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1124 Margaret St
B+ Composite 76.92
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • Schools +3.8/10.0
  • Livability +3.6/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$89,180

1124 Margaret St · Bossier City, LA 71112
2 bd · 1.0 ba · 1,067 sqft · SingleFamily public records · 11 Days on market
Built 1944 5,881 sqft lot Est $118k · 25% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great low maintenance home right in the heart of town! Highlights include: tons of rich wood cabinetry in the kitchen, both a formal dining and living area, fully fenced in backyard, covered back patio, shed and a workshop! Super convenient location as it is located in close proximity to I-20, Airline Drive and Arthur Teague Parkway.

Key facts

  • Spacious backyard
  • 5,881 sq ft lot
  • Garage

Tags

ORIGINAL HARDWOOD FLOORSSPACIOUS BACKYARD

Property features AI

Finance

  • Financial info: Treat as clear loan type; No second mortgage
  • HOA & community: No association

Exterior

  • Parking: Attached garage (1 car); One covered parking space
  • Utilities: City water; City sewer; No municipal utility district
  • Home design: Single-family residence; One story; Built in 1944
  • Construction: Originally built in 1944
  • Exterior features: Lot under 0.5 acre (approximately 0.135 acre); Subdivision: Suburban Acres

Interior

  • Kitchen: Gas cooktop
  • Bedrooms: Two bedrooms (both on main level)
  • Bathrooms: One full bathroom (main level)
  • Interior features: High-speed internet available; Five total rooms; One living area; One dining area; Single-level home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $89k.

Deal economics

  • At list price, monthly cash flow is $350 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $89k).
  • Cap rate 11.0% vs local median 4.7% in Bossier City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#47 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Bossier Parish (urban): math 40% / reading 47% proficiency, ranked #17 of 98 in LA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bossier Elementary School (math 8% / reading 17%, grade F, #550 of 646 statewide, top 88%, 222 students, 93% FRL) — zoned schools average 93% FRL vs 41% district-wide (52 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 12% at this address vs 44% district-wide (-31 pts) — the specific schools serving this property underperform the Bossier Parish average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.6%/yr); 148 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 716 units permitted in Bossier Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $617 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Bossier County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1944 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $89,180

Questions for the listing agent

  1. Built in 1944 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
11.00%
Cash-on-cash
16.82%
DSCR
1.75
GRM
6.1

CMA / ARV

ARV (on-the-fly)
$118,437
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1245 Dudley Ln 0.27mi 3/1.0 (+1) 1,096 (+3%) 8mo $89,900 $82 71
2545 Lamar St 0.59mi 2/1.0 1,051 (-2%) 7mo $99,900 $95 64
604 Anthony St 0.44mi 3/1.0 (+1) 1,115 (+4%) 5mo $119,999 $108 63
2225 Loreco St 0.26mi 2/2.0 1,168 (+10%) 9mo $88,698 $76 60
1333 Michael St 0.51mi 3/1.0 (+1) 1,010 (-5%) 6mo $115,000 $114 57
3001 Oliver St 0.68mi 3/1.0 (+1) 1,094 (+2%) 10mo $125,000 $114 51
1126 Patricia Dr 0.32mi 3/1.0 (+1) 1,205 (+13%) 11mo $142,000 $118 50
119 Carriage Square Dr 0.42mi 3/1.5 (+1) 1,213 (+14%) 2mo $134,900 $111 49
1617 Dudley 0.45mi 3/1.0 (+1) 1,200 (+12%) 11mo $138,000 $115 44
2639 Barbara St 0.72mi 3/1.0 (+1) 1,119 (+5%) 14mo $89,520 $80 42
2914 Bobbie St 0.64mi 3/1.0 (+1) 1,216 (+14%) 10mo $145,000 $119 33
2531 Hoyer St 0.59mi 3/2.0 (+1) 1,211 (+14%) 10mo $39,900 $33 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.6% rent growth · sell at horizon

5-year hold
IRR
8.7%
Equity multiple
1.34×
Total profit
$8,606
Equity at exit
$13,297
10-year hold
IRR
18.4%
Equity multiple
2.58×
Total profit
$39,364
Equity at exit
$7,711

Cash invested: $24,970 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71112

Rents YoY
3.6%
Active inventory
148
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,223 high interval (Pro) →
Mortgage (P&I)
$468
Tax est. 1.5%
$111 /mo · $1,338/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$350

Break-even live

Break-even rent $780
Max offer price $89,180
Occupancy floor 66%

Sensitivity live

Price -10% $412 -5% $381 +0% $350 +5% $319 +10% $288
Rent -10% $253 -5% $302 +0% $350 +5% $398 +10% $447
Rate -1.0pp $395 -0.5pp $373 base $350 +0.5pp $327 +1.0pp $303

