8318 Planters Knoll Ter · Lakewood Ranch, FL 34201

$650,000

3 bd · 3.0 ba · 2,435 sqft · SingleFamily public records · 122 Days on market

Built 2004 0.35 ac lot Est $674k · at est. $112/mo HOA · 2% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.1/30.0
• ARV discount +9.1/15.0
• DSCR +6.0/10.0
• 1% rule +5.2/10.0
• Schools +4.4/10.0
• Appreciation +4.2/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

STUNNING COMPLETELY UPDATED 4BR/3BA home with 2435 sq. ft. of living space in exclusive University Place. Walk in to comfort and warmth and notice the high ceilings, use of crown molding, wall-niches, and 5.5" baseboard throughout this remodeled home. The kitchen boasts a complete redesign including solid wood cabinets with dovetail soft-close doors and drawers. Premium stainless steel appliances include built-in under-the-cabinet microwave, gas convection oven/stove with stainless steel range hood, top of the line dishwasher, French-door refrigerator, and a subway-tiled back-splash. The new island includes a deep-well, single-basin stainless steel sink. Enjoy the relaxation and family time in the large family room perfectly designed for a large screen TV! Oversize glass sliders give you the perfect view of and access to your newly-paved patio and additional screened in lanai. Retire to the master bedroom and bath and its stunning wood floors, Key West style shutters, tray ceiling, his and hers closets. The master bath is appointed with, double sinks, walk-in shower with bench seat, and oversize soaking tub. Laundry room equipped with new wash sink, granite counter-tops, wood-cabinets, and front-load washer and dryer. This exclusive community offers two community pools, a nature trail, and play area. This home is a must-see with too many upgrades and extras to list. Come see for yourself!

Key facts

• Pool bath
• Private retreat
• Award-winning pool

Tags

• LARGEST HOMESITE
• PRIVATE RETREAT
• AWARD-WINNING POOL
• SUMMER KITCHEN
• MULTIGENERATIONAL LIVING
• POOL BATH

Property features AI

Finance

• Other: CDD applies; Home is homestead exempt
• Financial info: Other annual assessment present
• HOA & community: Has HOA with required association approval; Monthly HOA fee of $112 (includes pool, escrow reserves, grounds maintenance, private road, recreational facilities); Community amenities: fitness center, playground, pool, sidewalks, gated entrance, maintenance, security; Pets allowed

Exterior

• Parking: Driveway; Attached 2-car garage
• Security: Gated community; Community security (per association amenities)
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Cable connected; Broadband/high-speed internet available
• Home design: Single family residence; One story; Faces northeast; Residential zoning (PDMU/WPE)
• Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built with public records living area of 2,435 (building area total 3,133)
• Exterior features: Covered and screened patio/porch; Outdoor grill; Private mailbox; Rain gutters; Sidewalk; Sliding doors; Child safety fence around pool; Gunite in-ground pool; Heated in-ground spa; Mature landscaping with oak trees; Oversized, irregular lot on a cul-de-sac; Paved road; street dead-end; near public transit

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Solid surface and stone counters; Solid wood cabinets
• Bedrooms: 4 bedrooms
• Flooring: Hardwood; Tile
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; High ceilings; Kitchen/family room combo; Living room/dining room combo; Solid surface counters; Solid wood cabinets; Split bedroom plan; Stone counters; Walk-in closets; Window treatments; Blinds
• Laundry & utility: Inside laundry room; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $650k.

Deal economics

• At list price, monthly cash flow is $690 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($7k rent vs $650k).
• Recommended offer: $572k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 3.3% in Lakewood Ranch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Robert Willis Elementary School (math 83% / reading 79%, grade A+, #95 of 2,144 statewide, top 5%, 765 students, 22% FRL); Braden River High School (math 44% / reading 52%, grade D, #201 of 667 statewide, top 30%, 1,774 students, 45% FRL) — zoned schools average 33% FRL vs 51% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 64% at this address vs 52% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Manatee average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 102 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.6%/yr); year-one equity from $4k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 122 days — a 12% lower offer ($572k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 12y ago; this cycle's ask has dropped $150k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $413k; list at $650k implies a 57% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $572,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 122 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.57%
• Cash-on-cash: 4.55%
• DSCR: 1.20
• GRM: 8.2

