514 Desert Fls N · Palm Desert, CA 92211

$419,000

3 bd · 2.5 ba · 1,814 sqft · Condo public records · 43 Days on market

Built 1989 $231/sqft · 7% below area Est $449k · 7% under $871/mo HOA · 20% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.5/15.0
• Cash flow +8.8/30.0
• 1% rule +5.2/10.0
• Schools +3.8/10.0
• Livability +2.6/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Best Value per square foot inside Desert Falls Country Club! Great as an Investment property, vacation home, or full time residence! One of the few communities that Short-term rentals are allowed! This super clean upper level condo has North East facing views of the pool, mountains & morning sunrises. One of the 26 pools is right below your balcony. Cathedral ceilings make the condo feel open & airy, wood plantation shutters throughout, as well as beautiful light Saltillo tiles. The guest bedroom has it's own walk in closet & bathroom. The 3rd bedroom could be used as an office or den. The main bedroom and 2nd guest bedroom have new flooring and have been freshly painted. HOA fee includes cable and internet, 7 tennis courts, 8 pickleball courts, 26 pools/spas, on the golf course. Great location near shopping, dining. & the soon to be built new Sports & Entertainment Arena. Once the area is built, this community will be a red hot commodity!

Key facts

• Gated community
• East-facing balcony
• Overlooking the pool

Tags

• GATED COMMUNITY
• EAST-FACING BALCONY
• OVERLOOKING THE POOL
• TENNIS AND PICKLEBALL COURTS
• 30+ POOLS AND SPAS
• GROUNDS MAINTENANCE

Property features AI

Finance

• Other: CC&R, planned development, and homeowners association disclosures
• Financial info: Listing terms include cash or cash to new loan; Short-term rentals allowed
• HOA & community: Monthly HOA fee of $871; HOA covers building & grounds, security, and cable TV; Community amenities include fitness center, tennis courts, sport court, pet rules, and grounds maintenance

Exterior

• Parking: Attached garage with garage door opener (2 garage spaces); Driveway with 2 additional uncovered/assigned spaces (4 total parking spaces)
• Security: Gated community with 24-hour security
• Utilities: PUD; Sewer connected and paid
• Home design: Condominium, attached; Two-story building; Front door faces west; leisure area faces east; End unit on the second floor
• Construction: Year built (assessor source); Fee simple ownership
• Exterior features: Balcony; Community pool (in-ground); Community heated in-ground spa/hot tub; Sprinkler system; Park/greenbelt and pool views; Golf course and pickleball courts within the development

Interior

• Kitchen: Electric range; Microwave oven; Refrigerator; Dishwasher
• Bedrooms: Two master bedrooms with walk-in closet
• Flooring: Laminate flooring; Pavers
• Bathrooms: Two full bathrooms; One half bathroom
• Heating & cooling: Forced air heating (natural gas); Fireplace heating; Central air conditioning
• Interior features: Turnkey condition; Top-level entry; Living room with gas-log fireplace
• Laundry & utility: Washer and dryer in an individual laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath condo listed at $419k.

Deal economics

• At list price, monthly cash flow is $-345 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $358k (14.6% below list).
• Meets the 1% rule at list price ($4k rent vs $419k).
• Recommended offer: $358k (14.6% below list) — sets the bar for cash-flow.
• Cap rate 5.3% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: schools A-, employment B+, housing B; Watch: crime D, amenities F, commute F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.3%/yr); 626 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $4,255/mo this rent would consume 58% of the median local household income ($88k/yr) (locally 1181% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 43 days — a 3% lower offer ($406k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 20% of rent.
• Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $358,023 (14.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 5.30%
• Cash-on-cash: -3.53%
• DSCR: 0.84
• GRM: 8.2

CMA / ARV

• ARV (median comp): $449,420
• List price: $419,000
• Delta: -6.77%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -26.6%
• Equity multiple: 0.13×
• Total profit: $-101,788
• Equity at exit: $62,474

10-year hold

• IRR: -45.9%
• Equity multiple: -0.39×
• Total profit: $-162,852
• Equity at exit: $36,227

Cash invested: $117,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92211

• Rents YoY: -0.3%
• Active inventory: 626
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $4,255 high
• Mortgage (P&I): −$2,197
• Tax from tax record: −$464 /mo · $5,568/yr
• Insurance: −$175
• HOA: −$871
• Vacancy / Maint / Mgmt: −$894
• Net cashflow: $-345