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,295
Closing costs
$2,675
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1120 Margaret St Bossier City, LA 2.0 1.0 950 $1,200 $1.26 22d 1 0.04mi
1148 Dudley Ln Bossier City, LA 3.0 1.0 1013 $925 $0.91 15d 1 0.11mi
1140 Schex Dr Bossier City, LA 3.0 1.0 1346 $1,500 $1.11 22d 1 0.19mi
1231 Waller Ave Bossier City, LA 3.0 1.0 1500 $1,100 $0.73 45d 1 0.20mi
2248 Loreco St Bossier City, LA 3.0 2.0 1073 $1,400 $1.30 45d 1 0.31mi
400 John Wesley Blvd Bossier City, LA 2.0 1.5 935 $842 $0.90 15d 2 0.35mi
305 Orleans St Bossier City, LA 2.0 1.5 1021 $1,000 $0.98 22d 1 0.45mi
205 Royal St Bossier City, LA 2.0 1.5 1100 $1,100 $1.00 45d 1 0.50mi
2201 Naples St Bossier City, LA 2.0 1.0 759 $775 $1.02 45d 1 0.50mi
3204 McGregor St Bossier City, LA 3.0 1.0 1093 $1,350 $1.24 45d 1 0.62mi
3202 Jana Pl Bossier City, LA 3.0 1.0 1258 $1,250 $0.99 45d 1 0.65mi
100 Crossroads Blvd Bossier City, LA 1.0–2.0 1.0–2.0 858 $1,299 $1.51 45d 1 0.79mi
400 Preston Blvd Bossier City, LA 1.0 1.0 706 $870 $1.23 45d 1 0.81mi
3115 Oliver St Bossier City, LA 3.0 1.5 1067 $1,400 $1.31 15d 1 0.86mi
3406 Black Lake Cir Bossier City, LA 3.0 1.0 1400 $1,200 $0.86 22d 1 0.99mi
1416 Williamsburg Dr Bossier City, LA 2.0 2.0 960 $1,200 $1.25 15d 1 1.04mi
1301 Williamsburg Dr Bossier City, LA 1.0–3.0 1.0–2.0 1025 $1,455 $1.42 15d 28 1.07mi
1302 Williamsburg Dr Bossier City, LA 1.0–3.0 1.0–2.0 1050 $1,498 $1.43 22d 14 1.10mi
1535 River Parkway Blvd Shreveport, LA 1.0–3.0 1.0–2.0 928 $1,740 $1.88 15d 10 1.15mi
1225 Delhi St Bossier City, LA 3.0 1.0 1092 $800 $0.73 22d 1 1.34mi
1301 Coates Bluff Dr Shreveport, LA 1.0–2.0 1.0–2.0 1004 $2,300 $2.29 15d 11 1.42mi
1005 Clarence St Bossier City, LA 3.0 2.0 1203 $1,300 $1.08 45d 1 1.49mi

Listing history 8 events

  1. 2026-06-21
    days on market $89,180 Active 11 DOM
  2. 2026-06-18
    days on market $89,180 Active 8 DOM
  3. 2026-06-17
    days on market $89,180 Active 7 DOM
  4. 2026-06-16
    days on market $89,180 Active 6 DOM
  5. 2026-06-15
    days on market $89,180 Active 5 DOM
  6. 2026-06-14
    days on market $89,180 Active 3 DOM
  7. 2026-06-13
    remarks 699-char remark
  8. 2026-06-13
    listed $89,180 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,679
− Mortgage interest
−$4,995
− Property taxes
−$1,338
− Insurance
−$446
− Repairs & maintenance
−$1,174
− Management
−$1,174
− Depreciation
−$2,594
Taxable income
$2,957
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$710
After-tax cash flow
$3,491/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bossier Parish
NCES district ID
2200270
Math proficiency
40% ▼ -32.00%
Reading proficiency
47% ▼ -28.00%
Median HH income
$51,326
Composite
37.5/100
National rank
#4402
State rank
#17 of 98 in LA

Livability — Bossier City

Score
71/100
State rank
#47
US rank
#7044

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bossier City, LA
County
Bossier Parish · 98,704 people
City population
91,925
Metro
Shreveport-Bossier City, LA
Population (ZIP)
33,587
Household income
$61,760
Rent vs Own
39.0% rent · 61.0% own
Severe rent burden
1391.0

Population outlook (Bossier County) Hauer SSP2

Today (2025)
143,247 people
By 2030
151,802 · +6.0%
By 2040
168,194 · +17.4%
By 2050
183,533 · +28.1%
By 2075
217,009 · +51.5%
By 2100
230,091 · +60.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 59% Black 24% Hispanic / Latino 12% Two or more races 8% Asian 2%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Lithuanian 2% Slovak 1% Scottish 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
89% English-only · Spanish 7% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Bossier

2024 margin
Solid R (+43.3) · D 27.7% · R 71.0% · Other 1.3%
2008→2024 swing
+0.3pp no change · 2008: -43.7pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+41.0 2016: R+45.8 2012: R+45.4 2008: R+43.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.48%
Current HPI
127.9821
Rent YoY
▲ 3.60%
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+19.1% since first listed
5 events — show timeline
  • 2026-06-10 Listed $89,180 NTREIS
  • 2021-05-12 Sold (Public Records) $75,000 Public Records
  • 2021-05-11 Sold (MLS) NTREIS
  • 2021-03-27 Listing Removed NTREIS
  • 2021-03-19 Listed $74,900 NTREIS

Property tax history

+1.6%/yr

Latest (2023): $131 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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