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14351 Clinton Rd
B- Composite 68.08
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$49,900

14351 Clinton Rd · Springport, MI 49284
3 bd · 1.5 ba · 1,440 sqft · SingleFamily · 3 Days on market
Built 1900 0.70 ac lot $35/sqft · 84% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect

Key facts

  • 0.7 acre lot
  • 2 garage spots
  • Built 1900

Property features AI

Finance

  • Other: Property includes a poultry coop; Directions: US-127 to M-50 W to house

Exterior

  • Parking: Detached parking
  • Utilities: Septic tank
  • Home design: Single-level home; Built in 1900; Irregular-shaped 0.7-acre lot
  • Construction: Vinyl siding
  • Exterior features: Shingle roof; Paved road access

Interior

  • Kitchen: Kitchen (approx. 14 x 12)
  • Bedrooms: 3 bedrooms (Primary bedroom approx. 11 x 11; Bedroom 2 approx. 11 x 10; Bedroom 3 approx. 10 x 10)
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating; No central cooling
  • Interior features: Basement access via Bilco door; Main-level laundry
  • Laundry & utility: Laundry on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $442 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($996 rent vs $50k).

Location & tenants

  • Location reads 61/100 on livability (#565 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D, crime F, amenities F.
  • Springport Public Schools (rural): math 25% / reading 33% proficiency, ranked #371 of 540 in MI (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 18 active listings in the ZIP; 317 units permitted in Jackson County in 2024 (103 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Jackson County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 10 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $49,900

Questions for the listing agent

  1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.00%
Cap rate
16.92%
Cash-on-cash
37.94%
DSCR
2.69
GRM
4.2

CMA / ARV

ARV (median comp)
$312,068
List price
$49,900
Delta
-84.01%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14351 Clinton Rd 0.00mi 3/1.5 1,440 (0%) 1mo $55,000 $38 99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
34.0%
Equity multiple
2.44×
Total profit
$20,064
Equity at exit
$7,440
10-year hold
IRR
40.9%
Equity multiple
4.85×
Total profit
$53,761
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 49284

Home prices YoY
-26.7%
Active inventory
18
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$996 medium interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $748/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$209
Net cashflow
$442

Break-even live

Break-even rent $437
Max offer price $49,900
Occupancy floor 51%

Sensitivity live

Price -10% $476 -5% $459 +0% $442 +5% $425 +10% $407
Rent -10% $363 -5% $402 +0% $442 +5% $481 +10% $520
Rate -1.0pp $467 -0.5pp $454 base $442 +0.5pp $429 +1.0pp $416

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-05-08
    status Pending 799-char remark
    Show marketing remark (799 chars)

    Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect

  2. 2026-05-08
    status Pending 799-char remark
    Show marketing remark (799 chars)

    Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect

  3. 2026-05-05
    listed $49,900 Active 799-char remark
    Show marketing remark (799 chars)

    Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect

  4. 2026-05-05
    listed $49,900 Active 799-char remark
    Show marketing remark (799 chars)

    Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect

  5. 2013-07-29
    historical
  6. 2013-07-29
    historical
  7. 2013-07-02
    listed $32,000
  8. 2013-07-02
    listed $32,000
  9. 2013-06-12
    historical
  10. 2012-12-07
    listed $29,900
  11. 2007-03-19
    historical
  12. 2007-03-19
    historical
  13. 2007-01-13
    listed $150,000
  14. 2007-01-13
    listed $150,000
  15. 2007-01-13
    listed $150,000
  16. 2006-07-24
    soldstatus $14,100
  17. 2006-02-13
    listed $33,000
  18. 2006-01-23
    historical
  19. 2005-07-22
    listed $39,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,948
− Mortgage interest
−$2,795
− Property taxes
−$748
− Insurance
−$250
− Repairs & maintenance
−$956
− Management
−$956
− Depreciation
−$1,452
Taxable income
$4,792
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,150
After-tax cash flow
$4,151/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Springport Public Schools
NCES district ID
2632610
Math proficiency
25% ▼ -5.00%
Reading proficiency
33% ▼ -3.00%
Median HH income
$49,704
Composite
25.32/100
National rank
#7483
State rank
#371 of 540 in MI

Livability — Springport

Score
61/100
State rank
#565
US rank
#17955

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
2,436
Population (ZIP)
2,436

Population outlook (Jackson County) Hauer SSP2

Today (2025)
156,365 people
By 2030
153,123 · -2.1%
By 2040
144,981 · -7.3%
By 2050
135,671 · -13.2%
By 2075
113,833 · -27.2%
By 2100
86,592 · -44.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 6% Hispanic / Latino 2%
Common ancestry
Romanian 4% Portuguese 3% Italian 3%
Foreign-born
1% · Canada, Vietnam

Political lean MEDSL · Jackson

2024 margin
Strong R (+21.3) · D 38.6% · R 59.9% · Other 1.5%
2008→2024 swing
-23.7pp toward R · 2008: 2.4pp · 2024: -21.3pp
All cycles
2024: R+21.3 2020: R+19.0 2016: R+20.1 2012: R+5.8 2008: D+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -72.47%
Current HPI
199.1422
Rent YoY
Metro
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+38.9% since first listed
21 events — show timeline
  • 2026-06-01 Sold (MLS) $55,000 REALCOMP
  • 2026-06-01 Sold (MLS) $55,000 Greater Lansing AoR
  • 2026-05-08 Pending REALCOMP
  • 2026-05-08 Pending Greater Lansing AoR
  • 2026-05-05 Listed $49,900 REALCOMP
  • 2026-05-05 Listed $49,900 Greater Lansing AoR
  • 2013-07-29 Listing Removed REALCOMP
  • 2013-07-29 Listing Removed MiRealSource-MiMLS
  • 2013-07-02 Listed $32,000 REALCOMP
  • 2013-07-02 Listed $32,000 MiRealSource-MiMLS
  • 2013-06-12 Listing Removed Greater Lansing AoR
  • 2012-12-07 Listed $29,900 Greater Lansing AoR
  • 2007-03-19 Listing Removed MiRealSource-MiMLS
  • 2007-03-19 Listing Removed SW Michigan MLS
  • 2007-01-13 Listed $150,000 REALCOMP
  • 2007-01-13 Listed $150,000 MiRealSource-MiMLS
  • 2007-01-13 Listed $150,000 SW Michigan MLS
  • 2006-07-24 Sold (MLS) $14,100 REALCOMP
  • 2006-02-13 Listed $33,000 REALCOMP
  • 2006-01-23 Listing Removed REALCOMP
  • 2005-07-22 Listed $39,600 REALCOMP

Property tax history

+6.8%/yr

Latest (2025): $3,148 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…