🏗️ New Construction
11420 N 160 Ct · Bennington, NE
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,161 – $2,155
Heat risk 3/10 · Minor
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.9/30.0
- ARV discount +7.5/15.0
- Schools +6.9/10.0
- Rent growth +4.0/5.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- 1% rule +3.3/10.0
- DSCR +1.9/10.0
- Appreciation +0.0/10.0
$279,000
11420 N 160 Ct · Bennington, NE 68007
3 bd · 2.5 ba · 1,818 sqft · Townhouse
public records
· 16 Days on market
Built 2025
2,185 sqft lot
Garage
$200/mo HOA · 8% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to carefree living in Kempten Creek! The Home Company proudly presents the Radcliffe two-story townhome, a thoughtfully designed floor plan offering style, functionality, and low-maintenance living in one of Bennington’s fastest-growing communities. This move-in ready home features 3 spacious bedrooms, 2.5 bathrooms, a 2-car garage, and a finished lower-level rec room perfect for a second living space, home office, workout area, or entertaining. The main floor is designed for modern living with a bright and inviting great room that flows seamlessly into the kitchen and dining area.
Key facts
- Snow removal
- Trash service
- $200 HOA
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction.
The $279,000 list price is a builder
figure, so every metric below is computed on the value from
comparable previous sales — $289,080.
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $279k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-313 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $244k (12.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (14.5% below list).
- Recommended offer: $239k (14.5% below list) — sets the bar for 1% rule.
- Cap rate 5.0% vs local median 3.6% in Bennington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#38 in NE, #2,075 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F.
- Bennington Public Schools (rural): math 67% / reading 67% proficiency, ranked #3 of 111 in NE (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 6% free/reduced lunch — higher-income household profile.
- Zoned schools: Bennington Elementary School (math 77% / reading 72%, grade A, #20 of 502 statewide, top 5%, 403 students, 17% FRL); Bennington Middle School (math 64% / reading 63%, grade B+, #13 of 128 statewide, top 10%, 410 students, 19% FRL); Bennington High School (math 66% / reading 70%, grade B, #21 of 261 statewide, top 8%, 1,002 students, 14% FRL).
- Market conditions: Rents rising fast (+5.9%/yr); 692 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 107d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 4,539 units permitted in Douglas County in 2024 (2,583 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Douglas County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($275k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer
$238,594
(14.5% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 4.99%
- Cash-on-cash
- -4.64%
- DSCR
- 0.79
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $289,080
- List price
- $279,000
- Delta
- -3.49%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 16002 Isabella St | 0.07mi | 3/3.5 | 1,819 (+0%) | 4mo | $285,000 | $157 | 89 |
| 11408 N 161st Ave | 0.05mi | 3/2.5 | 1,797 (-1%) | 17mo | $282,000 | $157 | 82 |
| 11415 N 160th Ct | 0.03mi | 3/3.0 | 2,001 (+10%) | 6mo | $299,000 | $149 | 75 |
| 11423 N 160th Ct | 0.03mi | 3/3.0 | 2,001 (+10%) | 6mo | $299,000 | $149 | 75 |
| 11418 N 160 Ct | 0.01mi | 3/3.0 | 2,001 (+10%) | 8mo | $294,000 | $147 | 75 |
| 11426 N 160 Ct | 0.01mi | 3/3.0 | 2,001 (+10%) | 10mo | $299,000 | $149 | 72 |
| 310 N Allen St | 0.66mi | 3/3.0 | 1,768 (-3%) | 0mo | $290,000 | $164 | 62 |
| 404 N Allen St | 0.69mi | 3/3.0 | 1,812 (-0%) | 7mo | $290,000 | $160 | 59 |
| 408 N Allen St | 0.69mi | 3/3.0 | 1,745 (-4%) | 3mo | $290,000 | $166 | 56 |
| 342 N Allen St | 0.67mi | 3/3.0 | 1,757 (-3%) | 8mo | $287,000 | $163 | 54 |
| 400 N Allen St | 0.68mi | 3/3.0 | 1,708 (-6%) | 5mo | $275,000 | $161 | 52 |
| 338 N Allen St | 0.67mi | 3/2.0 | 1,757 (-3%) | 17mo | $285,000 | $162 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.88% rent growth · sell at horizon
5-year hold
- IRR
- -20.6%
- Equity multiple
- 0.26×
- Total profit
- $-59,498
- Equity at exit
- $43,103
10-year hold
- IRR
- -7.9%
- Equity multiple
- 0.43×
- Total profit
- $-45,857
- Equity at exit
- $24,994
Cash invested: $80,942 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Nebraska
