2665 Woodley Park Dr · Montgomery, AL 36116

$114,500

3 bd · 3.0 ba · 1,517 sqft · Townhouse public records · 77 Days on market

Built 1978 $75/sqft · 45% above area Est $79k · 45% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.7/30.0
• DSCR +10.0/10.0
• 1% rule +7.1/10.0
• Rent growth +3.9/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 2665 Woodley Park Drive! If you’ve been searching for an affordable home that feels like new, this one is definitely worth a look. This home has been fully renovated and offers 3 spacious bedrooms and 2.5 bathrooms, giving you plenty of room to spread out. Inside, you’ll find fresh gray paint throughout and comfortable carpet that makes the space feel clean and cozy from the moment you walk in. The kitchen has been completely updated with stainless steel appliances, a nice tiled backsplash, and freshly painted cabinets—perfect for everyday living or hosting family and friends. The roof was also replaced just 3 years ago, giving you extra peace of mind. This one is truly move-in ready—just bring your belongings and start enjoying your new home. Reach out to your favorite real estate professional and schedule your showing ASAP before it’s gone!

Key facts

• Fully renovated
• Tiled backsplash
• Replaced roof

Tags

• FULLY RENOVATED
• UPDATED KITCHEN
• STAINLESS STEEL APPLIANCES
• TILED BACKSPLASH
• FRESHLY PAINTED CABINETS
• REPLACED ROOF

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath townhouse listed at $114k.

Deal economics

• At list price, monthly cash flow is $416 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $114k).
• Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 6.0% in Montgomery — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#138 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D, crime F.
• Montgomery County (urban): math 9% / reading 31% proficiency, ranked #106 of 129 in AL (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.7%/yr); 293 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 460 units permitted in Montgomery County in 2024 (37 in 5+ unit buildings).
• This rent runs 30% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $792 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Montgomery County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.7% rent growth), your $32k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $85k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $107,630 (6.0% below list)

Questions for the listing agent

1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 10.65%
• Cash-on-cash: 15.57%
• DSCR: 1.69
• GRM: 6.9

CMA / ARV

• ARV (median comp): $79,156
• List price: $114,500
• Delta: 44.65%
• Verdict: OVERPRICED
• Comps: 14 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2631 Woodley Park Dr	0.08mi	3/2.5	1,392 (-8%)	10mo	$87,000	$63	72

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.65% rent growth · sell at horizon

5-year hold

• IRR: 9.0%
• Equity multiple: 1.36×
• Total profit: $11,679
• Equity at exit: $17,072

10-year hold

• IRR: 20.1%
• Equity multiple: 2.89×
• Total profit: $60,508
• Equity at exit: $9,900

Cash invested: $32,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36116

• Home prices YoY: -9.7%
• Rents YoY: 5.7%
• Active inventory: 293
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,385 high
• Mortgage (P&I): −$600
• Tax from tax record: −$30 /mo · $362/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$291
• Net cashflow: $416

Break-even live

Break-even rent $859

Max offer price $114,500

Occupancy floor 65%

Sensitivity live

Price	-10% $481	-5% $448	+0% $416	+5% $384	+10% $351
Rent	-10% $307	-5% $361	+0% $416	+5% $471	+10% $525
Rate	-1.0pp $474	-0.5pp $445	base $416	+0.5pp $386	+1.0pp $356

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,625
• Closing costs: $3,435
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3633 Woodley Rd Montgomery, AL	4.0	2.0	1734	$1,600	$0.92	22d	1	0.30mi
3252 Cheltenham Dr Montgomery, AL	3.0	2.0	1705	$1,200	$0.70	44d	1	0.30mi
2724 Forsyth Ln Montgomery, AL	4.0	2.0	1794	$1,400	$0.78	44d	1	0.33mi
2619 Brantford Pl Montgomery, AL	3.0	2.0	1323	$1,200	$0.91	44d	1	0.59mi
2699 Whispering Pine Dr Montgomery, AL	4.0	2.0	1500	$1,500	$1.00	14d	1	0.60mi
3855 Woodley Rd Montgomery, AL	4.0	2.0	1450	$1,450	$1.00	44d	1	0.61mi
4220 Strathmore Dr Montgomery, AL	1.0–3.0	1.0–2.0	931	$1,099	$1.18	44d	1	0.88mi
3110 Virginia Downs Montgomery, AL	2.0	2.0	1068	$800	$0.75	44d	1	0.89mi
3324 Cross Creek Dr Montgomery, AL	3.0	2.0	1791	$1,395	$0.78	22d	1	0.93mi
3231 Virginia Pines Ln Montgomery, AL	2.0	2.0	1068	$800	$0.75	44d	1	0.96mi
3050 Sutton Dr Montgomery, AL	2.0	2.0	1719	$1,450	$0.84	22d	1	0.97mi
3240 Virginia Pines Ln Montgomery, AL	3.0	2.0	1215	$900	$0.74	44d	1	0.98mi
3220 Virginia Downs Montgomery, AL	3.0	2.0	1215	$900	$0.74	44d	1	1.00mi
3248 Meadow Walk Ln Montgomery, AL	3.0	2.0	1114	$1,200	$1.08	44d	1	1.04mi
2230 Woodley Sq W Montgomery, AL	1.0–2.0	1.0–2.0	902	$898	$1.00	14d	11	1.04mi
654 Mayflower Dr Montgomery, AL	3.0	2.0	1777	$1,400	$0.79	44d	1	1.05mi
4025 Edge Hill Ln Montgomery, AL	3.0	2.0	1154	$1,350	$1.17	14d	1	1.14mi
2656 Fisk Rd Montgomery, AL	4.0	2.0	1584	$1,400	$0.88	44d	1	1.25mi
2651 Clement Curv Montgomery, AL	3.0	2.0	1402	$1,550	$1.11	22d	1	1.33mi
3580 McGehee Pl Dr S Montgomery, AL	3.0	2.0	1200	$1,205	$1.00	44d	1	1.42mi
3212 Herbert Dr Montgomery, AL	3.0	2.0	1180	$1,425	$1.21	22d	1	1.44mi