CMA / ARV

• ARV (on-the-fly): $674,495
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7918 Edmonston Cir	0.25mi	4/3.0 (+1)	2,314 (-5%)	0mo	$640,000	$277	75
7915 Edmonston Cir	0.28mi	3/3.0	2,627 (+8%)	1mo	$725,000	$276	73
7804 Edmonston Cir	0.32mi	4/3.0 (+1)	2,352 (-3%)	6mo	$690,000	$293	69
7905 Drayton Cir	0.34mi	4/3.0 (+1)	2,435 (0%)	13mo	$769,000	$316	68
7728 Drayton Cir	0.34mi	3/3.0	2,452 (+1%)	21mo	$900,000	$367	65
7906 Ashley Cir	0.36mi	3/2.0	2,135 (-12%)	7mo	$575,000	$269	53
8121 Indigo Ridge Ter	0.58mi	3/2.0	2,073 (-15%)	1mo	$570,000	$275	43
8019 Indigo Ridge Ter	0.52mi	3/2.0	2,073 (-15%)	4mo	$572,000	$276	43
7816 Ashley Cir	0.51mi	4/2.5 (+1)	2,693 (+11%)	11mo	$780,000	$290	42
7586 Tori Way	0.67mi	3/3.0	2,608 (+7%)	20mo	$779,000	$299	41
7351 Meeting St	0.74mi	3/2.0	2,116 (-13%)	10mo	$455,000	$215	32
7447 Sea Island Ln	0.61mi	3/2.0	2,116 (-13%)	20mo	$575,000	$272	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.61% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.0%
• Equity multiple: 0.88×
• Total profit: $-22,629
• Equity at exit: $138,015

10-year hold

• IRR: 4.5%
• Equity multiple: 1.40×
• Total profit: $72,580
• Equity at exit: $129,383

Cash invested: $182,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34201

• Home prices YoY: -0.9%
• Active inventory: 102
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $6,642 high
• Mortgage (P&I): −$3,409
• Tax from tax record: −$766 /mo · $9,191/yr
• Insurance: −$271
• HOA: −$112
• Vacancy / Maint / Mgmt: −$1,395
• Net cashflow: $690

Break-even live

Break-even rent $5,769

Max offer price $650,000

Occupancy floor 85%

Sensitivity live

Price	-10% $1,058	-5% $874	+0% $690	+5% $506	+10% $322
Rent	-10% $165	-5% $427	+0% $690	+5% $952	+10% $1,214
Rate	-1.0pp $1,017	-0.5pp $855	base $690	+0.5pp $521	+1.0pp $350

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $162,500
• Closing costs: $19,500
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7151 83rd Dr E Bradenton, FL	3.0	2.5	1596	$2,095	$1.31	17d	1	0.80mi
9405 Boxthorn Pl Bradenton, FL	3.0	3.0	2669	$6,900	$2.59	4d	1	0.98mi
7005 Stanhope Pl University Park, FL	4.0	3.0	2846	$9,000	$3.16	25d	1	1.07mi
7710 Lake Vista Ct Lakewood Ranch, FL	2.0–3.0	2.0–2.5	1762	$2,950	$1.67	25d	1	1.11mi
6914 Stanhope Pl University Park, FL	3.0	4.0	2951	$8,000	$2.71	4d	1	1.12mi
6939 Lennox Pl University Park, FL	3.0	2.0	2034	$8,300	$4.08	25d	1	1.15mi
6909 Lennox Pl University Park, FL	3.0	2.0	2032	$6,500	$3.20	17d	1	1.18mi
7135 Kensington Ct University Park, FL	2.0	2.0	2208	$7,000	$3.17	25d	1	1.19mi
6920 Lennox Pl University Park, FL	3.0	2.0	2044	$8,300	$4.06	25d	1	1.20mi
6945 74th Street Cir E Bradenton, FL	4.0	3.5	2930	$3,300	$1.13	17d	1	1.32mi
6536 Moorings Point Cir #101 Lakewood Ranch, FL	2.0	2.0	1804	$3,200	$1.77	13d	1	1.45mi
10622 Cheval Pl Bradenton, FL	4.0	3.0	3246	$7,500	$2.31	4d	1	1.47mi
7711 Whitebridge Gln University Park, FL	2.0	2.0	1609	$2,500	$1.55	25d	1	1.47mi
7911 Whitebridge Gln University Park, FL	2.0	2.0	1721	$6,500	$3.78	25d	1	1.50mi

