916 E 14th St · Davenport, IA 52803

$120,000

2 bd · 1.5 ba · 1,656 sqft · SingleFamily public records · 83 Days on market

Built 1900 8,712 sqft lot Est $109k · 10% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.0/30.0
• DSCR +7.4/10.0
• 1% rule +5.7/10.0
• Livability +4.0/5.0
• Schools +3.9/10.0
• Rent growth +3.6/5.0
• ARV discount +3.1/15.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come check out this two-bedroom, one-bath, three-car garage home located in East Davenport. Located close to Central High School, Palmer School of Chiropractic and the hospital. This affordable home has plenty of potential. On the main level, you will find a large living room, a formal dining room, and an eat-in kitchen. (All appliances stay.) The main level also has a den, which could be used as a third bedroom. The upper level has two decent-sized bedrooms and roomy closets! This home also boasts hardwood floors under the carpet! The seller is selling the home AS-IS. Schedule a showing today!

Key facts

• 8,712 sq ft lot
• 3 garage spots
• Built 1900

Property features AI

Finance

• Other: Property assessed living area based on assessor records
• HOA & community: No master association fee required

Exterior

• Parking: Detached garage with space for 3 vehicles; Three total parking spaces
• Utilities: Public water; Public sewer
• Home design: Detached single-family home; 1.5-story layout; Fee simple ownership; Home is over 100 years old; Vinyl siding
• Construction: Vinyl siding construction; Unfinished basement (734 sq ft)
• Exterior features: Lot approximately 43 x 150; Lot less than 0.25 acre

Interior

• Kitchen: Main-level kitchen
• Bedrooms: Three bedrooms (master and two additional bedrooms on the second floor); Sitting room on the main level
• Bathrooms: One full bathroom
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: Seven total rooms; Unfinished full basement
• Laundry & utility: Laundry room in the basement (approx. 10 x 10)

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $213 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Recommended offer: $113k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.4% vs local median 4.4% in Davenport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#126 in IA, #2,312 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime F.
• Davenport Community School District (urban): math 43% / reading 50% proficiency, ranked #288 of 289 in IA (top 100%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.6%/yr); 160 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; 805 units permitted in Scott County in 2024 (479 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Scott County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 83 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $50k; list at $120k implies a 140% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $112,800 (6.0% below list)

Questions for the listing agent

1. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 8.42%
• Cash-on-cash: 7.61%
• DSCR: 1.34
• GRM: 7.8

CMA / ARV

• ARV (on-the-fly): $109,296
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1108 Arlington Ave	0.22mi	3/1.0 (+1)	1,668 (+1%)	2mo	$99,999	$60	79
1220 College Ave	0.28mi	3/1.0 (+1)	1,530 (-8%)	0mo	$110,000	$72	67
1522 Bridge Ave	0.22mi	3/1.5 (+1)	1,752 (+6%)	11mo	$108,000	$62	66
420 Kirkwood Blvd Blvd	0.39mi	3/1.5 (+1)	1,582 (-4%)	4mo	$64,000	$40	66
1102 Kirkwood Blvd	0.18mi	3/2.0 (+1)	1,428 (-14%)	0mo	$129,000	$90	61
715 Iowa St	0.62mi	3/2.0 (+1)	1,710 (+3%)	1mo	$94,000	$55	58
1938 Bridge Ave	0.40mi	3/2.0 (+1)	1,660 (+0%)	21mo	$110,000	$66	57
2428 Arlington Ave	0.73mi	3/1.5 (+1)	1,664 (+0%)	5mo	$184,900	$111	56
1716 Pershing Ave	0.53mi	3/2.5 (+1)	1,658 (+0%)	12mo	$87,000	$52	56
603 Leclaire St	0.66mi	3/1.0 (+1)	1,616 (-2%)	6mo	$83,000	$51	54
2317 Farnam St	0.66mi	3/1.5 (+1)	1,714 (+4%)	20mo	$168,600	$98	41
2334 Grand Ave	0.69mi	3/1.0 (+1)	1,474 (-11%)	7mo	$173,900	$118	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.57% rent growth · sell at horizon

5-year hold

• IRR: -3.0%
• Equity multiple: 0.89×
• Total profit: $-3,808
• Equity at exit: $17,892

10-year hold

• IRR: 8.4%
• Equity multiple: 1.68×
• Total profit: $22,913
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Iowa: 83 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; mostly landlord-friendly statewide.

