9 Sequoia Loop Ln · Silver Springs Shores East, FL 32179

$220,000

3 bd · 2.0 ba · 1,362 sqft · SingleFamily public records · 22 Days on market

Built 2007 10,019 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.8/30.0
• ARV discount +7.5/15.0
• DSCR +4.2/10.0
• Schools +3.6/10.0
• 1% rule +3.1/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WOW!! YOUR SEARCH IS OVER, HERE'S YOUR NEW HOME! Nice 3/2/2 CBS home built in 2007 only blocks away from the Ocklawaha River! This home doesn't look like it was ever lived in! High cathedral ceilings in the main living areas. Open, split floor plan. Kitchen with a breakfast bar, pantry, plant shelving and a dining area that overlooks the backyard. Archway leads to nicely sized bedrooms. Master bedroom has a walk in closet and attached master bath. Great area with NO NEIGHBORS BEHIND, TO EITHER SIDE OR ACROSS FROM THIS HOME! Nice yard, great for pets and kids. Close to Lake Weir, Ocala, The Ocala National Forest, Belleview and The Villages! Come see it today, this one won't last long!!

Key facts

• Partial flooring
• New roof
• Conveniently located

Tags

• BLOCK CONSTRUCTED HOME
• NEW ROOF
• PARTIAL FLOORING
• SECLUSION AND PRIVACY
• CONVENIENTLY LOCATED

Property features AI

Finance

• Other: Zoning: R1
• Financial info: No lease restrictions indicated; Homestead exempt
• HOA & community: No HOA association indicated

Exterior

• Parking: Attached garage with 2 spaces
• Utilities: Well water; Septic tank; Electricity connected; Cable available; Private utilities
• Home design: Single family residence; One story; Faces west; Residential property
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on approximately 0.23 acre lot
• Exterior features: Paved road access; Lot dimensions approximately 80 x 125

Interior

• Kitchen: Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Built-in features; Ceiling fans; Kitchen/family room combo; Open floorplan
• Laundry & utility: Common area laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $22 ($262/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (19.1% below list).
• Recommended offer: $178k (19.1% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 5.2% in Silver Springs Shores East — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 426 active listings in the ZIP; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• At $1,780/mo this rent would consume 46% of the median local household income ($47k/yr) (locally 303% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $78k; list at $220k implies a 184% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,976 (19.1% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.41%
• Cash-on-cash: 0.43%
• DSCR: 1.02
• GRM: 10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.7%
• Equity multiple: 0.44×
• Total profit: $-34,315
• Equity at exit: $32,803

10-year hold

• IRR: -7.3%
• Equity multiple: 0.54×
• Total profit: $-28,320
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32179

• Home prices YoY: -18.3%
• Active inventory: 426
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,780 medium
• Mortgage (P&I): −$1,154
• Tax from tax record: −$139 /mo · $1,665/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$374
• Net cashflow: $22

Break-even live

Break-even rent $1,752

Max offer price $220,000

Occupancy floor 94%

Sensitivity live

Price	-10% $146	-5% $84	+0% $22	+5% $-40	+10% $-103
Rent	-10% $-119	-5% $-48	+0% $22	+5% $92	+10% $162
Rate	-1.0pp $133	-0.5pp $78	base $22	+0.5pp $-35	+1.0pp $-93

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-06-18
   days on market $220,000 Active 22 DOM
2. 2026-06-17
   days on market $220,000 Active 21 DOM
3. 2026-06-16
   days on market $220,000 Active 20 DOM
4. 2026-06-15
   days on market $220,000 Active 19 DOM
5. 2026-06-14
   days on market $220,000 Active 17 DOM
6. 2026-06-13
   days on market $220,000 Active 16 DOM
7. 2026-06-10
   days on market $220,000 Active 14 DOM
8. 2026-06-09
   days on market $220,000 Active 13 DOM
9. 2026-06-08
   days on market $220,000 Active 12 DOM
10. 2026-06-07
    days on market $220,000 Active 11 DOM
11. 2026-06-03
    days on market $220,000 Active 7 DOM
12. 2026-06-02
    days on market $220,000 Active 6 DOM
13. 2026-06-01
    days on market $220,000 Active 5 DOM
14. 2026-05-31
    days on market $220,000 Active 4 DOM
15. 2026-05-30
    days on market $220,000 Active 3 DOM
16. 2026-05-27
    listed $220,000 Active
17. 2016-02-29
    soldstatus $77,500 693-char remark