HOA detail

• Monthly dues: $112 · $1,344/yr
• Likely covers: gaspool

Listing history 22 events

1. 2026-05-18
   status Pending
2. 2026-05-04
   price $650,000
3. 2026-04-15
   price $670,000
4. 2026-03-31
   price $695,000
5. 2026-03-24
   price $720,000
6. 2026-02-27
   price $745,000
7. 2026-02-13
   price $760,000
8. 2026-01-29
   price $785,000
9. 2026-01-16
   listed $800,000 Active
10. 2015-12-21
    soldstatus $413,000 Sold 1417-char remark

    Show marketing remark (1417 chars)

    STUNNING COMPLETELY UPDATED 4BR/3BA home with 2435 sq. ft. of living space in exclusive University Place. Walk in to comfort and warmth and notice the high ceilings, use of crown molding, wall-niches, and 5.5" baseboard throughout this remodeled home. The kitchen boasts a complete redesign including solid wood cabinets with dovetail soft-close doors and drawers. Premium stainless steel appliances include built-in under-the-cabinet microwave, gas convection oven/stove with stainless steel range hood, top of the line dishwasher, French-door refrigerator, and a subway-tiled back-splash. The new island includes a deep-well, single-basin stainless steel sink. Enjoy the relaxation and family time in the large family room perfectly designed for a large screen TV! Oversize glass sliders give you the perfect view of and access to your newly-paved patio and additional screened in lanai. Retire to the master bedroom and bath and its stunning wood floors, Key West style shutters, tray ceiling, his and hers closets. The master bath is appointed with, double sinks, walk-in shower with bench seat, and oversize soaking tub. Laundry room equipped with new wash sink, granite counter-tops, wood-cabinets, and front-load washer and dryer. This exclusive community offers two community pools, a nature trail, and play area. This home is a must-see with too many upgrades and extras to list. Come see for yourself!

11. 2015-11-03
    status Pending 1417-char remark

    Show marketing remark (1417 chars)

    STUNNING COMPLETELY UPDATED 4BR/3BA home with 2435 sq. ft. of living space in exclusive University Place. Walk in to comfort and warmth and notice the high ceilings, use of crown molding, wall-niches, and 5.5" baseboard throughout this remodeled home. The kitchen boasts a complete redesign including solid wood cabinets with dovetail soft-close doors and drawers. Premium stainless steel appliances include built-in under-the-cabinet microwave, gas convection oven/stove with stainless steel range hood, top of the line dishwasher, French-door refrigerator, and a subway-tiled back-splash. The new island includes a deep-well, single-basin stainless steel sink. Enjoy the relaxation and family time in the large family room perfectly designed for a large screen TV! Oversize glass sliders give you the perfect view of and access to your newly-paved patio and additional screened in lanai. Retire to the master bedroom and bath and its stunning wood floors, Key West style shutters, tray ceiling, his and hers closets. The master bath is appointed with, double sinks, walk-in shower with bench seat, and oversize soaking tub. Laundry room equipped with new wash sink, granite counter-tops, wood-cabinets, and front-load washer and dryer. This exclusive community offers two community pools, a nature trail, and play area. This home is a must-see with too many upgrades and extras to list. Come see for yourself!

12. 2015-10-29
    status Active 1417-char remark

    Show marketing remark (1417 chars)

    STUNNING COMPLETELY UPDATED 4BR/3BA home with 2435 sq. ft. of living space in exclusive University Place. Walk in to comfort and warmth and notice the high ceilings, use of crown molding, wall-niches, and 5.5" baseboard throughout this remodeled home. The kitchen boasts a complete redesign including solid wood cabinets with dovetail soft-close doors and drawers. Premium stainless steel appliances include built-in under-the-cabinet microwave, gas convection oven/stove with stainless steel range hood, top of the line dishwasher, French-door refrigerator, and a subway-tiled back-splash. The new island includes a deep-well, single-basin stainless steel sink. Enjoy the relaxation and family time in the large family room perfectly designed for a large screen TV! Oversize glass sliders give you the perfect view of and access to your newly-paved patio and additional screened in lanai. Retire to the master bedroom and bath and its stunning wood floors, Key West style shutters, tray ceiling, his and hers closets. The master bath is appointed with, double sinks, walk-in shower with bench seat, and oversize soaking tub. Laundry room equipped with new wash sink, granite counter-tops, wood-cabinets, and front-load washer and dryer. This exclusive community offers two community pools, a nature trail, and play area. This home is a must-see with too many upgrades and extras to list. Come see for yourself!

