1607 Lorton Ave · Coral Hills, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.7/30.0
- 1% rule +4.3/10.0
- DSCR +4.1/10.0
- Rent growth +4.0/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$280,800
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Built in 1997 and located in the Coral Hills neighborhood, this townhome offers approximately 1280 finished square feet, three bedrooms, two full and one half bath, full basement and rear deck. This home sits on an approximate 1511 sqft lot.
Key facts
- Full basement
- Rear deck
- $80 HOA
Tags
Property features AI
Finance
- Other: Fee simple ownership
- HOA & community: HOA fee of $80 per month
Exterior
- Utilities: Public water; Public septic; Electric service (standard)
- Home design: Interior townhouse/rowhouse; Stick-built construction
- Construction: Composite/shingle roof; Other type foundation; Other above- and below-grade structures; Year built per assessor
- Exterior features: Not in a federal flood zone; No tidal water on the lot
Interior
- Bedrooms: 3 bedrooms on the main level
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Full basement; Assessor-listed living area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $281k.
Deal economics
- At list price, monthly cash flow is $18 ($219/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $262k (6.8% below list).
- Recommended offer: $262k (6.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#223 in MD) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, employment B; Watch: crime D-, amenities F, commute F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Bradbury Heights Elementary (math 0% / reading 8%, grade F, #811 of 860 statewide, top 95%, 444 students, 74% FRL); Drew Freeman Middle (math 2% / reading 12%, grade F, #219 of 225 statewide, top 98%, 833 students, 67% FRL); Suitland High (math 8% / reading 36%, grade F, #171 of 222 statewide, top 78%, 1,834 students, 77% FRL) — zoned schools average 73% FRL vs 53% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.9%/yr); 215 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
- This rent runs 41% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $183k; list at $281k implies a 53% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 6.37%
- Cash-on-cash
- 0.28%
- DSCR
- 1.01
- GRM
- 8.9
CMA / ARV
- ARV (on-the-fly)
- $345,600
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4701 Pistachio Ln | 0.04mi | 3/2.5 | 1,280 (0%) | 7mo | $241,000 | $188 | 90 |
| 4604 Rollingdale Way | 0.06mi | 3/3.0 | 1,300 (+2%) | 7mo | $350,000 | $269 | 89 |
| 4720 Pistachio Ln | 0.06mi | 3/2.5 | 1,294 (+1%) | 7mo | $330,000 | $255 | 87 |
| 4721 Rollingdale Way | 0.06mi | 4/3.5 (+1) | 1,294 (+1%) | 2mo | $350,000 | $270 | 86 |
| 2007 Saint Bernadines Way | 0.41mi | 3/2.5 | 1,176 (-8%) | 1mo | $353,000 | $300 | 65 |
| 5136 Cranmer Way | 0.44mi | 3/2.5 | 1,176 (-8%) | 1mo | $330,000 | $281 | 63 |
| 2220 Gaylord Dr | 0.51mi | 3/1.0 | 1,216 (-5%) | 0mo | $250,000 | $206 | 60 |
| 2301 Wyngate Rd | 0.54mi | 3/1.5 | 1,216 (-5%) | 2mo | $305,000 | $251 | 59 |
| 2225 Houston St | 0.51mi | 3/1.0 | 1,216 (-5%) | 3mo | $265,000 | $218 | 58 |
| 2315 Wyngate Rd | 0.59mi | 4/2.0 (+1) | 1,216 (-5%) | 2mo | $365,000 | $300 | 54 |
| 1169 46th Pl SE | 0.73mi | 3/1.5 | 1,266 (-1%) | 8mo | $405,000 | $320 | 51 |
| 1205 Abel Ave | 0.62mi | 4/3.0 (+1) | 1,104 (-14%) | 2mo | $364,900 | $331 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.9% rent growth · sell at horizon
- IRR
- -12.4%
- Equity multiple
- 0.54×
- Total profit
- $-36,380
- Equity at exit
- $41,868
- IRR
- 0.7%
- Equity multiple
- 1.06×
- Total profit
- $4,455
- Equity at exit
