550 E 63rd St · Jacksonville, FL 32208

$185,000

3 bd · 2.0 ba · 1,104 sqft · SingleFamily public records · 124 Days on market

Built 1922 4,791 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.4/30.0
• ARV discount +7.5/15.0
• DSCR +4.4/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• 1% rule +2.6/10.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Seller now offering $5,000 towards interest rate buydown or closing costs! This stunning property's has undergone a complete renovation, leaving no stone unturned. With over 80% of the house rebuilt from the studs the whole house had to be brought up to new construction code. So, you can enjoy the luxury of a brand-new construction at an unbeatable price. Every aspect has been meticulously upgraded to meet new construction code for a worry-free living experience. From the roof to the AC, windows to siding, kitchen to bathrooms, and even the framing is new. So whether you're looking to settle down or seeking a lucrative investment opportunity, this property offers the perfect solution. Live in absolute comfort or rent it out with confidence, knowing that maintenance will be minimal.

Key facts

• Updated interior
• Fully fenced yard
• Remodeled home

Tags

• REMODELED HOME
• UPDATED INTERIOR
• FULLY FENCED YARD
• DETACHED GARAGE

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Detached garage; Off-street parking; 1 garage space
• Utilities: Public sewer; Electricity connected; Water connected
• Home design: Single family residence; One story
• Construction: Wood siding; Shingle roof
• Exterior features: Corner lot; Workshop

Interior

• Kitchen: Electric cooktop; Electric oven; Electric range; Refrigerator
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Electric cooling
• Interior features: Primary bathroom with shower (no tub)
• Laundry & utility: Unfurnished (no washer/dryer included)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $185k.

Deal economics

• At list price, monthly cash flow is $36 ($434/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (23.7% below list).
• Recommended offer: $141k (23.7% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.4%/yr); 291 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 41% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 124 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 25y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $141,188 (23.7% below list)

Questions for the listing agent

1. It's been on market 124 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
2. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 6.53%
• Cash-on-cash: 0.84%
• DSCR: 1.04
• GRM: 10.9

CMA / ARV

• ARV (on-the-fly): $119,232
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7115 Nelms St	0.21mi	3/1.0	1,130 (+2%)	4mo	$95,000	$84	80
732 57th Street Ct	0.34mi	3/1.0	1,089 (-1%)	3mo	$153,900	$141	75
628 E 59th St	0.22mi	3/1.0	1,213 (+10%)	1mo	$97,000	$80	68
110 Tallulah Ave	0.60mi	3/1.0	1,102 (-0%)	2mo	$181,000	$164	66
8020 Oakwood St	0.34mi	2/1.0 (-1)	1,156 (+5%)	6mo	$65,000	$56	62
6711 Drayton St	0.63mi	3/1.0	1,088 (-1%)	3mo	$138,000	$127	62
8024 Hawthorne St	0.40mi	2/1.0 (-1)	1,042 (-6%)	2mo	$115,000	$110	61
50 W 58th St	0.49mi	2/1.0 (-1)	1,004 (-9%)	1mo	$71,000	$71	52
250 E 48th St	0.68mi	3/1.0	1,027 (-7%)	3mo	$110,000	$107	50
182 W 61st St	0.70mi	2/3.0 (-1)	1,161 (+5%)	3mo	$125,770	$108	47
222 Trout River Dr	0.45mi	2/1.0 (-1)	1,248 (+13%)	5mo	$127,500	$102	44
231 E 48th St	0.66mi	3/1.0	950 (-14%)	1mo	$143,900	$151	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.9%
• Equity multiple: 0.38×
• Total profit: $-31,915
• Equity at exit: $27,584

10-year hold

• IRR: -16.1%
• Equity multiple: 0.20×
• Total profit: $-41,228
• Equity at exit: $15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32208

• Home prices YoY: -33.6%
• Rents YoY: -1.4%
• Active inventory: 291
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,412 high
• Mortgage (P&I): −$970
• Tax from tax record: −$32 /mo · $384/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$296
• Net cashflow: $36

