27114 Antonio Dr · Roseville, MI 48066

$170,000

3 bd · 1.5 ba · 2,216 sqft · Condo · 4 Days on market

Built 1994 Fair condition $200/mo HOA · 8% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.2/30.0
• DSCR +10.0/10.0
• 1% rule +9.3/10.0
• ARV discount +7.5/15.0
• Livability +3.6/5.0
• Rent growth +2.6/5.0
• Condition / age +2.2/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Highly Motivated Seller. Welcome home to this hidden gem in Roseville's Prima Villa community. Charming ranch style condo with 3 bedroom/ 1.5 bath/ 1108 sf in move in condition. Living Room has vaulted ceiling and open to office with closet (3rd bedroom). Galley Kitchen with plenty of counter space. Primary Bedroom has half bath and walk in closet. Fully finished basement and 2 Car Garage plus additional parking. Deck off kitchen to the back yard perfect for summer fun and social events. Low HOA fee includes trash and full grounds maintenance.

Key facts

• Vaulted ceiling
• Open to office
• Walk in closet

Tags

• PRIMA VILLA COMMUNITY
• RANCH STYLE CONDO
• VAULTED CEILING
• OPEN TO OFFICE
• PLENTY OF COUNTER SPACE
• WALK IN CLOSET

Property features AI

Finance

• Other: Listing broker: Milagro Realty Group, LLC
• HOA & community: Homeowners association with a $200 monthly fee

Exterior

• Parking: Attached garage with garage door opener; 2 garage spaces
• Utilities: Public water; Public sewer
• Home design: Condominium; Residential property; One level; Ground-level entry; Brick construction
• Construction: Brick exterior
• Exterior features: Private maintained paved road; Private road frontage; Pets allowed; Subdivision: PRIMO VILLAS; Directions: E 11 Mile Service Drive to Ridgewood (N) to Waldorf (E) to Antonio (N); Cross street: West of I-94 and North of 11 Mile

Interior

• Kitchen: Free-standing electric range; Free-standing refrigerator; Range hood
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: Finished basement with sump pump; 6 total rooms
• Laundry & utility: Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath condo listed at $170k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $540 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $170k).
• Cap rate 10.1% vs local median 6.0% in Roseville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#258 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, employment D, schools F.
• Roseville Community Schools (suburban): math 11% / reading 24% proficiency, ranked #483 of 540 in MI (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 265 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).
• At $2,424/mo this rent would consume 47% of the median local household income ($62k/yr) (locally 1712% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $145k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $170,000

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.43% ✓
• Cap rate: 10.10%
• Cash-on-cash: 13.61%
• DSCR: 1.61
• GRM: 5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold

• IRR: 0.5%
• Equity multiple: 1.02×
• Total profit: $793
• Equity at exit: $25,348

10-year hold

• IRR: 6.9%
• Equity multiple: 1.45×
• Total profit: $21,455
• Equity at exit: $14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48066

• Rents YoY: 0.4%
• Active inventory: 265
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $2,424 medium
• Mortgage (P&I): −$891
• Tax est. 1.5%: −$212 /mo · $2,550/yr
• Insurance: −$71
• HOA: −$200
• Vacancy / Maint / Mgmt: −$509
• Net cashflow: $540

Break-even live

Break-even rent $1,740

Max offer price $170,000

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,500
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
25530 Huron St Roseville, MI	3.0	2.0	2024	$1,600	$0.79	3d	1	0.95mi
21616 L Anse Saint Clair Shores, MI	3.0	2.0	1892	$1,650	$0.87	12d	1	1.44mi
28232 Floral St Unit 1032343P Roseville, MI	3.0	1.0	1496	$6,605	$4.42	12d	1	1.49mi

HOA detail condo

• Monthly dues: $200 · $2,400/yr
• Likely covers: trashlandscaping
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 12 events

1. 2026-04-14
   status Pending 549-char remark

   Show marketing remark (549 chars)

   Highly Motivated Seller. Welcome home to this hidden gem in Roseville's Prima Villa community. Charming ranch style condo with 3 bedroom/ 1.5 bath/ 1108 sf in move in condition. Living Room has vaulted ceiling and open to office with closet (3rd bedroom). Galley Kitchen with plenty of counter space. Primary Bedroom has half bath and walk in closet. Fully finished basement and 2 Car Garage plus additional parking. Deck off kitchen to the back yard perfect for summer fun and social events. Low HOA fee includes trash and full grounds maintenance.

2. 2026-04-14
   status Pending

   Show marketing remark (549 chars)

   Highly Motivated Seller. Welcome home to this hidden gem in Roseville's Prima Villa community. Charming ranch style condo with 3 bedroom/ 1.5 bath/ 1108 sf in move in condition. Living Room has vaulted ceiling and open to office with closet (3rd bedroom). Galley Kitchen with plenty of counter space. Primary Bedroom has half bath and walk in closet. Fully finished basement and 2 Car Garage plus additional parking. Deck off kitchen to the back yard perfect for summer fun and social events. Low HOA fee includes trash and full grounds maintenance.

3. 2026-04-10
   listed $170,000 Active
4. 2026-04-09
   listed $170,000 Active 549-char remark

   Show marketing remark (549 chars)

   Highly Motivated Seller. Welcome home to this hidden gem in Roseville's Prima Villa community. Charming ranch style condo with 3 bedroom/ 1.5 bath/ 1108 sf in move in condition. Living Room has vaulted ceiling and open to office with closet (3rd bedroom). Galley Kitchen with plenty of counter space. Primary Bedroom has half bath and walk in closet. Fully finished basement and 2 Car Garage plus additional parking. Deck off kitchen to the back yard perfect for summer fun and social events. Low HOA fee includes trash and full grounds maintenance.

