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70 Blackfoot Path
C Composite 59.16
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • Appreciation +9.2/10.0
  • DSCR +7.5/10.0
  • 1% rule +5.6/10.0
  • Schools +5.0/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0

$154,500

70 Blackfoot Path · Pocono Springs, PA 18424
3 bd · 1.5 ba · 997 sqft · Manufactured public records · 24 Days on market
Built 1990 0.28 ac lot Est $109k · 42% over $31/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cute little mobile home with so much to offer. Home includes 2 bedrooms, A master bedroom with a master bath, a newer 2 car garage and a shed. Buyer & BA responsible for any/all Muni occupancy/permits/inspects. All offers MUST include Full AOS, Proof of funds/pre-approval, & Cashiers Check for deposit made out to Buyers title company. Call listing agent for showing instructions. minimum commission applies for all offers under 50k, Baths: 1 Bath Lev 1,1 Half Lev 1, Beds: 2+ Bed 1st, SqFt Fin - Main: 1000.00, SqFt Fin - 3rd: 0.00, Tax Information: Available, SqFt Fin - 2nd: 0.00

Key facts

  • Fresh paint
  • Laundry room
  • Dining area

Tags

MODERN KITCHENSTAINLESS STEEL APPLIANCESDINING AREASPACIOUS LIVING ROOMLAUNDRY ROOMFRESH PAINT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath manufactured listed at $154k.

Deal economics

  • At list price, monthly cash flow is $280 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $154k).
  • Recommended offer: $152k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 5.0% in Pocono Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#560 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
  • North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 299 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $14k of equity ($1k loan paydown + $13k appreciation (8.4% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $43k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($152k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $26k; list at $154k implies a 506% gain — meaningful room to come down on a strong offer.
Recommended offer $152,182 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.46%
Cash-on-cash
7.76%
DSCR
1.35
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$108,673
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
50 Kiowa Path 0.23mi 2/1.0 (-1) 880 (-12%) 9mo $96,000 $109 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.45% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.9%
Equity multiple
2.99×
Total profit
$85,973
Equity at exit
$122,194
10-year hold
IRR
24.0%
Equity multiple
6.47×
Total profit
$236,504
Equity at exit
$247,296

Cash invested: $43,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18424

Home prices YoY
2.2%
Active inventory
299
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,641 medium interval (Pro) →
Mortgage (P&I)
$810
Tax from tax record
$111 /mo · $1,330/yr
Insurance
$64
HOA
$31
Vacancy / Maint / Mgmt
$345
Net cashflow
$280

Break-even live

Break-even rent $1,287
Max offer price $154,500
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,625
Closing costs
$4,635
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$31 · $372/yr

Listing history 5 events

  1. 2025-08-22
    status Pending
  2. 2025-07-29
    listed $154,500 Active
  3. 2020-02-19
    soldstatus $25,500 594-char remark
    Show marketing remark (594 chars)

    Cute little mobile home with so much to offer. Home includes 2 bedrooms, A master bedroom with a master bath, a newer 2 car garage and a shed. Buyer & BA responsible for any/all Muni occupancy/permits/inspects. All offers MUST include Full AOS, Proof of funds/pre-approval, & Cashiers Check for deposit made out to Buyers title company. Call listing agent for showing instructions. minimum commission applies for all offers under 50k, Baths: 1 Bath Lev 1,1 Half Lev 1, Beds: 2+ Bed 1st, SqFt Fin - Main: 1000.00, SqFt Fin - 3rd: 0.00, Tax Information: Available, SqFt Fin - 2nd: 0.00

  4. 2020-02-18
    soldstatus $25,500 135-char remark
    Show marketing remark (135 chars)

    Cute little home with so much to offer. Home includes 2 bedrooms, A master bedroom with a master bath, a newer 2 car garage and a shed.

  5. 2019-08-09
    listed $29,900 135-char remark
    Show marketing remark (135 chars)

    Cute little home with so much to offer. Home includes 2 bedrooms, A master bedroom with a master bath, a newer 2 car garage and a shed.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,330 · $111/mo
Projected year-2 tax
$1,886 · $157/mo
Expected delta
+$555/yr (+$46/mo · 41.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,687
− Mortgage interest
−$8,654
− Property taxes
−$1,330
− Insurance
−$772
− Repairs & maintenance
−$1,575
− Management
−$1,575
− HOA
−$372
− Depreciation
−$4,495
Taxable income
$913
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$219
After-tax cash flow
$3,136/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Pocono SD
NCES district ID
4217310
Math proficiency
45% ▼ -9.00%
Reading proficiency
71% ▼ -2.00%
Median HH income
$59,555
Composite
50.23/100
National rank
#1894
State rank
#82 of 539 in PA

Livability — Pocono Springs

Score
73/100
State rank
#560
US rank
#5263

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pocono Springs, PA
Population (ZIP)
5,076

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 5% Black 1%
Hispanic origin (detail)
Puerto Rican 2% Dominican 1% Salvadoran 1%
Common ancestry
Romanian 11% Iranian 6% Scotch-Irish 3%
Foreign-born
3% · Canada, Dominican Republic
Languages at home
97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.45%
Current HPI
399.903
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+416.7% since first listed
5 events — show timeline
  • 2025-08-22 Pending PMAR
  • 2025-07-29 Listed $154,500 PMAR
  • 2020-02-19 Sold (MLS) $25,500 GSBR as distributed by MLS GRID
  • 2020-02-18 Sold (MLS) $25,500 LCAR
  • 2019-08-09 Listed $29,900 LCAR

Property tax history

-0.1%/yr

Latest (2026): $1,330 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…