- $24,278
Cash invested: $78,624 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20743
- Rents YoY
- 5.9%
- Active inventory
- 215
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,616 high interval (Pro) →
- Mortgage (P&I)
- −$1,473
- Tax from tax record
- −$379 /mo · $4,546/yr
- Insurance
- −$117
- HOA
- −$80
- Vacancy / Maint / Mgmt
- −$549
- Net cashflow
- $18
Break-even live
Sensitivity live
| Price | -10% $177 | -5% $98 | +0% $18 | +5% $-61 | +10% $-141 |
|---|---|---|---|---|---|
| Rent | -10% $-188 | -5% $-85 | +0% $18 | +5% $122 | +10% $225 |
| Rate | -1.0pp $160 | -0.5pp $90 | base $18 | +0.5pp $-55 | +1.0pp $-129 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $70,200
- Closing costs
- $8,424
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4601 Pistachio Ln Capitol Heights, MD | 3.0 | 2.5 | 1376 | $2,795 | $2.03 | 18d | 1 | 0.10mi |
| 1513 Pacific Ave Capitol Heights, MD | 3.0 | 1.0 | 1008 | $2,450 | $2.43 | 45d | 1 | 0.21mi |
| 4308 Alton St Capitol Heights, MD | 3.0 | 2.0 | 1100 | $2,500 | $2.27 | 45d | 1 | 0.44mi |
| 5225 Marlboro Pike Capitol Heights, MD | 2.0–4.0 | 1.0–2.0 | 1050 | $2,038 | $1.94 | 3d | 3 | 0.44mi |
| 5237 Marlboro Pike Capitol Heights, MD | 3.0 | 1.0 | 655 | $1,817 | $2.77 | 45d | 1 | 0.47mi |
| 1205 Mentor Ave Capitol Heights, MD | 3.0 | 1.0 | 1400 | $3,000 | $2.14 | 45d | 1 | 0.48mi |
| 1201 Benning Rd Capitol Heights, MD | 1.0–3.0 | 1.0 | 854 | $2,090 | $2.45 | 0d | 43 | 0.54mi |
| 2217 Gaylord Dr Suitland, MD | 3.0 | 1.0 | 1216 | $2,450 | $2.01 | 6d | 1 | 0.55mi |
| 2232 Houston St Suitland, MD | 3.0 | 1.0 | 1216 | $2,500 | $2.06 | 45d | 1 | 0.56mi |
| 2301 Houston St Suitland, MD | 3.0 | 1.0 | 1216 | $2,200 | $1.81 | 24d | 1 | 0.60mi |
| 5284 Marlboro Pike Capitol Heights, MD | 1.0–3.0 | 1.0–1.5 | 812 | $1,979 | $2.44 | 1d | 13 | 0.61mi |
| 1935 Brooks Dr Capitol Heights, MD | 1.0–3.0 | 1.0–1.5 | 865 | $1,745 | $2.02 | 0d | 6 | 0.63mi |
| 912 Elfin Ave Capitol Heights, MD | 3.0 | 2.0 | 1028 | $2,000 | $1.95 | 45d | 1 | 0.65mi |
| 4648 Hillside Rd SE Apt 1 Washington, DC | 4.0 | 2.0 | 1389 | $4,200 | $3.02 | 26d | 1 | 0.69mi |
| 2316 Brooks Dr Suitland, MD | 1.0–3.0 | 1.0–2.0 | 908 | $2,366 | $2.60 | 4d | 9 | 0.70mi |
| 4632 Hillside Rd SE Unit 1 Washington, DC | 4.0 | 2.0 | 1222 | $3,000 | $2.45 | 26d | 1 | 0.70mi |
| 5037 Benning Rd SE Washington, DC | 3.0 | 2.0 | 1184 | $3,100 | $2.62 | 26d | 1 | 0.72mi |
| 2100 Brooks Dr District Heights, MD | 2.0 | 1.0–2.0 | 914 | $1,629 | $1.78 | 22d | 27 | 0.73mi |
| 1193 46th Pl SE Washington, DC | 3.0 | 1.0 | 1056 | $3,200 | $3.03 | 26d | 1 | 0.77mi |
| 1634 Brooksquare Dr Capitol Heights, MD | 3.0 | 1.5 | 1317 | $2,250 | $1.71 | 7d | 1 | 0.85mi |
| 5401 Riba Ct Capitol Heights, MD | 4.0 | 3.0 | 1150 | $3,300 | $2.87 | 7d | 1 | 0.86mi |
| 5404 Vergo Rd Capitol Heights, MD | 4.0 | 2.5 | 1680 | $3,500 | $2.08 | 45d | 1 | 0.87mi |
| 1209 Brooke Rd Capitol Heights, MD | 3.0 | 2.0 | 1000 | $3,200 | $3.20 | 20d | 1 | 0.88mi |
| 1559 41st St SE Unit 1546448P Washington, DC | 4.0 | 2.0 | 1022 | $2,926 | $2.86 | 9d | 1 | 0.97mi |
| 5119 E St SE Washington, DC | 3.0 | 1.0 | 941 | $4,000 | $4.25 | 21d | 1 | 0.97mi |
| 4113 Southern Ave SE Capitol Heights, MD | 3.0 | 1.0–1.5 | 816 | $1,950 | $2.39 | 0d | 49 | 0.98mi |
| 2354 Seton Way District Heights, MD | 2.0 | 2.5 | 1200 | $2,500 | $2.08 | 45d | 1 | 1.02mi |
| 812 Burns St SE Washington, DC | 3.0 | 2.5 | 1280 | $3,300 | $2.58 | 26d | 1 | 1.06mi |
| 2641 Shadyside Ave Suitland, MD | 1.0–3.0 | 1.0–1.5 | 860 | $1,730 | $2.01 | 3d | 16 | 1.07mi |
| 5401 Call Pl SE Washington, DC | 2.0–3.0 | 1.0 | 1094 | $2,626 | $2.40 | 3d | 2 | 1.08mi |
