43000 Greenway Blvd #145 · Punta Gorda, FL 33982

$249,900

2 bd · 2.0 ba · 1,198 sqft · Condo public records · 85 Days on market

Built 2020 Good condition $209/sqft · 13% below area Est $289k · 13% under $1070/mo HOA · 50% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.5/15.0
• Schools +5.5/10.0
• Condition / age +4.0/5.0
• Livability +3.8/5.0
• 1% rule +3.5/10.0
• Rent growth +3.5/5.0
• Appreciation +2.4/10.0
• Cash flow +0.0/30.0
• DSCR +0.0/10.0

Listing remarks MLS

Enjoy penthouse living with breathtaking views overlooking the largest lake in Babcock Ranch and the 10th green of the Babcock National Golf Course. This rare top-floor end unit offers exceptional privacy and comes with bundled golf, making it a highly sought-after opportunity. This light-filled residence features 2 bedrooms and 2 full baths with an open-concept floor plan where all main living areas capture stunning water and golf course views. The spacious kitchen includes granite countertops, a breakfast bar, and a dining area wrapped in windows, creating a bright and inviting space for everyday living and entertaining. The living area opens to a screened lanai, perfect for relaxing while overlooking the serene surroundings. Interior finishes include tile flooring in the main living areas, plush carpet in the bedrooms, designer lighting throughout, and blinds on all windows. The primary suite offers a generous walk-in closet, dual-sink vanity, a luxurious walk-in shower, and a separate linen closet. The second bedroom and adjacent full bath are ideal for guests or family. Babcock National is a premier resort-style community, anchored by its 18-hole championship golf course designed for players of all skill levels. Residents enjoy tennis and pickleball courts, bocci ball, a lively Tiki Bar, the newly opened Clubhouse and Enclave restaurant, two resort pools (including a lap pool), whirlpool spa, steam room, on-site spa services, and a state-of-the-art fitness center with classes. Community life is vibrant with gourmet food trucks, live music, art shows, and farmers markets. Convenient shopping and dining are just minutes away at the Publix shopping center and nearby favorites including Starbucks, Five Guys, Marshalls, Ace Hardware, Ulta, Panera Bread, Carvel, nail and aesthetics studios, and the popular Oak & Iron restaurant, along with sushi, Mexican, and pizza options. Even more is on the way with the B Street Shops opening in late 2026. Babcock Ranch is more than a place to live—it’s a lifestyle. This one-of-a-kind terrace condo with spectacular views is not to be missed. Welcome home.

Key facts

• Breathtaking views
• Walk-in closet
• Screened lanai

Tags

• BREATHTAKING VIEWS
• OPEN-CONCEPT FLOOR PLAN
• SCREENED LANAI
• WALK-IN CLOSET
• DUAL-SINK VANITY
• LUXURIOUS WALK-IN SHOWER

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $250k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
• To cash-flow at today's rent, offer at most $89k (64.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (14.5% below list).
• Recommended offer: $89k (64.2% below list) — sets the bar for cash-flow.
• Cap rate 0.4% vs local median 3.5% in Punta Gorda — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: Rents rising fast (+4.1%/yr); 1453 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 117d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 35% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 85 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 50% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $89,381 (64.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 64% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 0.39%
• Cash-on-cash: -21.10%
• DSCR: 0.06
• GRM: 9.7

CMA / ARV

• ARV (median comp): $288,676
• List price: $249,900
• Delta: -13.43%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
43993 Boardwalk Loop #1925	0.12mi	2/2.0	1,194 (-0%)	0mo	$185,000	$155	94
43010 Greenway Blvd #233	0.05mi	2/2.0	1,154 (-4%)	2mo	$225,000	$195	90
43040 Greenway Blvd #514	0.19mi	2/2.0	1,194 (-0%)	2mo	$193,000	$162	89
43981 Boardwalk Loop #2244	0.09mi	2/2.0	1,154 (-4%)	2mo	$210,000	$182	88
43981 Boardwalk Loop #2234	0.19mi	2/2.0	1,154 (-4%)	1mo	$204,000	$177	84
43050 Greenway Blvd #627	0.23mi	2/2.0	1,170 (-2%)	1mo	$215,000	$184	84
43989 Boardwalk Loop #2043	0.16mi	2/2.0	1,154 (-4%)	3mo	$212,000	$184	84
15275 Green Acres Ave #325	1.40mi	2/2.0	1,154 (-4%)	2mo	$190,000	$165	57
15275 Green Acres Ave #332	1.41mi	2/2.0	1,154 (-4%)	3mo	$229,000	$198	56
44500 Cable Creek Dr	1.41mi	3/2.0 (+1)	1,269 (+6%)	3mo	$274,995	$217	48
16524 Settlers Way	1.03mi	3/2.0 (+1)	1,483 (+24%)	1mo	$314,990	$212	34
44433 Diamond Trl	1.39mi	3/2.0 (+1)	1,484 (+24%)	1mo	$315,000	$212	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.13% rent growth · sell at horizon

