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2115 6th Avenue #86 Ave
C Composite 59.86
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.2/10.0
  • Schools +4.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$98,000

2115 6th Avenue #86 Ave · Clarkston Heights-Vineland, WA 99403
3 bd · 2.0 ba · 1,040 sqft · Manufactured · 12 Days on market
Built 1995 Est $74k · 33% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice 3 bedroom, two bath with fenced yard. Storage shed and home are newly painted. Lovely front patio with two covered parking spaces. Ramp entry to Northside door. 55+ community w/ a community pool!

Key facts

  • Fenced yard space
  • 2 garage spots
  • Community pool

Tags

SPLIT BEDROOM FLOOR PLANNEW LUXURY VINYL FLOORINGDOUBLE SIZE PRIMARY SHOWERFENCED YARD SPACECOVERED PARKING SPOTSENCLOSED COVERED DECK

Property features AI

Finance

  • HOA & community: Over-55 (senior) community; Community pool

Exterior

  • Parking: 2 covered parking spaces (carport); 2 total parking spaces; 2-car garage available
  • Utilities: City water service; Sewer connected
  • Home design: Mobile/manufactured home on a rented lot; Built in 1995
  • Construction: Metal roof
  • Exterior features: Partial metal fencing; Covered patio/deck; Community pool; Storage shed; Automatic sprinkler system; Located in a mobile home park within an Over-55 community; Small lot

Interior

  • Kitchen: Dishwasher; Freestanding oven/range; Refrigerator
  • Bedrooms: 3 bedrooms, all on the main level
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Electric forced-air heating; Central air conditioning
  • Interior features: Master bedroom on main level; Split bedroom layout; Laminate countertops; Bathroom grab bars
  • Laundry & utility: Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $98k.

Deal economics

  • At list price, monthly cash flow is $399 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $98k).
  • Cap rate 11.2% vs local median 1.4% in Clarkston Heights-Vineland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Clarkston School District (suburban): math 38% / reading 57% proficiency, ranked #172 of 291 in WA (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Highland Elementary (288 students, 73% FRL) — zoned schools average 73% FRL vs 51% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 249 active listings in the ZIP; 101 units permitted in Asotin County in 2024 (72 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $678 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Asotin County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $98,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
11.18%
Cash-on-cash
17.46%
DSCR
1.78
GRM
6.3

CMA / ARV

ARV (on-the-fly)
$73,840
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2115 6th Ave #51 0.00mi 3/2.0 1,144 (+10%) 0mo $134,000 $117 83
2015 6th Ave #319 0.11mi 3/2.0 980 (-6%) 4mo $69,500 $71 82
2015 6th Ave #141 0.11mi 3/1.5 1,094 (+5%) 5mo $49,900 $46 80
2015 6th Ave Unit 131A 0.11mi 3/2.0 1,150 (+11%) 1mo $75,000 $65 76
2115 6th Ave #14 0.00mi 3/2.0 1,152 (+11%) 16mo $89,900 $78 69
2015 6th Ave Unit 141A 0.11mi 3/2.0 1,094 (+5%) 22mo $47,900 $44 68
2015 6th Ave Unit 310C 0.11mi 2/2.0 (-1) 924 (-11%) 9mo $59,000 $64 64
2015 6th Ave Unit 142 A 0.11mi 3/2.0 1,179 (+13%) 11mo $145,000 $123 63
2515 Appleside Blvd #2 0.35mi 3/2.0 960 (-8%) 12mo $55,000 $57 61
2015 6th Ave Unit 306C 0.11mi 3/2.0 1,144 (+10%) 22mo $175,000 $153 60
2115 6th Ave #54 0.00mi 2/2.0 (-1) 900 (-14%) 20mo $149,900 $167 56
2015 6th Ave 126a Unit 126A 0.11mi 3/2.0 910 (-12%) 24mo $39,900 $44 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.35×
Total profit
$9,534
Equity at exit
$14,612
10-year hold
IRR
18.0%
Equity multiple
2.49×
Total profit
$40,983
Equity at exit
$8,473

Cash invested: $27,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 99403

Active inventory
249
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,290 medium interval (Pro) →
Mortgage (P&I)
$514
Tax from tax record
$65 /mo · $776/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$399

Break-even live

Break-even rent $784
Max offer price $98,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,500
Closing costs
$2,940
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-17
    status $98,000 Pending 12 DOM
  2. 2026-06-17
    days on market $98,000 Active 12 DOM
  3. 2026-06-16
    days on market $98,000 Active 11 DOM
  4. 2026-06-15
    days on market $98,000 Active 10 DOM
  5. 2026-06-14
    days on market $98,000 Active 8 DOM
  6. 2026-06-12
    days on market $98,000 Active 7 DOM
  7. 2026-06-09
    days on market $98,000 Active 4 DOM
  8. 2026-06-09
    remarks 604-char remark
  9. 2026-06-08
    days on market $98,000 Active 3 DOM
  10. 2026-06-07
    remarks 505-char remark
  11. 2026-06-07
    listed $98,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WA · Resets to sale price

Current annual tax
$776 · $65/mo
Projected year-2 tax
$960 · $80/mo
Expected delta
+$184/yr (+$15/mo · 23.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥100°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 12 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,474
− Mortgage interest
−$5,490
− Property taxes
−$776
− Insurance
−$490
− Repairs & maintenance
−$1,238
− Management
−$1,238
− Depreciation
−$2,851
Taxable income
$3,392
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$814
After-tax cash flow
$3,977/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clarkston School District
NCES district ID
5301320
Math proficiency
38% ▼ -4.00%
Reading proficiency
57% ▲ 1.00%
Median HH income
$42,030
Composite
42.03/100
National rank
#7065
State rank
#172 of 291 in WA

Livability — Clarkston Heights-Vineland

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Clarkston Heights-Vineland, WA
Population (ZIP)
20,483

Population outlook (Asotin County) Hauer SSP2

Today (2025)
22,623 people
By 2030
22,746 · +0.5%
By 2040
22,597 · -0.1%
By 2050
21,947 · -3.0%
By 2075
19,478 · -13.9%
By 2100
16,206 · -28.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Hispanic / Latino 5% Native American 1% Asian 1%
Common ancestry
Portuguese 3% Lithuanian 2% Slovak 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2% Tagalog/Filipino 1%

Political lean MEDSL · Asotin

2024 margin
Strong R (+25.6) · D 35.8% · R 61.5% · Other 2.7%
2008→2024 swing
-12.2pp toward R · 2008: -13.4pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.7 2016: R+26.8 2012: R+16.7 2008: R+13.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -346.91%
Current HPI
173.3027
Rent YoY
Metro
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

+14.0% since first listed
4 events — show timeline
  • 2026-06-03 Listed $98,000 IMLS
  • 2022-04-22 Sold (MLS) IMLS
  • 2022-03-13 Pending IMLS
  • 2022-03-08 Listed $85,999 IMLS

Property tax history

+11.1%/yr

Latest (2025): $776 · +70.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…