- 83 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempted; moderate court pace.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 6 active · 5 under contract
- Months of supply
- 7.2 mo (14%/mo absorbed)
- Median asking
- $279,000 ($157/sqft)
- Median days on market
- 79 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +1.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 68007
- Home prices YoY
- -19.4%
- Rents YoY
- 5.9%
- Active inventory
- 692
- Price-to-rent
- 9.7×
Monthly cashflow live
↻
- Estimated rent
- $2,386 high interval (Pro) →
- Mortgage (P&I)
- −$1,516
- Tax est. 1.5%
- −$361 /mo · $4,336/yr
- Insurance
- −$120
- HOA
- −$200
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$501
- Net cashflow
- $-313
Break-even live
Break-even rent
$2,782
Max offer price
$243,808
Occupancy floor
—
Sensitivity live
| Price | -10% $-113 | -5% $-213 | +0% $-313 | +5% $-413 | +10% $-513 |
|---|---|---|---|---|---|
| Rent | -10% $-501 | -5% $-407 | +0% $-313 | +5% $-219 | +10% $-124 |
| Rate | -1.0pp $-167 | -0.5pp $-239 | base $-313 | +0.5pp $-388 | +1.0pp $-464 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,270
- Closing costs
- $8,672
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15975 Kempten Creek Dr Bennington, NE | 3.0 | 4.0 | 1930 | $2,800 | $1.45 | 151d | 1 | 0.13mi |
| 202 N Molley St Bennington, NE | 3.0 | 3.0 | 2052 | $2,195 | $1.07 | 0d | 1 | 0.51mi |
| 302 N Allen St Bennington, NE | 3.0 | 3.0 | 1759 | $2,300 | $1.31 | 0d | 1 | 0.65mi |
| 12314 N 149th Cir Bennington, NE | 3.0 | 2.0 | 1523 | $2,250 | $1.48 | 37d | 1 | 1.06mi |
| 12314 N 149th Cir Bennington, NE | 3.0 | 2.0 | 1523 | $2,450 | $1.61 | 107d | 1 | 1.06mi |
| 14802 Willow St Unit 14804 Bennington, NE | 4.0 | 3.5 | 2561 | $2,650 | $1.03 | 184d | 1 | 1.14mi |
Property features AI
Finance
- HOA & community
- Monthly HOA fee of $200HOA fee includes exterior and grounds maintenance, snow removal, insurance, common area maintenance, water, trash, and managementPets allowed
Exterior
- Parking
- Attached two-car garage
- Utilities
- Public waterPublic sewerElectricity, natural gas, storm sewer, phone, and cable available
- Home design
- Two-story townhouse
- Construction
- Built in 2025Stone and Masonite constructionComposition roofConcrete perimeter foundation
- Exterior features
- PorchPatio
Interior
- Kitchen
- Range, dishwasher, disposal, and microwave
- Bedrooms
- 3 bedrooms, all on the second floor
- Flooring
- Carpet and luxury vinyl plank
- Bathrooms
- 3 bathrooms: 1 full, 1 three-quarter, and 1 halfPrimary bathroom with shower and double sinks
- Heating & cooling
- Natural gas forced-air heatingCentral air conditioning
- Interior features
- Ceiling fansPantryPartially finished basement with egress
Listing history 50 events
-
2026-11-08days on market $279,000 Active 16 DOM
-
2026-11-07days on market $279,000 Active 15 DOM
-
2026-11-06days on market $279,000 Active 14 DOM
-
2026-11-05days on market $279,000 Active 13 DOM
-
2026-11-04days on market $279,000 Active 12 DOM
-
2026-11-02days on market $279,000 Active 10 DOM
-
2026-11-01days on market $279,000 Active 9 DOM
-
2026-10-31days on market $279,000 Active 8 DOM
-
2026-10-30days on market $279,000 Active 7 DOM
-
2026-10-29days on market $279,000 Active 6 DOM
-
2026-10-28statusdays on market $279,000 Active 5 DOM
-
2026-10-27days on market $279,000 New 4 DOM
-
2026-10-26days on market $279,000 New 3 DOM
-
2026-10-25days on market $279,000 New 2 DOM
-
2026-10-23statusdays on market $279,000 New 1 DOM
-
2026-10-23days on market $279,000 Active 168 DOM
-
2026-10-22days on market $279,000 Active 167 DOM
-
2026-10-21days on market $279,000 Active 166 DOM
-
2026-10-20days on market $279,000 Active 165 DOM
-
2026-10-19days on market $279,000 Active 164 DOM
-
2026-10-18days on market $279,000 Active 163 DOM
-
2026-10-17days on market $279,000 Active 162 DOM
-
2026-10-16days on market $279,000 Active 161 DOM
-
2026-10-15days on market $279,000 Active 160 DOM
-
2026-10-14days on market $279,000 Active 159 DOM
-
2026-10-13days on market $279,000 Active 158 DOM
-
2026-10-12days on market $279,000 Active 157 DOM
-
2026-10-11days on market $279,000 Active 156 DOM
-
2026-10-10days on market $279,000 Active 155 DOM
-
2026-10-09days on market $279,000 Active 154 DOM
-
2026-10-08days on market $279,000 Active 153 DOM
-
2026-10-08price $279,000 Active 152 DOM
-
2026-10-07days on market $289,000 Active 152 DOM
-
2026-10-06days on market $289,000 Active 151 DOM
-
2026-10-05days on market $289,000 Active 150 DOM
-
2026-10-04days on market $289,000 Active 149 DOM
-
2026-10-04days on market $289,000 Active 148 DOM
-
