112 Pin Oak Ln · Mount Pocono, PA 18466

$199,999

2 bd · 1.0 ba · 1,040 sqft · SingleFamily public records · 14 Days on market

Built 1974 10,454 sqft lot Est $232k · 14% under $146/mo HOA · 7% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.0/30.0
• ARV discount +13.7/15.0
• Appreciation +6.2/10.0
• 1% rule +5.0/10.0
• DSCR +4.2/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

OPEN HOUSE SUNDAY APRIL 19th 1-3pm PLEASE CONTACT CO-LISTING AGENT: MICHELE ROST 215-559-4087 Welcome to 112 Pin Oak Ln, a fully upgraded Pocono retreat in the highly sought after Pocono Farms Country Club and yes, it is STR friendly, making this an incredible opportunity for both personal use and income potential. This charming 2 bedroom, 1 bath home offers spacious bedrooms and a warm, inviting layout that instantly feels like home. But what truly sets this property apart is everything you do not have to worry about, because the big ticket items are already done. Enjoy peace of mind with a new roof, a fully remodeled bathroom, new water heater, updated water main line and recent septic work, all completed for you. The unfinished basement is a blank canvas ready to become whatever you need, additional living space, game room, or added value for future rental income. Located in an amenity rich community featuring golf, lake access, pool, clubhouse, fitness center, and more, this home delivers both lifestyle and investment potential. Whether you are looking for a weekend escape, full time residence, or STR opportunity, this is the kind of property buyers wait for!

Key facts

• 0.24 acre lot
• 2 parking spots
• Community pool

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $25 ($295/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).
• Cap rate 6.4% vs local median 5.1% in Mount Pocono — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 355 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (2.4% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.4% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 5y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $199,999

Questions for the listing agent

1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 6.44%
• Cash-on-cash: 0.53%
• DSCR: 1.02
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $231,920
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
112 Pin Oak Ln	0.00mi	2/1.0	1,040 (0%)	1mo	$205,000	$197	99
103 Aster Pl	0.29mi	2/1.0	912 (-12%)	10mo	$228,000	$250	58
106 Violet Pl	0.38mi	3/1.0 (+1)	1,008 (-3%)	22mo	$225,000	$223	54
2015 Minqua Trl Trl	0.72mi	3/1.0 (+1)	960 (-8%)	13mo	$175,000	$182	38
609 Washington Pl	0.54mi	3/2.0 (+1)	1,143 (+10%)	23mo	$405,000	$354	30
107 Black Bear Ln	0.68mi	3/2.0 (+1)	1,194 (+15%)	9mo	$255,000	$214	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.2%
• Equity multiple: 1.34×
• Total profit: $19,073
• Equity at exit: $82,773

10-year hold

• IRR: 9.4%
• Equity multiple: 2.33×
• Total profit: $74,517
• Equity at exit: $122,257

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18466

• Home prices YoY: 1.2%
• Active inventory: 355
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,006 medium
• Mortgage (P&I): −$1,049
• Tax from tax record: −$282 /mo · $3,386/yr
• Insurance: −$83
• HOA: −$146
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $25

Break-even live

Break-even rent $1,975

Max offer price $199,999

Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $146 · $1,752/yr
• Likely covers: waterpoolgym

Listing history 14 events

1. 2026-05-20
   soldstatus $205,000 Closed 1181-char remark

   Show marketing remark (1181 chars)

   OPEN HOUSE SUNDAY APRIL 19th 1-3pm PLEASE CONTACT CO-LISTING AGENT: MICHELE ROST 215-559-4087 Welcome to 112 Pin Oak Ln, a fully upgraded Pocono retreat in the highly sought after Pocono Farms Country Club and yes, it is STR friendly, making this an incredible opportunity for both personal use and income potential. This charming 2 bedroom, 1 bath home offers spacious bedrooms and a warm, inviting layout that instantly feels like home. But what truly sets this property apart is everything you do not have to worry about, because the big ticket items are already done. Enjoy peace of mind with a new roof, a fully remodeled bathroom, new water heater, updated water main line and recent septic work, all completed for you. The unfinished basement is a blank canvas ready to become whatever you need, additional living space, game room, or added value for future rental income. Located in an amenity rich community featuring golf, lake access, pool, clubhouse, fitness center, and more, this home delivers both lifestyle and investment potential. Whether you are looking for a weekend escape, full time residence, or STR opportunity, this is the kind of property buyers wait for!

