5345 JO St · Zephyrhills West, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.5/30.0
- ARV discount +7.5/15.0
- DSCR +6.5/10.0
- 1% rule +4.7/10.0
- Schools +4.3/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Rent growth +1.6/5.0
- Appreciation +0.0/10.0
$139,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Motivated owner says bring your cash offer this week, all offers will be reviewed. Although this is a charming 2-Bedroom, 1.5-Bath Single Wide in Betmar Acres – 55+ Golf Community, This well-kept 2-bedroom, 1.5-bath single wide home has a Great Secret. It has a internet broadcast tower which provides you with FREE internet for life! This home also offers a practical layout with a comfortable living area, a bright eat-in kitchen, and a Florida room perfect for entertaining. The master has a private half-bath for added convenience. The main bathroom includes a corner shower. Outside, you’ll find a covered carport, a utility shed with washer and dryer, room for a golf cart, and a cute front patio—ideal for morning coffee, relaxing with a book, or entertaining friends. Betmar Acres is a pet-friendly community with low HOA fees and NO lot rent—you own your land. Residents enjoy access to three golf courses, swimming pools, shuffleboard, pickleball, and a full calendar of social events. It’s a laid-back, friendly neighborhood perfect for active retirement living.
Key facts
- Metal roof
- Central air
- Open concept layout
Tags
Property features AI
Finance
- Other: Furnished; Association fee includes security; Lot is level and paved; road is public and maintained; Lot approx. 0.12 acres (about 494 sq m); Zoning: RMH
- Financial info: Lease restrictions apply
- HOA & community: Has HOA (monthly fee about $37.33; annual fee about $448); Association amenities: clubhouse, pool, spa/hot tub, tennis courts, pickleball courts, shuffleboard court, golf course, dog park, street lights, association-owned recreation; Buyer approval required for association; Pets allowed; Senior community
Exterior
- Parking: Driveway; Off-street parking; Carport (1 space)
- Security: Community security included in association
- Utilities: Public water; Septic tank sewer; Electricity connected; Propane available; Cable available; Water connected
- Home design: Residential mobile home (single wide); Attached property; One story; Faces east; Property condition: completed
- Construction: Metal frame construction; Metal roof; Crawlspace foundation; Built area approximately 1,244 sq ft (public records); Living area approximately 862 sq ft (estimated)
- Exterior features: Patio; Rain gutters; Storage; Shed(s)
Interior
- Kitchen: Range; Refrigerator; Exhaust fan; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Laminate; Living area approximately 862 sq ft (estimated)
- Bathrooms: 1 full bath; 1 half bath
- Heating & cooling: Central heating (electric); Central air; Wall/window unit(s)
- Interior features: Built-in features; Ceiling fans; Thermostat; Window treatments
- Laundry & utility: Washer; Dryer; Laundry located outside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $139k.
Deal economics
- At list price, monthly cash flow is $184 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (3.1% below list).
- Recommended offer: $131k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 61/100 on livability (#772 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents falling (-3.6%/yr); 297 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 33% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 75 days — a 6% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $80k; list at $139k implies a 74% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 7.88%
- Cash-on-cash
- 5.69%
- DSCR
- 1.25
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $78,624
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5400 Amanda St | 0.03mi | 2/1.0 | 672 (0%) | 8mo | $105,000 | $156 | 88 |
| 37113 Lois Ave | 0.23mi | 2/1.0 | 672 (0%) | 3mo | $75,000 | $112 | 83 |
| 37137 Lois Ave | 0.25mi | 2/1.5 | 684 (+2%) | 4mo | $66,000 | $96 | 80 |
| 37112 Sandra Ave | 0.22mi | 2/1.5 | 664 (-1%) | 8mo | $70,000 | $105 | 79 |
| 37031 Karen Ave | 0.25mi | 2/1.5 | 720 (+7%) | 1mo | $92,000 | $128 | 74 |
| 5241 Bolton Dr | 0.39mi | 2/1.0 | 672 (0%) | 6mo | $80,000 | $119 | 72 |
| 37020 Lois Ave | 0.23mi | 2/1.0 | 624 (-7%) | 2mo | $73,000 | $117 | 72 |
| 37302 Carol Ave | 0.28mi | 1/1.0 (-1) | 684 (+2%) | 7mo | $55,000 | $80 | 69 |
| 5313 Aurora Dr | 0.61mi | 2/1.5 | 672 (0%) | 4mo | $66,000 | $98 | 66 |
| 37042 Lois Ave | 0.23mi | 2/2.0 | 748 (+11%) | 8mo | $95,000 | $127 | 64 |
