1403 Everett Ave · Maryville, TN 37804

$270,000

3 bd · 2.0 ba · 1,367 sqft · SingleFamily public records · 82 Days on market

Built 1950 0.29 ac lot Est $332k · 19% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.4/30.0
• Schools +4.8/10.0
• DSCR +4.0/10.0
• Rent growth +3.8/5.0
• Livability +3.6/5.0
• 1% rule +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Check out this charming 3 bedroom -1 1/2bath home in the heart of Maryville. A great property for a family to enjoy all the benefits Maryville has to offer including parks and schools . The home has a wonderful mountain view and is situated in a established neighborhood.

Key facts

• Mountain view
• 0.29 acre lot
• Garage

Tags

• MOUNTAIN VIEW
• ESTABLISHED NEIGHBORHOOD

Property features AI

Exterior

• Parking: Detached garage (1 car) on main level; Main-level parking
• Utilities: Public sewer
• Home design: Detached property; 1,367 total building area (per tax records)
• Construction: Aluminum siding; Block and frame construction
• Exterior features: Vinyl windows; Level lot; Mountain view

Interior

• Kitchen: Eat-in kitchen
• Flooring: Laminate flooring; Hardwood flooring
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Heat pump; Natural gas heating; Electric heating; Central cooling
• Interior features: Eat-in kitchen; 7 total rooms; Unfinished basement; Brick and marble gas-log fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $5 ($59/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (21.0% below list).
• Recommended offer: $213k (21.0% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 3.6% in Maryville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#38 in TN) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities D, commute F, health & safety F.
• Maryville (suburban): math 58% / reading 55% proficiency, ranked #5 of 139 in TN (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: John Sevier Elementary (math 67% / reading 52%, grade B-, #60 of 952 statewide, top 7%, 613 students, 0% FRL); Coulter Grove Intermediate School (math 60% / reading 56%, grade B, #9 of 333 statewide, top 2%, 881 students, 0% FRL); Maryville High School (math 15% / reading 60%, grade F, #32 of 332 statewide, top 9%, 1,242 students, 0% FRL) — zoned schools average 0% FRL vs 26% district-wide (26 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.3%/yr); 137 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 937 units permitted in Blount County in 2024 (57 in 5+ unit buildings).
• This rent runs 32% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Blount County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 82 days — a 6% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $78k; list at $270k implies a 244% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $213,217 (21.0% below list)

Questions for the listing agent

1. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 6.31%
• Cash-on-cash: 0.08%
• DSCR: 1.00
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $332,181
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1218 Everett Ave	0.15mi	3/2.0	1,458 (+7%)	2mo	$355,000	$243	81
507 Sunnyside St	0.30mi	3/2.0	1,290 (-6%)	10mo	$240,000	$186	68
1407 Wales Ave	0.20mi	3/2.0	1,189 (-13%)	2mo	$305,000	$257	67
504 Mcginley St	0.52mi	3/2.0	1,300 (-5%)	4mo	$344,000	$265	64
707 Shane Dr	0.68mi	3/2.0	1,338 (-2%)	2mo	$346,000	$259	63
1540 Rampart Dr	0.39mi	3/1.0	1,315 (-4%)	11mo	$235,000	$179	62
1416 Everett Ave	0.08mi	3/1.0	1,161 (-15%)	6mo	$289,900	$250	62
1606 Sevierville Rd	0.50mi	3/2.0	1,296 (-5%)	9mo	$285,000	$220	60
207 N 6th St	0.72mi	3/1.0	1,400 (+2%)	1mo	$325,000	$232	57
1710 Sevierville Rd	0.49mi	3/2.0	1,560 (+14%)	5mo	$275,000	$176	49
509 Rule St	0.54mi	3/2.0	1,200 (-12%)	8mo	$320,000	$267	47
1202 Jefferson Ave	0.42mi	2/1.0 (-1)	1,196 (-12%)	9mo	$269,900	$226	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.29% rent growth · sell at horizon

5-year hold

• IRR: -13.9%
• Equity multiple: 0.49×
• Total profit: $-38,495
• Equity at exit: $40,258

10-year hold

• IRR: -2.1%
• Equity multiple: 0.84×
• Total profit: $-11,841
• Equity at exit: $23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

ZIP-level market 37804

• Home prices YoY: -15.4%
• Rents YoY: 5.3%
• Active inventory: 137
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $2,132 high
• Mortgage (P&I): −$1,416
• Tax from tax record: −$151 /mo · $1,813/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$448
• Net cashflow: $5