Listing history 23 events

1. 2026-06-18
   days on market $114,500 Active 77 DOM
2. 2026-06-17
   days on market $114,500 Active 76 DOM
3. 2026-06-16
   days on market $114,500 Active 75 DOM
4. 2026-06-15
   days on market $114,500 Active 74 DOM
5. 2026-06-14
   days on market $114,500 Active 72 DOM
6. 2026-06-13
   days on market $114,500 Active 71 DOM
7. 2026-06-10
   days on market $114,500 Active 69 DOM
8. 2026-06-09
   days on market $114,500 Active 68 DOM
9. 2026-06-08
   days on market $114,500 Active 67 DOM
10. 2026-06-07
    days on market $114,500 Active 66 DOM
11. 2026-06-03
    days on market $114,500 Active 62 DOM
12. 2026-06-02
    days on market $114,500 Active 61 DOM
13. 2026-06-01
    days on market $114,500 Active 60 DOM
14. 2026-05-31
    days on market $114,500 Active 59 DOM
15. 2026-05-30
    days on market $114,500 Active 58 DOM
16. 2026-04-21
    price $114,500 895-char remark

    Show marketing remark (895 chars)

    Welcome to 2665 Woodley Park Drive! If you’ve been searching for an affordable home that feels like new, this one is definitely worth a look. This home has been fully renovated and offers 3 spacious bedrooms and 2.5 bathrooms, giving you plenty of room to spread out. Inside, you’ll find fresh gray paint throughout and comfortable carpet that makes the space feel clean and cozy from the moment you walk in. The kitchen has been completely updated with stainless steel appliances, a nice tiled backsplash, and freshly painted cabinets—perfect for everyday living or hosting family and friends. The roof was also replaced just 3 years ago, giving you extra peace of mind. This one is truly move-in ready—just bring your belongings and start enjoying your new home. Reach out to your favorite real estate professional and schedule your showing ASAP before it’s gone!

17. 2026-04-02
    listed $115,000 Active 895-char remark

    Show marketing remark (895 chars)

    Welcome to 2665 Woodley Park Drive! If you’ve been searching for an affordable home that feels like new, this one is definitely worth a look. This home has been fully renovated and offers 3 spacious bedrooms and 2.5 bathrooms, giving you plenty of room to spread out. Inside, you’ll find fresh gray paint throughout and comfortable carpet that makes the space feel clean and cozy from the moment you walk in. The kitchen has been completely updated with stainless steel appliances, a nice tiled backsplash, and freshly painted cabinets—perfect for everyday living or hosting family and friends. The roof was also replaced just 3 years ago, giving you extra peace of mind. This one is truly move-in ready—just bring your belongings and start enjoying your new home. Reach out to your favorite real estate professional and schedule your showing ASAP before it’s gone!

18. 2023-01-11
    soldstatus $85,000 Closed 706-char remark

    Show marketing remark (706 chars)

    Welcome to 2665 Woodley Park drive. If you are looking for a like new affordable home, then you have found it! This beautiful home has been completely renovated; The seller definitely did not miss with this one! This home features 3 SPACIOUS bedrooms, 2 and 1/2 baths, Fresh gray paint throughout, BrandNew carpet throughout, the kitchen has been completely remodeled to include Brand-New stainless-steel appliances, A beautiful, tiled back splash, freshly painted cabinets, HVAC unit has been recently installed, and a brand-new roof. This home is move in ready, just bring your things and start living. Grab your favorite real estate professional and schedule an appointment to view this beauty ASAP. :-)

19. 2022-12-20
    status Pending 706-char remark

    Show marketing remark (706 chars)