Methodology + full state rankings →

ZIP-level market 52803

• Home prices YoY: -34.5%
• Rents YoY: 4.6%
• Active inventory: 160
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,286 high
• Mortgage (P&I): −$629
• Tax from tax record: −$124 /mo · $1,482/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$270
• Net cashflow: $213

Break-even live

Break-even rent $1,016

Max offer price $120,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1017 E 13th St Unit 1017 Davenport, IA	2.0	1.0	1335	$950	$0.71	21d	1	0.13mi
317 Kirkwood Blvd Davenport, IA	2.0	1.0	1300	$950	$0.73	43d	1	0.46mi
119 E 13th St Davenport, IA	3.0	1.0	1728	$1,495	$0.87	43d	1	0.59mi
736 Federal St Davenport, IA	1.0–3.0	1.0–2.0	1186	$1,559	$1.31	21d	1	0.61mi
2209 Farnam St Unit 2211 Davenport, IA	3.0	1.0	1138	$1,050	$0.92	21d	1	0.63mi
1421 N Main St #2 Davenport, IA	3.0	1.0	1350	$1,095	$0.81	43d	1	0.69mi
2224 Iowa St Davenport, IA	2.0	1.0	1214	$895	$0.74	43d	1	0.72mi
2224 Iowa St Unit 2224 Davenport, IA	2.0	1.0	1214	$925	$0.76	43d	1	0.72mi
511 Pershing Ave Unit 402W Davenport, IA	2.0	2.0	1106	$1,478	$1.34	43d	1	0.78mi
511 Pershing Ave Unit 102W Davenport, IA	2.0	1.0	1173	$1,506	$1.28	43d	1	0.78mi
511 Pershing Ave Unit 101W Davenport, IA	2.0	1.0	1280	$1,704	$1.33	43d	1	0.78mi
511 Pershing Ave Unit 105E Davenport, IA	2.0	2.0	1100	$1,635	$1.49	43d	1	0.78mi
511 Pershing Ave Unit 407W Davenport, IA	2.0	2.0	1175	$1,568	$1.33	43d	1	0.78mi
511 Pershing Ave Unit 301E Davenport, IA	3.0	2.0	1429	$2,126	$1.49	43d	1	0.78mi
511 Pershing Ave Unit 106E Davenport, IA	3.0	2.0	1349	$1,996	$1.48	43d	1	0.78mi
511 Pershing Ave Unit 202W Davenport, IA	2.0	1.0	1201	$1,601	$1.33	43d	1	0.78mi
427 Pershing Ave Davenport, IA	3.0	2.0	1438	$2,288	$1.59	13d	3	0.81mi
1519 N Ripley St Davenport, IA	2.0	1.0	1144	$1,100	$0.96	13d	1	0.85mi
427 N Brady St Unit 1 Davenport, IA	3.0	1.5	1126	$1,359	$1.21	43d	1	0.90mi
200 E 3rd St Davenport, IA	1.0–2.0	1.0–2.0	900	$1,700	$1.89	13d	2	0.94mi
401 Brady St Davenport, IA	1.0–3.0	1.0–2.0	870	$1,625	$1.87	13d	2	0.94mi
537 W 16th St Davenport, IA	3.0	1.0	1311	$1,400	$1.07	43d	1	1.02mi
324 S Brady St Davenport, IA	1.0–2.0	1.0–2.0	965	$1,700	$1.76	21d	2	1.03mi
212 N Brady St Davenport, IA	2.0–3.0	2.0–3.0	1428	$1,900	$1.33	13d	4	1.06mi
2220 E Lombard St Davenport, IA	3.0	2.0	1500	$1,620	$1.08	43d	1	1.07mi
1315 Brown St Unit 2 Davenport, IA	3.0	1.0	1300	$1,250	$0.96	21d	1	1.15mi
320 E 29th St Davenport, IA	2.0	2.5	1450	$1,750	$1.21	43d	1	1.16mi
915 W 14th St Davenport, IA	3.0	1.0	1390	$900	$0.65	43d	1	1.27mi

Listing history 41 events

1. 2026-06-18
   days on market $120,000 Active 83 DOM
2. 2026-06-17
   days on market $120,000 Active 82 DOM
3. 2026-06-16
   days on market $120,000 Active 81 DOM
4. 2026-06-15
   days on market $120,000 Active 80 DOM
5. 2026-06-14
   days on market $120,000 Active 78 DOM
6. 2026-06-13
   days on market $120,000 Active 77 DOM
7. 2026-06-10
   days on market $120,000 Active 75 DOM
8. 2026-06-09
   days on market $120,000 Active 74 DOM
9. 2026-06-08
   days on market $120,000 Active 73 DOM
10. 2026-06-07
    remarks 362-char remark
11. 2026-06-07
    statusdays on market $120,000 Active 72 DOM
12. 2026-06-03
    days on market $120,000 Contingent - Continue to Show 68 DOM
13. 2026-06-02
    days on market $120,000 Contingent - Continue to Show 67 DOM
14. 2026-06-01
    days on market $120,000 Contingent - Continue to Show 66 DOM
15. 2026-05-31
    days on market $120,000 Contingent - Continue to Show 65 DOM
16. 2026-05-30
    days on market $120,000 Contingent - Continue to Show 64 DOM
17. 2026-05-01
    historical Contingent - Continue to Show
18. 2026-03-27
    listed $120,000 Active
19. 2025-06-25
    soldstatus $50,000
20. 2025-06-12
    soldstatus $35,000 Closed 601-char remark