| 36416 Cordova Cir | 0.69mi | 2/1.0 | 672 (0%) | 1mo | $60,000 | $89 | 63 |
| 5251 Flint St | 0.20mi | 2/1.0 | 600 (-11%) | 8mo | $125,000 | $208 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -10.7%
- Equity multiple
- 0.62×
- Total profit
- $-14,755
- Equity at exit
- $20,725
- IRR
- -6.0%
- Equity multiple
- 0.66×
- Total profit
- $-13,096
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33542
- Home prices YoY
- -20.6%
- Rents YoY
- -3.6%
- Active inventory
- 297
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,346 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$55 /mo · $666/yr
- Insurance
- −$58
- HOA
- −$37
- Vacancy / Maint / Mgmt
- −$283
- Net cashflow
- $184
Break-even live
Sensitivity live
| Price | -10% $263 | -5% $224 | +0% $184 | +5% $145 | +10% $106 |
|---|---|---|---|---|---|
| Rent | -10% $78 | -5% $131 | +0% $184 | +5% $238 | +10% $291 |
| Rate | -1.0pp $254 | -0.5pp $220 | base $184 | +0.5pp $148 | +1.0pp $112 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5168 Crooked Ln Zephyrhills, FL | 2.0 | 1.0 | 600 | $1,645 | $2.74 | 23d | 1 | 0.25mi |
| 5611 1st St Zephyrhills, FL | 1.0 | 1.0 | 600 | $1,095 | $1.82 | 18d | 1 | 0.93mi |
| 6302 Abbott Station Dr Zephyrhills, FL | 3.0 | 1.0–2.5 | 855 | $1,732 | $2.02 | 0d | 141 | 0.93mi |
| 38010 14th Ave Apt 3 Zephyrhills, FL | 1.0 | 1.0 | 537 | $1,195 | $2.23 | 25d | 1 | 1.05mi |
| 4833 Royal Palm Dr Zephyrhills, FL | 2.0 | 1.0 | 672 | $1,090 | $1.62 | 25d | 1 | 1.05mi |
| 38044 6th Ave Unit 38044 Zephyrhills, FL | 1.0 | 1.0 | 494 | $950 | $1.92 | 25d | 1 | 1.08mi |
| 37925 Date Palm Dr Zephyrhills, FL | 3.0 | 1.5 | 720 | $1,300 | $1.81 | 25d | 1 | 1.24mi |
| 5150 6th St Zephyrhills, FL | 1.0 | 1.0 | 600 | $925 | $1.54 | 25d | 1 | 1.35mi |
| 5426 8th St #1 Zephyrhills, FL | 1.0 | 1.0 | 432 | $1,150 | $2.66 | 25d | 1 | 1.41mi |
| 5208 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $1,100 | $2.00 | 0d | 1 | 1.45mi |
| 5214 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $1,100 | $2.00 | 18d | 1 | 1.46mi |
| 5214 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $950 | $1.73 | 6d | 1 | 1.46mi |
| 5206 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $1,100 | $2.00 | 0d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $37 · $444/yr
- Likely covers
- internetpool
Listing history 27 events
-
2026-06-18days on market $139,000 Active 75 DOM
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2026-06-17days on market $139,000 Active 74 DOM
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2026-06-16days on market $139,000 Active 73 DOM
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2026-06-15days on market $139,000 Active 72 DOM
-
2026-06-13days on market $139,000 Active 70 DOM
-
2026-06-09days on market $139,000 Active 66 DOM
-
2026-06-08days on market $139,000 Active 65 DOM
-
2026-06-07days on market $139,000 Active 64 DOM
-
2026-06-04days on market $139,000 Active 61 DOM
-
2026-06-03days on market $139,000 Active 60 DOM
-
2026-06-02days on market $139,000 Active 59 DOM
-
2026-06-01days on market $139,000 Active 58 DOM
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2026-05-31days on market $139,000 Active 57 DOM
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2026-04-04$139,000 Active
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2025-10-31soldstatus $80,000
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2025-10-29soldstatus $80,000 Closed 1103-char remark
Show marketing remark (1103 chars)
Motivated owner says bring your cash offer this week, all offers will be reviewed. Although this is a charming 2-Bedroom, 1.5-Bath Single Wide in Betmar Acres – 55+ Golf Community, This well-kept 2-bedroom, 1.5-bath single wide home has a Great Secret. It has a internet broadcast tower which provides you with FREE internet for life! This home also offers a practical layout with a comfortable living area, a bright eat-in kitchen, and a Florida room perfect for entertaining. The master has a private half-bath for added convenience. The main bathroom includes a corner shower. Outside, you’ll find a covered carport, a utility shed with washer and dryer, room for a golf cart, and a cute front patio—ideal for morning coffee, relaxing with a book, or entertaining friends. Betmar Acres is a pet-friendly community with low HOA fees and NO lot rent—you own your land. Residents enjoy access to three golf courses, swimming pools, shuffleboard, pickleball, and a full calendar of social events. It’s a laid-back, friendly neighborhood perfect for active retirement living.