    Welcome to 2665 Woodley Park drive. If you are looking for a like new affordable home, then you have found it! This beautiful home has been completely renovated; The seller definitely did not miss with this one! This home features 3 SPACIOUS bedrooms, 2 and 1/2 baths, Fresh gray paint throughout, BrandNew carpet throughout, the kitchen has been completely remodeled to include Brand-New stainless-steel appliances, A beautiful, tiled back splash, freshly painted cabinets, HVAC unit has been recently installed, and a brand-new roof. This home is move in ready, just bring your things and start living. Grab your favorite real estate professional and schedule an appointment to view this beauty ASAP. :-)

20. 2022-12-01
    historical Contingent 706-char remark

    Show marketing remark (706 chars)

    Welcome to 2665 Woodley Park drive. If you are looking for a like new affordable home, then you have found it! This beautiful home has been completely renovated; The seller definitely did not miss with this one! This home features 3 SPACIOUS bedrooms, 2 and 1/2 baths, Fresh gray paint throughout, BrandNew carpet throughout, the kitchen has been completely remodeled to include Brand-New stainless-steel appliances, A beautiful, tiled back splash, freshly painted cabinets, HVAC unit has been recently installed, and a brand-new roof. This home is move in ready, just bring your things and start living. Grab your favorite real estate professional and schedule an appointment to view this beauty ASAP. :-)

21. 2022-10-21
    listed $105,000 Active 706-char remark

    Show marketing remark (706 chars)

    Welcome to 2665 Woodley Park drive. If you are looking for a like new affordable home, then you have found it! This beautiful home has been completely renovated; The seller definitely did not miss with this one! This home features 3 SPACIOUS bedrooms, 2 and 1/2 baths, Fresh gray paint throughout, BrandNew carpet throughout, the kitchen has been completely remodeled to include Brand-New stainless-steel appliances, A beautiful, tiled back splash, freshly painted cabinets, HVAC unit has been recently installed, and a brand-new roof. This home is move in ready, just bring your things and start living. Grab your favorite real estate professional and schedule an appointment to view this beauty ASAP. :-)

22. 2000-07-31
    soldstatus $53,500
23. 2000-06-16
    listed $54,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $362 · $30/mo
• Projected year-2 tax: $469 · $39/mo
• Expected delta: +$108/yr (+$9/mo · 29.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,621
• − Mortgage interest: −$6,414
• − Property taxes: −$362
• − Insurance: −$572
• − Repairs & maintenance: −$1,330
• − Management: −$1,330
• − Depreciation: −$3,331
• Taxable income: $3,283
• Est. tax owed @ 24.0%: −$788
• After-tax cash flow: $4,203/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Montgomery County
• NCES district ID: 0102430
• Math proficiency: 9% ▼ -21.00%
• Reading proficiency: 31% ▼ -1.00%
• Median HH income: $43,902
• Composite: 17.24/100
• National rank: #9093
• State rank: #106 of 129 in AL

Livability — Montgomery

• Score: 65/100
• State rank: #138
• US rank: #13416

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Montgomery, AL
• County: Montgomery County · 190,016 people
• City population: 175,913
• Metro: Montgomery, AL
• Population (ZIP): 45,250
• Household income: $55,160
• Rent vs Own: 50.8% rent · 49.2% own
• Severe rent burden: 2786.0

Population outlook (Montgomery County) Hauer SSP2

• Today (2025): 224,008 people
• By 2030: 221,460 · -1.1%
• By 2040: 214,179 · -4.4%
• By 2050: 204,912 · -8.5%
• By 2075: 177,821 · -20.6%
• By 2100: 145,134 · -35.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (80%)
• Race & ethnicity: Black 80% White 12% Two or more races 4% Asian 3% Hispanic / Latino 2%
• Common ancestry: Italian 1%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 94% English-only · Spanish 2% Other Indo-European 1% Korean 1%

Political lean MEDSL · Montgomery

• 2024 margin: Solid D (+30.7) · D 64.8% · R 34.1% · Other 1.1%
• 2008→2024 swing: +11.5pp toward D · 2008: 19.2pp · 2024: 30.7pp
• All cycles: 2024: D+30.7 2020: D+31.5 2016: D+26.2 2012: D+24.3 2008: D+19.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.31%
• Current HPI: 151.8598
• Rent YoY: ▲ 5.65%
• Metro: Montgomery, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+112.0% since first listed

8 events — show timeline

• 2026-04-21 Price Changed $114,500 MAAR
• 2026-04-02 Listed $115,000 MAAR
• 2023-01-11 Sold (MLS) $85,000 MAAR
• 2022-12-20 Pending — MAAR
• 2022-12-01 Contingent — MAAR
• 2022-10-21 Listed $105,000 MAAR
• 2000-07-31 Sold (MLS) $53,500 MAAR
• 2000-06-16 Listed $54,000 MAAR

Property tax history

+3.8%/yr

Latest (2025): $362 · +1.4% YoY. Source: county tax records.