CashFlowRE
Sign in Sign up
1179 W 14th St
D+ Composite 48.39
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +4.3/10.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$102,500

1179 W 14th St · Crowley, LA 70526
3 bd · 1.5 ba · 1,425 sqft · SingleFamily · 89 Days on market
Built 2002 10,454 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This adorable contemporary home is now available! Located in the heart of Crowley near one of the city parks. This home comes with a covered patio and spacious back yard. Schedule your showing today!

Key facts

  • Large windows
  • Durable metal roof
  • Dropped ac ductwork

Tags

MID-CENTURY MODERN INTERIORDROPPED AC DUCTWORKLARGE WINDOWSDURABLE METAL ROOFATTRACTIVE BRICK ACCENTSFENCED BACKYARD

Property features AI

Exterior

  • Parking: Attached carport; 2 covered parking spaces
  • Utilities: Public sewer; Electric service: CLECO
  • Home design: Single family residence; Residential zoning
  • Construction: Wood siding construction; Metal roof
  • Exterior features: Metal roof; Wood siding

Interior

  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air
  • Interior features: Central heating and central air conditioning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $102k.

Deal economics

  • At list price, monthly cash flow is $109 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $95k (6.8% below list).
  • Recommended offer: $95k (6.8% below list) — sets the bar for 1% rule.
  • Cap rate 7.6% vs local median 3.5% in Crowley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#145 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime F, amenities F, commute F.
  • Acadia Parish (rural): math 32% / reading 44% proficiency, ranked #28 of 98 in LA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: North Crowley Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 310 students, 89% FRL); Crowley High School (math 22% / reading 27%, grade F, #153 of 265 statewide, top 62%, 536 students, 76% FRL) — zoned schools average 83% FRL vs 62% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 96 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 137 units permitted in Acadia Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $709 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $95,482 (6.8% below list)

Questions for the listing agent

  1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.57%
Cash-on-cash
4.57%
DSCR
1.20
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$61,275
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1105 N Avenue C 0.63mi 3/1.5 1,450 (+2%) 15mo $50,000 $34 55
1004 William Egan Ave 0.31mi 4/2.0 (+1) 1,620 (+14%) 4mo $70,000 $43 52
728 W Northern Ave 0.41mi 3/2.0 1,600 (+12%) 13mo $140,000 $88 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.2%
Equity multiple
0.66×
Total profit
$-9,674
Equity at exit
$15,283
10-year hold
IRR
0.2%
Equity multiple
1.02×
Total profit
$439
Equity at exit
$8,862

Cash invested: $28,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70526

Active inventory
96
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$955 medium interval (Pro) →
Mortgage (P&I)
$538
Tax from tax record
$65 /mo · $778/yr
Insurance
$43
HOA
$0
Vacancy / Maint / Mgmt
$201
Net cashflow
$109

Break-even live

Break-even rent $816
Max offer price $102,500
Occupancy floor 84%

Sensitivity live

Price -10% $167 -5% $138 +0% $109 +5% $80 +10% $51
Rent -10% $34 -5% $72 +0% $109 +5% $147 +10% $185
Rate -1.0pp $161 -0.5pp $135 base $109 +0.5pp $83 +1.0pp $56

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,625
Closing costs
$3,075
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1842 Grace Pete St Crowley, LA 2.0 1.5 1100 $900 $0.82 22d 1 0.65mi
616 E 11th St Crowley, LA 2.0 1.0 1200 $1,100 $0.92 22d 1 1.34mi
1115 Stutes St Crowley, LA 2.0 1.0 1000 $900 $0.90 22d 1 1.48mi

