13452 Turnleaf Blvd · Punta Gorda, FL 33955

$364,990

4 bd · 3.0 ba · 2,111 sqft · Land · 273 Days on market

Built 2025 6,600 sqft lot $274/mo HOA · 9% of rent ↓ 29% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.8/30.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• 1% rule +3.8/10.0
• DSCR +3.8/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

Key facts

• 6,600 sq ft lot
• 2 garage spots
• Community pool

Property features AI

Finance

• Other: Home warranty included
• Financial info: CDD present
• HOA & community: HOA managed by FirstService Residential; Monthly HOA fee: $274; HOA includes pool, internet, and grounds maintenance; Community amenities: clubhouse, fitness center, pool, playground, tennis courts, pickleball courts, sidewalks, street lights, community mailbox, deed restrictions, vehicle and fence restrictions; Pets allowed

Exterior

• Parking: Attached 2-car garage (19 x 20)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Cable available; Electricity available
• Home design: Single-family residence; New construction (completed); One story; South-facing
• Construction: Block and stucco construction; Shingle roof; Concrete perimeter foundation; Built by Dream Finders Homes (model: Lucca)
• Exterior features: Hurricane shutters; Exterior lighting; Sidewalks; Sliding doors; Irrigation system; Cleared lot; Paved lot; Publicly maintained asphalt road

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 3 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Eat-in kitchen; Open floorplan; Split bedroom layout; Thermostat; Walk-in closets; Smoke detector(s)
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath land listed at $365k.

Deal economics

• At list price, monthly cash flow is $-34 ($-407/yr) — negative.
• To cash-flow at today's rent, offer at most $359k (1.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $320k (12.4% below list).
• Recommended offer: $320k (12.4% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 2.8% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: 1490 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• At $3,196/mo this rent would consume 50% of the median local household income ($77k/yr) (locally 226% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 273 days — a 12% lower offer ($321k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $35k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $319,569 (12.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 273 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.18%
• Cash-on-cash: -0.40%
• DSCR: 0.98
• GRM: 9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.9%
• Equity multiple: 0.40×
• Total profit: $-61,236
• Equity at exit: $54,421

10-year hold

• IRR: -8.8%
• Equity multiple: 0.45×
• Total profit: $-55,820
• Equity at exit: $31,558

Cash invested: $102,197 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1490
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $3,196 medium
• Mortgage (P&I): −$1,914
• Tax from tax record: −$218 /mo · $2,621/yr
• Insurance: −$152
• HOA: −$274
• Vacancy / Maint / Mgmt: −$671
• Net cashflow: $-34

Break-even live

Break-even rent $3,239

Max offer price $358,994

Occupancy floor 96%

Sensitivity live

Price	-10% $173	-5% $69	+0% $-34	+5% $-137	+10% $-241
Rent	-10% $-286	-5% $-160	+0% $-34	+5% $92	+10% $219
Rate	-1.0pp $150	-0.5pp $59	base $-34	+0.5pp $-129	+1.0pp $-225

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,248
• Closing costs: $10,950
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13239 Turnleaf Blvd Punta Gorda, FL	4.0	2.5	1874	$2,300	$1.23	15d	1	0.24mi
27117 Treadmill Dr Punta Gorda, FL	5.0	3.0	2300	$3,500	$1.52	22d	1	0.67mi
25228 Longmeadow Dr Punta Gorda, FL	4.0	2.0	2251	$9,500	$4.22	22d	1	1.10mi
25199 Longmeadow Dr Punta Gorda, FL	3.0	3.0	2445	$9,500	$3.89	22d	1	1.13mi
25115 Longmeadow Dr Punta Gorda, FL	4.0	2.0	2245	$8,500	$3.79	22d	1	1.23mi
25078 Golden Fern Dr Punta Gorda, FL	4.0	3.0	2477	$13,000	$5.25	22d	1	1.24mi
25222 Keygrass Ct Punta Gorda, FL	4.0	3.0	2247	$5,000	$2.23	22d	1	1.26mi
25191 Keygrass Ct Punta Gorda, FL	4.0	2.5	2572	$8,500	$3.30	22d	1	1.31mi
25018 Longmeadow Dr Punta Gorda, FL	4.0	3.0	2251	$9,500	$4.22	22d	1	1.41mi
14051 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1280	$6,000	$4.69	22d	2	1.41mi
14061 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1302	$6,500	$4.99	22d	3	1.43mi
13263 Valrico Ter Punta Gorda, FL	3.0	2.0	1628	$1,500	$0.92	22d	1	1.49mi

