7625 Pointer St · Houston, TX 77016

$165,000

4 bd · 1.0 ba · 1,608 sqft · SingleFamily public records · 5 Days on market

Built 1950 4,552 sqft lot $103/sqft · 23% below area Est $215k · 23% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.9/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• Appreciation +9.3/10.0
• 1% rule +8.4/10.0
• Livability +3.7/5.0
• Schools +2.7/10.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0

Listing remarks

Investment property or great 1st home. Needs repairs, sold AS-IS. Has a detached garage. Room size and lot sqft are approximate buyer and buyers agent to verify. Home has a great layout and plenty of front/backyard. Lots of new construction near buy. Close to Downtown Houston, Breweries, TMC, and more. Buyer will need to purchase survey if needed. For additional information, please contact co-list or listing agent.

Key facts

• Great layout
• New construction
• Detached garage

Tags

• DETACHED GARAGE
• GREAT LAYOUT
• NEW CONSTRUCTION
• CLOSE TO DOWNTOWN HOUSTON

Property features AI

Exterior

• Parking: Detached garage (1 car)
• Utilities: Public water; Public sewer
• Home design: Residential property
• Construction: Brick construction; Built in 1950; Composition roof; Block foundation
• Exterior features: Subdivision lot

Interior

• Bedrooms: Three bedrooms on the first floor (approx. 10x12, 10x10, 10x10)
• Bathrooms: One full bathroom
• Interior features: 3 total rooms

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $165k.

Deal economics

• At list price, monthly cash flow is $559 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Cap rate 10.4% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
• Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Cook Jr El (math 22% / reading 37%, grade F, #2,525 of 4,322 statewide, top 62%, 519 students, 96% FRL); Key Middle (math 10% / reading 20%, grade F, #1,569 of 1,662 statewide, top 95%, 615 students, 100% FRL); Kashmere H S (math 14% / reading 22%, grade F, #1,445 of 1,632 statewide, top 89%, 725 students, 96% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 376 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• At $2,214/mo this rent would consume 56% of the median local household income ($48k/yr) (locally 1297% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $15k of equity ($1k loan paydown + $14k appreciation (8.7% local appreciation)).
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (8.7% appreciation + 0.4% rent growth), your $46k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $165,000

Questions for the listing agent

1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 10.36%
• Cash-on-cash: 14.51%
• DSCR: 1.65
• GRM: 6.2

CMA / ARV

• ARV (median comp): $214,560
• List price: $165,000
• Delta: -23.10%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7701 Sayers St	0.38mi	3/2.5 (-1)	1,575 (-2%)	8mo	$299,999	$190	61
4209 Tampico Rd	0.28mi	3/2.5 (-1)	1,445 (-10%)	5mo	$225,000	$156	55
7810 Magna St	0.44mi	3/2.0 (-1)	1,500 (-7%)	8mo	$225,000	$150	53
4006 Yorkshire St	0.42mi	3/2.0 (-1)	1,768 (+10%)	5mo	$79,900	$45	51
4819 Keeland St	0.63mi	3/2.5 (-1)	1,627 (+1%)	8mo	$252,000	$155	51
4813 Keeland St	0.63mi	3/2.5 (-1)	1,627 (+1%)	9mo	$252,000	$155	50
4815 Keeland St	0.63mi	3/2.5 (-1)	1,627 (+1%)	10mo	$252,000	$155	49
8718 Magna St	0.72mi	3/1.5 (-1)	1,528 (-5%)	4mo	$200,000	$131	48
7831 Wileyvale Rd	0.49mi	4/2.0	1,781 (+11%)	10mo	$275,000	$154	47
7609 Shotwell St	0.69mi	3/2.0 (-1)	1,660 (+3%)	8mo	$180,000	$108	46
7302 Sandra St	0.71mi	3/1.0 (-1)	1,460 (-9%)	1mo	$239,900	$164	46
3802 Keeland St	0.64mi	4/3.0	1,770 (+10%)	2mo	$329,000	$186	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.65% appreciation · 0.44% rent growth · sell at horizon

5-year hold

• IRR: 31.2%
• Equity multiple: 3.27×
• Total profit: $104,966
• Equity at exit: $132,705

10-year hold

• IRR: 26.6%
• Equity multiple: 6.81×
• Total profit: $268,420
• Equity at exit: $270,756

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77016

• Home prices YoY: 2.8%
• Rents YoY: 0.4%
• Active inventory: 376
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $2,214 high
• Mortgage (P&I): −$865
• Tax from tax record: −$256 /mo · $3,074/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$465
• Net cashflow: $559

Break-even live

Break-even rent $1,507

Max offer price $165,000

Occupancy floor 70%

Sensitivity live

Price	-10% $652	-5% $605	+0% $559	+5% $512	+10% $465
Rent	-10% $384	-5% $471	+0% $559	+5% $646	+10% $734
Rate	-1.0pp $642	-0.5pp $601	base $559	+0.5pp $516	+1.0pp $472