-
2025-09-30status Pending 1103-char remark
Show marketing remark (1103 chars)
Motivated owner says bring your cash offer this week, all offers will be reviewed. Although this is a charming 2-Bedroom, 1.5-Bath Single Wide in Betmar Acres – 55+ Golf Community, This well-kept 2-bedroom, 1.5-bath single wide home has a Great Secret. It has a internet broadcast tower which provides you with FREE internet for life! This home also offers a practical layout with a comfortable living area, a bright eat-in kitchen, and a Florida room perfect for entertaining. The master has a private half-bath for added convenience. The main bathroom includes a corner shower. Outside, you’ll find a covered carport, a utility shed with washer and dryer, room for a golf cart, and a cute front patio—ideal for morning coffee, relaxing with a book, or entertaining friends. Betmar Acres is a pet-friendly community with low HOA fees and NO lot rent—you own your land. Residents enjoy access to three golf courses, swimming pools, shuffleboard, pickleball, and a full calendar of social events. It’s a laid-back, friendly neighborhood perfect for active retirement living.
-
2025-09-28price $90,000 1103-char remark
Show marketing remark (1103 chars)
Motivated owner says bring your cash offer this week, all offers will be reviewed. Although this is a charming 2-Bedroom, 1.5-Bath Single Wide in Betmar Acres – 55+ Golf Community, This well-kept 2-bedroom, 1.5-bath single wide home has a Great Secret. It has a internet broadcast tower which provides you with FREE internet for life! This home also offers a practical layout with a comfortable living area, a bright eat-in kitchen, and a Florida room perfect for entertaining. The master has a private half-bath for added convenience. The main bathroom includes a corner shower. Outside, you’ll find a covered carport, a utility shed with washer and dryer, room for a golf cart, and a cute front patio—ideal for morning coffee, relaxing with a book, or entertaining friends. Betmar Acres is a pet-friendly community with low HOA fees and NO lot rent—you own your land. Residents enjoy access to three golf courses, swimming pools, shuffleboard, pickleball, and a full calendar of social events. It’s a laid-back, friendly neighborhood perfect for active retirement living.
-
2025-09-05price $110,000 1103-char remark
Show marketing remark (1103 chars)
Motivated owner says bring your cash offer this week, all offers will be reviewed. Although this is a charming 2-Bedroom, 1.5-Bath Single Wide in Betmar Acres – 55+ Golf Community, This well-kept 2-bedroom, 1.5-bath single wide home has a Great Secret. It has a internet broadcast tower which provides you with FREE internet for life! This home also offers a practical layout with a comfortable living area, a bright eat-in kitchen, and a Florida room perfect for entertaining. The master has a private half-bath for added convenience. The main bathroom includes a corner shower. Outside, you’ll find a covered carport, a utility shed with washer and dryer, room for a golf cart, and a cute front patio—ideal for morning coffee, relaxing with a book, or entertaining friends. Betmar Acres is a pet-friendly community with low HOA fees and NO lot rent—you own your land. Residents enjoy access to three golf courses, swimming pools, shuffleboard, pickleball, and a full calendar of social events. It’s a laid-back, friendly neighborhood perfect for active retirement living.
-
2025-07-07$115,000 Active 1103-char remark
Show marketing remark (1103 chars)
Motivated owner says bring your cash offer this week, all offers will be reviewed. Although this is a charming 2-Bedroom, 1.5-Bath Single Wide in Betmar Acres – 55+ Golf Community, This well-kept 2-bedroom, 1.5-bath single wide home has a Great Secret. It has a internet broadcast tower which provides you with FREE internet for life! This home also offers a practical layout with a comfortable living area, a bright eat-in kitchen, and a Florida room perfect for entertaining. The master has a private half-bath for added convenience. The main bathroom includes a corner shower. Outside, you’ll find a covered carport, a utility shed with washer and dryer, room for a golf cart, and a cute front patio—ideal for morning coffee, relaxing with a book, or entertaining friends. Betmar Acres is a pet-friendly community with low HOA fees and NO lot rent—you own your land. Residents enjoy access to three golf courses, swimming pools, shuffleboard, pickleball, and a full calendar of social events. It’s a laid-back, friendly neighborhood perfect for active retirement living.
