191 Morsemere Ave · Yonkers, NY
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.3/15.0
- Cash flow +6.0/30.0
- Schools +4.1/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +0.4/10.0
- 1% rule +0.1/10.0
- Appreciation +0.0/10.0
$725,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this sun-drenched, spacious home offering room for everyone, set on a quiet, tree-lined street in the northwest section of Yonkers. This five-bedroom, two-bath property offers an exceptional amount of living space, thoughtfully designed for comfort, flexibility, and everyday living. The main level features a bright living room with hardwood floors and a fireplace, a formal dining room, and an updated eat-in kitchen with oak cabinetry, tiled floors, granite countertops, and stainless-steel appliances, along with a breakfast nook ideal for casual meals. One bedroom on the main level provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, the bedrooms are impressively sized, offering outstanding space and excellent storage throughout. The layout allows everyone to spread out comfortably, with generous closets and storage woven seamlessly throughout the home. The lower level includes an unfinished basement, well suited for storage or future use. An attached one-car garage, along with a driveway that accommodates two additional vehicles, adds everyday convenience. Step outside and enjoy an expansive deck built for entertaining — perfect for gatherings, outdoor dining, and relaxed get-togethers — all combined with a wonderful backyard space that makes outdoor living easy and enjoyable. An outdoor storage shed adds additional functionality. Quietly located yet convenient to parks, Metro-North, shopping, dining, and everything Yonkers has to offer, this is a home that truly delivers on space, comfort, and lifestyle. Welcome home!
Key facts
- 5,663 sq ft lot
- Garage
- Built 1992
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $725k.
Deal economics
- At list price, monthly cash flow is $-1k ($-17k/yr) — negative.
- To cash-flow at today's rent, offer at most $481k (33.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $369k (49.1% below list).
- Recommended offer: $369k (49.1% below list) — sets the bar for 1% rule.
- Cap rate 4.0% vs local median 5.3% in Yonkers — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 76 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- At $3,693/mo this rent would consume 49% of the median local household income ($90k/yr) (locally 1216% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $22k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 94 days — a 9% lower offer ($660k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $265k; list at $725k implies a 174% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 94 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.51% ✗
- Cap rate
- 4.01%
- Cash-on-cash
- -8.15%
- DSCR
- 0.64
- GRM
- 16.4
CMA / ARV
- ARV (median comp)
- $832,918
- List price
- $725,000
- Delta
- -12.96%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 618 Palisade Ave | 0.31mi | 3/2.0 | 1,740 (-1%) | 2mo | $720,000 | $414 | 83 |
| 386 Bellevue Ave | 0.21mi | 3/1.0 | 1,794 (+2%) | 1mo | $710,000 | $396 | 81 |
| 21 Elizabeth Pl | 0.29mi | 3/1.5 | 1,734 (-1%) | 8mo | $590,000 | $340 | 76 |
| 115 Morsemere Ave | 0.19mi | 3/2.0 | 1,568 (-10%) | 4mo | $650,000 | $415 | 70 |