Break-even live

Break-even rent $4,692

Max offer price $358,023

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $104,750
• Closing costs: $12,570
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
491 Desert Falls Dr N Palm Desert, CA	2.0	2.0	1360	$6,500	$4.78	43d	1	0.05mi
474 Evergreen Ash Palm Desert, CA	2.0	2.0	1330	$2,850	$2.14	24d	1	0.07mi
551 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$5,500	$4.14	43d	1	0.16mi
432 Desert Falls Dr N Palm Desert, CA	3.0	2.5	1814	$4,800	$2.65	43d	1	0.20mi
319 Vista Royale Dr Palm Desert, CA	3.0	2.5	1814	$2,900	$1.60	43d	1	0.22mi
413 Desert Falls Dr N Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	43d	1	0.26mi
274 Vista Royale Cir E Palm Desert, CA	3.0	2.5	1814	$2,900	$1.60	24d	1	0.29mi
270 Vista Royale Cir E Palm Desert, CA	3.0	2.5	1814	$3,250	$1.79	5d	1	0.31mi
270 Vista Royale Cir E Palm Desert, CA	3.0	2.5	1814	$3,250	$1.79	43d	1	0.31mi
259 Vista Royale Cir W Palm Desert, CA	2.0	2.0	1330	$5,600	$4.21	43d	1	0.33mi
260 Vista Royale Cir E Palm Desert, CA	4.0	3.0	2236	$8,000	$3.58	43d	1	0.35mi
607 Calle Vibrante Palm Desert, CA	3.0	2.5	1873	$2,795	$1.49	23d	1	0.35mi
607 Calle Vibrante Palm Desert, CA	3.0	2.0	1873	$2,895	$1.55	43d	1	0.35mi
621 Calle Vibrante Palm Desert, CA	4.0	2.0	1873	$3,200	$1.71	17d	1	0.36mi
510 Calle Vibrante Palm Desert, CA	3.0	2.5	1624	$2,695	$1.66	17d	1	0.36mi
248 Vista Royale Cir W Palm Desert, CA	2.0	2.0	1330	$4,999	$3.76	43d	1	0.37mi
635 Calle Vibrante Palm Desert, CA	3.0	2.5	1574	$2,800	$1.78	43d	1	0.38mi
520 Calle Vibrante Unit 520 Palm Desert, CA	3.0	6.0	1873	$4,000	$2.14	43d	1	0.39mi
520 Calle Vibrante Palm Desert, CA	4.0	4.5	1873	$2,800	$1.49	43d	1	0.39mi
651 Vista Lago Cir N Palm Desert, CA	2.0	2.0	1330	$5,700	$4.29	43d	1	0.39mi
237 Vista Royale Cir W Palm Desert, CA	3.0	2.5	1814	$6,200	$3.42	43d	1	0.41mi
221 Vista Royale Cir E Palm Desert, CA	2.0	2.0	1360	$5,900	$4.34	24d	1	0.43mi
709 Vista Lago Cir N Palm Desert, CA	2.0	2.0	1360	$2,700	$1.99	43d	1	0.44mi
221 Vista Royale Cir W Palm Desert, CA	2.0	2.5	1360	$5,900	$4.34	24d	1	0.45mi
272 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$6,250	$4.70	43d	1	0.49mi
462 Via de la Paz Palm Desert, CA	4.0	3.0	2506	$3,200	$1.28	21d	1	0.49mi
462 Via de la Paz Palm Desert, CA	4.0	3.0	2506	$3,800	$1.52	43d	1	0.49mi
37600 College Dr Palm Desert, CA	1.0–3.0	1.0–2.5	1195	$2,910	$2.44	1d	21	0.50mi
245 Paseo Gregario Palm Desert, CA	2.0	2.0	1602	$2,700	$1.69	43d	1	0.51mi
127 Villa Ct Palm Desert, CA	2.0	2.0	1330	$6,800	$5.11	43d	1	0.51mi
139 Villa Ct Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	43d	1	0.54mi
194 Paseo Bravo Palm Desert, CA	2.0	3.0	1307	$2,500	$1.91	43d	1	0.57mi
156 Falls Ct Palm Desert, CA	3.0	2.5	1814	$6,000	$3.31	43d	1	0.61mi
216 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$3,250	$2.44	43d	1	0.63mi
207 Desert Falls Cir Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	43d	1	0.65mi
726 Vista Lago Dr N Palm Desert, CA	3.0	2.5	1814	$4,900	$2.70	43d	1	0.67mi
41414 Harvey Mudd Dr Palm Desert, CA	4.0	3.0	2213	$3,700	$1.67	43d	1	0.68mi
781 Montana Vista Dr Palm Desert, CA	2.0	2.0	1330	$6,000	$4.51	43d	1	0.68mi
778 Montana Vista Dr Palm Desert, CA	3.0	2.5	1814	$6,500	$3.58	43d	1	0.68mi
199 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	43d	1	0.69mi

