3028 Tioga Pkwy · Baltimore, MD
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.7/30.0
- ARV discount +11.8/15.0
- 1% rule +3.8/10.0
- DSCR +3.8/10.0
- Livability +3.8/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Take advantage of $0 down payment home loan options and make homeownership more accessible than ever! Welcome to this beautifully remodeled brick-front end-of-group rowhome, offering modern upgrades and a functional layout. Start your mornings with a cup of coffee on the covered front porch while watching the sunrise. Inside, you're greeted by luxury vinyl plank flooring throughout, creating a seamless and stylish flow. The spacious living room is perfect for entertaining, while the open dining area provides the ideal space to wine and dine guests. The renovated kitchen features quartz countertops with black accents, a sleek tile backsplash, stainless steel appliances, and ample cabinetry, offering both style and functionality. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tile surround tub/shower combo. The finished lower level offers versatile living space, perfect for a rec room, additional living area, or home office, and also includes a newly installed full bathroom. Step outside to the deck and fully fenced yard, perfect for entertaining guests and hosting summer BBQs. Recent Updates (2024): Roof, Electrical Panel, Water Heater, HVAC System. Conveniently located near Reisterstown Road, Liberty Heights Ave, Mondawmin Mall, and Druid Hill Park, this home offers easy access to shopping, dining, and outdoor recreation. Schedule your showing today!
Key facts
- Built 1942
- Listed 33 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $200k.
Deal economics
- At list price, monthly cash flow is $-24 ($-284/yr) — negative.
- To cash-flow at today's rent, offer at most $196k (2.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (11.6% below list).
- Recommended offer: $177k (11.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.4%/yr); 354 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 41% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 3y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $127k; list at $200k implies a 57% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 6.15%
- Cash-on-cash
- -0.51%
- DSCR
- 0.98
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $220,989
- List price
- $199,900
- Delta
- -9.54%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2117 N Smallwood St | 0.49mi | 3/2.5 | 1,680 (-1%) | 1mo | $192,000 | $114 | 68 |
| 2326 Braddish Ave | 0.21mi | 3/1.5 | 1,500 (-12%) | 2mo | $159,000 | $106 | 67 |
| 3015 Windsor Ave | 0.56mi | 3/2.5 | 1,674 (-2%) | 2mo | $240 | — | 63 |
| 2105 Whittier Ave | 0.55mi | 3/1.5 | 1,587 (-7%) | 1mo | $80,000 | $50 | 60 |
| 2521 Reisterstown Rd | 0.47mi | 3/2.0 | 1,578 (-7%) | 3mo | $215,000 | $136 | 60 |
| 3031 Hanlon Ave | 0.53mi | 3/2.0 | 1,820 (+7%) | 1mo | $260,000 | $143 | 58 |
| 2009 Ruxton Ave | 0.48mi | 4/2.0 (+1) | 1,600 (-6%) | 1mo | $234,000 | $146 | 58 |
| 2307 N Rosedale St | 0.56mi | 4/2.5 (+1) | 1,908 (+12%) | 0mo | $235,000 | $123 | 42 |
| 2800 Suffolk Ave | 0.70mi | 4/2.0 (+1) | 1,881 (+11%) | 2mo | $37,500 | $20 | 39 |
