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1207 Orange St
C+ Composite 63.59
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.5/10.0
  • 1% rule +5.5/10.0
  • Schools +3.9/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$95,000

1207 Orange St · Jourdanton, TX 78026
2 bd · 2.0 ba · 940 sqft · Other · 136 Days on market
Built 1997 0.34 ac lot $101/sqft · 30% below area Est $135k · 30% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for a project with potential, this 2 bedroom 2 bath is a great opportunity for those with a vision! This older mobile home is ready for someone to come in and make it their own. While it needs work, it offers ample space for renovation and a spacious lot in a quiet neighborhood, this property gives you the chance to transform a fixer-upper into a charming, personalized home. Whether you're looking to remodel, add modern touches, or completely overhaul the space, this home has great potential to become something special. The large yard provides plenty of room for outdoor activities, gardening, or expanding the property. Located just minutes from local amenities, parks, and schools, you'll enjoy the benefits of small-town living with easy access to everything you need.

Key facts

  • Large yard
  • Spacious lot
  • Local amenities

Tags

SPACIOUS LOTLARGE YARDQUIET NEIGHBORHOODLOCAL AMENITIESOUTDOOR ACTIVITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath other listed at $95k.

Deal economics

  • At list price, monthly cash flow is $174 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 3.5% in Jourdanton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#474 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Jourdanton ISD (town): math 46% / reading 44% proficiency, ranked #258 of 826 in TX (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 164 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 224 units permitted in Atascosa County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Atascosa County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 136 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 11y ago; this cycle's ask has dropped $5k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.49%
Cash-on-cash
7.84%
DSCR
1.35
GRM
7.9

CMA / ARV

ARV (median comp)
$135,000
List price
$95,000
Delta
-29.63%
Verdict
UNDERPRICED
Comps
3 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.4%
Equity multiple
0.84×
Total profit
$-4,332
Equity at exit
$14,165
10-year hold
IRR
5.3%
Equity multiple
1.39×
Total profit
$10,445
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78026

Home prices YoY
-10.1%
Active inventory
164
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,000 medium interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$78 /mo · $941/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$210
Net cashflow
$174

Break-even live

Break-even rent $780
Max offer price $95,000
Occupancy floor 78%

Sensitivity live

Price -10% $228 -5% $201 +0% $174 +5% $147 +10% $120
Rent -10% $95 -5% $134 +0% $174 +5% $213 +10% $253
Rate -1.0pp $222 -0.5pp $198 base $174 +0.5pp $149 +1.0pp $124

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
603 Commerce St Jourdanton, TX 2.0 1.0 900 $1,000 $1.11 24d 1 1.01mi

Listing history 20 events

  1. 2026-06-18
    days on market $95,000 Active 136 DOM
  2. 2026-06-17
    days on market $95,000 Active 135 DOM
  3. 2026-06-16
    statusdays on market $95,000 Active 134 DOM
  4. 2026-06-15
    days on market $95,000 Price Change 133 DOM
  5. 2026-06-13
    days on market $95,000 Price Change 131 DOM
  6. 2026-06-12
    days on market $95,000 Price Change 130 DOM
  7. 2026-06-10
    days on market $95,000 Price Change 127 DOM
  8. 2026-06-08
    days on market $95,000 Price Change 126 DOM
  9. 2026-06-08
    days on market $95,000 Price Change 125 DOM
  10. 2026-06-07
    pricestatusdays on market $95,000 Price Change 124 DOM
  11. 2026-06-03
    days on market $105,000 Active 121 DOM
  12. 2026-06-02
    days on market $105,000 Active 120 DOM
  13. 2026-06-01
    days on market $105,000 Active 119 DOM
  14. 2026-05-31
    days on market $105,000 Active 118 DOM
  15. 2026-02-03
    price $105,000 785-char remark
    Show marketing remark (785 chars)

    Looking for a project with potential, this 2 bedroom 2 bath is a great opportunity for those with a vision! This older mobile home is ready for someone to come in and make it their own. While it needs work, it offers ample space for renovation and a spacious lot in a quiet neighborhood, this property gives you the chance to transform a fixer-upper into a charming, personalized home. Whether you're looking to remodel, add modern touches, or completely overhaul the space, this home has great potential to become something special. The large yard provides plenty of room for outdoor activities, gardening, or expanding the property. Located just minutes from local amenities, parks, and schools, you'll enjoy the benefits of small-town living with easy access to everything you need.

  16. 2026-02-02
    listed $100,000 New 785-char remark
    Show marketing remark (785 chars)

    Looking for a project with potential, this 2 bedroom 2 bath is a great opportunity for those with a vision! This older mobile home is ready for someone to come in and make it their own. While it needs work, it offers ample space for renovation and a spacious lot in a quiet neighborhood, this property gives you the chance to transform a fixer-upper into a charming, personalized home. Whether you're looking to remodel, add modern touches, or completely overhaul the space, this home has great potential to become something special. The large yard provides plenty of room for outdoor activities, gardening, or expanding the property. Located just minutes from local amenities, parks, and schools, you'll enjoy the benefits of small-town living with easy access to everything you need.

  17. 2015-06-30
    historical
  18. 2015-01-05
    listed $27,000
  19. 2008-10-02
    soldstatus
  20. 2007-06-11
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$941 · $78/mo
Projected year-2 tax
$1,738 · $145/mo
Expected delta
+$798/yr (+$66/mo · 84.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,000
− Mortgage interest
−$5,321
− Property taxes
−$941
− Insurance
−$475
− Repairs & maintenance
−$960
− Management
−$960
− Depreciation
−$2,764
Taxable income
$579
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$139
After-tax cash flow
$1,947/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jourdanton ISD
NCES district ID
4824960
Math proficiency
46% ▼ -3.00%
Reading proficiency
44% ▲ 2.00%
Median HH income
$51,581
Composite
38.81/100
National rank
#4116
State rank
#258 of 826 in TX

Livability — Jourdanton

Score
68/100
State rank
#474
US rank
#9531

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jourdanton, TX
Population (ZIP)
6,438

Population outlook (Atascosa County) Hauer SSP2

Today (2025)
57,233 people
By 2030
61,729 · +7.9%
By 2040
71,122 · +24.3%
By 2050
80,906 · +41.4%
By 2075
106,134 · +85.4%
By 2100
122,415 · +113.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 51% Hispanic / Latino 42% Two or more races 20% Asian 1%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Slovak 3% Lithuanian 2% Italian 1%
Foreign-born
10% · Canada
Languages at home
71% English-only · Spanish 27% Tagalog/Filipino 1%

Political lean MEDSL · Atascosa

2024 margin
Solid R (+43.3) · D 27.9% · R 71.3%
2008→2024 swing
-32.8pp toward R · 2008: -10.5pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+34.0 2016: R+29.1 2012: R+18.3 2008: R+10.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.13%
Current HPI
205.0473
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+288.9% since first listed
6 events — show timeline
  • 2026-02-03 Price Changed $105,000 LERA
  • 2026-02-02 Listed $100,000 LERA
  • 2015-06-30 Listing Removed LERA
  • 2015-01-05 Listed $27,000 LERA
  • 2008-10-02 Sold (Public Records) Public Records
  • 2007-06-11 Sold (Public Records) Public Records

Property tax history

+12.4%/yr

Latest (2025): $941 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…