3315 Chuckey Hwy · Tusculum, TN 37681

$229,900

3 bd · 2.0 ba · 1,792 sqft · Manufactured public records · 93 Days on market

Built 1997 0.44 ac lot ↓ 5% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.7/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• DSCR +4.5/10.0
• Livability +3.3/5.0
• 1% rule +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious ensuite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

Key facts

• Oversized kitchen
• Updated living space
• Open concept layout

Tags

• SINGLE LEVEL RESIDENCE
• UPDATED LIVING SPACE
• OPEN CONCEPT LAYOUT
• LARGE GREAT ROOM
• OVERSIZED KITCHEN
• CENTER ISLAND

Property features AI

Finance

• Other: Lot approximately 0.44 acres (dimensions ~150M x 164); Off Chuckey Highway (directions); Topography: Other
• HOA & community: Homeowners association present

Exterior

• Parking: No designated parking listed
• Security: Smoke detector(s)
• Utilities: Public water; Septic tank; Electricity available; Water available
• Home design: Residential property; One story; Has a view
• Construction: Vinyl siding; Existing construction
• Exterior features: Covered porch

Interior

• Kitchen: Dishwasher; Range
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central electric heating; Central air; Ceiling fans
• Interior features: Ceiling fans; Kitchen island; Fireplace (1)
• Laundry & utility: Washer hookup; Electric dryer hookup; Utility room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $230k.

Deal economics

• At list price, monthly cash flow is $60 ($715/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (21.7% below list).
• Recommended offer: $180k (21.7% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 2.1% in Tusculum — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#113 in TN) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Greene County (rural): math 27% / reading 24% proficiency, ranked #83 of 139 in TN (top 60%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Chuckey Elementary (math 32% / reading 27%, grade F, #423 of 952 statewide, top 48%, 354 students, 0% FRL); Chuckey Doak High School (math 22% / reading 42%, grade F, #56 of 332 statewide, top 20%, 592 students, 0% FRL) — zoned schools average 0% FRL vs 58% district-wide (58 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 56 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 333 units permitted in Greene County in 2024 (72 in 5+ unit buildings).

Forward outlook

• In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
• Greene County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $180,000 (21.7% below list)

Questions for the listing agent

1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.60%
• Cash-on-cash: 1.11%
• DSCR: 1.05
• GRM: 10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 25.1%
• Equity multiple: 3.00×
• Total profit: $128,893
• Equity at exit: $207,112

10-year hold

• IRR: 22.1%
• Equity multiple: 6.85×
• Total profit: $376,361
• Equity at exit: $446,645

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

ZIP-level market 37681

• Home prices YoY: 4.7%
• Active inventory: 56
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $1,800 medium
• Mortgage (P&I): −$1,206
• Tax from tax record: −$61 /mo · $732/yr
• Insurance: −$96
• HOA: −$0
• Vacancy / Maint / Mgmt: −$378
• Net cashflow: $60

Break-even live

Break-even rent $1,725

Max offer price $229,900

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,475
• Closing costs: $6,897
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
147 Price Rd Limestone, TN	3.0	2.0	1472	$1,800	$1.22	21d	1	1.28mi

Listing history 28 events

1. 2026-06-19
   days on market $229,900 Active 93 DOM
2. 2026-06-18
   days on market $229,900 Active 92 DOM
3. 2026-06-17
   days on market $229,900 Active 91 DOM
4. 2026-06-16
   days on market $229,900 Active 90 DOM
5. 2026-06-15
   days on market $229,900 Active 89 DOM
6. 2026-06-14
   days on market $229,900 Active 87 DOM
7. 2026-06-12
   days on market $229,900 Active 86 DOM
8. 2026-06-09
   days on market $229,900 Active 83 DOM
9. 2026-06-08
   days on market $229,900 Active 82 DOM
10. 2026-06-07
    days on market $229,900 Active 81 DOM
11. 2026-06-05
    days on market $229,900 Active 78 DOM
12. 2026-06-03
    price $229,900 Active 76 DOM
13. 2026-06-02
    days on market $238,000 Active 76 DOM
14. 2026-06-01
    days on market $238,000 Active 75 DOM
15. 2026-05-31
    days on market $238,000 Active 74 DOM
16. 2026-05-30
    days on market $238,000 Active 73 DOM
17. 2026-05-13
    price $238,000 1459-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

18. 2026-05-13
    price $238,000

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

19. 2026-05-13
    price $238,000 1460-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

20. 2026-04-15
    price $239,000 1459-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

21. 2026-04-15
    price $239,000

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

22. 2026-04-15
    price $239,000 1460-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