| 8 Gerri Ln | 0.43mi | 3/2.5 | 1,661 (-5%) | 4mo | $550,000 | $331 | 66 |
| 429 Park Ave | 0.24mi | 3/2.0 | 1,952 (+12%) | 8mo | $725,000 | $371 | 63 |
| 45 AKA 47 Portland Pl | 0.33mi | 3/2.0 | 1,523 (-13%) | 4mo | $540,000 | $355 | 60 |
| 181 Eldridge Ave | 0.60mi | 3/1.5 | 1,786 (+2%) | 9mo | $725,000 | $406 | 59 |
| 34 Mount Pleasant Rd | 0.29mi | 3/2.0 | 1,500 (-14%) | 7mo | $710,000 | $473 | 57 |
| 832 Palisade Ave | 0.42mi | 4/2.0 (+1) | 1,875 (+7%) | 10mo | $735,000 | $392 | 56 |
| 24 Gilbert Pl | 0.41mi | 4/1.5 (+1) | 1,932 (+10%) | 5mo | $620,000 | $321 | 52 |
| 205 Lake Ave | 0.72mi | 4/2.0 (+1) | 1,582 (-10%) | 7mo | $569,000 | $360 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -30.7%
- Equity multiple
- -0.01×
- Total profit
- $-205,679
- Equity at exit
- $108,100
- IRR
- -33.7%
- Equity multiple
- -0.45×
- Total profit
- $-293,733
- Equity at exit
- $62,685
Cash invested: $203,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
ZIP-level market 10703
- Home prices YoY
- -13.2%
- Active inventory
- 76
- Price-to-rent
- 16.4×
Monthly cashflow live
- Estimated rent
- $3,693 high interval (Pro) →
- Mortgage (P&I)
- −$3,802
- Tax from tax record
- −$192 /mo · $2,305/yr
- Insurance
- −$302
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$776
- Net cashflow
- $-1,379
Break-even live
Sensitivity live
| Price | -10% $-968 | -5% $-1,174 | +0% $-1,379 | +5% $-1,584 | +10% $-1,789 |
|---|---|---|---|---|---|
| Rent | -10% $-1,671 | -5% $-1,525 | +0% $-1,379 | +5% $-1,233 | +10% $-1,087 |
| Rate | -1.0pp $-1,014 | -0.5pp $-1,194 | base $-1,379 | +0.5pp $-1,567 | +1.0pp $-1,758 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $181,250
- Closing costs
- $21,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 287 Mary Lou Ave Unit 2 Yonkers, NY | 3.0 | 2.0 | 1400 | $3,500 | $2.50 | 44d | 1 | 0.25mi |
| 156 Bellevue Pl Yonkers, NY | 4.0 | 2.0 | 2613 | $4,500 | $1.72 | 44d | 1 | 0.28mi |
| 65 Tower Pl Unit 1st floor Yonkers, NY | 2.0 | 1.0 | 1400 | $3,200 | $2.29 | 44d | 1 | 0.31mi |
| 221 Woodland Ave Yonkers, NY | 2.0 | 1.0 | 1470 | $2,650 | $1.80 | 8d | 1 | 0.47mi |
| 552 N Broadway Yonkers, NY | 2.0 | 1.0 | 1300 | $2,800 | $2.15 | 44d | 1 | 0.47mi |
| 312 Edwards Pl Unit 1 Yonkers, NY | 3.0 | 1.5 | 1550 | $4,000 | $2.58 | 44d | 1 | 0.51mi |
| 151 Burhans Ave Unit 1 Yonkers, NY | 3.0 | 1.0 | 1500 | $3,550 | $2.37 | 44d | 1 | 0.54mi |
| 15 Potomac St Yonkers, NY | 3.0 | 2.5 | 2500 | $4,500 | $1.80 | 44d | 1 | 0.66mi |
| 82 Morningside Ave Unit 1 Yonkers, NY | 3.0 | 3.5 | 1734 | $4,000 | $2.31 | 25d | 1 | 0.82mi |
| 82 Morningside Ave Unit 2 Yonkers, NY | 3.0 | 2.5 | 1734 | $4,000 | $2.31 | 44d | 1 | 0.82mi |
| 47 Lincoln Ter Yonkers, NY | 3.0 | 2.0 | 1700 | $4,300 | $2.53 | 5d | 1 | 0.83mi |
| 4 Fowler Ave Unit 1 floor Yonkers, NY | 2.0 | 1.0 | 1400 | $2,700 | $1.93 | 44d | 1 | 0.87mi |
| 4 Fowler Ave Unit 1 Yonkers, NY | 2.0 | 1.0 | 2000 | $2,700 | $1.35 | 44d | 1 | 0.87mi |
| 37 Troy Ln Unit 1 Yonkers, NY | 4.0 | 1.5 | 1500 | $4,200 | $2.80 | 8d | 1 | 0.94mi |
| 50 Vineyard Ave Yonkers, NY | 3.0 | 4.0 | 2400 | $6,000 | $2.50 | 20d | 1 | 1.11mi |
| 55 Riverside Dr Yonkers, NY | 3.0 | 1.0–3.0 | 944 | $5,367 | $5.68 | 0d | 16 | 1.36mi |
| 433 Palmer Rd Unit Second Fl Yonkers, NY | 3.0 | 1.5 | 1400 | $3,500 | $2.50 | 44d | 1 | 1.42mi |
| 11 Lafayette Pl Unit 2 Yonkers, NY | 3.0 | 1.0 | 2320 | $3,100 | $1.34 | 44d | 1 | 1.46mi |