2. 2026-04-23
   status Pending
3. 2026-04-20
   status Pending 1181-char remark

   Show marketing remark (1181 chars)

   OPEN HOUSE SUNDAY APRIL 19th 1-3pm PLEASE CONTACT CO-LISTING AGENT: MICHELE ROST 215-559-4087 Welcome to 112 Pin Oak Ln, a fully upgraded Pocono retreat in the highly sought after Pocono Farms Country Club and yes, it is STR friendly, making this an incredible opportunity for both personal use and income potential. This charming 2 bedroom, 1 bath home offers spacious bedrooms and a warm, inviting layout that instantly feels like home. But what truly sets this property apart is everything you do not have to worry about, because the big ticket items are already done. Enjoy peace of mind with a new roof, a fully remodeled bathroom, new water heater, updated water main line and recent septic work, all completed for you. The unfinished basement is a blank canvas ready to become whatever you need, additional living space, game room, or added value for future rental income. Located in an amenity rich community featuring golf, lake access, pool, clubhouse, fitness center, and more, this home delivers both lifestyle and investment potential. Whether you are looking for a weekend escape, full time residence, or STR opportunity, this is the kind of property buyers wait for!

4. 2026-04-14
   price $199,999 1181-char remark

   Show marketing remark (1181 chars)

   OPEN HOUSE SUNDAY APRIL 19th 1-3pm PLEASE CONTACT CO-LISTING AGENT: MICHELE ROST 215-559-4087 Welcome to 112 Pin Oak Ln, a fully upgraded Pocono retreat in the highly sought after Pocono Farms Country Club and yes, it is STR friendly, making this an incredible opportunity for both personal use and income potential. This charming 2 bedroom, 1 bath home offers spacious bedrooms and a warm, inviting layout that instantly feels like home. But what truly sets this property apart is everything you do not have to worry about, because the big ticket items are already done. Enjoy peace of mind with a new roof, a fully remodeled bathroom, new water heater, updated water main line and recent septic work, all completed for you. The unfinished basement is a blank canvas ready to become whatever you need, additional living space, game room, or added value for future rental income. Located in an amenity rich community featuring golf, lake access, pool, clubhouse, fitness center, and more, this home delivers both lifestyle and investment potential. Whether you are looking for a weekend escape, full time residence, or STR opportunity, this is the kind of property buyers wait for!

5. 2026-04-13
   price $199,999
6. 2026-04-09
   status Active

   Show marketing remark (1181 chars)

   OPEN HOUSE SUNDAY APRIL 19th 1-3pm PLEASE CONTACT CO-LISTING AGENT: MICHELE ROST 215-559-4087 Welcome to 112 Pin Oak Ln, a fully upgraded Pocono retreat in the highly sought after Pocono Farms Country Club and yes, it is STR friendly, making this an incredible opportunity for both personal use and income potential. This charming 2 bedroom, 1 bath home offers spacious bedrooms and a warm, inviting layout that instantly feels like home. But what truly sets this property apart is everything you do not have to worry about, because the big ticket items are already done. Enjoy peace of mind with a new roof, a fully remodeled bathroom, new water heater, updated water main line and recent septic work, all completed for you. The unfinished basement is a blank canvas ready to become whatever you need, additional living space, game room, or added value for future rental income. Located in an amenity rich community featuring golf, lake access, pool, clubhouse, fitness center, and more, this home delivers both lifestyle and investment potential. Whether you are looking for a weekend escape, full time residence, or STR opportunity, this is the kind of property buyers wait for!