23. 2026-04-03
    price $239,900 1459-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

24. 2026-04-03
    price $239,900

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

25. 2026-04-03
    price $239,900 1460-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

26. 2026-03-19
    listed $249,900 Active
27. 2026-03-18
    listed $249,900 Active 1459-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

28. 2026-03-18
    listed $249,900 Active 1460-char remark

    Show marketing remark (1460 chars)

    Welcome to 3315 Chuckey Highway, an inviting and spacious single level residence offering 1,792 square feet of thoughtfully updated living space on a generous 0.44 acre lot. This 3 bedroom, 2 bathroom home combines comfort, functionality, and style in a peaceful Limestone setting. Step inside to a bright, open concept layout featuring a large great room with vaulted ceilings, abundant natural light, and a cozy fireplace that is perfect for relaxing or entertaining. The oversized kitchen is designed for gathering, complete with a center island with seating, ample cabinetry, and brand new stainless steel appliances, all flowing seamlessly into a dedicated dining area. The expansive primary suite offers a true retreat with a massive walk-in closet featuring custom shelving and a spacious en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional generously sized bedrooms and a fully updated secondary bathroom provide flexibility for family, guests, or a home office. Recent updates include fresh interior paint, modern fixtures, luxury vinyl plank flooring throughout, and a brand new HVAC system for year-round comfort. Enjoy the outdoors from the welcoming front deck, ideal for taking in the surrounding views and peaceful setting. The large lot offers plenty of parking and space to spread out while still being conveniently located near local amenities. Move in ready and attractively priced, this one will not last.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

• Current annual tax: $732 · $61/mo
• Projected year-2 tax: $1,632 · $136/mo
• Expected delta: +$900/yr (+$75/mo · 123.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 22 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,600
• − Mortgage interest: −$12,878
• − Property taxes: −$732
• − Insurance: −$1,150
• − Repairs & maintenance: −$1,728
• − Management: −$1,728
• − Depreciation: −$6,688
• Taxable loss: −$3,303
• Est. tax savings @ 24.0%: +$793
• After-tax cash flow: $1,508/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Greene County
• NCES district ID: 4701470
• Math proficiency: 27% ▼ -14.00%
• Reading proficiency: 24% ▼ -7.00%
• Median HH income: $37,517
• Composite: 21.3/100
• National rank: #8388
• State rank: #83 of 139 in TN

Livability — Tusculum

• Score: 66/100
• State rank: #113
• US rank: #11305

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 6,031

Population outlook (Greene County) Hauer SSP2

• Today (2025): 68,624 people
• By 2030: 68,114 · -0.7%
• By 2040: 66,167 · -3.6%
• By 2050: 63,038 · -8.1%
• By 2075: 55,274 · -19.5%
• By 2100: 45,527 · -33.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (98%)
• Race & ethnicity: White 98% Two or more races 2%
• Common ancestry: Serbian 3% Slovak 2% Italian 2%
• Foreign-born: 0%
• Languages at home: 99% English-only · German/W. Germanic 1%

Political lean MEDSL · Greene

• 2024 margin: Solid R (+65.7) · D 16.6% · R 82.3% · Other 1.2%
• 2008→2024 swing: -25.0pp toward R · 2008: -40.7pp · 2024: -65.7pp
• All cycles: 2024: R+65.7 2020: R+60.7 2016: R+61.0 2012: R+46.0 2008: R+40.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.43%
• Current HPI: 296.7409
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Price history

-4.8% since first listed

12 events — show timeline

• 2026-05-13 Price Changed $238,000 TVRMLS
• 2026-05-13 Price Changed $238,000 REALTRACS as Distributed by MLS Grid
• 2026-05-13 Price Changed $238,000 Knoxville MLS
• 2026-04-15 Price Changed $239,000 TVRMLS
• 2026-04-15 Price Changed $239,000 REALTRACS as Distributed by MLS Grid
• 2026-04-15 Price Changed $239,000 Knoxville MLS
• 2026-04-03 Price Changed $239,900 TVRMLS
• 2026-04-03 Price Changed $239,900 REALTRACS as Distributed by MLS Grid
• 2026-04-03 Price Changed $239,900 Knoxville MLS
• 2026-03-19 Listed $249,900 REALTRACS as Distributed by MLS Grid
• 2026-03-18 Listed $249,900 Knoxville MLS
• 2026-03-18 Listed $249,900 TVRMLS

Property tax history

+7.9%/yr

Latest (2025): $732 · +0.0% YoY. Source: county tax records.