1313 Taylor Ave · Parkville, MD 21234

$205,000

4 bd · 2.0 ba · 1,496 sqft · Townhouse public records · 18 Days on market

Built 1949 $137/sqft · 17% below area Est $247k · 17% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• ARV discount +15.0/15.0
• DSCR +8.6/10.0
• 1% rule +6.5/10.0
• Rent growth +4.2/5.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Special – Priced to Sell Fast! Opportunity awaits at 1313 Taylor Ave, Parkville, MD! This property is ideal for investors, flippers, or savvy buyers looking to add value and build equity. Sold strictly AS-IS, this home offers strong potential for renovation, rental income, or resale. Featuring a solid footprint and desirable location, this property is ready for your vision and updates. Conveniently located near major commuter routes, shopping, dining, and local amenities, making it an attractive option for future occupants or tenants. Seller is motivated and seeking a fast closing. Bring your highest and best offer—this one won’t last long! Cash, hard money, or renovation financing preferred. Buyer to perform all due diligence.

Key facts

• Built 1949
• Listed 18 days

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath townhouse listed at $205k.

Deal economics

• At list price, monthly cash flow is $493 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $205k).
• Recommended offer: $202k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.2% vs local median 5.3% in Parkville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#77 in MD, #2,839 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools F, crime F.
• Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+6.7%/yr); 225 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
• This rent runs 34% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 6.7% rent growth), your $57k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 24y ago; this cycle's ask is 114% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $96k; list at $205k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $201,925 (1.5% below list)

Questions for the listing agent

1. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 9.18%
• Cash-on-cash: 10.31%
• DSCR: 1.46
• GRM: 7.3

CMA / ARV

• ARV (median comp): $247,427
• List price: $205,000
• Delta: -17.15%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1313 Taylor Ave	0.00mi	4/3.0	1,496 (0%)	1mo	$190,000	$127	95
1844 Deveron Rd	0.25mi	3/2.0 (-1)	1,520 (+2%)	1mo	$305,000	$201	80
1102 Linkside Dr	0.28mi	4/1.5	1,542 (+3%)	2mo	$265,000	$172	78
1117 Deanwood Rd	0.36mi	3/1.5 (-1)	1,440 (-4%)	1mo	$165,000	$115	69
8204 Pleasant Plains Rd	0.57mi	3/2.0 (-1)	1,580 (+6%)	3mo	$285,000	$180	57
8235 Pleasant Plains Rd	0.57mi	3/2.0 (-1)	1,580 (+6%)	4mo	$255,000	$161	56
8301 Kendale Rd	0.63mi	3/1.5 (-1)	1,408 (-6%)	1mo	$280,000	$199	53
1551 Putty Hill Ave	0.73mi	3/2.0 (-1)	1,580 (+6%)	2mo	$335,000	$212	50
1603 Thetford Rd	0.66mi	3/2.0 (-1)	1,620 (+8%)	3mo	$338,000	$209	48
1637 Cottage Ln	0.45mi	3/2.0 (-1)	1,705 (+14%)	3mo	$300,000	$176	48
8415 Pleasant Plns	0.64mi	3/1.5 (-1)	1,620 (+8%)	2mo	$291,000	$180	48
8334 Wyton Rd	0.54mi	3/1.5 (-1)	1,275 (-15%)	1mo	$270,000	$212	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.68% rent growth · sell at horizon

5-year hold

• IRR: 3.1%
• Equity multiple: 1.13×
• Total profit: $7,215
• Equity at exit: $30,566

10-year hold

• IRR: 15.9%
• Equity multiple: 2.51×
• Total profit: $86,688
• Equity at exit: $17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21234

• Rents YoY: 6.7%
• Active inventory: 225
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,351 high
• Mortgage (P&I): −$1,075
• Tax from tax record: −$204 /mo · $2,442/yr
• Insurance: −$85
• HOA: −$0
• Vacancy / Maint / Mgmt: −$494
• Net cashflow: $493