| 1920 N Bentalou St | 0.52mi | 4/3.5 (+1) | 1,928 (+13%) | 1mo | $255,000 | $132 | 38 |
| 3204 Piedmont Ave | 0.64mi | 4/3.0 (+1) | 1,890 (+11%) | 1mo | $300,000 | $159 | 37 |
| 3202 Piedmont Ave | 0.64mi | 4/3.0 (+1) | 1,890 (+11%) | 2mo | $299,900 | $159 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.41% rent growth · sell at horizon
- IRR
- -17.8%
- Equity multiple
- 0.38×
- Total profit
- $-34,894
- Equity at exit
- $29,806
- IRR
- -11.1%
- Equity multiple
- 0.35×
- Total profit
- $-36,353
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21215
- Rents YoY
- 2.4%
- Active inventory
- 354
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $1,768 high interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax from tax record
- −$289 /mo · $3,462/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $-24
Break-even live
Sensitivity live
| Price | -10% $89 | -5% $33 | +0% $-24 | +5% $-80 | +10% $-137 |
|---|---|---|---|---|---|
| Rent | -10% $-163 | -5% $-94 | +0% $-24 | +5% $46 | +10% $116 |
| Rate | -1.0pp $77 | -0.5pp $27 | base $-24 | +0.5pp $-75 | +1.0pp $-128 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3104 Tioga Pkwy Baltimore, MD | 3.0 | 2.0 | 1640 | $2,050 | $1.25 | 23d | 1 | 0.07mi |
| 2910 Reisterstown Rd Baltimore, MD | 1.0–3.0 | 1.0 | 950 | $1,414 | $1.49 | 16d | 4 | 0.40mi |
| 2305 Wichita Ave Unit 1 Baltimore, MD | 3.0 | 1.0 | 1950 | $1,300 | $0.67 | 25d | 1 | 0.41mi |
| 2812 Clifton Ave Baltimore, MD | 3.0 | 1.5 | 1650 | $1,850 | $1.12 | 45d | 1 | 0.45mi |
| 2204 Clifton Ave Baltimore, MD | 3.0 | 1.0 | 1400 | $1,450 | $1.04 | 5d | 1 | 0.49mi |
| 2636 W North Ave Baltimore, MD | 2.0–3.0 | 1.0–2.0 | 975 | $1,475 | $1.51 | 5d | 1 | 0.50mi |
| 3028 Hanlon Ave Baltimore, MD | 3.0 | 2.0 | 1200 | $1,711 | $1.43 | 25d | 1 | 0.52mi |
| 2128 N Pulaski St Baltimore, MD | 4.0 | 3.0 | 2166 | $2,200 | $1.02 | 45d | 1 | 0.53mi |
| 2917 Clifton Ave Baltimore, MD | 4.0 | 4.0 | 1700 | $2,150 | $1.26 | 25d | 1 | 0.54mi |
| 2405 W North Ave Baltimore, MD | 4.0 | 3.0 | 1826 | $1,900 | $1.04 | 5d | 1 | 0.57mi |
| 3030 Windsor Ave Baltimore, MD | 4.0 | 1.5 | 2124 | $1,995 | $0.94 | 5d | 1 | 0.57mi |
| 2201 Whittier Ave Baltimore, MD | 4.0 | 2.0 | 1750 | $1,700 | $0.97 | 45d | 1 | 0.62mi |
| 2201 Whittier Ave Baltimore, MD | 4.0 | 2.0 | 1750 | $1,700 | $0.97 | 19d | 1 | 0.62mi |
| 1816 N Bentalou St Baltimore, MD | 3.0 | 2.0 | 1350 | $1,700 | $1.26 | 25d | 1 | 0.63mi |
| 1816 N Bentalou St Baltimore, MD | 3.0 | 2.0 | 1350 | $1,700 | $1.26 | 12d | 1 | 0.63mi |
| 2301 Whittier Ave Unit 2 Baltimore, MD | 2.0 | 2.0 | 1104 | $1,400 | $1.27 | 45d | 1 | 0.66mi |
| 2301 Whittier Ave Unit 3 Baltimore, MD | 2.0 | 2.0 | 1104 | $1,650 | $1.49 | 45d | 1 | 0.66mi |
| 2301 Whittier Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1104 | $1,400 | $1.27 | 45d | 1 | 0.66mi |
| 2231 Orem Ave Baltimore, MD | 3.0 | 1.5 | 1140 | $1,750 | $1.54 | 18d | 1 | 0.67mi |
| 1617-A Moreland Ave Unit 2nd Flr Baltimore, MD | 2.0 | 1.0 | 1500 | $1,400 | $0.93 | 45d | 1 | 0.69mi |
| 3403 Carlisle Ave Apt 1 Baltimore, MD | 2.0 | 1.0 | 1100 | $1,600 | $1.45 | 12d | 1 | 0.83mi |
| 2800 Presstman St Baltimore, MD | 3.0 | 2.5 | 1460 | $1,799 | $1.23 | 25d | 1 | 0.86mi |
