43rd Ave E	0.21mi	2/2.0	903 (-14%)	4mo	$73,500	$81	63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 4.6%
• Equity multiple: 1.18×
• Total profit: $9,919
• Equity at exit: $29,672

10-year hold

• IRR: 14.1%
• Equity multiple: 2.13×
• Total profit: $63,024
• Equity at exit: $17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34222

• Home prices YoY: -26.9%
• Active inventory: 182
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $2,567 high
• Mortgage (P&I): −$1,044
• Tax from tax record: −$190 /mo · $2,277/yr
• Insurance: −$83
• HOA: −$50
• Vacancy / Maint / Mgmt: −$539
• Net cashflow: $662

Break-even live

Break-even rent $1,729

Max offer price $199,000

Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,750
• Closing costs: $5,970
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5021 US Highway 301 N Ellenton, FL	3.0	2.5	861	$3,900	$4.53	3d	1	0.26mi
4180 Yardly Dr Palmetto, FL	1.0–3.0	1.0–2.0	1021	$2,498	$2.45	3d	15	0.30mi
4612 8th Street Ct E Ellenton, FL	2.0	2.0	1210	$3,000	$2.48	24d	1	0.41mi
4711 8th Street Ct E Ellenton, FL	2.0	1.0	1350	$2,100	$1.56	24d	1	0.44mi
4403 7th St E #4 Ellenton, FL	2.0	2.0	1079	$2,700	$2.50	24d	1	0.58mi
1651 36th Ave E Ellenton, FL	1.0–3.0	1.0–2.0	804	$1,397	$1.74	3d	13	0.80mi
5942 Factory Shops Blvd Ellenton, FL	1.0–3.0	1.0–2.0	953	$2,362	$2.48	2d	67	1.00mi
850 Tidewater Shores Loop #402 Bradenton, FL	2.0	2.0	1151	$2,650	$2.30	24d	1	1.17mi
2710 59th Dr E Ellenton, FL	1.0–3.0	1.0–2.0	1149	$2,234	$1.94	3d	37	1.20mi

HOA detail

• Monthly dues: $50 · $600/yr
• Likely covers: pool

Listing history 24 events

1. 2026-06-18
   days on market $199,000 Active 178 DOM
2. 2026-06-17
   days on market $199,000 Active 177 DOM
3. 2026-06-16
   days on market $199,000 Active 176 DOM
4. 2026-06-15
   days on market $199,000 Active 175 DOM
5. 2026-06-13
   days on market $199,000 Active 173 DOM
6. 2026-06-13
   days on market $199,000 Active 172 DOM
7. 2026-06-10
   days on market $199,000 Active 170 DOM
8. 2026-06-09
   days on market $199,000 Active 169 DOM
9. 2026-06-08
   days on market $199,000 Active 168 DOM
10. 2026-06-08
    days on market $199,000 Active 167 DOM
11. 2026-06-03
    days on market $199,000 Active 163 DOM
12. 2026-06-02
    days on market $199,000 Active 162 DOM
13. 2026-06-01
    days on market $199,000 Active 161 DOM
14. 2026-05-31
    days on market $199,000 Active 160 DOM
15. 2026-03-04
    price $199,000
16. 2025-12-22
    listed $215,000 Active
17. 2022-08-29
    soldstatus $195,000
18. 2022-08-26
    soldstatus $195,000 Closed 2183-char remark

    Show marketing remark (2183 chars)

    BACK ON MARKET * Buyer Financing fell through! Welcome to Tidevue Estates a 55+ LAND OWNED Community. Home sweet Home, This home is perfect for living full time or your winter escape. Newer AC installed in 2017. All new and remodeled bathrooms with solid wood cabinets, new counters and a walk in tub in the master bathroom. New Laminate flooring in Kitchen and dining area, New Carpet in living room and covered patio. The Florida Room Patio has been covered and has AC, Open Floor plan feel. Covered Garage with electronic Garage Door and remote control clickers. As you walk in you are greeted with the Kitchen to your left with cream cabinets, plenty of counter space, breakfast counter along with a large closet pantry. Kitchen table and China cabinet to your right. Perfect space for hosting holidays at your place. The living room is large and open floor plan with sleeper sofa. The Patio has been covered and turned into a large sitting room or can be used for office space. Pull down shades on all the windows for privacy. Owners Retreat has a large walk in closet and en-suite bathroom with completely remodeled master bath, new counter, wood cabinets and brand new walk in tub. Spacious Guest Room has a walk in closet. Large covered Garage of additional 450 square feet secure enclosed a real plus for a luxury sports car, antique car or plenty of storage and easy convenience to the washer and dryer. There is also a wheelchair ramp in the garage that leads into the home. The community offers plenty of activities, a solar heated pool, a large library with a variety of books to choose from. Updated fitness Room and shuffleboard. Enjoy the bike trails by the Lake or take in the Sunset from the benches around the community. Low HOA of $456 per year. No pets permitted. Conveniently located near many restaurants and shops minutes away. Easy access to I-75 and the Ellenton Premium Outlet Mall. Just a short drive to the Gulf beaches or University Town Center Mall and popular attractions like the Mote Aquarium, Ringling Mansion & Museum and St. Armands Circle. Tidevue offers the perfect location and Life Style. Come see this house Today, it wont last long!

