14351 Clinton Rd · Springport, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 2/10 · Minimal
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$49,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect
Key facts
- 0.7 acre lot
- 2 garage spots
- Built 1900
Property features AI
Finance
- Other: Property includes a poultry coop; Directions: US-127 to M-50 W to house
Exterior
- Parking: Detached parking
- Utilities: Septic tank
- Home design: Single-level home; Built in 1900; Irregular-shaped 0.7-acre lot
- Construction: Vinyl siding
- Exterior features: Shingle roof; Paved road access
Interior
- Kitchen: Kitchen (approx. 14 x 12)
- Bedrooms: 3 bedrooms (Primary bedroom approx. 11 x 11; Bedroom 2 approx. 11 x 10; Bedroom 3 approx. 10 x 10)
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Forced air heating; No central cooling
- Interior features: Basement access via Bilco door; Main-level laundry
- Laundry & utility: Laundry on main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $442 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($996 rent vs $50k).
Location & tenants
- Location reads 61/100 on livability (#565 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D, crime F, amenities F.
- Springport Public Schools (rural): math 25% / reading 33% proficiency, ranked #371 of 540 in MI (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 18 active listings in the ZIP; 317 units permitted in Jackson County in 2024 (103 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Jackson County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 10 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.00% ✓
- Cap rate
- 16.92%
- Cash-on-cash
- 37.94%
- DSCR
- 2.69
- GRM
- 4.2
CMA / ARV
- ARV (median comp)
- $312,068
- List price
- $49,900
- Delta
- -84.01%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14351 Clinton Rd | 0.00mi | 3/1.5 | 1,440 (0%) | 1mo | $55,000 | $38 | 99 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 34.0%
- Equity multiple
- 2.44×
- Total profit
- $20,064
- Equity at exit
- $7,440
- IRR
- 40.9%
- Equity multiple
- 4.85×
- Total profit
- $53,761
- Equity at exit
- $4,314
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 49284
- Home prices YoY
- -26.7%
- Active inventory
- 18
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $996 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax est. 1.5%
- −$62 /mo · $748/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$209
- Net cashflow
- $442
Break-even live
Sensitivity live
| Price | -10% $476 | -5% $459 | +0% $442 | +5% $425 | +10% $407 |
|---|---|---|---|---|---|
| Rent | -10% $363 | -5% $402 | +0% $442 | +5% $481 | +10% $520 |
| Rate | -1.0pp $467 | -0.5pp $454 | base $442 | +0.5pp $429 | +1.0pp $416 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-05-08status Pending 799-char remark
Show marketing remark (799 chars)
Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect
-
2026-05-08status Pending 799-char remark
Show marketing remark (799 chars)
Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect
-
2026-05-05$49,900 Active 799-char remark
Show marketing remark (799 chars)
Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect
-
2026-05-05$49,900 Active 799-char remark
Show marketing remark (799 chars)
Located at 14351 Clinton Rd, Springport, MI, this 3-bedroom, 1.5-bath single-story home offers approximately 1,440 sq ft of living space and sits on a spacious 0.7-acre lot surrounded by open fields, mature trees, and peaceful country views. The property includes a detached garage plus an additional outbuilding. The home features a functional ranch layout ready for your personal updates and vision. The kitchen offers oak cabinetry and solid counter space, while the bedrooms and living areas provide a blank canvas for new flooring, paint, fixtures, and finishes. With well and septic utilities already in place, this is a rare opportunity to create your own private country retreat or investment property in a quiet, desirable Michigan setting. The home is being offered strictly as-is, perfect
-
2013-07-29historical
-
2013-07-29historical
-
2013-07-02$32,000
-
2013-07-02$32,000
-
2013-06-12historical
-
2012-12-07$29,900
-
2007-03-19historical
-
2007-03-19historical
-
2007-01-13$150,000
-
2007-01-13$150,000
-
2007-01-13$150,000
-
2006-07-24soldstatus $14,100
-
2006-02-13$33,000
-
2006-01-23historical
-
2005-07-22$39,600
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,948
- − Mortgage interest
- −$2,795
- − Property taxes
- −$748
- − Insurance
- −$250
- − Repairs & maintenance
- −$956
- − Management
- −$956
- − Depreciation
- −$1,452
- Taxable income
- $4,792
- Est. tax owed @ 24.0%
- −$1,150
- After-tax cash flow
- $4,151/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Springport Public Schools
- NCES district ID
- 2632610
- Math proficiency
- 25% ▼ -5.00%
- Reading proficiency
- 33% ▼ -3.00%
- Median HH income
- $49,704
- Composite
- 25.32/100
- National rank
- #7483
- State rank
- #371 of 540 in MI
Livability — Springport
- Score
- 61/100
- State rank
- #565
- US rank
- #17955
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 2,436
- Population (ZIP)
- 2,436
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 156,365 people
- By 2030
- 153,123 · -2.1%
- By 2040
- 144,981 · -7.3%
- By 2050
- 135,671 · -13.2%
- By 2075
- 113,833 · -27.2%
- By 2100
- 86,592 · -44.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (93%)
- Race & ethnicity
- White 93% Two or more races 6% Hispanic / Latino 2%
- Common ancestry
- Romanian 4% Portuguese 3% Italian 3%
- Foreign-born
- 1% · Canada, Vietnam
Political lean MEDSL · Jackson
- 2024 margin
- Strong R (+21.3) · D 38.6% · R 59.9% · Other 1.5%
- 2008→2024 swing
- -23.7pp toward R · 2008: 2.4pp · 2024: -21.3pp
- All cycles
- 2024: R+21.3 2020: R+19.0 2016: R+20.1 2012: R+5.8 2008: D+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -72.47%
- Current HPI
- 199.1422
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
||
| Chemicals | 1 | $45B |
|
||
| Automotive Retail | 1 | $29B |
|
||
| Healthcare / Medical Devices | 1 | $23B |
|
||
| Automotive Technology | 1 | $20B |
|
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Price history
+38.9% since first listed21 events — show timeline
- 2026-06-01 Sold (MLS) $55,000 REALCOMP
- 2026-06-01 Sold (MLS) $55,000 Greater Lansing AoR
- 2026-05-08 Pending — REALCOMP
- 2026-05-08 Pending — Greater Lansing AoR
- 2026-05-05 Listed $49,900 REALCOMP
- 2026-05-05 Listed $49,900 Greater Lansing AoR
- 2013-07-29 Listing Removed — REALCOMP
- 2013-07-29 Listing Removed — MiRealSource-MiMLS
- 2013-07-02 Listed $32,000 REALCOMP
- 2013-07-02 Listed $32,000 MiRealSource-MiMLS
- 2013-06-12 Listing Removed — Greater Lansing AoR
- 2012-12-07 Listed $29,900 Greater Lansing AoR
- 2007-03-19 Listing Removed — MiRealSource-MiMLS
- 2007-03-19 Listing Removed — SW Michigan MLS
- 2007-01-13 Listed $150,000 REALCOMP
- 2007-01-13 Listed $150,000 MiRealSource-MiMLS
- 2007-01-13 Listed $150,000 SW Michigan MLS
- 2006-07-24 Sold (MLS) $14,100 REALCOMP
- 2006-02-13 Listed $33,000 REALCOMP
- 2006-01-23 Listing Removed — REALCOMP
- 2005-07-22 Listed $39,600 REALCOMP
Property tax history
+6.8%/yrLatest (2025): $3,148 · +2.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…