5. 2024-01-26
   soldstatus $145,000 595-char remark

   Show marketing remark (595 chars)

   Hurry and you could be celebrating the New Year in your condo in this popular community. Featuring 2 BR, 1.5 BA with a BONUS ROOM that gives you a myriad of options! Nice sized great room with soaring cathedral ceiling. Kitchen with nook has plenty of cabinet storage and a pantry. A beautiful deck with full roll out canvas cover is conveniently off the nook area. Summer entertaining will be a breeze! The full basement is beautifully finished with tons of storage and a huge laundry/mechanical room. This lovely condo could use some updates & it's priced accordingly. Come take a look!

6. 2023-12-18
   listed $145,000 595-char remark

   Show marketing remark (595 chars)

   Hurry and you could be celebrating the New Year in your condo in this popular community. Featuring 2 BR, 1.5 BA with a BONUS ROOM that gives you a myriad of options! Nice sized great room with soaring cathedral ceiling. Kitchen with nook has plenty of cabinet storage and a pantry. A beautiful deck with full roll out canvas cover is conveniently off the nook area. Summer entertaining will be a breeze! The full basement is beautifully finished with tons of storage and a huge laundry/mechanical room. This lovely condo could use some updates & it's priced accordingly. Come take a look!

7. 2003-12-01
   soldstatus $132,000
8. 2003-11-05
   historical
9. 2003-10-10
   listed $139,900
10. 1998-12-04
    soldstatus $95,500
11. 1998-10-27
    historical
12. 1998-10-07
    listed $98,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,084
• − Mortgage interest: −$9,523
• − Property taxes: −$2,550
• − Insurance: −$850
• − Repairs & maintenance: −$2,327
• − Management: −$2,327
• − HOA: −$2,400
• − Depreciation: −$4,945
• Taxable income: $4,162
• Est. tax owed @ 24.0%: −$999
• After-tax cash flow: $5,479/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This home requires moderate renovations to its kitchen and bathroom, but is otherwise in fair condition. A kitchen and bathroom renovation would significantly increase its value.

Repairs flagged

• Moderate kitchen cabinets — dated and in need of replacement
• Moderate kitchen countertops — dated and in need of replacement
• Major bathroom fixtures — outdated and in need of replacement
• Moderate kitchen appliances — dated and in need of replacement

Value-add opportunities

• Both kitchen renovation — modernizing the kitchen would increase both resale and rental value
• Both bathroom renovation — modernizing the bathroom would increase both resale and rental value

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen cabinets · dated and in need of replacement	Moderate	$3,000–15,000
kitchen countertops · dated and in need of replacement	Moderate	$3,000–15,000
bathroom fixtures · outdated and in need of replacement	Major	$15,000–50,000
kitchen appliances · dated and in need of replacement	Moderate	$3,000–15,000
Total estimated repair cost · 4 items		$24,000–95,000

Value-add ROI direction

• Both kitchen renovation — modernizing the kitchen would increase both resale and rental value ↑
• Both bathroom renovation — modernizing the bathroom would increase both resale and rental value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Roseville Community Schools
• NCES district ID: 2630210
• Math proficiency: 11% ▼ -8.00%
• Reading proficiency: 24% ▼ -7.00%
• Median HH income: $41,590
• Composite: 14.98/100
• National rank: #9363
• State rank: #483 of 540 in MI

Livability — Roseville

• Score: 72/100
• State rank: #258
• US rank: #6400

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety D+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Roseville, MI
• County: Macomb County · 638,552 people
• City population: 47,123
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 47,123
• Household income: $62,182
• Rent vs Own: 34.4% rent · 65.6% own
• Severe rent burden: 1712.0

Population outlook (Macomb County) Hauer SSP2

• Today (2025): 925,296 people
• By 2030: 948,226 · +2.5%
• By 2040: 983,961 · +6.3%
• By 2050: 1,010,200 · +9.2%
• By 2075: 1,076,222 · +16.3%
• By 2100: 1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 23% Two or more races 7% Hispanic / Latino 4% Asian 2%
• Common ancestry: Romanian 12% Lithuanian 4% Slovak 2%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 2% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Macomb

• 2024 margin: R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
• 2008→2024 swing: -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
• All cycles: 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -232.95%
• Current HPI: 217.4171
• Rent YoY: ▲ 0.39%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+71.9% since first listed

12 events — show timeline

• 2026-04-14 Pending — MiRealSource-MiMLS
• 2026-04-14 Pending — REALCOMP
• 2026-04-10 Listed $170,000 REALCOMP
• 2026-04-09 Listed $170,000 MiRealSource-MiMLS
• 2024-01-26 Sold (MLS) $145,000 REALCOMP
• 2023-12-18 Listed $145,000 REALCOMP
• 2003-12-01 Sold (MLS) $132,000 MiRealSource-MiMLS
• 2003-11-05 Listing Removed — MiRealSource-MiMLS
• 2003-10-10 Listed $139,900 MiRealSource-MiMLS
• 1998-12-04 Sold (MLS) $95,500 MiRealSource-MiMLS
• 1998-10-27 Listing Removed — MiRealSource-MiMLS
• 1998-10-07 Listed $98,900 MiRealSource-MiMLS