13. 2015-10-28
    historical 1417-char remark

    Show marketing remark (1417 chars)

    STUNNING COMPLETELY UPDATED 4BR/3BA home with 2435 sq. ft. of living space in exclusive University Place. Walk in to comfort and warmth and notice the high ceilings, use of crown molding, wall-niches, and 5.5" baseboard throughout this remodeled home. The kitchen boasts a complete redesign including solid wood cabinets with dovetail soft-close doors and drawers. Premium stainless steel appliances include built-in under-the-cabinet microwave, gas convection oven/stove with stainless steel range hood, top of the line dishwasher, French-door refrigerator, and a subway-tiled back-splash. The new island includes a deep-well, single-basin stainless steel sink. Enjoy the relaxation and family time in the large family room perfectly designed for a large screen TV! Oversize glass sliders give you the perfect view of and access to your newly-paved patio and additional screened in lanai. Retire to the master bedroom and bath and its stunning wood floors, Key West style shutters, tray ceiling, his and hers closets. The master bath is appointed with, double sinks, walk-in shower with bench seat, and oversize soaking tub. Laundry room equipped with new wash sink, granite counter-tops, wood-cabinets, and front-load washer and dryer. This exclusive community offers two community pools, a nature trail, and play area. This home is a must-see with too many upgrades and extras to list. Come see for yourself!

14. 2015-10-02
    listed $425,000 Active 1417-char remark

    Show marketing remark (1417 chars)

    STUNNING COMPLETELY UPDATED 4BR/3BA home with 2435 sq. ft. of living space in exclusive University Place. Walk in to comfort and warmth and notice the high ceilings, use of crown molding, wall-niches, and 5.5" baseboard throughout this remodeled home. The kitchen boasts a complete redesign including solid wood cabinets with dovetail soft-close doors and drawers. Premium stainless steel appliances include built-in under-the-cabinet microwave, gas convection oven/stove with stainless steel range hood, top of the line dishwasher, French-door refrigerator, and a subway-tiled back-splash. The new island includes a deep-well, single-basin stainless steel sink. Enjoy the relaxation and family time in the large family room perfectly designed for a large screen TV! Oversize glass sliders give you the perfect view of and access to your newly-paved patio and additional screened in lanai. Retire to the master bedroom and bath and its stunning wood floors, Key West style shutters, tray ceiling, his and hers closets. The master bath is appointed with, double sinks, walk-in shower with bench seat, and oversize soaking tub. Laundry room equipped with new wash sink, granite counter-tops, wood-cabinets, and front-load washer and dryer. This exclusive community offers two community pools, a nature trail, and play area. This home is a must-see with too many upgrades and extras to list. Come see for yourself!

15. 2015-05-27
    soldstatus $321,000
16. 2015-05-26
    soldstatus $321,000 Sold 579-char remark

    Show marketing remark (579 chars)

    Short Sale - Beautiful 4 bedroom 3 bath home on a large lot. Property is at the end of a cul de sac and the backyard has plenty of room for a pool/spa. Wood and tile floors throughout, Tommy Bahama ceiling fans, top quality appliances and an upgraded multi-speed air conditioning system just to name a few of the many upgrades. Incredible neighborhood with 2 community pools, hot tub, 2 club houses, exercise room, playground, Bar-B-Q areas, lighted tennis courts and walking trails. This community is convenient everything - Starbucks, Fresh Market, Home Depot as well as UTC.

17. 2015-03-26
    status Pending 579-char remark

    Show marketing remark (579 chars)

    Short Sale - Beautiful 4 bedroom 3 bath home on a large lot. Property is at the end of a cul de sac and the backyard has plenty of room for a pool/spa. Wood and tile floors throughout, Tommy Bahama ceiling fans, top quality appliances and an upgraded multi-speed air conditioning system just to name a few of the many upgrades. Incredible neighborhood with 2 community pools, hot tub, 2 club houses, exercise room, playground, Bar-B-Q areas, lighted tennis courts and walking trails. This community is convenient everything - Starbucks, Fresh Market, Home Depot as well as UTC.

18. 2015-03-10
    price $335,000 579-char remark

    Show marketing remark (579 chars)

    Short Sale - Beautiful 4 bedroom 3 bath home on a large lot. Property is at the end of a cul de sac and the backyard has plenty of room for a pool/spa. Wood and tile floors throughout, Tommy Bahama ceiling fans, top quality appliances and an upgraded multi-speed air conditioning system just to name a few of the many upgrades. Incredible neighborhood with 2 community pools, hot tub, 2 club houses, exercise room, playground, Bar-B-Q areas, lighted tennis courts and walking trails. This community is convenient everything - Starbucks, Fresh Market, Home Depot as well as UTC.