Break-even live

Break-even rent $1,366

Max offer price $185,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,250
• Closing costs: $5,550
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7140 Buffalo Ave Jacksonville, FL	2.0	1.0	832	$1,321	$1.59	23d	1	0.11mi
525 E 60th St Jacksonville, FL	3.0	2.0	1120	$1,471	$1.31	23d	1	0.14mi
8027 Floyd St Jacksonville, FL	2.0	1.5	935	$1,300	$1.39	2d	1	0.14mi
524 E 60th St Jacksonville, FL	3.0	1.0	1212	$1,195	$0.99	7d	1	0.16mi
6945 Nelms St Jacksonville, FL	4.0	2.0	1128	$1,550	$1.37	3d	1	0.22mi
7545 Wilder Ave Jacksonville, FL	3.0	1.0	1300	$1,150	$0.88	3d	1	0.23mi
7525 Oakwood St Jacksonville, FL	3.0	1.0	945	$1,375	$1.46	14d	1	0.25mi
814 E 60th St Jacksonville, FL	2.0	1.0	981	$1,199	$1.22	1d	1	0.28mi
841 E 60th St Jacksonville, FL	3.0	1.0	954	$1,225	$1.28	23d	1	0.30mi
516 E 58th St Jacksonville, FL	4.0	2.0	1232	$1,725	$1.40	7d	1	0.30mi
567 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	14d	1	0.39mi
555 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	10d	1	0.40mi
549 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	10d	1	0.40mi
41 Tallulah Ave Jacksonville, FL	3.0	1.0	1092	$1,390	$1.27	3d	1	0.54mi
7115 Lucky Dr W Jacksonville, FL	3.0	1.0	1158	$1,500	$1.30	23d	1	0.60mi
209 Woodrow St Jacksonville, FL	3.0	1.0	1282	$1,325	$1.03	23d	1	0.61mi
33 W 55th St Jacksonville, FL	4.0	2.0	1387	$1,321	$0.95	3d	1	0.64mi
217 E 48th St Jacksonville, FL	3.0	1.0	979	$1,096	$1.12	10d	1	0.71mi
6418 Sapphire Dr Jacksonville, FL	3.0	1.5	1296	$1,350	$1.04	23d	1	0.79mi
349 E 45th St Jacksonville, FL	2.0	1.0	954	$1,175	$1.23	7d	1	0.79mi
345 E 44th St Jacksonville, FL	3.0	1.0	1145	$1,150	$1.00	23d	1	0.84mi
205 E 44th St Jacksonville, FL	3.0	1.0	955	$1,075	$1.13	21d	1	0.89mi
343 W 60th St Jacksonville, FL	3.0	1.0	1238	$1,299	$1.05	21d	1	0.90mi
346 W 68th St Jacksonville, FL	3.0	1.0	1114	$1,385	$1.24	4d	1	0.93mi
222 E 43rd St Jacksonville, FL	2.0	1.0	840	$946	$1.13	23d	1	0.96mi
356 Duray Ct Jacksonville, FL	3.0	2.0	1070	$1,425	$1.33	14d	1	0.99mi
385 Duray Ct Jacksonville, FL	3.0	1.0	932	$1,250	$1.34	19d	1	1.03mi
319 W 49th St Jacksonville, FL	2.0	1.0	977	$1,200	$1.23	23d	1	1.04mi
472 W 65th St Jacksonville, FL	3.0	1.0	1312	$1,295	$0.99	21d	1	1.06mi
18 W 43rd St Jacksonville, FL	2.0	1.0	750	$795	$1.06	4d	1	1.07mi
7124 Lorain St Jacksonville, FL	3.0	1.0	864	$1,043	$1.21	3d	1	1.09mi
425 W 47th St Jacksonville, FL	3.0	1.5	1083	$1,193	$1.10	7d	1	1.11mi
141 W 43rd St Jacksonville, FL	3.0	2.0	1022	$1,231	$1.20	3d	1	1.12mi
535 W 59th St Jacksonville, FL	3.0	2.0	816	$1,395	$1.71	7d	1	1.14mi
7511 N Shore Dr Jacksonville, FL	2.0	1.0	1014	$1,350	$1.33	4d	1	1.14mi
6460 Lanark Ave Jacksonville, FL	2.0	1.0	708	$1,095	$1.55	23d	1	1.15mi
5035 N Main St Jacksonville, FL	3.0	1.0–2.0	816	$1,459	$1.79	23d	69	1.15mi
562 W 49th St Jacksonville, FL	3.0	1.0	1091	$1,195	$1.10	23d	1	1.22mi
7210 Elwood Ave Jacksonville, FL	2.0	1.0	831	$995	$1.20	21d	1	1.24mi
646 Escambia St Jacksonville, FL	3.0	2.0	1200	$1,395	$1.16	21d	1	1.33mi

Listing history 47 events

1. 2026-06-18
   days on market $185,000 Active 124 DOM
2. 2026-06-17
   days on market $185,000 Active 123 DOM
3. 2026-06-16
   days on market $185,000 Active 122 DOM
4. 2026-06-15
   days on market $185,000 Active 121 DOM
5. 2026-06-10
   days on market $185,000 Active 115 DOM
6. 2026-06-08
   days on market $185,000 Active 114 DOM
7. 2026-06-07
   days on market $185,000 Active 113 DOM
8. 2026-06-03
   days on market $185,000 Active 109 DOM
9. 2026-06-02
   days on market $185,000 Active 108 DOM
10. 2026-06-01
    days on market $185,000 Active 107 DOM
11. 2026-05-31
    days on market $185,000 Active 106 DOM
12. 2026-05-01
    price $185,000
13. 2026-04-21
    price $188,000
14. 2026-04-15
    price $192,000
15. 2026-03-28
    price $195,000
16. 2026-03-14
    price $199,999
17. 2026-02-04
    listed $205,000 Active
18. 2024-04-02
    soldstatus $188,857
19. 2024-03-22
    soldstatus $192,000 Closed 792-char remark