2026-10-02days on market $289,000 Active 147 DOM
-
2026-10-01days on market $289,000 Active 146 DOM
-
2026-09-30days on market $289,000 Active 145 DOM
-
2026-09-29days on market $289,000 Active 144 DOM
-
2026-09-28days on market $289,000 Active 143 DOM
-
2026-09-27days on market $289,000 Active 142 DOM
-
2026-09-25days on market $289,000 Active 140 DOM
-
2026-09-24days on market $289,000 Active 139 DOM
-
2026-09-23days on market $289,000 Active 138 DOM
-
2026-09-22days on market $289,000 Active 137 DOM
-
2026-09-21days on market $289,000 Active 136 DOM
-
2026-09-20days on market $289,000 Active 135 DOM
-
2026-09-19days on market $289,000 Active 134 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,631
- − Mortgage interest
- −$16,193
- − Property taxes
- −$4,336
- − Insurance
- −$1,445
- − Repairs & maintenance
- −$2,291
- − Management
- −$2,291
- − HOA
- −$2,400
- − Depreciation
- −$8,410
- Taxable loss
- −$8,734
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,096
- After-tax cash flow
- $-1,658/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
80/100
None rehab
This move-in ready townhome in Bennington, Nebraska, offers a modern and well-maintained living space with a good condition score of 80. It is ideal for both resale and rental markets, with potential for further value enhancement through minor updates.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping and irrigation system — A well-maintained garden and irrigation system improve curb appeal and water efficiency. ↑
- Resale Kitchen appliances — Upgrading to high-end appliances can increase the home's appeal to potential buyers. ↑
- Resale Bathroom fixtures — Modernizing bathroom fixtures can enhance the home's appeal to potential buyers. ↑
- Resale Flooring — Replacing worn-out flooring with high-quality materials can significantly increase the home's value. ↑
- Both HVAC system — Upgrading the HVAC system can improve energy efficiency and comfort, benefiting both resale and rental value. ↑
- Both Landscaping and irrigation system — A well-maintained garden and irrigation system improve curb appeal and water efficiency, benefiting both resale and rental value. ↑
C
Composite school gradezoned avg 69/100
Zoned Schools
Elementary
Bennington Elementary School
A
NE #20/502
Nat'l #2,202/41,679
Middle
Bennington Middle School
B+
NE #13/128
Nat'l #1,406/14,009
High
Bennington High School
B
NE #21/261
Nat'l #2,439/17,239
Schools (NCES district)
- District
- Bennington Public Schools
- NCES district ID
- 3103990
- Math proficiency
- 67% ▼ -6.00%
- Reading proficiency
- 67% ▼ -7.00%
- Median HH income
- $87,771
- Composite
- 60.5/100
- National rank
- #843
- State rank
- #3 of 111 in NE
B
Composite livability gradescore 79/100
Livability — Bennington
- Score
- 79/100
- State rank
- #38
- US rank
- #2075
Category grades
Amenities F
Commute F
Cost of living A-
Crime A+
Employment A+
Housing A+
Health & safety B+
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Douglas County · 625,245 people
- City population
- 19,536
- Metro
- Omaha-Council Bluffs, NE-IA
- Population (ZIP)
- 19,536
- Household income
- $141,042
- Rent vs Own
- Severe rent burden
- 3% of renters
Population outlook (Douglas County) Hauer SSP2
- Today (2025)
- 625,245 people
- By 2030
- 661,613 · +5.8%
- By 2040
- 732,395 · +17.1%
- By 2050
- 801,988 · +28.3%
- By 2075
- 968,637 · +54.9%
- By 2100
- 1,101,871 · +76.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 6% Two or more races 5% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 3%
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Douglas
- 2024 margin
- D (+10.2) · D 54.4% · R 44.2% · Other 1.4%
- 2008→2024 swing
- +5.5pp toward D · 2008: 4.6pp · 2024: 10.2pp
- All cycles
- 2024: D+10.2 2020: D+11.3 2016: D+1.4 2012: R+4.3 2008: D+4.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -60.06%
- Current HPI
- 250.3443
- Rent YoY
- ▲ 5.88%
- Metro
- Omaha-Council Bluffs, NE-IA
- State GDP YoY
- ▲ 0.68%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in NE)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Conglomerate | 1 | $371B |
|
||
Price history
-73.5% since first listed7 events — show timeline
- 2026-10-23 Listing Removed — GPRMLS
- 2026-10-23 Listed $279,000 GPRMLS
- 2026-10-07 Price Changed $279,000 GPRMLS
- 2026-05-08 Listing Removed — GPRMLS
- 2026-05-08 Listed $289,000 GPRMLS
- 2025-05-16 Listed $289,000 GPRMLS
- 2023-04-25 Sold (Public Records) $1,051,000 Public Records
Property tax history
+117.4%/yrLatest (2025): $190 · +30.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…