7701 Baymeadows Cir W #1025 · Jacksonville, FL 32256

$125,000

2 bd · 3.0 ba · 1,220 sqft · Condo public records · 62 Days on market

Built 1983 $590/mo HOA · 35% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.9/30.0
• 1% rule +8.6/10.0
• ARV discount +7.5/15.0
• Appreciation +4.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• DSCR +3.5/10.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Nicest unit in Village Green. Tiled foyer, kitchen, and bath. Updated kitchen with new smooth top range and dishwasher. Wet bar with wine rack. Fireplace with mirror. Relaxing covered screened back porch over looking pond and golf course. This unit has been professionally decorated, updated and in move in condition. A pleasure to show.

Key facts

• $590 HOA
• Community pool
• Built 1983

Tags

• PRIVATE FRONT COURTYARD
• SCREENED-IN FLORIDA ROOM
• EXPANSIVE GREEN SPACE

Property features AI

Finance

• HOA & community: Homeowners association with monthly fee ($590); Association amenities include pool and tennis courts; CDD fee applies ($458)

Exterior

• Parking: Assigned parking
• Utilities: Public sewer; Electricity connected
• Home design: Condominium; Entry on level 1; 2 stories
• Construction: Shingle roof; Shell dash and other construction materials
• Exterior features: Porch (screened)

Interior

• Kitchen: Dishwasher; Electric oven; Electric range
• Bedrooms: 2 bedrooms
• Flooring: Laminate
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Fireplace (1); Screened porch
• Laundry & utility: In-unit washer and dryer; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/3.0-bath condo listed at $125k.

Deal economics

• At list price, monthly cash flow is $-32 ($-387/yr) — negative.
• To cash-flow at today's rent, offer at most $119k (4.6% below list).
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $118k (6.0% below list) — sets the bar for market timing.
• Cap rate 6.0% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 513 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.6%/yr); year-one equity from $864 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 35% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $117,500 (6.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 5.98%
• Cash-on-cash: -1.11%
• DSCR: 0.95
• GRM: 6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.58% appreciation · 0.39% rent growth · sell at horizon

5-year hold

• IRR: -13.5%
• Equity multiple: 0.47×
• Total profit: $-18,702
• Equity at exit: $26,742

10-year hold

• IRR: -11.2%
• Equity multiple: 0.21×
• Total profit: $-27,550
• Equity at exit: $25,251

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32256

• Home prices YoY: -0.7%
• Rents YoY: 0.4%
• Active inventory: 513
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,700 high
• Mortgage (P&I): −$656
• Tax from tax record: −$78 /mo · $933/yr
• Insurance: −$52
• HOA: −$590
• Vacancy / Maint / Mgmt: −$357
• Net cashflow: $-32

Break-even live

Break-even rent $1,741

Max offer price $119,306

Occupancy floor 97%

Sensitivity live

Price	-10% $39	-5% $3	+0% $-32	+5% $-68	+10% $-103
Rent	-10% $-167	-5% $-99	+0% $-32	+5% $35	+10% $102
Rate	-1.0pp $31	-0.5pp $0	base $-32	+0.5pp $-65	+1.0pp $-98