| 3204 Sequoia Ave Baltimore, MD | 4.0 | 2.5 | 1791 | $2,600 | $1.45 | 45d | 1 | 0.89mi |
| 2614 Pennsylvania Ave Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 982 | $1,141 | $1.16 | 5d | 4 | 0.92mi |
| 1530 N Rosedale St Baltimore, MD | 3.0 | 2.0 | 1641 | $1,895 | $1.15 | 16d | 1 | 0.94mi |
| 1729 N Fulton Ave Baltimore, MD | 3.0 | 2.0 | 1081 | $1,795 | $1.66 | 45d | 1 | 0.94mi |
| 2505 Woodbrook Ave Baltimore, MD | 4.0 | 2.0 | 1256 | $1,745 | $1.39 | 3d | 1 | 0.95mi |
| 1633 N Hilton St Baltimore, MD | 4.0 | 2.5 | 1920 | $2,600 | $1.35 | 19d | 1 | 0.95mi |
| 1806 N Mount St Baltimore, MD | 3.0 | 3.0 | 1200 | $1,700 | $1.42 | 21d | 1 | 0.96mi |
| 3003 Presstman St Unit 1 Baltimore, MD | 2.0 | 2.0 | 1450 | $1,400 | $0.97 | 45d | 1 | 0.97mi |
| 3003 Presstman St Unit 2 Baltimore, MD | 2.0 | 1.0 | 1450 | $1,300 | $0.90 | 25d | 1 | 0.97mi |
| 1402 Poplar Grove St Baltimore, MD | 4.0 | 1.5 | 1540 | $800 | $0.52 | 45d | 1 | 0.97mi |
| 1501 N Payson St Baltimore, MD | 3.0 | 1.0 | 1400 | $1,550 | $1.11 | 45d | 1 | 0.99mi |
| 1616 N Fulton Ave Baltimore, MD | 3.0 | 2.0 | 1620 | $1,795 | $1.11 | 5d | 1 | 1.00mi |
| 1515 Retreat St Baltimore, MD | 3.0 | 2.0 | 1098 | $1,800 | $1.64 | 25d | 1 | 1.00mi |
| 1507 Retreat St Unit 1 Baltimore, MD | 3.0 | 3.0 | 1098 | $2,500 | $2.28 | 45d | 1 | 1.01mi |
| 1513 N Ellamont St Baltimore, MD | 3.0 | 1.0 | 1700 | $1,700 | $1.00 | 25d | 1 | 1.01mi |
| 2728 Winchester St Baltimore, MD | 3.0 | 1.5 | 1260 | $1,800 | $1.43 | 4d | 1 | 1.07mi |
| 3309 Brighton St Baltimore, MD | 3.0 | 1.0 | 1134 | $1,700 | $1.50 | 45d | 1 | 1.07mi |
| 1516 N Mount St Baltimore, MD | 3.0 | 1.5 | 1830 | $1,750 | $0.96 | 16d | 1 | 1.11mi |
Listing history 37 events
-
2026-05-14status Pending 1401-char remark
Show marketing remark (1401 chars)
Take advantage of $0 down payment home loan options and make homeownership more accessible than ever! Welcome to this beautifully remodeled brick-front end-of-group rowhome, offering modern upgrades and a functional layout. Start your mornings with a cup of coffee on the covered front porch while watching the sunrise. Inside, you're greeted by luxury vinyl plank flooring throughout, creating a seamless and stylish flow. The spacious living room is perfect for entertaining, while the open dining area provides the ideal space to wine and dine guests. The renovated kitchen features quartz countertops with black accents, a sleek tile backsplash, stainless steel appliances, and ample cabinetry, offering both style and functionality. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tile surround tub/shower combo. The finished lower level offers versatile living space, perfect for a rec room, additional living area, or home office, and also includes a newly installed full bathroom. Step outside to the deck and fully fenced yard, perfect for entertaining guests and hosting summer BBQs. Recent Updates (2024): Roof, Electrical Panel, Water Heater, HVAC System. Conveniently located near Reisterstown Road, Liberty Heights Ave, Mondawmin Mall, and Druid Hill Park, this home offers easy access to shopping, dining, and outdoor recreation. Schedule your showing today!