    Show marketing remark (693 chars)

    WOW!! YOUR SEARCH IS OVER, HERE'S YOUR NEW HOME! Nice 3/2/2 CBS home built in 2007 only blocks away from the Ocklawaha River! This home doesn't look like it was ever lived in! High cathedral ceilings in the main living areas. Open, split floor plan. Kitchen with a breakfast bar, pantry, plant shelving and a dining area that overlooks the backyard. Archway leads to nicely sized bedrooms. Master bedroom has a walk in closet and attached master bath. Great area with NO NEIGHBORS BEHIND, TO EITHER SIDE OR ACROSS FROM THIS HOME! Nice yard, great for pets and kids. Close to Lake Weir, Ocala, The Ocala National Forest, Belleview and The Villages! Come see it today, this one won't last long!!

18. 2015-10-21
    listed $77,900 693-char remark

    Show marketing remark (693 chars)

    WOW!! YOUR SEARCH IS OVER, HERE'S YOUR NEW HOME! Nice 3/2/2 CBS home built in 2007 only blocks away from the Ocklawaha River! This home doesn't look like it was ever lived in! High cathedral ceilings in the main living areas. Open, split floor plan. Kitchen with a breakfast bar, pantry, plant shelving and a dining area that overlooks the backyard. Archway leads to nicely sized bedrooms. Master bedroom has a walk in closet and attached master bath. Great area with NO NEIGHBORS BEHIND, TO EITHER SIDE OR ACROSS FROM THIS HOME! Nice yard, great for pets and kids. Close to Lake Weir, Ocala, The Ocala National Forest, Belleview and The Villages! Come see it today, this one won't last long!!

19. 2008-10-23
    historical
20. 2008-04-23
    listed $135,000
21. 2008-04-18
    historical
22. 2007-06-14
    listed $179,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,665 · $139/mo
• Projected year-2 tax: $1,826 · $152/mo
• Expected delta: +$161/yr (+$13/mo · 9.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,357
• − Mortgage interest: −$12,323
• − Property taxes: −$1,665
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,709
• − Management: −$1,709
• − Depreciation: −$6,400
• Taxable loss: −$3,549
• Est. tax savings @ 24.0%: +$852
• After-tax cash flow: $1,114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Silver Springs Shores East

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Silver Springs Shores East, FL
• County: Marion County · 315,796 people
• Metro: Ocala, FL
• Population (ZIP): 9,318
• Household income: $46,512
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 303.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Two or more races 12% Hispanic / Latino 11%
• Hispanic origin (detail): Mexican 5% Puerto Rican 3% Cuban 3%
• Common ancestry: Slovak 4% Romanian 2% Lithuanian 2%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.21%
• Current HPI: 242.0408
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+22.9% since first listed

7 events — show timeline

• 2026-05-27 Listed $220,000 Stellar MLS as Distributed by MLS Grid
• 2016-02-29 Sold (MLS) $77,500 Stellar MLS as Distributed by MLS Grid
• 2015-10-21 Listed $77,900 Stellar MLS as Distributed by MLS Grid
• 2008-10-23 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-04-23 Listed $135,000 Stellar MLS as Distributed by MLS Grid
• 2008-04-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-06-14 Listed $179,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+2.3%/yr

Latest (2025): $1,665 · +16.7% YoY. Source: county tax records.