5-year hold

• IRR: -56.9%
• Equity multiple: -0.65×
• Total profit: $-115,620
• Equity at exit: $37,261

10-year hold

• IRR: —
• Equity multiple: -1.69×
• Total profit: $-188,144
• Equity at exit: $21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 0 active · 2 under contract

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33982

• Home prices YoY: -1.2%
• Rents YoY: 4.1%
• Active inventory: 1453
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,136 medium
• Mortgage (P&I): −$1,311
• Tax from tax record: −$433 /mo · $5,198/yr
• Insurance: −$104
• HOA: −$1,070
• Vacancy / Maint / Mgmt: −$449
• Net cashflow: $-1,230

Break-even live

Break-even rent $3,693

Max offer price $89,381

Occupancy floor —

Sensitivity live

Price	-10% $-1,089	-5% $-1,159	+0% $-1,230	+5% $-1,301	+10% $-1,372
Rent	-10% $-1,399	-5% $-1,314	+0% $-1,230	+5% $-1,146	+10% $-1,061
Rate	-1.0pp $-1,104	-0.5pp $-1,167	base $-1,230	+0.5pp $-1,295	+1.0pp $-1,361

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
43000 Greenway Blvd Punta Gorda, FL	2.0	2.0	1159	$4,050	$3.49	109d	4	0.03mi
43000 Greenway Blvd #134 Punta Gorda, FL	2.0	2.0	1120	$4,500	$4.02	6d	1	0.03mi
43997 Boardwalk Loop #1821 Punta Gorda, FL	3.0	2.0	1301	$6,500	$5.00	116d	1	0.05mi
43997 Boardwalk Loop #1843 Punta Gorda, FL	2.0	2.0	1120	$1,599	$1.43	116d	1	0.05mi
43997 Boardwalk Loop #1832 Punta Gorda, FL	2.0	2.0	1154	$5,500	$4.77	116d	1	0.05mi
43997 Boardwalk Loop #1827 Punta Gorda, FL	2.0	2.0	1154	$5,400	$4.68	116d	1	0.05mi
43997 Boardwalk Loop #1842 Punta Gorda, FL	2.0	2.0	1154	$1,629	$1.41	6d	1	0.06mi
43997 Boardwalk Loop #1842 Punta Gorda, FL	2.0	2.0	1154	$1,629	$1.41	0d	1	0.06mi
43997 Boardwalk Loop #1832 Punta Gorda, FL	2.0	2.0	1154	$5,500	$4.77	6d	1	0.06mi
43010 Greenway Blvd Punta Gorda, FL	2.0	2.0	1137	$5,750	$5.06	6d	2	0.07mi
43010 Greenway Blvd Punta Gorda, FL	2.0	2.0	1145	$6,300	$5.50	116d	2	0.07mi
43996 Boardwalk Loop #1422 Punta Gorda, FL	2.0	2.0	1355	$5,500	$4.06	116d	1	0.09mi
43993 Boardwalk Loop #1941 Punta Gorda, FL	2.0	2.0	1198	$4,500	$3.76	116d	1	0.09mi
43993 Boardwalk Loop #1913 Punta Gorda, FL	2.0	2.0	1154	$6,000	$5.20	116d	1	0.09mi
15970 Grassland Ln Punta Gorda, FL	2.0	2.0	1476	$3,800	$2.57	6d	2	0.11mi
15970 Grassland Ln Punta Gorda, FL	2.0	2.0	1476	$6,250	$4.23	116d	2	0.11mi
15980 Grassland Ln Punta Gorda, FL	2.0	2.0	1467	$6,625	$4.51	116d	2	0.11mi
43011 Greenway Blvd #1225 Punta Gorda, FL	2.0	2.0	1355	$6,000	$4.43	116d	1	0.11mi
43011 Greenway Blvd #1225 Punta Gorda, FL	2.0	2.0	1355	$6,000	$4.43	6d	1	0.11mi
43020 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1243	$2,500	$2.01	109d	7	0.11mi
43020 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1227	$5,500	$4.48	6d	3	0.11mi
43020 Greenway Blvd Punta Gorda, FL	2.0–3.0	2.0	1210	$4,500	$3.72	0d	4	0.11mi