-
2026-05-01price $199,900 1401-char remark
Show marketing remark (1401 chars)
Take advantage of $0 down payment home loan options and make homeownership more accessible than ever! Welcome to this beautifully remodeled brick-front end-of-group rowhome, offering modern upgrades and a functional layout. Start your mornings with a cup of coffee on the covered front porch while watching the sunrise. Inside, you're greeted by luxury vinyl plank flooring throughout, creating a seamless and stylish flow. The spacious living room is perfect for entertaining, while the open dining area provides the ideal space to wine and dine guests. The renovated kitchen features quartz countertops with black accents, a sleek tile backsplash, stainless steel appliances, and ample cabinetry, offering both style and functionality. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tile surround tub/shower combo. The finished lower level offers versatile living space, perfect for a rec room, additional living area, or home office, and also includes a newly installed full bathroom. Step outside to the deck and fully fenced yard, perfect for entertaining guests and hosting summer BBQs. Recent Updates (2024): Roof, Electrical Panel, Water Heater, HVAC System. Conveniently located near Reisterstown Road, Liberty Heights Ave, Mondawmin Mall, and Druid Hill Park, this home offers easy access to shopping, dining, and outdoor recreation. Schedule your showing today!
-
2026-04-10$225,000 Active 1401-char remark
Show marketing remark (1401 chars)
Take advantage of $0 down payment home loan options and make homeownership more accessible than ever! Welcome to this beautifully remodeled brick-front end-of-group rowhome, offering modern upgrades and a functional layout. Start your mornings with a cup of coffee on the covered front porch while watching the sunrise. Inside, you're greeted by luxury vinyl plank flooring throughout, creating a seamless and stylish flow. The spacious living room is perfect for entertaining, while the open dining area provides the ideal space to wine and dine guests. The renovated kitchen features quartz countertops with black accents, a sleek tile backsplash, stainless steel appliances, and ample cabinetry, offering both style and functionality. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tile surround tub/shower combo. The finished lower level offers versatile living space, perfect for a rec room, additional living area, or home office, and also includes a newly installed full bathroom. Step outside to the deck and fully fenced yard, perfect for entertaining guests and hosting summer BBQs. Recent Updates (2024): Roof, Electrical Panel, Water Heater, HVAC System. Conveniently located near Reisterstown Road, Liberty Heights Ave, Mondawmin Mall, and Druid Hill Park, this home offers easy access to shopping, dining, and outdoor recreation. Schedule your showing today!
-
2026-04-10historical $225,000 1401-char remark
Show marketing remark (1401 chars)
Take advantage of $0 down payment home loan options and make homeownership more accessible than ever! Welcome to this beautifully remodeled brick-front end-of-group rowhome, offering modern upgrades and a functional layout. Start your mornings with a cup of coffee on the covered front porch while watching the sunrise. Inside, you're greeted by luxury vinyl plank flooring throughout, creating a seamless and stylish flow. The spacious living room is perfect for entertaining, while the open dining area provides the ideal space to wine and dine guests. The renovated kitchen features quartz countertops with black accents, a sleek tile backsplash, stainless steel appliances, and ample cabinetry, offering both style and functionality. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tile surround tub/shower combo. The finished lower level offers versatile living space, perfect for a rec room, additional living area, or home office, and also includes a newly installed full bathroom. Step outside to the deck and fully fenced yard, perfect for entertaining guests and hosting summer BBQs. Recent Updates (2024): Roof, Electrical Panel, Water Heater, HVAC System. Conveniently located near Reisterstown Road, Liberty Heights Ave, Mondawmin Mall, and Druid Hill Park, this home offers easy access to shopping, dining, and outdoor recreation. Schedule your showing today!