HOA detail condo

• Monthly dues: $871 · $10,452/yr
• Likely covers: internetcablepool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 32 events

1. 2026-06-18
   days on market $419,000 Active 43 DOM
2. 2026-06-17
   days on market $419,000 Active 42 DOM
3. 2026-06-16
   days on market $419,000 Active 41 DOM
4. 2026-06-15
   days on market $419,000 Active 40 DOM
5. 2026-06-13
   days on market $419,000 Active 38 DOM
6. 2026-06-09
   days on market $419,000 Active 34 DOM
7. 2026-06-08
   days on market $419,000 Active 33 DOM
8. 2026-06-07
   days on market $419,000 Active 32 DOM
9. 2026-05-13
   price $419,000 1016-char remark
10. 2026-05-13
    status Active 1016-char remark
11. 2026-04-28
    price $429,000 1016-char remark
12. 2026-04-28
    listed $425,000 Active 1016-char remark
13. 2021-09-16
    status Pending 986-char remark

    Show marketing remark (986 chars)

    The Best Value per square foot inside Desert Falls Country Club! Great as an Investment property, vacation home, or full time residence! One of the few communities that Short-term rentals are allowed! This super clean upper level condo has North East facing views of the pool, mountains & morning sunrises. One of the 26 pools is right below your balcony. Cathedral ceilings make the condo feel open & airy, wood plantation shutters throughout, as well as beautiful light Saltillo tiles. The guest bedroom has it's own walk in closet & bathroom. The 3rd bedroom could be used as an office or den. The main bedroom and 2nd guest bedroom have new flooring and have been freshly painted. HOA fee includes cable and internet, 7 tennis courts, 8 pickleball courts, 26 pools/spas, on the golf course. Great location near shopping, dining. & the soon to be built new Sports & Entertainment Arena. Once the area is built, this community will be a red hot commodity!

14. 2021-09-16
    soldstatus $375,000 Closed 986-char remark

    Show marketing remark (986 chars)

    The Best Value per square foot inside Desert Falls Country Club! Great as an Investment property, vacation home, or full time residence! One of the few communities that Short-term rentals are allowed! This super clean upper level condo has North East facing views of the pool, mountains & morning sunrises. One of the 26 pools is right below your balcony. Cathedral ceilings make the condo feel open & airy, wood plantation shutters throughout, as well as beautiful light Saltillo tiles. The guest bedroom has it's own walk in closet & bathroom. The 3rd bedroom could be used as an office or den. The main bedroom and 2nd guest bedroom have new flooring and have been freshly painted. HOA fee includes cable and internet, 7 tennis courts, 8 pickleball courts, 26 pools/spas, on the golf course. Great location near shopping, dining. & the soon to be built new Sports & Entertainment Arena. Once the area is built, this community will be a red hot commodity!

15. 2021-09-16
    soldstatus $375,000

    Show marketing remark (986 chars)

    The Best Value per square foot inside Desert Falls Country Club! Great as an Investment property, vacation home, or full time residence! One of the few communities that Short-term rentals are allowed! This super clean upper level condo has North East facing views of the pool, mountains & morning sunrises. One of the 26 pools is right below your balcony. Cathedral ceilings make the condo feel open & airy, wood plantation shutters throughout, as well as beautiful light Saltillo tiles. The guest bedroom has it's own walk in closet & bathroom. The 3rd bedroom could be used as an office or den. The main bedroom and 2nd guest bedroom have new flooring and have been freshly painted. HOA fee includes cable and internet, 7 tennis courts, 8 pickleball courts, 26 pools/spas, on the golf course. Great location near shopping, dining. & the soon to be built new Sports & Entertainment Arena. Once the area is built, this community will be a red hot commodity!