| 2807 Evansgreen Dr Suitland, MD | 4.0 | 3.5 | 1280 | $2,995 | $2.34 | 14d | 1 | 1.11mi |
| 813 Hilltop Ter SE Washington, DC | 3.0 | 1.5 | 1660 | $4,500 | $2.71 | 9d | 1 | 1.12mi |
| 5806 Burgess Rd District Heights, MD | 2.0 | 1.0 | 1324 | $1,950 | $1.47 | 20d | 1 | 1.12mi |
| 5126 Call Pl SE Washington, DC | 2.0 | 1.5 | 1741 | $3,050 | $1.75 | 26d | 1 | 1.13mi |
| 2816 Arts Vista Blvd Suitland, MD | 3.0 | 5.0 | 1328 | $3,200 | $2.41 | 45d | 1 | 1.14mi |
| 5042 Silver Hill Ct District Heights, MD | 1.0–2.0 | 1.0 | 852 | $1,785 | $2.09 | 3d | 9 | 1.14mi |
| 5344 C St SE Unit 102 Washington, DC | 3.0 | 2.0 | 1000 | $2,499 | $2.50 | 26d | 1 | 1.16mi |
| 5344 C St SE Unit 302 Washington, DC | 3.0 | 2.0 | 1000 | $2,100 | $2.10 | 26d | 1 | 1.16mi |
| 4110 Suitland Rd Suitland, MD | 1.0–3.0 | 1.0–2.0 | 955 | $2,377 | $2.49 | 0d | 15 | 1.17mi |
| 2901 Toles Park Dr Suitland, MD | 1.0–2.0 | 1.0 | 740 | $1,599 | $2.16 | 45d | 9 | 1.18mi |
HOA detail
- Monthly dues
- $80 · $960/yr
Listing history 7 events
-
2026-06-21days on market $280,800 Active 10 DOM
-
2026-06-18days on market $280,800 Active 7 DOM
-
2026-06-17days on market $280,800 Active 6 DOM
-
2026-06-16days on market $280,800 Active 5 DOM
-
2026-06-15days on market $280,800 Active 4 DOM
-
2026-06-13remarks 243-char remark
-
2026-06-13$280,800 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $4,546 · $379/mo
- Projected year-2 tax
- $4,546 · $379/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 5/10 Major 22% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,391
- − Mortgage interest
- −$15,729
- − Property taxes
- −$4,546
- − Insurance
- −$1,404
- − Repairs & maintenance
- −$2,511
- − Management
- −$2,511
- − HOA
- −$960
- − Depreciation
- −$8,169
- Taxable loss
- −$4,439
- Est. tax savings @ 24.0%
- +$1,065
- After-tax cash flow
- $1,284/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Coral Hills
- Score
- 66/100
- State rank
- #223
- US rank
- #11223
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Coral Hills, MD
- County
- Prince Georges County · 919,866 people
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 41,093
- Household income
- $76,466
- Rent vs Own
- Severe rent burden
- 1418.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (78%)
- Race & ethnicity
- Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Foreign-born
- 16% · Canada
- Languages at home
- 81% English-only · Spanish 13% French/Haitian/Cajun 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -311.97%
- Current HPI
- 335.5152
- Rent YoY
- ▲ 5.90%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
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| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
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| Chemicals | 1 | $2B |
|
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Price history
+173.1% since first listed16 events — show timeline
- 2026-06-11 Listed $280,800 BRIGHT MLS
- 2025-12-16 Listing Removed — BRIGHT MLS
- 2025-11-10 Price Changed $302,000 BRIGHT MLS
- 2025-10-02 Price Changed $307,000 BRIGHT MLS
- 2025-09-15 Listed $317,000 BRIGHT MLS
- 2021-12-09 Pending — BRIGHT MLS
- 2021-12-09 Listing Removed — BRIGHT MLS
- 2021-10-21 Listed $299,900 BRIGHT MLS
- 2005-01-04 Sold (Public Records) $183,000 Public Records
- 2004-10-29 Sold (MLS) $183,000 MRIS
- 2004-10-04 Listed — MRIS
- 2004-10-04 Delisted — MRIS
- 2004-10-04 Delisted — MRIS
- 2004-10-04 Listed $190,000 MRIS
- 1998-03-24 Sold (Public Records) $129,500 Public Records
- 1995-10-03 Sold (Public Records) $102,817 Public Records
Property tax history
+6.9%/yrLatest (2025): $4,546 · +6.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…