Break-even live

Break-even rent $2,126

Max offer price $270,000

Occupancy floor 95%

Sensitivity live

Price	-10% $158	-5% $81	+0% $5	+5% $-71	+10% $-148
Rent	-10% $-164	-5% $-79	+0% $5	+5% $89	+10% $173
Rate	-1.0pp $141	-0.5pp $74	base $5	+0.5pp $-65	+1.0pp $-136

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
614 Elizabeth St Maryville, TN	3.0	2.0	1800	$2,400	$1.33	16d	1	0.19mi
1225 Jefferson Ave Maryville, TN	2.0	1.0	912	$1,400	$1.54	25d	1	0.39mi
1613 Sevierville Rd Maryville, TN	3.0	2.5	1500	$2,300	$1.53	25d	1	0.45mi
1909 Rommel Dr Maryville, TN	3.0	2.0	1689	$2,300	$1.36	23d	1	0.73mi
410 E Church Ave Unit 1 Maryville, TN	2.0	2.0	1193	$2,250	$1.89	16d	1	0.81mi
200 Hemlock St Alcoa, TN	3.0	2.0	1123	$1,895	$1.69	21d	1	0.93mi
340 N Wright Rd Alcoa, TN	3.0	2.0	1200	$2,000	$1.67	16d	1	0.99mi
913 Naomi Dr Unit Naomi- 918 Maryville, TN	2.0	1.5	1075	$1,398	$1.30	25d	1	1.09mi
2221 Compton Dr Maryville, TN	4.0	2.0	1396	$1,895	$1.36	13d	1	1.23mi
115 Park Dr Maryville, TN	2.0	1.0	918	$1,550	$1.69	16d	1	1.24mi

Listing history 8 events

1. 2026-06-03
   status $270,000 Pending 82 DOM
2. 2026-06-02
   pricedays on market $270,000 Active 82 DOM
3. 2026-06-01
   days on market $285,000 Active 81 DOM
4. 2026-05-31
   days on market $285,000 Active 80 DOM
5. 2026-05-31
   days on market $285,000 Active 79 DOM
6. 2026-04-22
   price $285,000
7. 2026-03-12
   listed $295,000 Active
8. 2003-10-02
   soldstatus $78,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

• Current annual tax: $1,813 · $151/mo
• Projected year-2 tax: $1,917 · $160/mo
• Expected delta: +$104/yr (+$9/mo · 5.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,586
• − Mortgage interest: −$15,124
• − Property taxes: −$1,813
• − Insurance: −$1,350
• − Repairs & maintenance: −$2,047
• − Management: −$2,047
• − Depreciation: −$7,855
• Taxable loss: −$4,649
• Est. tax savings @ 24.0%: +$1,116
• After-tax cash flow: $1,175/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Maryville
• NCES district ID: 4702700
• Math proficiency: 58% ▼ -3.00%
• Reading proficiency: 55% ▼ -3.00%
• Median HH income: $52,318
• Composite: 48.42/100
• National rank: #2134
• State rank: #5 of 139 in TN

Livability — Maryville

• Score: 71/100
• State rank: #38
• US rank: #6533

Category grades

Amenities D Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Maryville, TN
• County: Blount County · 112,418 people
• City population: 89,294
• Metro: Knoxville, TN
• Population (ZIP): 27,382
• Household income: $79,025
• Rent vs Own: 24.1% rent · 75.9% own
• Severe rent burden: 466.0

Population outlook (Blount County) Hauer SSP2

• Today (2025): 135,873 people
• By 2030: 139,460 · +2.6%
• By 2040: 144,767 · +6.5%
• By 2050: 147,393 · +8.5%
• By 2075: 151,597 · +11.6%
• By 2100: 147,393 · +8.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 6% Two or more races 5% Black 3% Asian 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Serbian 2% Slovak 2% Lithuanian 2%
• Foreign-born: 3% · Canada, South Korea
• Languages at home: 95% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Blount

• 2024 margin: Solid R (+47.7) · D 25.5% · R 73.2% · Other 1.2%
• 2008→2024 swing: -8.4pp toward R · 2008: -39.4pp · 2024: -47.7pp
• All cycles: 2024: R+47.7 2020: R+44.2 2016: R+48.8 2012: R+45.7 2008: R+39.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -62.46%
• Current HPI: 343.4773
• Rent YoY: ▲ 5.29%
• Metro: Knoxville, TN
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Price history

+263.1% since first listed

3 events — show timeline

• 2026-04-22 Price Changed $285,000 Knoxville MLS
• 2026-03-12 Listed $295,000 Knoxville MLS
• 2003-10-02 Sold (Public Records) $78,500 Public Records

Property tax history

+5.4%/yr

Latest (2025): $1,813 · +4.2% YoY. Source: county tax records.