    Show marketing remark (601 chars)

    Come check out this two-bedroom, one-bath, three-car garage home located in East Davenport. Located close to Central High School, Palmer School of Chiropractic and the hospital. This affordable home has plenty of potential. On the main level, you will find a large living room, a formal dining room, and an eat-in kitchen. (All appliances stay.) The main level also has a den, which could be used as a third bedroom. The upper level has two decent-sized bedrooms and roomy closets! This home also boasts hardwood floors under the carpet! The seller is selling the home AS-IS. Schedule a showing today!

21. 2025-06-12
    soldstatus $35,000 601-char remark

    Show marketing remark (601 chars)

    Come check out this two-bedroom, one-bath, three-car garage home located in East Davenport. Located close to Central High School, Palmer School of Chiropractic and the hospital. This affordable home has plenty of potential. On the main level, you will find a large living room, a formal dining room, and an eat-in kitchen. (All appliances stay.) The main level also has a den, which could be used as a third bedroom. The upper level has two decent-sized bedrooms and roomy closets! This home also boasts hardwood floors under the carpet! The seller is selling the home AS-IS. Schedule a showing today!

22. 2025-05-12
    historical Under Contract 601-char remark

    Show marketing remark (601 chars)

    Come check out this two-bedroom, one-bath, three-car garage home located in East Davenport. Located close to Central High School, Palmer School of Chiropractic and the hospital. This affordable home has plenty of potential. On the main level, you will find a large living room, a formal dining room, and an eat-in kitchen. (All appliances stay.) The main level also has a den, which could be used as a third bedroom. The upper level has two decent-sized bedrooms and roomy closets! This home also boasts hardwood floors under the carpet! The seller is selling the home AS-IS. Schedule a showing today!

23. 2025-04-25
    price $43,000 601-char remark

    Show marketing remark (601 chars)

    Come check out this two-bedroom, one-bath, three-car garage home located in East Davenport. Located close to Central High School, Palmer School of Chiropractic and the hospital. This affordable home has plenty of potential. On the main level, you will find a large living room, a formal dining room, and an eat-in kitchen. (All appliances stay.) The main level also has a den, which could be used as a third bedroom. The upper level has two decent-sized bedrooms and roomy closets! This home also boasts hardwood floors under the carpet! The seller is selling the home AS-IS. Schedule a showing today!

24. 2025-04-07
    listed $50,000 Active 601-char remark

    Show marketing remark (601 chars)

    Come check out this two-bedroom, one-bath, three-car garage home located in East Davenport. Located close to Central High School, Palmer School of Chiropractic and the hospital. This affordable home has plenty of potential. On the main level, you will find a large living room, a formal dining room, and an eat-in kitchen. (All appliances stay.) The main level also has a den, which could be used as a third bedroom. The upper level has two decent-sized bedrooms and roomy closets! This home also boasts hardwood floors under the carpet! The seller is selling the home AS-IS. Schedule a showing today!

25. 2025-04-07
    listed $43,000 601-char remark

    Show marketing remark (601 chars)

    Come check out this two-bedroom, one-bath, three-car garage home located in East Davenport. Located close to Central High School, Palmer School of Chiropractic and the hospital. This affordable home has plenty of potential. On the main level, you will find a large living room, a formal dining room, and an eat-in kitchen. (All appliances stay.) The main level also has a den, which could be used as a third bedroom. The upper level has two decent-sized bedrooms and roomy closets! This home also boasts hardwood floors under the carpet! The seller is selling the home AS-IS. Schedule a showing today!