43981 Boardwalk Loop #2222 Punta Gorda, FL	2.0	2.0	1154	$5,000	$4.33	6d	1	0.12mi
43981 Boardwalk Loop #2222 Punta Gorda, FL	2.0	2.0	1154	$4,900	$4.25	116d	1	0.12mi
43981 Boardwalk Loop #2232 Punta Gorda, FL	2.0	2.0	1154	$5,000	$4.33	116d	1	0.12mi
43989 Boardwalk Loop #2032 Punta Gorda, FL	2.0	2.0	1154	$6,000	$5.20	6d	1	0.14mi
43989 Boardwalk Loop #2018 Punta Gorda, FL	3.0	2.0	1301	$5,500	$4.23	6d	1	0.14mi
43989 Boardwalk Loop #2024 Punta Gorda, FL	2.0	2.0	1120	$5,400	$4.82	116d	1	0.14mi
43989 Boardwalk Loop #2028 Punta Gorda, FL	3.0	2.0	1301	$5,500	$4.23	116d	1	0.14mi
43989 Boardwalk Loop #2042 Punta Gorda, FL	2.0	2.0	1120	$5,000	$4.46	116d	1	0.14mi
43989 Boardwalk Loop #2041 Punta Gorda, FL	2.0	2.0	1154	$1,850	$1.60	116d	1	0.14mi
43021 Greenway Blvd #1115 Punta Gorda, FL	2.0	2.0	1355	$2,600	$1.92	116d	1	0.14mi
43977 Boardwalk Loop #2315 Punta Gorda, FL	2.0	2.0	1120	$4,500	$4.02	116d	1	0.16mi
43030 Greenway Blvd #424 Punta Gorda, FL	2.0	2.0	1170	$6,000	$5.13	6d	1	0.17mi
43984 Boardwalk Loop #1717 Punta Gorda, FL	2.0	2.0	1355	$7,500	$5.54	116d	1	0.18mi
43030 Greenway Blvd Punta Gorda, FL	2.0	2.0	1184	$5,500	$4.65	109d	2	0.18mi
43031 Greenway Blvd #1014 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	116d	1	0.18mi
43031 Greenway Blvd #1024 Punta Gorda, FL	2.0	2.0	1438	$6,000	$4.17	6d	1	0.18mi
43984 Boardwalk Loop #1717 Punta Gorda, FL	2.0	2.0	1355	$5,000	$3.69	6d	1	0.18mi
43985 Boardwalk Loop #2115 Punta Gorda, FL	2.0	2.0	1194	$5,500	$4.61	6d	1	0.19mi

Property features AI

Finance

• Other: Pets allowed conditionally (contact for details; pet limit indicated as 3)
• Financial info: Community of 8 units
• HOA & community: Homeowners association (quarterly fees)Association covers golf, internet, grounds maintenance, street lights, security and waterCommunity amenities include clubhouse, fitness center, golf course, pool, spa/hot tub, sauna, tennis courts, pickleball, bocce, basketball court, putting greens, boat ramp, restaurant, dog park, barbecue/picnic areas, trails, sidewalks, park, management, private membership

Exterior

• Parking: Assigned covered parkingDrivewayPavedDetached carport (1 space)Electric vehicle charging station(s)One covered space
• Security: Gated community with guardSecurity gateSecurity guardFire sprinkler systemSmoke detector(s)
• Utilities: Public waterPublic sewerHigh speed internet availableCable not available
• Home design: Single-storyEntry level 4ResaleFaces west
• Construction: Block, concrete and stucco constructionTile roof
• Exterior features: LanaiPorchScreened porchCommunity poolCorner lotOn golf courseEast exposureHas viewAcross the road water frontage (lake)Public maintained paved roadIrrigation included in assessment (reclaimed water)