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7701 Baymeadows Cir W #1083 Jacksonville, FL	2.0	2.5	1272	$1,750	$1.38	12d	1	0.01mi
9485 Star Dr Unit 1 Jacksonville, FL	2.0	2.5	1450	$1,725	$1.19	24d	1	0.19mi
7616 Las Palmas Way #171 Jacksonville, FL	3.0	2.0	1499	$2,250	$1.50	24d	1	0.26mi
7703 Las Palmas Way #176 Jacksonville, FL	2.0	2.5	1389	$1,450	$1.04	24d	1	0.29mi
7766 Legacy Trl Jacksonville, FL	3.0	2.5	1492	$1,850	$1.24	22d	1	0.31mi
9582 Star Dr Jacksonville, FL	2.0	2.5	1202	$1,725	$1.44	21d	1	0.33mi
7670 Legacy Trl Jacksonville, FL	3.0	2.5	1472	$1,900	$1.29	12d	1	0.33mi
7670 Legacy Trl Jacksonville, FL	3.0	2.5	1492	$1,900	$1.27	24d	1	0.33mi
7700 Legacy Trl Jacksonville, FL	2.0	2.5	1202	$1,725	$1.44	24d	1	0.34mi
7759 Legacy Trl Jacksonville, FL	3.0	2.5	1492	$1,895	$1.27	18d	1	0.34mi
7745 Legacy Trl Jacksonville, FL	3.0	2.5	1492	$1,825	$1.22	21d	1	0.35mi
9621 Baylin Ct Jacksonville, FL	3.0	2.5	1492	$1,795	$1.20	15d	1	0.38mi
9621 Baylin Ct Jacksonville, FL	3.0	2.5	1492	$1,795	$1.20	13d	1	0.38mi
7595 Baymeadows Cir W Jacksonville, FL	1.0–3.0	1.0–2.0	1027	$1,402	$1.37	2d	29	0.45mi
7915 Baymeadows Cir E Jacksonville, FL	1.0–3.0	1.0–2.5	1142	$1,402	$1.23	2d	59	0.49mi
9349 Arbolita Way Jacksonville, FL	3.0	2.0	1281	$1,700	$1.33	24d	1	0.53mi
7740 Southside Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	1125	$1,541	$1.37	3d	9	0.54mi
7825 Echo Springs Rd Jacksonville, FL	2.0	2.5	1202	$1,700	$1.41	8d	1	0.58mi
7846 Echo Springs Rd Jacksonville, FL	2.0	2.5	1202	$1,725	$1.44	24d	1	0.59mi
9048 Alpine Aster Rd Jacksonville, FL	3.0	2.5	1492	$1,895	$1.27	15d	1	0.61mi
9312 Kiskadee Ct Jacksonville, FL	3.0	2.5	1492	$1,945	$1.30	15d	1	0.63mi
8025 Baymeadows Cir E Jacksonville, FL	1.0–2.0	1.5–2.5	1115	$1,699	$1.52	3d	7	0.67mi
9803 Creekfront Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1084	$1,534	$1.41	3d	79	0.68mi
7929 Echo Springs Rd Jacksonville, FL	2.0	2.5	1202	$1,700	$1.41	22d	1	0.70mi
8044 Echo Springs Rd Jacksonville, FL	2.0	2.5	1327	$1,725	$1.30	24d	1	0.71mi
8068 Echo Springs Rd Jacksonville, FL	2.0	2.5	1202	$1,650	$1.37	11d	1	0.71mi
7816 Southside Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	1115	$2,182	$1.96	2d	1	0.73mi
9191 Stony Brook Rd Jacksonville, FL	2.0	2.5	1210	$1,850	$1.53	18d	1	0.73mi
8087 Echo Springs Rd Jacksonville, FL	2.0	3.0	1300	$1,700	$1.31	24d	1	0.75mi
9139 Stony Brook Rd Jacksonville, FL	3.0	2.5	1492	$2,000	$1.34	24d	1	0.75mi
7524 Southside Blvd Jacksonville, FL	1.0–2.0	1.0–2.0	775	$1,350	$1.74	17d	10	0.85mi
9701 Old Baymeadows Rd Unit 26 Jacksonville, FL	2.0	2.0	1200	$1,350	$1.12	24d	1	0.87mi
603 Clubhouse Ct #603 Jacksonville, FL	2.0	1.5	1154	$1,800	$1.56	24d	1	0.88mi
8317 Asteroid St Jacksonville, FL	2.0	2.5	1109	$1,650	$1.49	24d	1	0.90mi
4974 Key Lime Dr Jacksonville, FL	2.0	2.0	927	$1,650	$1.78	24d	1	0.90mi
8409 Zenith Cir Jacksonville, FL	2.0	2.5	1110	$1,695	$1.53	24d	1	0.91mi
4982 Key Lime Dr Jacksonville, FL	3.0	2.0	1145	$1,575	$1.38	22d	1	0.91mi
4982 Key Lime Dr #107 Jacksonville, FL	3.0	2.0	1145	$1,600	$1.40	3d	1	0.91mi
8330 Zenith Cir Jacksonville, FL	2.0	3.0	1109	$1,650	$1.49	24d	1	0.92mi
8330 Zenith Cir Unit 1 Jacksonville, FL	2.0	2.5	1109	$1,650	$1.49	24d	1	0.92mi

HOA detail condo

• Monthly dues: $590 · $7,080/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 25 events

1. 2026-06-13
   statusdays on market $125,000 Pending 62 DOM
2. 2026-06-10
   days on market $125,000 Active 59 DOM
3. 2026-06-08
   days on market $125,000 Active 58 DOM
4. 2026-06-07
   days on market $125,000 Active 57 DOM
5. 2026-06-05
   days on market $125,000 Active 54 DOM
6. 2026-06-03
   days on market $125,000 Active 53 DOM
7. 2026-06-02
   days on market $125,000 Active 52 DOM
8. 2026-06-01
   days on market $125,000 Active 51 DOM
9. 2026-05-31
   days on market $125,000 Active 50 DOM
10. 2026-05-11
    status Active
11. 2026-04-08
    status Pending
12. 2026-04-08
    status Active
13. 2026-03-31
    status Pending
14. 2026-03-17
    status Active
15. 2026-03-08
    status Pending
16. 2026-02-20
    listed $125,000 Active
17. 2005-04-20
    soldstatus $124,000
18. 2005-03-17
    soldstatus $124,000 343-char remark