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2019-04-10soldstatus $52,000 Sold 964-char remark
Show marketing remark (964 chars)
Are you ready for an affordable golf community retreat for your winters? Don't miss this opportunity to OWN your land in this active 55+ community. This home offers 2 bedrooms and 1-1/2 baths in Betmar Acres. This furnished home features a metal roof, central air, open floor plan between kitchen/dining room, and a 19' x 10' living room. Low HOA fee of $286. per year! This home features updated laminate flooring throughout. Newer insulation, updated kitchen/bathrooms, built in cabinetry, eat-in kitchen, and storage inside and out. Attached outside storage shed holds washer and golf cart parking. Don't forget its near the 27 holes of golf, 2 swimming pools and 2 hot tubs along with 3 clubhouses, a library, walking paths, game rooms (Billiards, Table Tennis, Board Games) miniature golf, enclosed shuffleboard courts, tennis courts, pickleball courts, basketball court, Bocce courts, and Bingo. * Additional fees may apply * Call for an appointment today.
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2019-02-13status Pending 964-char remark
Show marketing remark (964 chars)
Are you ready for an affordable golf community retreat for your winters? Don't miss this opportunity to OWN your land in this active 55+ community. This home offers 2 bedrooms and 1-1/2 baths in Betmar Acres. This furnished home features a metal roof, central air, open floor plan between kitchen/dining room, and a 19' x 10' living room. Low HOA fee of $286. per year! This home features updated laminate flooring throughout. Newer insulation, updated kitchen/bathrooms, built in cabinetry, eat-in kitchen, and storage inside and out. Attached outside storage shed holds washer and golf cart parking. Don't forget its near the 27 holes of golf, 2 swimming pools and 2 hot tubs along with 3 clubhouses, a library, walking paths, game rooms (Billiards, Table Tennis, Board Games) miniature golf, enclosed shuffleboard courts, tennis courts, pickleball courts, basketball court, Bocce courts, and Bingo. * Additional fees may apply * Call for an appointment today.
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2019-02-06$55,000 Active 964-char remark
Show marketing remark (964 chars)
Are you ready for an affordable golf community retreat for your winters? Don't miss this opportunity to OWN your land in this active 55+ community. This home offers 2 bedrooms and 1-1/2 baths in Betmar Acres. This furnished home features a metal roof, central air, open floor plan between kitchen/dining room, and a 19' x 10' living room. Low HOA fee of $286. per year! This home features updated laminate flooring throughout. Newer insulation, updated kitchen/bathrooms, built in cabinetry, eat-in kitchen, and storage inside and out. Attached outside storage shed holds washer and golf cart parking. Don't forget its near the 27 holes of golf, 2 swimming pools and 2 hot tubs along with 3 clubhouses, a library, walking paths, game rooms (Billiards, Table Tennis, Board Games) miniature golf, enclosed shuffleboard courts, tennis courts, pickleball courts, basketball court, Bocce courts, and Bingo. * Additional fees may apply * Call for an appointment today.
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2018-09-16historical
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2018-03-29price $60,000
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2018-02-21$63,000 Active
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1999-05-13soldstatus $23,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $666 · $55/mo
- Projected year-2 tax
- $1,154 · $96/mo
- Expected delta
- +$488/yr (+$41/mo · 73.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,158
- − Mortgage interest
- −$7,786
- − Property taxes
- −$666
- − Insurance
- −$695
- − Repairs & maintenance
- −$1,293
- − Management
- −$1,293
- − HOA
- −$444
- − Depreciation
- −$4,044
- Taxable loss
- −$62
- Est. tax savings @ 24.0%
- +$15
- After-tax cash flow
- $2,228/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Zephyrhills West
- Score
- 61/100
- State rank
- #772
- US rank
- #17403
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Zephyrhills West, FL
- County
- Pasco County · 524,098 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 23,612
- Household income
- $49,316
- Rent vs Own
- Severe rent burden
- 831.0
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 17% Two or more races 8% Black 4% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 10%
- Common ancestry
- Lithuanian 3% Romanian 2% Iranian 2%
- Foreign-born
- 5% · Canada, Jamaica
- Languages at home
- 86% English-only · Spanish 12% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.25%
- Current HPI
- 313.3993
- Rent YoY
- ▼ -3.56%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+504.3% since first listed14 events — show timeline
- 2026-04-04 Listed $139,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-31 Sold (Public Records) $80,000 Public Records
- 2025-10-29 Sold (MLS) $80,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-30 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-09-28 Price Changed $90,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-05 Price Changed $110,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-07 Listed $115,000 Stellar MLS as Distributed by MLS Grid
- 2019-04-10 Sold (MLS) $52,000 Stellar MLS as Distributed by MLS Grid
- 2019-02-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-02-06 Listed $55,000 Stellar MLS as Distributed by MLS Grid
- 2018-09-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2018-03-29 Price Changed $60,000 Stellar MLS as Distributed by MLS Grid
- 2018-02-21 Listed $63,000 Stellar MLS as Distributed by MLS Grid
- 1999-05-13 Sold (Public Records) $23,000 Public Records
Property tax history
-0.7%/yrLatest (2025): $666 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…