2729 Skyway Dr · Effort, PA 18058

$350,000

2 bd · 1.5 ba · 1,064 sqft · SingleFamily public records · 192 Days on market

Built 1975 $329/sqft · 80% above area Est $411k · 15% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.1/15.0
• Appreciation +8.1/10.0
• Cash flow +5.4/30.0
• Livability +3.9/5.0
• Schools +3.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.6/10.0
• DSCR +0.0/10.0

Listing remarks MLS

A MUST-SEE EXQUISITE RENOVATION on over an Acre of Private Estate Ground. This property has had a total transformation with every facet redefined in opulence. All new appliances, granite countertops, artisanal soft-close cabinetry, bathrooms include full marble walls and pebble mosaic floors. Regal crown molding with beautiful LED recessed illumination extending to a spiral staircase which leads to the lower level with a cozy stone fireplace, additional family room, laundry room, bedroom and attached 1-car garage so you can glide from vehicle to interior in moments. Newly stoned circular driveway and a full wrap around 600 sq ft deck provides absolute tranquility for relaxing outdoors. This property is not in a gated community and minutes to many of the Poconos most exclusive attractions.

Key facts

• New appliances
• Pebble mosaic floors
• Granite countertops

Tags

• PRIVATE ESTATE GROUND
• NEW APPLIANCES
• GRANITE COUNTERTOPS
• ARTISANAL SOFT-CLOSE CABINETRY
• FULL MARBLE WALLS
• PEBBLE MOSAIC FLOORS

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-755 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $217k (38.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (44.2% below list).
• Recommended offer: $195k (44.2% below list) — sets the bar for 1% rule.
• Cap rate 3.7% vs local median 2.7% in Effort — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#292 in PA, #2,576 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
• Pleasant Valley SD (rural): math 31% / reading 53% proficiency, ranked #297 of 539 in PA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 90 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (6.2% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 192 days — a 12% lower offer ($308k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $49k; list at $350k implies a 614% gain — meaningful room to come down on a strong offer.

Recommended offer $195,221 (44.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 192 days. Have you received any prior offers? Is the seller open to a 44% concession, seller financing, or rate buy-down credit?
3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.56% ✗
• Cap rate: 3.70%
• Cash-on-cash: -9.25%
• DSCR: 0.59
• GRM: 14.9

CMA / ARV

• ARV (median comp): $410,671
• List price: $350,000
• Delta: -14.77%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

6.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 8.6%
• Equity multiple: 1.59×
• Total profit: $58,131
• Equity at exit: $225,571

10-year hold

• IRR: 10.1%
• Equity multiple: 3.11×
• Total profit: $207,246
• Equity at exit: $413,937

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18058

• Home prices YoY: 3.4%
• Active inventory: 90
• Price-to-rent: 14.9×

Monthly cashflow live

• Estimated rent: $1,952 medium
• Mortgage (P&I): −$1,835
• Tax from tax record: −$316 /mo · $3,792/yr
• Insurance: −$146
• HOA: −$0
• Vacancy / Maint / Mgmt: −$410
• Net cashflow: $-755

Break-even live

Break-even rent $2,908

Max offer price $216,615

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
199 Victoria Arms Cir Kunkletown, PA	3.0	1.5	1330	$1,895	$1.42	44d	1	1.33mi
151 Victoria Arms Cir Unit 7 Kunkletown, PA	3.0	3.0	1105	$2,000	$1.81	44d	1	1.34mi

Listing history 25 events

1. 2026-06-19
   days on market $350,000 Active 192 DOM
2. 2026-06-18
   days on market $350,000 Active 191 DOM
3. 2026-06-17
   days on market $350,000 Active 190 DOM
4. 2026-06-16
   days on market $350,000 Active 189 DOM
5. 2026-06-15
   days on market $350,000 Active 188 DOM
6. 2026-06-14
   days on market $350,000 Active 186 DOM
7. 2026-06-13
   days on marketlisting id $350,000 Active 185 DOM
8. 2026-06-10
   days on market $350,000 Active 182 DOM
9. 2026-06-09
   days on market $350,000 Active 181 DOM
10. 2026-06-08
    days on market $350,000 Active 180 DOM
11. 2026-06-07
    days on market $350,000 Active 179 DOM
12. 2026-06-05
    days on market $350,000 Active 176 DOM
13. 2026-06-03
    days on market $350,000 Active 175 DOM
14. 2026-06-02
    days on market $350,000 Active 174 DOM
15. 2026-06-01
    days on market $350,000 Active 173 DOM
16. 2026-05-31
    days on market $350,000 Active 172 DOM
17. 2026-05-30
    days on market $350,000 Active 171 DOM
18. 2025-12-10
    listed $350,000 Active 799-char remark

    Show marketing remark (1174 chars)

    A MUST-SEE EXQUISITE RENOVATION on over an Acre of Private Estate Ground. This property has had a total transformation with every facet redefined in opulence. All new appliances, granite countertops, artisanal soft-close cabinetry, bathrooms include full marble walls and pebble mosaic floors. Regal crown molding with beautiful LED recessed illumination extending to a spiral staircase which leads to the lower level with a cozy stone fireplace, additional family room, laundry room, bedroom and attached 1-car garage so you can glide from vehicle to interior in moments. Newly stoned circular driveway and a full wrap around 600 sq ft deck provides absolute tranquility for relaxing outdoors. This property is not in a gated community and close to many of the Poconos most exclusive attractions Beltzville Lake 10 minutes to yachting & lakeside serenity, 15 minutes to Blue Mountain Ski Domain and conveniently located to Camalback, Greatwolf indoor waterparks and many other local dining and cultural experiences. Located within Pleasant Valley School District which is a pinnacle of distinguished education. Open Houses are scheduled and Private Showings Accepted.