HOA detail

• Monthly dues: $274 · $3,288/yr

Listing history 35 events

1. 2026-06-22
   days on market $364,990 Active 273 DOM
2. 2026-06-18
   days on market $364,990 Active 270 DOM
3. 2026-06-17
   days on market $364,990 Active 269 DOM
4. 2026-06-16
   days on market $364,990 Active 268 DOM
5. 2026-06-15
   days on market $364,990 Active 267 DOM
6. 2026-06-14
   days on market $364,990 Active 265 DOM
7. 2026-06-13
   days on market $364,990 Active 264 DOM
8. 2026-06-10
   days on market $364,990 Active 262 DOM
9. 2026-06-09
   days on market $364,990 Active 261 DOM
10. 2026-06-08
    days on market $364,990 Active 260 DOM
11. 2026-06-05
    days on market $364,990 Active 256 DOM
12. 2026-06-02
    days on market $364,990 Active 254 DOM
13. 2026-06-01
    days on market $364,990 Active 253 DOM
14. 2026-05-31
    days on market $364,990 Active 252 DOM
15. 2026-05-30
    days on market $364,990 Active 251 DOM
16. 2026-05-17
    price $364,990 529-char remark

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

17. 2026-05-17
    price $364,990

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

18. 2026-05-09
    price $364,990 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

19. 2026-03-29
    price $374,990 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

20. 2026-03-28
    price $374,990 529-char remark

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

21. 2026-03-28
    price $374,990

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

22. 2026-02-23
    status Active 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

23. 2026-02-23
    historical 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

24. 2026-02-15
    price $379,990 902-char remark

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

25. 2026-02-15
    price $379,990

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

26. 2026-02-15
    price $379,990 529-char remark

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

27. 2026-02-11
    listed $399,990 Active 529-char remark

    Show marketing remark (529 chars)

    Welcome to our Lucca model in the brand new and beautifully designed Turnleaf Community. This spacious 4-bedroom, 3 bath home offers 2111 sq ft of living space with thoughtfully designed layout that blends style and comfort with functionality. This home boasts a bright, open-concept layout with a large family room, dining area, and a gourmet kitchen complete with a center island and walk-in pantry—perfect for everyday living and entertaining. Oversized sliding glass doors lead to your covered lanai and backyard oasis.

28. 2025-12-31
    price $399,990 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

29. 2025-12-31
    price $399,990

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

30. 2025-12-20
    price $454,990
31. 2025-12-18
    price $454,990 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

32. 2025-09-21
    listed $467,101 Active
33. 2025-09-06
    price $467,101 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

34. 2025-08-29
    price $468,101 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

35. 2025-08-09
    listed $513,101 Active 902-char remark

    Show marketing remark (902 chars)

    Spacious 4 bedroom- 3 bath home located in Punta Gorda's newest Resort Style, low maintenance community, Turnleaf. This open-concept floor plan features a beautifully appointed chef's gourmet kitchen featuring top of the line Kitchen Aid appliances, modern Grey 42inch upper cabinets, upper & lower cabinet lighting and white quartz counters. Sleek contemporary 12x24 tile flooring throughout entry, flex, dining, kitchen, baths, laundry and great room. Oversized sliding glass doors lead to your covered lanai and backyard oasis. The primary bedroom is paired with a luxury en-suite with large shower, dual sink vanity and two oversized walk-in closets. Conveniently located minutes from historic downtown Punta Gorda, the area's finest marinas, the area's top golf courses, Punta Gorda Airport, Peace River Botanical Gardens, Miles of nature trails at Charlotte County Nature Preserve and more!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,621 · $218/mo
• Projected year-2 tax: $3,029 · $252/mo
• Expected delta: +$408/yr (+$34/mo · 15.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $38,348
• − Mortgage interest: −$20,445
• − Property taxes: −$2,621
• − Insurance: −$1,825
• − Repairs & maintenance: −$3,068
• − Management: −$3,068
• − HOA: −$3,288
• − Depreciation: −$10,618
• Taxable loss: −$6,584
• Est. tax savings @ 24.0%: +$1,580
• After-tax cash flow: $1,173/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-28.9% since first listed

20 events — show timeline

• 2026-05-17 Price Changed $364,990 FORTMLS
• 2026-05-17 Price Changed $364,990 Stellar MLS as Distributed by MLS Grid
• 2026-05-09 Price Changed $364,990 Zillow
• 2026-03-29 Price Changed $374,990 Zillow
• 2026-03-28 Price Changed $374,990 FORTMLS
• 2026-03-28 Price Changed $374,990 Stellar MLS as Distributed by MLS Grid
• 2026-02-23 Relisted — Zillow
• 2026-02-23 Delisted — Zillow
• 2026-02-15 Price Changed $379,990 Zillow
• 2026-02-15 Price Changed $379,990 Stellar MLS as Distributed by MLS Grid
• 2026-02-15 Price Changed $379,990 FORTMLS
• 2026-02-11 Listed $399,990 FORTMLS
• 2025-12-31 Price Changed $399,990 Zillow
• 2025-12-31 Price Changed $399,990 Stellar MLS as Distributed by MLS Grid
• 2025-12-20 Price Changed $454,990 Stellar MLS as Distributed by MLS Grid
• 2025-12-18 Price Changed $454,990 Zillow
• 2025-09-21 Listed $467,101 Stellar MLS as Distributed by MLS Grid
• 2025-09-06 Price Changed $467,101 Zillow
• 2025-08-29 Price Changed $468,101 Zillow
• 2025-08-09 Listed $513,101 Zillow