    Show marketing remark (343 chars)

    Nicest unit in Village Green. Tiled foyer, kitchen, and bath. Updated kitchen with new smooth top range and dishwasher. Wet bar with wine rack. Fireplace with mirror. Relaxing covered screened back porch over looking pond and golf course. This unit has been professionally decorated, updated and in move in condition. A pleasure to show.

19. 2005-01-17
    listed $127,900 343-char remark

    Show marketing remark (343 chars)

    Nicest unit in Village Green. Tiled foyer, kitchen, and bath. Updated kitchen with new smooth top range and dishwasher. Wet bar with wine rack. Fireplace with mirror. Relaxing covered screened back porch over looking pond and golf course. This unit has been professionally decorated, updated and in move in condition. A pleasure to show.

20. 2001-07-16
    soldstatus $87,000
21. 2001-06-29
    soldstatus $87,000 255-char remark

    Show marketing remark (255 chars)

    ********** CONTRACT PENDING - TAKING BACKUPS ********** DISHWASHER-NEW COUNTER TOPS-SINKS-SCREENED LANAI-GREAT FLOORPLAN=CONDO FEE INCLUDES EXT MAINT * PEST CONTROL * SENTRICON * CLUB POOL/TENNIS * WATER & SEWER & TRASH & YARD. GREAT LOCATION!

22. 2001-05-30
    listed $89,900 255-char remark

    Show marketing remark (255 chars)

    ********** CONTRACT PENDING - TAKING BACKUPS ********** DISHWASHER-NEW COUNTER TOPS-SINKS-SCREENED LANAI-GREAT FLOORPLAN=CONDO FEE INCLUDES EXT MAINT * PEST CONTROL * SENTRICON * CLUB POOL/TENNIS * WATER & SEWER & TRASH & YARD. GREAT LOCATION!

23. 1995-09-20
    soldstatus $60,000
24. 1983-08-25
    soldstatus $67,000
25. 1983-08-01
    soldstatus $67,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $933 · $78/mo
• Projected year-2 tax: $1,038 · $86/mo
• Expected delta: +$104/yr (+$9/mo · 11.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,402
• − Mortgage interest: −$7,002
• − Property taxes: −$933
• − Insurance: −$625
• − Repairs & maintenance: −$1,632
• − Management: −$1,632
• − HOA: −$7,080
• − Depreciation: −$3,636
• Taxable loss: −$2,139
• Est. tax savings @ 24.0%: +$513
• After-tax cash flow: $127/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 58,192
• Household income: $73,570
• Rent vs Own: 61.3% rent · 38.7% own
• Severe rent burden: 2706.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 51% Black 18% Asian 13% Hispanic / Latino 11% Two or more races 10%
• Hispanic origin (detail): Puerto Rican 4% Cuban 1%
• Common ancestry: Italian 4% Lithuanian 2% Romanian 2%
• Foreign-born: 22% · Canada, Jamaica, China
• Languages at home: 73% English-only · Spanish 9% Other Indo-European 6% Other Asian/Pacific 3%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.58%
• Current HPI: 216.5115
• Rent YoY: ▲ 0.39%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+86.6% since first listed

16 events — show timeline

• 2026-05-11 Relisted — realMLS
• 2026-04-08 Pending — realMLS
• 2026-04-08 Relisted — realMLS
• 2026-03-31 Pending — realMLS
• 2026-03-17 Relisted — realMLS
• 2026-03-08 Pending — realMLS
• 2026-02-20 Listed $125,000 realMLS
• 2005-04-20 Sold (Public Records) $124,000 Public Records
• 2005-03-17 Sold (MLS) $124,000 realMLS
• 2005-01-17 Listed $127,900 realMLS
• 2001-07-16 Sold (Public Records) $87,000 Public Records
• 2001-06-29 Sold (MLS) $87,000 realMLS
• 2001-05-30 Listed $89,900 realMLS
• 1995-09-20 Sold (Public Records) $60,000 Public Records
• 1983-08-25 Sold (Public Records) $67,000 Public Records
• 1983-08-01 Sold (Public Records) $67,000 Public Records

Property tax history

+10.4%/yr

Latest (2025): $933 · +3.6% YoY. Source: county tax records.