Break-even live

Break-even rent $1,727

Max offer price $205,000

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,250
• Closing costs: $6,150
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1332 Deanwood Rd Parkville, MD	3.0	2.0	1046	$2,500	$2.39	44d	1	0.20mi
1929 Edgewood Rd Unit 1929 Towson, MD	3.0	2.0	1700	$2,350	$1.38	11d	1	0.21mi
1376 Halstead Rd Parkville, MD	3.0	1.0	1440	$2,400	$1.67	24d	1	0.28mi
1809 Glen Ridge Rd Towson, MD	3.0	1.5	1640	$2,100	$1.28	44d	1	0.30mi
1127 Deanwood Rd Parkville, MD	3.0	2.0	1730	$2,350	$1.36	44d	1	0.36mi
8130 Kirkwall Ct Towson, MD	3.0	1.5	1280	$2,625	$2.05	24d	1	0.46mi
8402 Greenway Rd Towson, MD	3.0	1.0	708	$1,595	$2.25	2d	24	0.47mi
7906 Bon Air Rd Parkville, MD	3.0	1.0	912	$2,200	$2.41	44d	1	0.47mi
1610 Wentworth Ave Parkville, MD	3.0	1.0	1024	$1,900	$1.86	44d	1	0.50mi
8339 Wyton Rd Towson, MD	4.0	2.0	1520	$2,534	$1.67	24d	1	0.50mi
1629 Wentworth Ave Parkville, MD	3.0	1.5	1152	$1,895	$1.64	44d	1	0.53mi
8309 Pleasant Plains Rd Towson, MD	3.0	1.0	1350	$3,000	$2.22	44d	1	0.57mi
1612 Hardwick Rd Towson, MD	4.0	2.0	1275	$2,450	$1.92	3d	1	0.61mi
7202 Sindall Rd Unit 7202 Parkville, MD	3.0	1.0	1350	$1,850	$1.37	44d	1	0.62mi
8340 Edgedale Rd Parkville, MD	3.0	2.0	1260	$2,400	$1.90	5d	1	0.62mi
1621 Thetford Rd Towson, MD	3.0	1.5	1080	$2,350	$2.18	44d	1	0.62mi
1717 Northview Rd Parkville, MD	3.0	1.5	1260	$1,980	$1.57	5d	1	0.62mi
6906 Donachie Rd Baltimore, MD	3.0	1.0–2.0	904	$2,363	$2.61	3d	37	0.67mi
8505 Pleasant Plains Rd Towson, MD	3.0	2.0	1580	$2,500	$1.58	18d	1	0.74mi
8525 Chestnut Oak Rd Parkville, MD	4.0	2.0	1178	$1,995	$1.69	44d	1	0.85mi
8451 Water Oak Rd Parkville, MD	3.0	2.0	1054	$1,950	$1.85	44d	1	0.88mi
8616 Pleasant Plains Rd Towson, MD	3.0	2.0	1580	$2,490	$1.58	15d	1	0.89mi
1726 Redwood Ave Parkville, MD	4.0	2.0	1435	$2,250	$1.57	18d	1	0.89mi
1644 Yakona Rd Towson, MD	3.0	2.0	1600	$2,500	$1.56	18d	1	0.91mi
6518 Loch Hill Ct Loch Hill, MD	3.0	1.5	1580	$2,050	$1.30	24d	1	0.93mi
1714 Pin Oak Rd Parkville, MD	3.0	1.0	1534	$2,800	$1.83	5d	1	0.95mi
8533 Oak Rd Parkville, MD	3.0	2.0	1480	$2,100	$1.42	44d	1	0.97mi
8623 Willow Oak Rd Parkville, MD	3.0	2.0	1395	$2,700	$1.94	44d	1	1.02mi
7839 Birmingham Ave Parkville, MD	3.0	1.0	1136	$1,775	$1.56	44d	1	1.02mi
1726 Yakona Rd Unit A Parkville, MD	3.0	1.0	1865	$1,400	$0.75	44d	1	1.05mi
8617 Oak Rd Parkville, MD	3.0	1.5	1208	$2,100	$1.74	5d	1	1.07mi
8650 Rock Oak Rd Parkville, MD	4.0	2.0	1800	$3,108	$1.73	44d	1	1.09mi
6405 Loch Crest Rd Idlewylde, MD	3.0	2.5	1440	$2,257	$1.57	44d	1	1.12mi
8503 Kings Ridge Rd Parkville, MD	4.0	2.0	1200	$2,100	$1.75	5d	1	1.21mi
1870 Yakona Rd Parkville, MD	4.0	2.0	1080	$2,400	$2.22	44d	1	1.24mi
8592 Quentin Ave Parkville, MD	3.0	1.5	1440	$2,100	$1.46	5d	1	1.29mi
1112 Ivywood Ln Towson, MD	1.0–3.0	1.0–2.0	1191	$2,775	$2.33	2d	31	1.30mi
1408 Cedarcroft Rd Baltimore, MD	3.0	2.0	912	$1,957	$2.15	44d	1	1.30mi
6612 Birchwood Ave Baltimore, MD	3.0	2.0	1122	$2,300	$2.05	20d	1	1.31mi
1444 Meridene Dr Baltimore, MD	3.0	1.5	1520	$1,950	$1.28	44d	1	1.31mi