| 11 Lafayette Pl #1 Yonkers, NY | 3.0 | 1.0 | 2320 | $3,250 | $1.40 | 44d | 1 | 1.46mi |
Listing history 15 events
-
2026-05-02status Pending 1612-char remark
Show marketing remark (1612 chars)
Welcome to this sun-drenched, spacious home offering room for everyone, set on a quiet, tree-lined street in the northwest section of Yonkers. This five-bedroom, two-bath property offers an exceptional amount of living space, thoughtfully designed for comfort, flexibility, and everyday living. The main level features a bright living room with hardwood floors and a fireplace, a formal dining room, and an updated eat-in kitchen with oak cabinetry, tiled floors, granite countertops, and stainless-steel appliances, along with a breakfast nook ideal for casual meals. One bedroom on the main level provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, the bedrooms are impressively sized, offering outstanding space and excellent storage throughout. The layout allows everyone to spread out comfortably, with generous closets and storage woven seamlessly throughout the home. The lower level includes an unfinished basement, well suited for storage or future use. An attached one-car garage, along with a driveway that accommodates two additional vehicles, adds everyday convenience. Step outside and enjoy an expansive deck built for entertaining — perfect for gatherings, outdoor dining, and relaxed get-togethers — all combined with a wonderful backyard space that makes outdoor living easy and enjoyable. An outdoor storage shed adds additional functionality. Quietly located yet convenient to parks, Metro-North, shopping, dining, and everything Yonkers has to offer, this is a home that truly delivers on space, comfort, and lifestyle. Welcome home!
-
2026-04-16price $725,000 1612-char remark
Show marketing remark (1612 chars)
Welcome to this sun-drenched, spacious home offering room for everyone, set on a quiet, tree-lined street in the northwest section of Yonkers. This five-bedroom, two-bath property offers an exceptional amount of living space, thoughtfully designed for comfort, flexibility, and everyday living. The main level features a bright living room with hardwood floors and a fireplace, a formal dining room, and an updated eat-in kitchen with oak cabinetry, tiled floors, granite countertops, and stainless-steel appliances, along with a breakfast nook ideal for casual meals. One bedroom on the main level provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, the bedrooms are impressively sized, offering outstanding space and excellent storage throughout. The layout allows everyone to spread out comfortably, with generous closets and storage woven seamlessly throughout the home. The lower level includes an unfinished basement, well suited for storage or future use. An attached one-car garage, along with a driveway that accommodates two additional vehicles, adds everyday convenience. Step outside and enjoy an expansive deck built for entertaining — perfect for gatherings, outdoor dining, and relaxed get-togethers — all combined with a wonderful backyard space that makes outdoor living easy and enjoyable. An outdoor storage shed adds additional functionality. Quietly located yet convenient to parks, Metro-North, shopping, dining, and everything Yonkers has to offer, this is a home that truly delivers on space, comfort, and lifestyle. Welcome home!