16. 2021-08-24
    historical Active Under Contract 986-char remark

    Show marketing remark (986 chars)

    The Best Value per square foot inside Desert Falls Country Club! Great as an Investment property, vacation home, or full time residence! One of the few communities that Short-term rentals are allowed! This super clean upper level condo has North East facing views of the pool, mountains & morning sunrises. One of the 26 pools is right below your balcony. Cathedral ceilings make the condo feel open & airy, wood plantation shutters throughout, as well as beautiful light Saltillo tiles. The guest bedroom has it's own walk in closet & bathroom. The 3rd bedroom could be used as an office or den. The main bedroom and 2nd guest bedroom have new flooring and have been freshly painted. HOA fee includes cable and internet, 7 tennis courts, 8 pickleball courts, 26 pools/spas, on the golf course. Great location near shopping, dining. & the soon to be built new Sports & Entertainment Arena. Once the area is built, this community will be a red hot commodity!

17. 2021-08-21
    price $375,000 986-char remark

    Show marketing remark (986 chars)

    The Best Value per square foot inside Desert Falls Country Club! Great as an Investment property, vacation home, or full time residence! One of the few communities that Short-term rentals are allowed! This super clean upper level condo has North East facing views of the pool, mountains & morning sunrises. One of the 26 pools is right below your balcony. Cathedral ceilings make the condo feel open & airy, wood plantation shutters throughout, as well as beautiful light Saltillo tiles. The guest bedroom has it's own walk in closet & bathroom. The 3rd bedroom could be used as an office or den. The main bedroom and 2nd guest bedroom have new flooring and have been freshly painted. HOA fee includes cable and internet, 7 tennis courts, 8 pickleball courts, 26 pools/spas, on the golf course. Great location near shopping, dining. & the soon to be built new Sports & Entertainment Arena. Once the area is built, this community will be a red hot commodity!

18. 2021-07-05
    listed $385,000 Active 986-char remark

    Show marketing remark (986 chars)

    The Best Value per square foot inside Desert Falls Country Club! Great as an Investment property, vacation home, or full time residence! One of the few communities that Short-term rentals are allowed! This super clean upper level condo has North East facing views of the pool, mountains & morning sunrises. One of the 26 pools is right below your balcony. Cathedral ceilings make the condo feel open & airy, wood plantation shutters throughout, as well as beautiful light Saltillo tiles. The guest bedroom has it's own walk in closet & bathroom. The 3rd bedroom could be used as an office or den. The main bedroom and 2nd guest bedroom have new flooring and have been freshly painted. HOA fee includes cable and internet, 7 tennis courts, 8 pickleball courts, 26 pools/spas, on the golf course. Great location near shopping, dining. & the soon to be built new Sports & Entertainment Arena. Once the area is built, this community will be a red hot commodity!

19. 2019-01-16
    soldstatus $212,550 Sold

    Show marketing remark (444 chars)

    Lowest priced property in Desert Falls CC! Own your piece of paradise for under 200,000! Property features 2 bedrooms + den, potential 3rd bedroom with a closet, 3 bathrooms, located on the upper level with gorgeous pool and mountain views. Desert Falls is a wonderful community in the heart of Palm Desert offering a variety of amenities. This could make a perfect second home or vacation rental. Property needs some TLC but is PRICED TO SELL.

20. 2019-01-16
    soldstatus $213,000

    Show marketing remark (444 chars)

    Lowest priced property in Desert Falls CC! Own your piece of paradise for under 200,000! Property features 2 bedrooms + den, potential 3rd bedroom with a closet, 3 bathrooms, located on the upper level with gorgeous pool and mountain views. Desert Falls is a wonderful community in the heart of Palm Desert offering a variety of amenities. This could make a perfect second home or vacation rental. Property needs some TLC but is PRICED TO SELL.

21. 2019-01-08
    status Pending

    Show marketing remark (444 chars)

    Lowest priced property in Desert Falls CC! Own your piece of paradise for under 200,000! Property features 2 bedrooms + den, potential 3rd bedroom with a closet, 3 bathrooms, located on the upper level with gorgeous pool and mountain views. Desert Falls is a wonderful community in the heart of Palm Desert offering a variety of amenities. This could make a perfect second home or vacation rental. Property needs some TLC but is PRICED TO SELL.