19. 2022-07-29
    status Pending 2183-char remark

    Show marketing remark (2183 chars)

    BACK ON MARKET * Buyer Financing fell through! Welcome to Tidevue Estates a 55+ LAND OWNED Community. Home sweet Home, This home is perfect for living full time or your winter escape. Newer AC installed in 2017. All new and remodeled bathrooms with solid wood cabinets, new counters and a walk in tub in the master bathroom. New Laminate flooring in Kitchen and dining area, New Carpet in living room and covered patio. The Florida Room Patio has been covered and has AC, Open Floor plan feel. Covered Garage with electronic Garage Door and remote control clickers. As you walk in you are greeted with the Kitchen to your left with cream cabinets, plenty of counter space, breakfast counter along with a large closet pantry. Kitchen table and China cabinet to your right. Perfect space for hosting holidays at your place. The living room is large and open floor plan with sleeper sofa. The Patio has been covered and turned into a large sitting room or can be used for office space. Pull down shades on all the windows for privacy. Owners Retreat has a large walk in closet and en-suite bathroom with completely remodeled master bath, new counter, wood cabinets and brand new walk in tub. Spacious Guest Room has a walk in closet. Large covered Garage of additional 450 square feet secure enclosed a real plus for a luxury sports car, antique car or plenty of storage and easy convenience to the washer and dryer. There is also a wheelchair ramp in the garage that leads into the home. The community offers plenty of activities, a solar heated pool, a large library with a variety of books to choose from. Updated fitness Room and shuffleboard. Enjoy the bike trails by the Lake or take in the Sunset from the benches around the community. Low HOA of $456 per year. No pets permitted. Conveniently located near many restaurants and shops minutes away. Easy access to I-75 and the Ellenton Premium Outlet Mall. Just a short drive to the Gulf beaches or University Town Center Mall and popular attractions like the Mote Aquarium, Ringling Mansion & Museum and St. Armands Circle. Tidevue offers the perfect location and Life Style. Come see this house Today, it wont last long!

20. 2022-07-21
    status Active 2183-char remark

    Show marketing remark (2183 chars)

    BACK ON MARKET * Buyer Financing fell through! Welcome to Tidevue Estates a 55+ LAND OWNED Community. Home sweet Home, This home is perfect for living full time or your winter escape. Newer AC installed in 2017. All new and remodeled bathrooms with solid wood cabinets, new counters and a walk in tub in the master bathroom. New Laminate flooring in Kitchen and dining area, New Carpet in living room and covered patio. The Florida Room Patio has been covered and has AC, Open Floor plan feel. Covered Garage with electronic Garage Door and remote control clickers. As you walk in you are greeted with the Kitchen to your left with cream cabinets, plenty of counter space, breakfast counter along with a large closet pantry. Kitchen table and China cabinet to your right. Perfect space for hosting holidays at your place. The living room is large and open floor plan with sleeper sofa. The Patio has been covered and turned into a large sitting room or can be used for office space. Pull down shades on all the windows for privacy. Owners Retreat has a large walk in closet and en-suite bathroom with completely remodeled master bath, new counter, wood cabinets and brand new walk in tub. Spacious Guest Room has a walk in closet. Large covered Garage of additional 450 square feet secure enclosed a real plus for a luxury sports car, antique car or plenty of storage and easy convenience to the washer and dryer. There is also a wheelchair ramp in the garage that leads into the home. The community offers plenty of activities, a solar heated pool, a large library with a variety of books to choose from. Updated fitness Room and shuffleboard. Enjoy the bike trails by the Lake or take in the Sunset from the benches around the community. Low HOA of $456 per year. No pets permitted. Conveniently located near many restaurants and shops minutes away. Easy access to I-75 and the Ellenton Premium Outlet Mall. Just a short drive to the Gulf beaches or University Town Center Mall and popular attractions like the Mote Aquarium, Ringling Mansion & Museum and St. Armands Circle. Tidevue offers the perfect location and Life Style. Come see this house Today, it wont last long!

21. 2022-07-14
    status Pending 2183-char remark

    Show marketing remark (2183 chars)