26. 2025-03-31
    historical
27. 2024-12-12
    status Pending
28. 2024-12-11
    historical
29. 2024-11-15
    listed Active
30. 2024-11-13
    historical
31. 2024-11-12
    historical
32. 2024-09-30
    price
33. 2024-09-12
    listed Active
34. 2023-08-29
    historical $900
35. 2023-08-03
    listed $900
36. 2023-07-26
    soldstatus $60,000
37. 2023-07-24
    soldstatus $60,000
38. 2023-07-24
    soldstatus $60,000 Closed
39. 2023-06-26
    status Pending
40. 2023-06-15
    listed $69,900
41. 2023-06-15
    listed $69,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IA · Partial reset (capped growth)

• Current annual tax: $1,482 · $124/mo
• Projected year-2 tax: $1,683 · $140/mo
• Expected delta: +$201/yr (+$17/mo · 13.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,431
• − Mortgage interest: −$6,722
• − Property taxes: −$1,482
• − Insurance: −$600
• − Repairs & maintenance: −$1,234
• − Management: −$1,234
• − Depreciation: −$3,491
• Taxable income: $667
• Est. tax owed @ 24.0%: −$160
• After-tax cash flow: $2,397/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Davenport Community School District
• NCES district ID: 1908580
• Math proficiency: 43% ▼ -11.00%
• Reading proficiency: 50% ▼ -3.00%
• Median HH income: $46,157
• Composite: 39.49/100
• National rank: #3951
• State rank: #288 of 289 in IA

Livability — Davenport

• Score: 79/100
• State rank: #126
• US rank: #2312

Category grades

Amenities A Commute B+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Davenport, IA
• County: Scott County · 144,583 people
• City population: 103,319
• Metro: Davenport-Moline-Rock Island, IA-IL
• Population (ZIP): 22,742
• Household income: $64,543
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 630.0

Population outlook (Scott County) Hauer SSP2

• Today (2025): 188,878 people
• By 2030: 196,648 · +4.1%
• By 2040: 210,860 · +11.6%
• By 2050: 224,359 · +18.8%
• By 2075: 258,884 · +37.1%
• By 2100: 286,447 · +51.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Black 14% Two or more races 10% Hispanic / Latino 9%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Romanian 2% Portuguese 2% Iranian 2%
• Foreign-born: 5% · Canada, United Kingdom, South Korea
• Languages at home: 93% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Scott

• 2024 margin: Toss-up / Even · D 47.3% · R 51.2% · Other 1.4%
• 2008→2024 swing: -18.4pp toward R · 2008: 14.6pp · 2024: -3.9pp
• All cycles: 2024: R+3.9 2020: D+3.5 2016: D+1.4 2012: D+13.8 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.00%
• Current HPI: 182.0976
• Rent YoY: ▲ 4.57%
• Metro: Davenport-Moline-Rock Island, IA-IL
• State GDP YoY: ▲ 2.48%
• F500 in state: 4

Industry mix (Fortune 500 HQ in IA)

Industry	F500 HQs	Revenue
▸Financial Services	1	$16B
▸Retail / Convenience	1	$15B

Price history

+71.7% since first listed

25 events — show timeline

• 2026-05-01 Contingent — MRED as Distributed by MLS Grid
• 2026-03-27 Listed $120,000 MRED as Distributed by MLS Grid
• 2025-06-25 Sold (Public Records) $50,000 Public Records
• 2025-06-12 Sold (MLS) $35,000 MRED as Distributed by MLS Grid
• 2025-06-12 Sold (MLS) $35,000 RMLSA as Distributed by MLS Grid
• 2025-05-12 Contingent — RMLSA as Distributed by MLS Grid
• 2025-04-25 Price Changed $43,000 RMLSA as Distributed by MLS Grid
• 2025-04-07 Listed $43,000 MRED as Distributed by MLS Grid
• 2025-04-07 Listed $50,000 RMLSA as Distributed by MLS Grid
• 2025-03-31 Listing Removed — MRED as Distributed by MLS Grid
• 2024-12-12 Pending — RMLSA as Distributed by MLS Grid
• 2024-12-11 Listing Removed — RMLSA as Distributed by MLS Grid
• 2024-11-15 Listed — RMLSA as Distributed by MLS Grid
• 2024-11-13 Listing Removed — RMLSA as Distributed by MLS Grid
• 2024-11-12 Listing Removed — MRED as Distributed by MLS Grid
• 2024-09-30 Price Changed — RMLSA as Distributed by MLS Grid
• 2024-09-12 Listed — RMLSA as Distributed by MLS Grid
• 2023-08-29 Rental Removed $900 APPFOLIO
• 2023-08-03 Listed for Rent $900 APPFOLIO
• 2023-07-26 Sold (Public Records) $60,000 Public Records
• 2023-07-24 Sold (MLS) $60,000 RMLSA as Distributed by MLS Grid
• 2023-07-24 Sold (MLS) $60,000 MRED as Distributed by MLS Grid
• 2023-06-26 Pending — RMLSA as Distributed by MLS Grid
• 2023-06-15 Listed $69,900 RMLSA as Distributed by MLS Grid
• 2023-06-15 Listed $69,900 MRED as Distributed by MLS Grid

Property tax history

+2.2%/yr

Latest (2025): $1,482 · +21.5% YoY. Source: county tax records.