19. 2025-12-10
    status Active 1174-char remark

    Show marketing remark (1174 chars)

    A MUST-SEE EXQUISITE RENOVATION on over an Acre of Private Estate Ground. This property has had a total transformation with every facet redefined in opulence. All new appliances, granite countertops, artisanal soft-close cabinetry, bathrooms include full marble walls and pebble mosaic floors. Regal crown molding with beautiful LED recessed illumination extending to a spiral staircase which leads to the lower level with a cozy stone fireplace, additional family room, laundry room, bedroom and attached 1-car garage so you can glide from vehicle to interior in moments. Newly stoned circular driveway and a full wrap around 600 sq ft deck provides absolute tranquility for relaxing outdoors. This property is not in a gated community and close to many of the Poconos most exclusive attractions Beltzville Lake 10 minutes to yachting & lakeside serenity, 15 minutes to Blue Mountain Ski Domain and conveniently located to Camalback, Greatwolf indoor waterparks and many other local dining and cultural experiences. Located within Pleasant Valley School District which is a pinnacle of distinguished education. Open Houses are scheduled and Private Showings Accepted.

20. 2025-11-11
    historical 1174-char remark

    Show marketing remark (1174 chars)

    A MUST-SEE EXQUISITE RENOVATION on over an Acre of Private Estate Ground. This property has had a total transformation with every facet redefined in opulence. All new appliances, granite countertops, artisanal soft-close cabinetry, bathrooms include full marble walls and pebble mosaic floors. Regal crown molding with beautiful LED recessed illumination extending to a spiral staircase which leads to the lower level with a cozy stone fireplace, additional family room, laundry room, bedroom and attached 1-car garage so you can glide from vehicle to interior in moments. Newly stoned circular driveway and a full wrap around 600 sq ft deck provides absolute tranquility for relaxing outdoors. This property is not in a gated community and close to many of the Poconos most exclusive attractions Beltzville Lake 10 minutes to yachting & lakeside serenity, 15 minutes to Blue Mountain Ski Domain and conveniently located to Camalback, Greatwolf indoor waterparks and many other local dining and cultural experiences. Located within Pleasant Valley School District which is a pinnacle of distinguished education. Open Houses are scheduled and Private Showings Accepted.

21. 2025-11-06
    listed $350,000 Active 1174-char remark

    Show marketing remark (1174 chars)

    A MUST-SEE EXQUISITE RENOVATION on over an Acre of Private Estate Ground. This property has had a total transformation with every facet redefined in opulence. All new appliances, granite countertops, artisanal soft-close cabinetry, bathrooms include full marble walls and pebble mosaic floors. Regal crown molding with beautiful LED recessed illumination extending to a spiral staircase which leads to the lower level with a cozy stone fireplace, additional family room, laundry room, bedroom and attached 1-car garage so you can glide from vehicle to interior in moments. Newly stoned circular driveway and a full wrap around 600 sq ft deck provides absolute tranquility for relaxing outdoors. This property is not in a gated community and close to many of the Poconos most exclusive attractions Beltzville Lake 10 minutes to yachting & lakeside serenity, 15 minutes to Blue Mountain Ski Domain and conveniently located to Camalback, Greatwolf indoor waterparks and many other local dining and cultural experiences. Located within Pleasant Valley School District which is a pinnacle of distinguished education. Open Houses are scheduled and Private Showings Accepted.

22. 2025-11-03
    listed $350,000 Active
23. 2020-01-02
    soldstatus $49,049
24. 2019-11-08
    listed $53,900
25. 1977-05-26
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,792 · $316/mo
• Projected year-2 tax: $4,661 · $388/mo
• Expected delta: +$869/yr (+$72/mo · 22.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,427
• − Mortgage interest: −$19,605
• − Property taxes: −$3,792
• − Insurance: −$1,750
• − Repairs & maintenance: −$1,874
• − Management: −$1,874
• − Depreciation: −$10,182
• Taxable loss: −$15,651
• Est. tax savings @ 24.0%: +$3,756
• After-tax cash flow: $-5,304/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pleasant Valley SD
• NCES district ID: 4219290
• Math proficiency: 31% ▼ -19.00%
• Reading proficiency: 53% ▼ -15.00%
• Median HH income: $61,593
• Composite: 37.18/100
• National rank: #4476
• State rank: #297 of 539 in PA

Livability — Effort

• Score: 78/100
• State rank: #292
• US rank: #2576

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 9,884

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 11% Two or more races 10% Black 2%
• Hispanic origin (detail): Mexican 6% Puerto Rican 2%
• Common ancestry: Romanian 6% Polish 4% Iranian 4%
• Foreign-born: 6% · Canada
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.25%
• Current HPI: 188.6013
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+821.1% since first listed

8 events — show timeline

• 2025-12-10 Listed $350,000 PMAR
• 2025-12-10 Relisted — Fizber.com
• 2025-11-11 Delisted — Fizber.com
• 2025-11-06 Listed $350,000 Fizber.com
• 2025-11-03 Listed $350,000 ForSaleByOwner.com
• 2020-01-02 Sold (MLS) $49,049 PMAR
• 2019-11-08 Listed $53,900 PMAR
• 1977-05-26 Sold (Public Records) $38,000 Public Records

Property tax history

+2.4%/yr

Latest (2026): $3,792 · +1.6% YoY. Source: county tax records.