Listing history 9 events

1. 2026-05-17
   status Pending 765-char remark

   Show marketing remark (765 chars)

   Investor Special – Priced to Sell Fast! Opportunity awaits at 1313 Taylor Ave, Parkville, MD! This property is ideal for investors, flippers, or savvy buyers looking to add value and build equity. Sold strictly AS-IS, this home offers strong potential for renovation, rental income, or resale. Featuring a solid footprint and desirable location, this property is ready for your vision and updates. Conveniently located near major commuter routes, shopping, dining, and local amenities, making it an attractive option for future occupants or tenants. Seller is motivated and seeking a fast closing. Bring your highest and best offer—this one won’t last long! Cash, hard money, or renovation financing preferred. Buyer to perform all due diligence.

2. 2026-04-29
   price $205,000 765-char remark

   Show marketing remark (765 chars)

   Investor Special – Priced to Sell Fast! Opportunity awaits at 1313 Taylor Ave, Parkville, MD! This property is ideal for investors, flippers, or savvy buyers looking to add value and build equity. Sold strictly AS-IS, this home offers strong potential for renovation, rental income, or resale. Featuring a solid footprint and desirable location, this property is ready for your vision and updates. Conveniently located near major commuter routes, shopping, dining, and local amenities, making it an attractive option for future occupants or tenants. Seller is motivated and seeking a fast closing. Bring your highest and best offer—this one won’t last long! Cash, hard money, or renovation financing preferred. Buyer to perform all due diligence.

3. 2026-04-29
   status Active 765-char remark

   Show marketing remark (765 chars)

   Investor Special – Priced to Sell Fast! Opportunity awaits at 1313 Taylor Ave, Parkville, MD! This property is ideal for investors, flippers, or savvy buyers looking to add value and build equity. Sold strictly AS-IS, this home offers strong potential for renovation, rental income, or resale. Featuring a solid footprint and desirable location, this property is ready for your vision and updates. Conveniently located near major commuter routes, shopping, dining, and local amenities, making it an attractive option for future occupants or tenants. Seller is motivated and seeking a fast closing. Bring your highest and best offer—this one won’t last long! Cash, hard money, or renovation financing preferred. Buyer to perform all due diligence.