    BACK ON MARKET * Buyer Financing fell through! Welcome to Tidevue Estates a 55+ LAND OWNED Community. Home sweet Home, This home is perfect for living full time or your winter escape. Newer AC installed in 2017. All new and remodeled bathrooms with solid wood cabinets, new counters and a walk in tub in the master bathroom. New Laminate flooring in Kitchen and dining area, New Carpet in living room and covered patio. The Florida Room Patio has been covered and has AC, Open Floor plan feel. Covered Garage with electronic Garage Door and remote control clickers. As you walk in you are greeted with the Kitchen to your left with cream cabinets, plenty of counter space, breakfast counter along with a large closet pantry. Kitchen table and China cabinet to your right. Perfect space for hosting holidays at your place. The living room is large and open floor plan with sleeper sofa. The Patio has been covered and turned into a large sitting room or can be used for office space. Pull down shades on all the windows for privacy. Owners Retreat has a large walk in closet and en-suite bathroom with completely remodeled master bath, new counter, wood cabinets and brand new walk in tub. Spacious Guest Room has a walk in closet. Large covered Garage of additional 450 square feet secure enclosed a real plus for a luxury sports car, antique car or plenty of storage and easy convenience to the washer and dryer. There is also a wheelchair ramp in the garage that leads into the home. The community offers plenty of activities, a solar heated pool, a large library with a variety of books to choose from. Updated fitness Room and shuffleboard. Enjoy the bike trails by the Lake or take in the Sunset from the benches around the community. Low HOA of $456 per year. No pets permitted. Conveniently located near many restaurants and shops minutes away. Easy access to I-75 and the Ellenton Premium Outlet Mall. Just a short drive to the Gulf beaches or University Town Center Mall and popular attractions like the Mote Aquarium, Ringling Mansion & Museum and St. Armands Circle. Tidevue offers the perfect location and Life Style. Come see this house Today, it wont last long!

22. 2022-06-21
    listed $194,900 Active 2183-char remark

    Show marketing remark (2183 chars)

    BACK ON MARKET * Buyer Financing fell through! Welcome to Tidevue Estates a 55+ LAND OWNED Community. Home sweet Home, This home is perfect for living full time or your winter escape. Newer AC installed in 2017. All new and remodeled bathrooms with solid wood cabinets, new counters and a walk in tub in the master bathroom. New Laminate flooring in Kitchen and dining area, New Carpet in living room and covered patio. The Florida Room Patio has been covered and has AC, Open Floor plan feel. Covered Garage with electronic Garage Door and remote control clickers. As you walk in you are greeted with the Kitchen to your left with cream cabinets, plenty of counter space, breakfast counter along with a large closet pantry. Kitchen table and China cabinet to your right. Perfect space for hosting holidays at your place. The living room is large and open floor plan with sleeper sofa. The Patio has been covered and turned into a large sitting room or can be used for office space. Pull down shades on all the windows for privacy. Owners Retreat has a large walk in closet and en-suite bathroom with completely remodeled master bath, new counter, wood cabinets and brand new walk in tub. Spacious Guest Room has a walk in closet. Large covered Garage of additional 450 square feet secure enclosed a real plus for a luxury sports car, antique car or plenty of storage and easy convenience to the washer and dryer. There is also a wheelchair ramp in the garage that leads into the home. The community offers plenty of activities, a solar heated pool, a large library with a variety of books to choose from. Updated fitness Room and shuffleboard. Enjoy the bike trails by the Lake or take in the Sunset from the benches around the community. Low HOA of $456 per year. No pets permitted. Conveniently located near many restaurants and shops minutes away. Easy access to I-75 and the Ellenton Premium Outlet Mall. Just a short drive to the Gulf beaches or University Town Center Mall and popular attractions like the Mote Aquarium, Ringling Mansion & Museum and St. Armands Circle. Tidevue offers the perfect location and Life Style. Come see this house Today, it wont last long!

23. 1995-03-15
    soldstatus $55,000
24. 1983-12-01
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,277 · $190/mo
• Projected year-2 tax: $2,277 · $190/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 31% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,801
• − Mortgage interest: −$11,147
• − Property taxes: −$2,277
• − Insurance: −$995
• − Repairs & maintenance: −$2,464
• − Management: −$2,464
• − HOA: −$600
• − Depreciation: −$5,789
• Taxable income: $5,065
• Est. tax owed @ 24.0%: −$1,216
• After-tax cash flow: $6,723/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Ellenton

• Score: 76/100
• State rank: #232
• US rank: #3666

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ellenton, FL
• County: Manatee County · 416,364 people
• City population: 14,819
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 14,819
• Household income: $64,355
• Rent vs Own: 21.9% rent · 78.1% own
• Severe rent burden: 313.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Hispanic / Latino 17% Two or more races 13% Black 7% Native American 2% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 2%
• Common ancestry: Romanian 3% Slovak 2% Lithuanian 2%
• Foreign-born: 8% · Canada, Jamaica, Vietnam
• Languages at home: 88% English-only · Spanish 10% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.75%
• Current HPI: 293.2597
• Rent YoY: —
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1558.3% since first listed

10 events — show timeline

• 2026-03-04 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-22 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2022-08-29 Sold (Public Records) $195,000 Public Records
• 2022-08-26 Sold (MLS) $195,000 Stellar MLS as Distributed by MLS Grid
• 2022-07-29 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-07-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-07-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-06-21 Listed $194,900 Stellar MLS as Distributed by MLS Grid
• 1995-03-15 Sold (Public Records) $55,000 Public Records
• 1983-12-01 Sold (Public Records) $12,000 Public Records

Property tax history

+11.1%/yr

Latest (2025): $2,277 · +0.4% YoY. Source: county tax records.