-
2026-04-16price $750,000 1612-char remark
Show marketing remark (1612 chars)
Welcome to this sun-drenched, spacious home offering room for everyone, set on a quiet, tree-lined street in the northwest section of Yonkers. This five-bedroom, two-bath property offers an exceptional amount of living space, thoughtfully designed for comfort, flexibility, and everyday living. The main level features a bright living room with hardwood floors and a fireplace, a formal dining room, and an updated eat-in kitchen with oak cabinetry, tiled floors, granite countertops, and stainless-steel appliances, along with a breakfast nook ideal for casual meals. One bedroom on the main level provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, the bedrooms are impressively sized, offering outstanding space and excellent storage throughout. The layout allows everyone to spread out comfortably, with generous closets and storage woven seamlessly throughout the home. The lower level includes an unfinished basement, well suited for storage or future use. An attached one-car garage, along with a driveway that accommodates two additional vehicles, adds everyday convenience. Step outside and enjoy an expansive deck built for entertaining — perfect for gatherings, outdoor dining, and relaxed get-togethers — all combined with a wonderful backyard space that makes outdoor living easy and enjoyable. An outdoor storage shed adds additional functionality. Quietly located yet convenient to parks, Metro-North, shopping, dining, and everything Yonkers has to offer, this is a home that truly delivers on space, comfort, and lifestyle. Welcome home!
-
2026-03-12price $757,500 1612-char remark
Show marketing remark (1612 chars)
Welcome to this sun-drenched, spacious home offering room for everyone, set on a quiet, tree-lined street in the northwest section of Yonkers. This five-bedroom, two-bath property offers an exceptional amount of living space, thoughtfully designed for comfort, flexibility, and everyday living. The main level features a bright living room with hardwood floors and a fireplace, a formal dining room, and an updated eat-in kitchen with oak cabinetry, tiled floors, granite countertops, and stainless-steel appliances, along with a breakfast nook ideal for casual meals. One bedroom on the main level provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, the bedrooms are impressively sized, offering outstanding space and excellent storage throughout. The layout allows everyone to spread out comfortably, with generous closets and storage woven seamlessly throughout the home. The lower level includes an unfinished basement, well suited for storage or future use. An attached one-car garage, along with a driveway that accommodates two additional vehicles, adds everyday convenience. Step outside and enjoy an expansive deck built for entertaining — perfect for gatherings, outdoor dining, and relaxed get-togethers — all combined with a wonderful backyard space that makes outdoor living easy and enjoyable. An outdoor storage shed adds additional functionality. Quietly located yet convenient to parks, Metro-North, shopping, dining, and everything Yonkers has to offer, this is a home that truly delivers on space, comfort, and lifestyle. Welcome home!
-
2026-01-29$760,000 Active 1612-char remark
Show marketing remark (1612 chars)
Welcome to this sun-drenched, spacious home offering room for everyone, set on a quiet, tree-lined street in the northwest section of Yonkers. This five-bedroom, two-bath property offers an exceptional amount of living space, thoughtfully designed for comfort, flexibility, and everyday living. The main level features a bright living room with hardwood floors and a fireplace, a formal dining room, and an updated eat-in kitchen with oak cabinetry, tiled floors, granite countertops, and stainless-steel appliances, along with a breakfast nook ideal for casual meals. One bedroom on the main level provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, the bedrooms are impressively sized, offering outstanding space and excellent storage throughout. The layout allows everyone to spread out comfortably, with generous closets and storage woven seamlessly throughout the home. The lower level includes an unfinished basement, well suited for storage or future use. An attached one-car garage, along with a driveway that accommodates two additional vehicles, adds everyday convenience. Step outside and enjoy an expansive deck built for entertaining — perfect for gatherings, outdoor dining, and relaxed get-togethers — all combined with a wonderful backyard space that makes outdoor living easy and enjoyable. An outdoor storage shed adds additional functionality. Quietly located yet convenient to parks, Metro-North, shopping, dining, and everything Yonkers has to offer, this is a home that truly delivers on space, comfort, and lifestyle. Welcome home!