19. 2015-01-08
    price $349,000 579-char remark

    Show marketing remark (579 chars)

    Short Sale - Beautiful 4 bedroom 3 bath home on a large lot. Property is at the end of a cul de sac and the backyard has plenty of room for a pool/spa. Wood and tile floors throughout, Tommy Bahama ceiling fans, top quality appliances and an upgraded multi-speed air conditioning system just to name a few of the many upgrades. Incredible neighborhood with 2 community pools, hot tub, 2 club houses, exercise room, playground, Bar-B-Q areas, lighted tennis courts and walking trails. This community is convenient everything - Starbucks, Fresh Market, Home Depot as well as UTC.

20. 2014-12-03
    price $365,000 579-char remark

    Show marketing remark (579 chars)

    Short Sale - Beautiful 4 bedroom 3 bath home on a large lot. Property is at the end of a cul de sac and the backyard has plenty of room for a pool/spa. Wood and tile floors throughout, Tommy Bahama ceiling fans, top quality appliances and an upgraded multi-speed air conditioning system just to name a few of the many upgrades. Incredible neighborhood with 2 community pools, hot tub, 2 club houses, exercise room, playground, Bar-B-Q areas, lighted tennis courts and walking trails. This community is convenient everything - Starbucks, Fresh Market, Home Depot as well as UTC.

21. 2014-11-02
    listed $375,000 Active 579-char remark

    Show marketing remark (579 chars)

    Short Sale - Beautiful 4 bedroom 3 bath home on a large lot. Property is at the end of a cul de sac and the backyard has plenty of room for a pool/spa. Wood and tile floors throughout, Tommy Bahama ceiling fans, top quality appliances and an upgraded multi-speed air conditioning system just to name a few of the many upgrades. Incredible neighborhood with 2 community pools, hot tub, 2 club houses, exercise room, playground, Bar-B-Q areas, lighted tennis courts and walking trails. This community is convenient everything - Starbucks, Fresh Market, Home Depot as well as UTC.

22. 2004-04-12
    soldstatus $363,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $9,191 · $766/mo
• Projected year-2 tax: $9,191 · $766/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $79,703
• − Mortgage interest: −$36,410
• − Property taxes: −$9,191
• − Insurance: −$3,250
• − Repairs & maintenance: −$6,376
• − Management: −$6,376
• − HOA: −$1,344
• − Depreciation: −$18,909
• Taxable loss: −$2,154
• Est. tax savings @ 24.0%: +$517
• After-tax cash flow: $8,793/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Lakewood Ranch

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• City population: 52,177
• Population (ZIP): 3,993

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 11% Two or more races 6% Asian 1%
• Hispanic origin (detail): Cuban 4%
• Common ancestry: Lithuanian 8% Romanian 6% Scotch-Irish 3%
• Foreign-born: 17% · Canada, South Korea, Dominican Republic
• Languages at home: 80% English-only · German/W. Germanic 6% Russian/Polish/Slavic 6% Spanish 4%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.61%
• Current HPI: 173.9689
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+79.1% since first listed

22 events — show timeline

• 2026-05-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Price Changed $650,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-15 Price Changed $670,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Price Changed $695,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-24 Price Changed $720,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-27 Price Changed $745,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-13 Price Changed $760,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-29 Price Changed $785,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-16 Listed $800,000 Stellar MLS as Distributed by MLS Grid
• 2015-12-21 Sold (MLS) $413,000 Stellar MLS as Distributed by MLS Grid
• 2015-11-03 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-10-29 Relisted — Stellar MLS as Distributed by MLS Grid
• 2015-10-28 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2015-10-02 Listed $425,000 Stellar MLS as Distributed by MLS Grid
• 2015-05-27 Sold (Public Records) $321,000 Public Records
• 2015-05-26 Sold (MLS) $321,000 Stellar MLS as Distributed by MLS Grid
• 2015-03-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-03-10 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
• 2015-01-08 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
• 2014-12-03 Price Changed $365,000 Stellar MLS as Distributed by MLS Grid
• 2014-11-02 Listed $375,000 Stellar MLS as Distributed by MLS Grid
• 2004-04-12 Sold (Public Records) $363,000 Public Records

Property tax history

+2.8%/yr

Latest (2025): $9,191 · +2.0% YoY. Source: county tax records.