-
2025-10-17historical
-
2025-09-17status Active
-
2025-08-17status Pending
-
2025-08-05price $199,900
-
2025-07-16price $209,999
-
2025-07-11$215,000 Active
-
2025-07-08historical
-
2025-06-13status Active
-
2025-05-13status Pending
-
2025-05-13price $224,900
-
2025-04-25price $199,999
-
2025-04-04$229,999 Active
-
2025-04-01historical
-
2025-02-26$235,000 Active
-
2025-02-21historical
-
2024-12-03soldstatus $127,200
-
2024-10-09soldstatus $127,200 Closed
-
2024-09-05status Pending
-
2024-08-22$65,000 Active
-
2024-05-30status Pending
-
2024-05-30historical
-
2024-05-15status Active
-
2024-04-18status Pending
-
2024-04-16soldstatus $96,525
-
2024-04-05$65,000 Active
-
2024-03-14soldstatus $96,525 Closed
-
2024-01-26status Pending
-
2024-01-19$50,000 Active
-
2023-08-09soldstatus $81,000
-
2023-05-19soldstatus $81,000 Closed
-
2023-05-03status Pending
-
2023-04-19$45,000 Active
-
1988-11-22soldstatus $25,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,462 · $289/mo
- Projected year-2 tax
- $3,462 · $289/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,211
- − Mortgage interest
- −$11,198
- − Property taxes
- −$3,462
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,697
- − Management
- −$1,697
- − Depreciation
- −$5,815
- Taxable loss
- −$3,657
- Est. tax savings @ 24.0%
- +$878
- After-tax cash flow
- $593/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 52,229
- Household income
- $51,587
- Rent vs Own
- Severe rent burden
- 3644.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 17% Hispanic / Latino 5% Two or more races 4% Asian 1%
- Common ancestry
- Scotch-Irish 2% Romanian 2% Italian 1%
- Foreign-born
- 9% · Canada, South Korea
- Languages at home
- 91% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -318.58%
- Current HPI
- 291.4926
- Rent YoY
- ▲ 2.41%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
||
Price history
+693.3% since first listed37 events — show timeline
- 2026-05-14 Pending — BRIGHT MLS
- 2026-05-01 Price Changed $199,900 BRIGHT MLS
- 2026-04-10 Listed $225,000 BRIGHT MLS
- 2026-04-10 Coming Soon $225,000 BRIGHT MLS
- 2025-10-17 Listing Removed — BRIGHT MLS
- 2025-09-17 Relisted — BRIGHT MLS
- 2025-08-17 Pending — BRIGHT MLS
- 2025-08-05 Price Changed $199,900 BRIGHT MLS
- 2025-07-16 Price Changed $209,999 BRIGHT MLS
- 2025-07-11 Listed $215,000 BRIGHT MLS
- 2025-07-08 Listing Removed — BRIGHT MLS
- 2025-06-13 Relisted — BRIGHT MLS
- 2025-05-13 Pending — BRIGHT MLS
- 2025-05-13 Price Changed $224,900 BRIGHT MLS
- 2025-04-25 Price Changed $199,999 BRIGHT MLS
- 2025-04-04 Listed $229,999 BRIGHT MLS
- 2025-04-01 Listing Removed — BRIGHT MLS
- 2025-02-26 Listed $235,000 BRIGHT MLS
- 2025-02-21 Coming Soon — BRIGHT MLS
- 2024-12-03 Sold (Public Records) $127,200 Public Records
- 2024-10-09 Sold (MLS) $127,200 BRIGHT MLS
- 2024-09-05 Pending — BRIGHT MLS
- 2024-08-22 Listed $65,000 BRIGHT MLS
- 2024-05-30 Pending — BRIGHT MLS
- 2024-05-30 Listing Removed — BRIGHT MLS
- 2024-05-15 Relisted — BRIGHT MLS
- 2024-04-18 Pending — BRIGHT MLS
- 2024-04-16 Sold (Public Records) $96,525 Public Records
- 2024-04-05 Listed $65,000 BRIGHT MLS
- 2024-03-14 Sold (MLS) $96,525 BRIGHT MLS
- 2024-01-26 Pending — BRIGHT MLS
- 2024-01-19 Listed $50,000 BRIGHT MLS
- 2023-08-09 Sold (Public Records) $81,000 Public Records
- 2023-05-19 Sold (MLS) $81,000 BRIGHT MLS
- 2023-05-03 Pending — BRIGHT MLS
- 2023-04-19 Listed $45,000 BRIGHT MLS
- 1988-11-22 Sold (Public Records) $25,200 Public Records
Property tax history
+2.3%/yrLatest (2025): $3,462 · +8.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…