    Show marketing remark (792 chars)

    Seller now offering $5,000 towards interest rate buydown or closing costs! This stunning property's has undergone a complete renovation, leaving no stone unturned. With over 80% of the house rebuilt from the studs the whole house had to be brought up to new construction code. So, you can enjoy the luxury of a brand-new construction at an unbeatable price. Every aspect has been meticulously upgraded to meet new construction code for a worry-free living experience. From the roof to the AC, windows to siding, kitchen to bathrooms, and even the framing is new. So whether you're looking to settle down or seeking a lucrative investment opportunity, this property offers the perfect solution. Live in absolute comfort or rent it out with confidence, knowing that maintenance will be minimal.

20. 2024-02-13
    status Pending 792-char remark

    Show marketing remark (792 chars)

    Seller now offering $5,000 towards interest rate buydown or closing costs! This stunning property's has undergone a complete renovation, leaving no stone unturned. With over 80% of the house rebuilt from the studs the whole house had to be brought up to new construction code. So, you can enjoy the luxury of a brand-new construction at an unbeatable price. Every aspect has been meticulously upgraded to meet new construction code for a worry-free living experience. From the roof to the AC, windows to siding, kitchen to bathrooms, and even the framing is new. So whether you're looking to settle down or seeking a lucrative investment opportunity, this property offers the perfect solution. Live in absolute comfort or rent it out with confidence, knowing that maintenance will be minimal.

21. 2023-12-13
    price $195,000 792-char remark

    Show marketing remark (792 chars)

    Seller now offering $5,000 towards interest rate buydown or closing costs! This stunning property's has undergone a complete renovation, leaving no stone unturned. With over 80% of the house rebuilt from the studs the whole house had to be brought up to new construction code. So, you can enjoy the luxury of a brand-new construction at an unbeatable price. Every aspect has been meticulously upgraded to meet new construction code for a worry-free living experience. From the roof to the AC, windows to siding, kitchen to bathrooms, and even the framing is new. So whether you're looking to settle down or seeking a lucrative investment opportunity, this property offers the perfect solution. Live in absolute comfort or rent it out with confidence, knowing that maintenance will be minimal.

22. 2023-11-13
    status Active 792-char remark

    Show marketing remark (792 chars)

    Seller now offering $5,000 towards interest rate buydown or closing costs! This stunning property's has undergone a complete renovation, leaving no stone unturned. With over 80% of the house rebuilt from the studs the whole house had to be brought up to new construction code. So, you can enjoy the luxury of a brand-new construction at an unbeatable price. Every aspect has been meticulously upgraded to meet new construction code for a worry-free living experience. From the roof to the AC, windows to siding, kitchen to bathrooms, and even the framing is new. So whether you're looking to settle down or seeking a lucrative investment opportunity, this property offers the perfect solution. Live in absolute comfort or rent it out with confidence, knowing that maintenance will be minimal.

23. 2023-11-07
    status Pending 792-char remark

    Show marketing remark (792 chars)

    Seller now offering $5,000 towards interest rate buydown or closing costs! This stunning property's has undergone a complete renovation, leaving no stone unturned. With over 80% of the house rebuilt from the studs the whole house had to be brought up to new construction code. So, you can enjoy the luxury of a brand-new construction at an unbeatable price. Every aspect has been meticulously upgraded to meet new construction code for a worry-free living experience. From the roof to the AC, windows to siding, kitchen to bathrooms, and even the framing is new. So whether you're looking to settle down or seeking a lucrative investment opportunity, this property offers the perfect solution. Live in absolute comfort or rent it out with confidence, knowing that maintenance will be minimal.

24. 2023-10-25
    listed $200,000 Active 792-char remark

    Show marketing remark (792 chars)

    Seller now offering $5,000 towards interest rate buydown or closing costs! This stunning property's has undergone a complete renovation, leaving no stone unturned. With over 80% of the house rebuilt from the studs the whole house had to be brought up to new construction code. So, you can enjoy the luxury of a brand-new construction at an unbeatable price. Every aspect has been meticulously upgraded to meet new construction code for a worry-free living experience. From the roof to the AC, windows to siding, kitchen to bathrooms, and even the framing is new. So whether you're looking to settle down or seeking a lucrative investment opportunity, this property offers the perfect solution. Live in absolute comfort or rent it out with confidence, knowing that maintenance will be minimal.