7. 2026-04-09
   listed $225,000 Active 1181-char remark

   Show marketing remark (1181 chars)

   OPEN HOUSE SUNDAY APRIL 19th 1-3pm PLEASE CONTACT CO-LISTING AGENT: MICHELE ROST 215-559-4087 Welcome to 112 Pin Oak Ln, a fully upgraded Pocono retreat in the highly sought after Pocono Farms Country Club and yes, it is STR friendly, making this an incredible opportunity for both personal use and income potential. This charming 2 bedroom, 1 bath home offers spacious bedrooms and a warm, inviting layout that instantly feels like home. But what truly sets this property apart is everything you do not have to worry about, because the big ticket items are already done. Enjoy peace of mind with a new roof, a fully remodeled bathroom, new water heater, updated water main line and recent septic work, all completed for you. The unfinished basement is a blank canvas ready to become whatever you need, additional living space, game room, or added value for future rental income. Located in an amenity rich community featuring golf, lake access, pool, clubhouse, fitness center, and more, this home delivers both lifestyle and investment potential. Whether you are looking for a weekend escape, full time residence, or STR opportunity, this is the kind of property buyers wait for!

8. 2026-04-07
   listed $225,000 Active
9. 2021-10-07
   soldstatus $141,500
10. 2021-09-30
    soldstatus $141,500 241-char remark

    Show marketing remark (241 chars)

    Solid brick ranch in excellent neighborhood. Located on a quiet country cul de sac. Large rooms, hardwood floors, brick fireplace, large (brand new) deck, This home is in the desirable Pocono Farms Community. Close to all Pocono attractions.

11. 2021-08-13
    listed $137,500 241-char remark

    Show marketing remark (241 chars)

    Solid brick ranch in excellent neighborhood. Located on a quiet country cul de sac. Large rooms, hardwood floors, brick fireplace, large (brand new) deck, This home is in the desirable Pocono Farms Community. Close to all Pocono attractions.

12. 2004-07-08
    soldstatus $105,000
13. 2003-02-06
    soldstatus $105,000
14. 1999-12-07
    soldstatus $68,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,386 · $282/mo
• Projected year-2 tax: $3,386 · $282/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,075
• − Mortgage interest: −$11,203
• − Property taxes: −$3,386
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,926
• − Management: −$1,926
• − HOA: −$1,752
• − Depreciation: −$5,818
• Taxable loss: −$2,937
• Est. tax savings @ 24.0%: +$705
• After-tax cash flow: $1,000/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 17,997

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
• Hispanic origin (detail): Puerto Rican 12% Dominican 6%
• Common ancestry: Romanian 2% Portuguese 1% German 1%
• Foreign-born: 16% · Canada
• Languages at home: 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.36%
• Current HPI: 202.4134
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+201.5% since first listed

14 events — show timeline

• 2026-05-20 Sold (MLS) $205,000 BRIGHT MLS
• 2026-04-23 Pending — PMAR
• 2026-04-20 Pending — BRIGHT MLS
• 2026-04-14 Price Changed $199,999 BRIGHT MLS
• 2026-04-13 Price Changed $199,999 PMAR
• 2026-04-09 Relisted — PMAR
• 2026-04-09 Listed $225,000 BRIGHT MLS
• 2026-04-07 Listed $225,000 PMAR
• 2021-10-07 Sold (Public Records) $141,500 Public Records
• 2021-09-30 Sold (MLS) $141,500 PMAR
• 2021-08-13 Listed $137,500 PMAR
• 2004-07-08 Sold (Public Records) $105,000 Public Records
• 2003-02-06 Sold (Public Records) $105,000 Public Records
• 1999-12-07 Sold (Public Records) $68,000 Public Records

Property tax history

+1.0%/yr

Latest (2026): $3,386 · +3.2% YoY. Source: county tax records.