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4326 Plaag St Unit B Houston, TX	3.0	2.5	1150	$1,595	$1.39	45d	1	0.29mi
7740 Wileyvale Rd Unit B Houston, TX	3.0	2.0	1500	$3,000	$2.00	45d	1	0.54mi
4626 Shreveport Blvd Unit B Houston, TX	3.0	2.0	1150	$1,490	$1.30	15d	1	0.64mi
3812 Lynnfield St Houston, TX	3.0	2.0	1298	$1,545	$1.19	6d	1	0.77mi
3810 Lynnfield St Houston, TX	3.0	2.0	1298	$1,599	$1.23	16d	1	0.78mi
3222 Bostic St Unit 1571615P Houston, TX	3.0	2.5	1593	$5,423	$3.40	0d	1	0.85mi
8318 Curry Rd Houston, TX	3.0	2.0	1558	$2,299	$1.48	45d	1	0.87mi
8320 Curry Rd Houston, TX	3.0	2.5	1558	$8,950	$5.74	23d	1	0.88mi
8320 Curry Rd Unit 1391267P Houston, TX	3.0	2.5	1550	$5,033	$3.25	0d	1	0.88mi
8322 Curry Rd Houston, TX	3.0	2.5	1599	$2,500	$1.56	45d	1	0.88mi
3208 Bostic St Unit 1254540P Houston, TX	3.0	2.0	1603	$3,673	$2.29	0d	1	0.88mi
8326 Curry Rd Unit 1228882P Houston, TX	3.0	2.0	1614	$2,878	$1.78	9d	1	0.89mi
8326 Curry Rd Unit 1227052P Houston, TX	3.0	2.0	1270	$3,317	$2.61	0d	1	0.89mi
5609 Denmark St Unit A Houston, TX	3.0	2.0	1410	$1,595	$1.13	45d	1	0.90mi
8639 Peachtree St Unit A Houston, TX	3.0	2.5	1150	$1,750	$1.52	45d	1	0.91mi
7320 Jensen Dr Houston, TX	1.0–3.0	1.0–2.0	935	$1,176	$1.26	3d	5	1.02mi
6315 Sandra St Unit A Houston, TX	3.0	2.0	1150	$1,399	$1.22	45d	1	1.02mi
4030 Reid St Houston, TX	3.0	2.0	1680	$2,000	$1.19	45d	1	1.02mi
2623 Huntington Creek Ln Houston, TX	3.0	2.5	1553	$2,299	$1.48	25d	1	1.19mi
9422 Sandra St Unit B Houston, TX	3.0	2.5	1461	$1,875	$1.28	45d	1	1.47mi

Listing history 12 events

1. 2026-06-21
   days on market $165,000 Active 5 DOM
2. 2026-06-18
   days on market $165,000 Active 2 DOM
3. 2026-06-16
   remarks 418-char remark
4. 2026-06-16
   days on marketlisting id $165,000 Active 1 DOM
5. 2025-11-25
   listed $165,000 Active 195-char remark
6. 2025-10-31
   historical
7. 2025-02-18
   listed $160,000 Active
8. 2023-12-31
   historical
9. 2023-08-24
   listed $160,000 Active
10. 2002-05-16
    soldstatus
11. 1998-10-09
    soldstatus
12. 1998-08-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,074 · $256/mo
• Projected year-2 tax: $3,074 · $256/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,565
• − Mortgage interest: −$9,243
• − Property taxes: −$3,074
• − Insurance: −$825
• − Repairs & maintenance: −$2,125
• − Management: −$2,125
• − Depreciation: −$4,800
• Taxable income: $4,373
• Est. tax owed @ 24.0%: −$1,050
• After-tax cash flow: $5,655/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Houston ISD
• NCES district ID: 4823640
• Math proficiency: 27% ▼ -18.00%
• Reading proficiency: 35% ▼ -6.00%
• Median HH income: $46,054
• Composite: 26.63/100
• National rank: #7173
• State rank: #593 of 826 in TX

Livability — Houston

• Score: 74/100
• State rank: #184
• US rank: #4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Houston, TX
• County: Harris County · 4,702,590 people
• City population: 3,226,434
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 29,841
• Household income: $47,677
• Rent vs Own: 38.8% rent · 61.2% own
• Severe rent burden: 1297.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (56%)
• Race & ethnicity: Black 56% Hispanic / Latino 42% Two or more races 28%
• Hispanic origin (detail): Mexican 34%
• Foreign-born: 18% · Canada
• Languages at home: 61% English-only · Spanish 37%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.65%
• Current HPI: 315.6765
• Rent YoY: ▲ 0.44%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+3.1% since first listed

10 events — show timeline

• 2026-06-16 Listed $165,000 HARMLS
• 2026-05-25 Listing Removed — HARMLS
• 2025-11-25 Listed $165,000 HARMLS
• 2025-10-31 Listing Removed — HARMLS
• 2025-02-18 Listed $160,000 HARMLS
• 2023-12-31 Listing Removed — HARMLS
• 2023-08-24 Listed $160,000 HARMLS
• 2002-05-16 Sold (Public Records) — Public Records
• 1998-10-09 Sold (Public Records) — Public Records
• 1998-08-03 Sold (Public Records) — Public Records

Property tax history

+9.8%/yr

Latest (2025): $3,074 · +1.6% YoY. Source: county tax records.