Interior

• Kitchen: DishwasherElectric cooktopSelf-cleaning ovenMicrowaveRefrigerator with ice makerFreezerDisposalIcemaker
• Bedrooms: Bedroom on main level
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric)Central air conditioning (electric)Ceiling fan(s)
• Interior features: Breakfast barFamily/Dining roomKitchen islandLiving/Dining room combinationDual sinksShower onlySeparate showerWalk-in closet(s)High speed internet availableSingle hung and sliding windowsUnfurnished
• Laundry & utility: Washer included

HOA detail $1,070/mo · $12,840/yr condo

• Likely covers: waterpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 50 events

1. 2026-09-24
   days on market $249,900 Active 85 DOM
2. 2026-09-22
   days on market $249,900 Active 84 DOM
3. 2026-09-21
   days on market $249,900 Active 83 DOM
4. 2026-09-20
   days on market $249,900 Active 82 DOM
5. 2026-09-19
   days on market $249,900 Active 81 DOM
6. 2026-09-18
   days on market $249,900 Active 80 DOM
7. 2026-09-17
   days on market $249,900 Active 79 DOM
8. 2026-09-16
   days on market $249,900 Active 78 DOM
9. 2026-09-15
   days on market $249,900 Active 77 DOM
10. 2026-09-14
    days on market $249,900 Active 76 DOM
11. 2026-09-13
    days on market $249,900 Active 75 DOM
12. 2026-09-12
    days on market $249,900 Active 74 DOM
13. 2026-09-11
    days on market $249,900 Active 73 DOM
14. 2026-09-05
    days on market $249,900 Active 67 DOM
15. 2026-09-04
    days on market $249,900 Active 66 DOM
16. 2026-09-03
    days on market $249,900 Active 65 DOM
17. 2026-08-31
    days on market $249,900 Active 62 DOM
18. 2026-08-30
    days on market $249,900 Active 61 DOM
19. 2026-08-29
    days on market $249,900 Active 60 DOM
20. 2026-08-28
    days on market $249,900 Active 59 DOM
21. 2026-08-27
    days on market $249,900 Active 58 DOM
22. 2026-08-26
    days on market $249,900 Active 57 DOM
23. 2026-08-25
    days on market $249,900 Active 56 DOM
24. 2026-08-24
    days on market $249,900 Active 55 DOM
25. 2026-08-23
    days on market $249,900 Active 54 DOM
26. 2026-08-22
    days on market $249,900 Active 53 DOM
27. 2026-08-21
    days on market $249,900 Active 52 DOM
28. 2026-08-20
    days on market $249,900 Active 51 DOM
29. 2026-08-19
    days on market $249,900 Active 50 DOM
30. 2026-08-18
    days on market $249,900 Active 49 DOM
31. 2026-08-17
    days on market $249,900 Active 48 DOM
32. 2026-08-16
    days on market $249,900 Active 47 DOM
33. 2026-08-15
    days on market $249,900 Active 46 DOM
34. 2026-08-14
    days on market $249,900 Active 45 DOM
35. 2026-08-13
    days on market $249,900 Active 44 DOM
36. 2026-08-12
    days on market $249,900 Active 43 DOM
37. 2026-08-11
    days on market $249,900 Active 42 DOM
38. 2026-08-10
    days on market $249,900 Active 41 DOM
39. 2026-08-09
    days on market $249,900 Active 40 DOM
40. 2026-08-08
    days on market $249,900 Active 39 DOM
41. 2026-08-07
    days on market $249,900 Active 38 DOM
42. 2026-08-06
    days on market $249,900 Active 37 DOM
43. 2026-08-05
    days on market $249,900 Active 36 DOM
44. 2026-08-04
    days on market $249,900 Active 35 DOM
45. 2026-08-03
    days on market $249,900 Active 34 DOM
46. 2026-07-31
    days on market $249,900 Active 31 DOM
47. 2026-07-29
    days on market $249,900 Active 29 DOM
48. 2026-07-27
    days on market $249,900 Active 27 DOM
49. 2026-07-25
    days on market $249,900 Active 25 DOM
50. 2026-07-24
    days on market $249,900 Active 24 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,198 · $433/mo
• Projected year-2 tax: $5,198 · $433/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,636
• − Mortgage interest: −$13,998
• − Property taxes: −$5,198
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,051
• − Management: −$2,051
• − HOA: −$12,840
• − Depreciation: −$7,270
• Taxable loss: −$19,021
• Est. tax savings @ 24.0%: +$4,565
• After-tax cash flow: $-10,196/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $5,990–$17,970 screening

This well-maintained, top-floor penthouse condo offers stunning views and is ready for immediate occupancy.