-
2026-01-24historical $760,000 1612-char remark
Show marketing remark (1612 chars)
Welcome to this sun-drenched, spacious home offering room for everyone, set on a quiet, tree-lined street in the northwest section of Yonkers. This five-bedroom, two-bath property offers an exceptional amount of living space, thoughtfully designed for comfort, flexibility, and everyday living. The main level features a bright living room with hardwood floors and a fireplace, a formal dining room, and an updated eat-in kitchen with oak cabinetry, tiled floors, granite countertops, and stainless-steel appliances, along with a breakfast nook ideal for casual meals. One bedroom on the main level provides excellent flexibility for guests, a home office, or multi-generational living. Upstairs, the bedrooms are impressively sized, offering outstanding space and excellent storage throughout. The layout allows everyone to spread out comfortably, with generous closets and storage woven seamlessly throughout the home. The lower level includes an unfinished basement, well suited for storage or future use. An attached one-car garage, along with a driveway that accommodates two additional vehicles, adds everyday convenience. Step outside and enjoy an expansive deck built for entertaining — perfect for gatherings, outdoor dining, and relaxed get-togethers — all combined with a wonderful backyard space that makes outdoor living easy and enjoyable. An outdoor storage shed adds additional functionality. Quietly located yet convenient to parks, Metro-North, shopping, dining, and everything Yonkers has to offer, this is a home that truly delivers on space, comfort, and lifestyle. Welcome home!
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2019-04-01historical
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2018-12-18$550,000 Active
-
2000-07-26soldstatus $265,000
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2000-06-30soldstatus $265,000
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2000-05-30historical
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2000-05-10price $269,900
-
2000-05-10historical
-
1999-11-30$265,000
-
1999-11-30
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $2,305 · $192/mo
- Projected year-2 tax
- $7,279 · $607/mo
- Expected delta
- +$4,974/yr (+$414/mo · 215.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $44,315
- − Mortgage interest
- −$40,611
- − Property taxes
- −$2,305
- − Insurance
- −$3,625
- − Repairs & maintenance
- −$3,545
- − Management
- −$3,545
- − Depreciation
- −$21,091
- Taxable loss
- −$30,408
- Est. tax savings @ 24.0%
- +$7,298
- After-tax cash flow
- $-9,247/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 709,332 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 22,586
- Household income
- $89,773
- Rent vs Own
- Severe rent burden
- 1216.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 43% White 30% Black 19% Two or more races 16% Asian 5%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 9% Dominican 13%
- Common ancestry
- Romanian 4% Russian 2% Subsaharan African 1%
- Foreign-born
- 32% · Canada, Jamaica, China
- Languages at home
- 50% English-only · Spanish 37% Other Indo-European 5% Russian/Polish/Slavic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.22%
- Current HPI
- 311.0396
- Rent YoY
- —
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+173.6% since first listed15 events — show timeline
- 2026-05-02 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-04-16 Price Changed $725,000 OneKey® MLS as Distributed by MLS Grid
- 2026-04-16 Price Changed $750,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-12 Price Changed $757,500 OneKey® MLS as Distributed by MLS Grid
- 2026-01-29 Listed $760,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-24 Coming Soon $760,000 OneKey® MLS as Distributed by MLS Grid
- 2019-04-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2018-12-18 Listed $550,000 OneKey® MLS as Distributed by MLS Grid
- 2000-07-26 Sold (Public Records) $265,000 Public Records
- 2000-06-30 Sold (MLS) $265,000 HGMLS
- 2000-05-30 Delisted — HGMLS
- 2000-05-10 Delisted — HGMLS
- 2000-05-10 Price Changed $269,900 HGMLS
- 1999-11-30 Listed — HGMLS
- 1999-11-30 Listed $265,000 HGMLS
Property tax history
-24.0%/yrLatest (2025): $2,305 · -0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…