4. 2026-01-28
   historical 765-char remark

   Show marketing remark (765 chars)

   Investor Special – Priced to Sell Fast! Opportunity awaits at 1313 Taylor Ave, Parkville, MD! This property is ideal for investors, flippers, or savvy buyers looking to add value and build equity. Sold strictly AS-IS, this home offers strong potential for renovation, rental income, or resale. Featuring a solid footprint and desirable location, this property is ready for your vision and updates. Conveniently located near major commuter routes, shopping, dining, and local amenities, making it an attractive option for future occupants or tenants. Seller is motivated and seeking a fast closing. Bring your highest and best offer—this one won’t last long! Cash, hard money, or renovation financing preferred. Buyer to perform all due diligence.

5. 2026-01-26
   historical $189,000 765-char remark

   Show marketing remark (765 chars)

   Investor Special – Priced to Sell Fast! Opportunity awaits at 1313 Taylor Ave, Parkville, MD! This property is ideal for investors, flippers, or savvy buyers looking to add value and build equity. Sold strictly AS-IS, this home offers strong potential for renovation, rental income, or resale. Featuring a solid footprint and desirable location, this property is ready for your vision and updates. Conveniently located near major commuter routes, shopping, dining, and local amenities, making it an attractive option for future occupants or tenants. Seller is motivated and seeking a fast closing. Bring your highest and best offer—this one won’t last long! Cash, hard money, or renovation financing preferred. Buyer to perform all due diligence.

6. 2002-12-31
   soldstatus $95,900
7. 2002-12-18
   soldstatus $95,900
8. 2002-10-25
   historical
9. 2002-10-23
   listed $95,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,442 · $204/mo
• Projected year-2 tax: $2,442 · $204/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,209
• − Mortgage interest: −$11,483
• − Property taxes: −$2,442
• − Insurance: −$1,025
• − Repairs & maintenance: −$2,257
• − Management: −$2,257
• − Depreciation: −$5,964
• Taxable income: $2,781
• Est. tax owed @ 24.0%: −$667
• After-tax cash flow: $5,250/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore County Public Schools
• NCES district ID: 2400120
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $66,746
• Composite: 23.17/100
• National rank: #7948
• State rank: #11 of 24 in MD

Livability — Parkville

• Score: 77/100
• State rank: #77
• US rank: #2839

Category grades

Amenities A- Commute A+ Cost of living B Crime F Employment B+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Parkville, MD
• County: Baltimore County · 769,527 people
• City population: 66,334
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 66,334
• Household income: $83,517
• Rent vs Own: 35.5% rent · 64.5% own
• Severe rent burden: 2719.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 885,518 people
• By 2030: 909,272 · +2.7%
• By 2040: 951,547 · +7.5%
• By 2050: 990,955 · +11.9%
• By 2075: 1,086,411 · +22.7%
• By 2100: 1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 58% Black 28% Asian 5% Hispanic / Latino 5% Two or more races 5%
• Common ancestry: Romanian 5% Lithuanian 1% Italian 1%
• Foreign-born: 10% · Canada, China, South Korea
• Languages at home: 89% English-only · Spanish 3% Other Indo-European 2% Tagalog/Filipino 1%

Political lean MEDSL · Baltimore

• 2024 margin: Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
• All cycles: 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -247.04%
• Current HPI: 254.3824
• Rent YoY: ▲ 6.68%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+113.8% since first listed

9 events — show timeline

• 2026-05-17 Pending — BRIGHT MLS
• 2026-04-29 Price Changed $205,000 BRIGHT MLS
• 2026-04-29 Relisted — BRIGHT MLS
• 2026-01-28 Listing Removed — BRIGHT MLS
• 2026-01-26 Coming Soon $189,000 BRIGHT MLS
• 2002-12-31 Sold (Public Records) $95,900 Public Records
• 2002-12-18 Sold (MLS) $95,900 MRIS
• 2002-10-25 Delisted — MRIS
• 2002-10-23 Listed $95,900 MRIS

Property tax history

+1.3%/yr

Latest (2025): $2,442 · +1.0% YoY. Source: county tax records.