Listing history 29 events

  1. 2026-06-21
    days on market $102,500 Active 89 DOM
  2. 2026-06-18
    days on market $102,500 Active 87 DOM
  3. 2026-06-17
    days on market $102,500 Active 86 DOM
  4. 2026-06-16
    days on market $102,500 Active 85 DOM
  5. 2026-06-15
    days on market $102,500 Active 84 DOM
  6. 2026-06-13
    days on market $102,500 Active 82 DOM
  7. 2026-06-12
    days on market $102,500 Active 81 DOM
  8. 2026-06-09
    days on market $102,500 Active 78 DOM
  9. 2026-06-08
    days on market $102,500 Active 77 DOM
  10. 2026-06-07
    days on market $102,500 Active 76 DOM
  11. 2026-06-07
    days on market $102,500 Active 75 DOM
  12. 2026-06-04
    days on market $102,500 Active 72 DOM
  13. 2026-06-02
    days on market $102,500 Active 71 DOM
  14. 2026-06-01
    days on market $102,500 Active 70 DOM
  15. 2026-05-31
    days on market $102,500 Active 69 DOM
  16. 2026-05-31
    days on market $102,500 Active 68 DOM
  17. 2026-05-18
    status Active
  18. 2026-05-11
    status Pending
  19. 2026-03-16
    listed $102,500 Active
  20. 2026-01-27
    price $102,500
  21. 2026-01-06
    price $105,000
  22. 2025-12-01
    listed $110,000 Active
  23. 2018-11-02
    soldstatus $99,000 199-char remark
    Show marketing remark (199 chars)

    This adorable contemporary home is now available! Located in the heart of Crowley near one of the city parks. This home comes with a covered patio and spacious back yard. Schedule your showing today!

  24. 2018-11-02
    soldstatus $99,000
    Show marketing remark (199 chars)

    This adorable contemporary home is now available! Located in the heart of Crowley near one of the city parks. This home comes with a covered patio and spacious back yard. Schedule your showing today!

  25. 2018-09-21
    listed $99,000 199-char remark
    Show marketing remark (199 chars)

    This adorable contemporary home is now available! Located in the heart of Crowley near one of the city parks. This home comes with a covered patio and spacious back yard. Schedule your showing today!

  26. 2010-07-26
    soldstatus $72,000
  27. 2010-07-23
    soldstatus $72,000
  28. 2009-09-03
    listed $83,900
  29. 2009-02-27
    listed $89,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$778 · $65/mo
Projected year-2 tax
$778 · $65/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,458
− Mortgage interest
−$5,742
− Property taxes
−$778
− Insurance
−$512
− Repairs & maintenance
−$917
− Management
−$917
− Depreciation
−$2,982
Taxable loss
−$389
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$93
After-tax cash flow
$1,405/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Acadia Parish
NCES district ID
2200030
Math proficiency
32% ▼ -39.00%
Reading proficiency
44% ▼ -32.00%
Median HH income
$38,012
Composite
31.65/100
National rank
#5929
State rank
#28 of 98 in LA

Livability — Crowley

Score
65/100
State rank
#145
US rank
#12669

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Crowley, LA
City population
16,740
Population (ZIP)
16,740

Population outlook (Acadia County) Hauer SSP2

Today (2025)
63,846 people
By 2030
64,141 · +0.5%
By 2040
63,922 · +0.1%
By 2050
62,263 · -2.5%
By 2075
56,507 · -11.5%
By 2100
46,316 · -27.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 20% Two or more races 6% Hispanic / Latino 2%
Common ancestry
Lithuanian 14% Italian 2%
Foreign-born
1% · Canada
Languages at home
95% English-only · French/Haitian/Cajun 4% Spanish 1%

Political lean MEDSL · Acadia

2024 margin
Solid R (+64.0) · D 17.6% · R 81.5%
2008→2024 swing
-18.3pp toward R · 2008: -45.7pp · 2024: -64.0pp
All cycles
2024: R+64.0 2020: R+60.3 2016: R+56.7 2012: R+49.8 2008: R+45.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.11%
Current HPI
88.3686
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+14.5% since first listed
13 events — show timeline
  • 2026-05-18 Relisted AcadianaMLS
  • 2026-05-11 Pending AcadianaMLS
  • 2026-03-16 Listed $102,500 AcadianaMLS
  • 2026-01-27 Price Changed $102,500 AcadianaMLS
  • 2026-01-06 Price Changed $105,000 AcadianaMLS
  • 2025-12-01 Listed $110,000 AcadianaMLS
  • 2018-11-02 Sold (Public Records) $99,000 Public Records
  • 2018-11-02 Sold (MLS) $99,000 AcadianaMLS
  • 2018-09-21 Listed $99,000 AcadianaMLS
  • 2010-07-26 Sold (Public Records) $72,000 Public Records
  • 2010-07-23 Sold (MLS) $72,000 AcadianaMLS
  • 2009-09-03 Listed $83,900 AcadianaMLS
  • 2009-02-27 Listed $89,500 AcadianaMLS

Property tax history

+2.0%/yr

Latest (2025): $778 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…