25. 2019-03-01
    soldstatus $61,000
26. 2019-02-08
    soldstatus $61,000 Sold 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

27. 2019-01-24
    status Pending 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

28. 2019-01-07
    price $64,000 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

29. 2019-01-03
    price $67,000 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

30. 2018-12-04
    price $69,000 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

31. 2018-12-04
    status Active 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

32. 2018-12-01
    historical 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

33. 2018-11-28
    listed $73,000 Active 329-char remark

    Show marketing remark (329 chars)

    Attention Investors: Don't let this one get away. Rent ready. $800. Nice and cozy. New $6200 roof. Fresh paint. Stained floors. Three bedrooms. Two baths. Bonus room. Washer and Dryer connection. Fenced yard. Single car detached garage. Patio area. Seller will consider owner finance option with suitable down payment.

34. 2008-08-07
    soldstatus $21,000
35. 2008-07-16
    historical
36. 2008-07-11
    soldstatus $20,500
37. 2008-06-19
    listed $24,000
38. 2007-01-05
    soldstatus $100,000
39. 2001-11-15
    soldstatus $65,000
40. 2001-07-26
    soldstatus $25,000
41. 2001-07-10
    listed $27,000
42. 1998-08-11
    soldstatus $46,000
43. 1998-03-25
    soldstatus $25,000
44. 1993-11-24
    soldstatus $23,000
45. 1990-11-01
    soldstatus $39,900
46. 1990-08-01
    soldstatus $16,000
47. 1983-09-01
    soldstatus $13,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $384 · $32/mo
• Projected year-2 tax: $1,536 · $128/mo
• Expected delta: +$1,152/yr (+$96/mo · 299.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 23% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,943
• − Mortgage interest: −$10,363
• − Property taxes: −$384
• − Insurance: −$925
• − Repairs & maintenance: −$1,355
• − Management: −$1,355
• − Depreciation: −$5,382
• Taxable loss: −$2,822
• Est. tax savings @ 24.0%: +$677
• After-tax cash flow: $1,111/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 32,699
• Household income: $41,324
• Rent vs Own: 43.2% rent · 56.8% own
• Severe rent burden: 1765.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (77%)
• Race & ethnicity: Black 77% White 16% Two or more races 4% Hispanic / Latino 3%
• Common ancestry: Italian 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -110.56%
• Current HPI: 217.9706
• Rent YoY: ▼ -1.36%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1323.1% since first listed

36 events — show timeline

• 2026-05-01 Price Changed $185,000 realMLS
• 2026-04-21 Price Changed $188,000 realMLS
• 2026-04-15 Price Changed $192,000 realMLS
• 2026-03-28 Price Changed $195,000 realMLS
• 2026-03-14 Price Changed $199,999 realMLS
• 2026-02-04 Listed $205,000 realMLS
• 2024-04-02 Sold (Public Records) $188,857 Public Records
• 2024-03-22 Sold (MLS) $192,000 realMLS
• 2024-02-13 Pending — realMLS
• 2023-12-13 Price Changed $195,000 realMLS
• 2023-11-13 Relisted — realMLS
• 2023-11-07 Pending — realMLS
• 2023-10-25 Listed $200,000 realMLS
• 2019-03-01 Sold (Public Records) $61,000 Public Records
• 2019-02-08 Sold (MLS) $61,000 realMLS
• 2019-01-24 Pending — realMLS
• 2019-01-07 Price Changed $64,000 realMLS
• 2019-01-03 Price Changed $67,000 realMLS
• 2018-12-04 Price Changed $69,000 realMLS
• 2018-12-04 Relisted — realMLS
• 2018-12-01 Listing Removed — realMLS
• 2018-11-28 Listed $73,000 realMLS
• 2008-08-07 Sold (Public Records) $21,000 Public Records
• 2008-07-16 Listing Removed — realMLS
• 2008-07-11 Sold (MLS) $20,500 realMLS
• 2008-06-19 Listed $24,000 realMLS
• 2007-01-05 Sold (Public Records) $100,000 Public Records
• 2001-11-15 Sold (Public Records) $65,000 Public Records
• 2001-07-26 Sold (MLS) $25,000 realMLS
• 2001-07-10 Listed $27,000 realMLS
• 1998-08-11 Sold (Public Records) $46,000 Public Records
• 1998-03-25 Sold (Public Records) $25,000 Public Records
• 1993-11-24 Sold (Public Records) $23,000 Public Records
• 1990-11-01 Sold (Public Records) $39,900 Public Records
• 1990-08-01 Sold (Public Records) $16,000 Public Records
• 1983-09-01 Sold (Public Records) $13,000 Public Records

Property tax history

-10.0%/yr

Latest (2025): $384 · -78.8% YoY. Source: county tax records.