22. 2018-12-22
    historical Contingent

    Show marketing remark (444 chars)

    Lowest priced property in Desert Falls CC! Own your piece of paradise for under 200,000! Property features 2 bedrooms + den, potential 3rd bedroom with a closet, 3 bathrooms, located on the upper level with gorgeous pool and mountain views. Desert Falls is a wonderful community in the heart of Palm Desert offering a variety of amenities. This could make a perfect second home or vacation rental. Property needs some TLC but is PRICED TO SELL.

23. 2018-12-17
    listed $199,000 Active

    Show marketing remark (444 chars)

    Lowest priced property in Desert Falls CC! Own your piece of paradise for under 200,000! Property features 2 bedrooms + den, potential 3rd bedroom with a closet, 3 bathrooms, located on the upper level with gorgeous pool and mountain views. Desert Falls is a wonderful community in the heart of Palm Desert offering a variety of amenities. This could make a perfect second home or vacation rental. Property needs some TLC but is PRICED TO SELL.

24. 2016-06-18
    historical
25. 2016-05-26
    price $249,900
26. 2016-04-19
    price $260,000
27. 2016-02-29
    price $270,000
28. 2015-06-11
    listed $285,000 Active
29. 1999-03-11
    soldstatus $150,000
30. 1999-02-14
    historical
31. 1997-11-29
    listed $154,900
32. 1989-06-06
    soldstatus $182,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $5,568 · $464/mo
• Projected year-2 tax: $5,568 · $464/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 6 d/yr ≥114°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $51,064
• − Mortgage interest: −$23,471
• − Property taxes: −$5,568
• − Insurance: −$2,095
• − Repairs & maintenance: −$4,085
• − Management: −$4,085
• − HOA: −$10,452
• − Depreciation: −$12,189
• Taxable loss: −$10,881
• Est. tax savings @ 24.0%: +$2,611
• After-tax cash flow: $-1,531/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Palm Desert

• Score: 51/100
• State rank: #1050
• US rank: #25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Desert, CA
• County: Riverside County · 2,287,001 people
• City population: 58,615
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 28,092
• Household income: $88,477
• Rent vs Own: 27.8% rent · 72.2% own
• Severe rent burden: 1181.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 16% Two or more races 11% Asian 4% Black 3% Native American 1%
• Hispanic origin (detail): Mexican 12%
• Common ancestry: Scotch-Irish 3% Slovak 3% Romanian 3%
• Foreign-born: 16% · Canada, China
• Languages at home: 85% English-only · Spanish 9% Other Indo-European 2% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -166.92%
• Current HPI: 233.4619
• Rent YoY: ▼ -0.30%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+129.6% since first listed

25 events — show timeline

• 2026-06-04 Relisted — GPSMLS
• 2026-05-13 Price Changed $419,000 GPSMLS
• 2026-05-13 Relisted — GPSMLS
• 2026-04-28 Price Changed $429,000 GPSMLS
• 2026-04-28 Listed $425,000 GPSMLS
• 2021-09-16 Pending — GPSMLS
• 2021-09-16 Sold (Public Records) $375,000 Public Records
• 2021-09-16 Sold (MLS) $375,000 GPSMLS
• 2021-08-24 Contingent — GPSMLS
• 2021-08-21 Price Changed $375,000 GPSMLS
• 2021-07-05 Listed $385,000 GPSMLS
• 2019-01-16 Sold (Public Records) $213,000 Public Records
• 2019-01-16 Sold (MLS) $212,550 GPSMLS
• 2019-01-08 Pending — GPSMLS
• 2018-12-22 Contingent — GPSMLS
• 2018-12-17 Listed $199,000 GPSMLS
• 2016-06-18 Listing Removed — GPSMLS
• 2016-05-26 Price Changed $249,900 GPSMLS
• 2016-04-19 Price Changed $260,000 GPSMLS
• 2016-02-29 Price Changed $270,000 GPSMLS
• 2015-06-11 Listed $285,000 GPSMLS
• 1999-03-11 Sold (Public Records) $150,000 Public Records
• 1999-02-14 Listing Removed — GPSMLS
• 1997-11-29 Listed $154,900 GPSMLS
• 1989-06-06 Sold (Public Records) $182,500 Public Records

Property tax history

+5.1%/yr

Latest (2025): $5,568 · +2.7% YoY. Source: county tax records.