Value-add opportunities

• Both landscaping — enhances curb appeal and resale value ↑
• Both furniture — modernizes the space and improves rental appeal ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 55/100

Zoned Schools

Elementary East Elementary School B+ FL #435/2,144 Nat'l #4,272/41,679 Middle Punta Gorda Middle School C+ FL #209/571 Nat'l #2,873/14,009 High Charlotte High School D- FL #228/667 Nat'l #6,809/17,239

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

B Composite livability gradescore 76/100

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 198,646 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 13,006
• Household income: $72,443
• Rent vs Own: 11.2% rent · 88.8% own
• Severe rent burden: 42% of renters

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Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Two or more races 8% Hispanic / Latino 7% Black 7%
• Hispanic origin (detail): Puerto Rican 2% Cuban 3%
• Common ancestry: Lithuanian 3% Iranian 3% Slovak 3%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 93% English-only · Spanish 5% German/W. Germanic 1% Arabic 1%

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Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -5.25%
• Current HPI: 448.5895
• Rent YoY: ▲ 4.13%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: Pets allowed conditionally (contact for details; pet limit indicated as 3)
• Financial info: Community of 8 units
• HOA & community: Homeowners association (quarterly fees)Association covers golf, internet, grounds maintenance, street lights, security and waterCommunity amenities include clubhouse, fitness center, golf course, pool, spa/hot tub, sauna, tennis courts, pickleball, bocce, basketball court, putting greens, boat ramp, restaurant, dog park, barbecue/picnic areas, trails, sidewalks, park, management, private membership

Exterior

• Parking: Assigned covered parkingDrivewayPavedDetached carport (1 space)Electric vehicle charging station(s)One covered space
• Security: Gated community with guardSecurity gateSecurity guardFire sprinkler systemSmoke detector(s)
• Utilities: Public waterPublic sewerHigh speed internet availableCable not available
• Home design: Single-storyEntry level 4ResaleFaces west
• Construction: Block, concrete and stucco constructionTile roof
• Exterior features: LanaiPorchScreened porchCommunity poolCorner lotOn golf courseEast exposureHas viewAcross the road water frontage (lake)Public maintained paved roadIrrigation included in assessment (reclaimed water)

Interior

• Kitchen: DishwasherElectric cooktopSelf-cleaning ovenMicrowaveRefrigerator with ice makerFreezerDisposalIcemaker
• Bedrooms: Bedroom on main level
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric)Central air conditioning (electric)Ceiling fan(s)
• Interior features: Breakfast barFamily/Dining roomKitchen islandLiving/Dining room combinationDual sinksShower onlySeparate showerWalk-in closet(s)High speed internet availableSingle hung and sliding windowsUnfurnished
• Laundry & utility: Washer included

Price history

+27.5% since first listed

14 events — show timeline

• 2026-06-30 Listed $249,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Listed $249,900 FORTMLS
• 2024-04-22 Sold (MLS) $270,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-19 Sold (Public Records) $270,000 Public Records
• 2024-04-18 Sold (MLS) $270,000 FORTMLS
• 2024-03-06 Pending — FORTMLS
• 2024-03-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-02-16 Price Changed $289,900 Stellar MLS as Distributed by MLS Grid
• 2024-02-08 Price Changed $289,900 FORTMLS
• 2024-01-08 Price Changed $314,900 Stellar MLS as Distributed by MLS Grid
• 2024-01-08 Price Changed $314,900 FORTMLS
• 2023-11-25 Listed $329,900 Stellar MLS as Distributed by MLS Grid
• 2023-11-09 Listed $329,900 FORTMLS
• 2020-11-19 Sold (Public Records) $196,000 Public Records

Property tax history

+5.2%/yr

Latest (2025): $5,198 · -1.1% YoY. Source: county tax records.