🏗️ New Construction
6719 Camila St · Cove, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +6.8/30.0
- Schools +6.2/10.0
- Condition / age +4.8/5.0
- Rent growth +3.4/5.0
- Livability +3.2/5.0
- 1% rule +2.0/10.0
- DSCR +1.0/10.0
- Appreciation +0.0/10.0
$322,170
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Modern comfort at Windcress—a vibrant community where exceptional living meets unbeatable value. Step inside open-concept homes with versatile floor plans designed for today’s lifestyle, and step outside to enjoy state-of-the-art amenities you won’t find anywhere else in the area: a sparkling resort-style pool, tot lot, putting green, pickleball courts, and so much more! Perfectly located near Mont Belvieu, Windcress is zoned to the top-rated Barbers Hill ISD and offers quick access to I-10 and FM 146. More than just a neighborhood, Windcress is your next adventure—where city convenience meets the true charm of home.
Key facts
- Tot lot
- Pickleball courts
- Open-concept homes
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $322k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-596 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $298k (7.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $271k (16.0% below list).
- Recommended offer: $271k (16.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#766 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Barbers Hill ISD (rural): math 72% / reading 65% proficiency, ranked #12 of 826 in TX (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Barbers Hill El South (math 68% / reading 62%, grade B+, #246 of 4,322 statewide, top 6%, 883 students, 37% FRL); Barbers Hill Middle South (math 77% / reading 63%, grade A, #58 of 1,662 statewide, top 4%, 636 students, 0% FRL); Barbers Hill H S (math 70% / reading 74%, grade B+, #95 of 1,632 statewide, top 7%, 1,972 students, 0% FRL) — zoned schools average 12% FRL vs 28% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+3.4%/yr); 781 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 629 units permitted in Chambers County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Chambers County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($317k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.70% ✗
- Cap rate
- 4.43%
- Cash-on-cash
- -6.64%
- DSCR
- 0.70
- GRM
- 11.8
CMA / ARV
- ARV (on-the-fly)
- $384,696
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6735 Camila St | 0.05mi | 4/2.5 | 2,466 (0%) | 2mo | $314,990 | $128 | 96 |
| 6711 Alejandro Pl | 0.12mi | 4/2.5 | 2,530 (+3%) | 1mo | $379,990 | $150 | 89 |
| 427 Ruby Ford Dr | 0.04mi | 4/2.5 | 2,285 (-7%) | 2mo | $319,990 | $140 | 85 |
| 6739 Camila St | 0.06mi | 4/2.5 | 2,285 (-7%) | 2mo | $314,990 | $138 | 84 |
| 523 Louis Ln | 0.10mi | 4/2.5 | 2,218 (-10%) | 6mo | $299,990 | $135 | 73 |
| 7118 Thomas James Ct | 0.41mi | 4/2.5 | 2,218 (-10%) | 1mo | $326,130 | $147 | 63 |
| 1806 Parker Place Dr | 0.41mi | 4/3.0 | 2,298 (-7%) | 6mo | $579,999 | $252 | 62 |
| 1903 Lafayette Ln | 0.70mi | 4/2.5 | 2,468 (+0%) | 7mo | $449,800 | $182 | 61 |
| 1914 Lafayette Ln | 0.68mi | 4/2.5 | 2,514 (+2%) | 6mo | $439,000 | $175 | 60 |
| 1911 Lafayette Ln | 0.71mi | 4/3.0 | 2,254 (-9%) | 6mo | $429,999 | $191 | 45 |
| 8419 Rio Spring Dr | 0.72mi | 4/3.0 | 2,180 (-12%) | 4mo | $339,340 | $156 | 42 |
| 1815 Magnolia Bnd | 0.71mi | 3/2.5 (-1) | 2,100 (-15%) | 0mo | $410,000 | $195 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.42% rent growth · sell at horizon
- IRR
- -27.3%
- Equity multiple
- 0.08×
- Total profit
- $-99,079
- Equity at exit
- $57,359
- IRR
- -23.7%
- Equity multiple
- -0.21×
- Total profit
- $-130,072
- Equity at exit
- $33,261
Cash invested: $107,715 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77523
- Home prices YoY
- -31.5%
- Rents YoY
- 3.4%
- Active inventory
- 781
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,705 medium interval (Pro) →
- Mortgage (P&I)
- −$2,017
- Tax est. 1.5%
- −$481 /mo · $5,770/yr
- Insurance
- −$160
- HOA
- −$75
- Vacancy / Maint / Mgmt
- −$568
- Net cashflow
- $-596
Break-even live
Sensitivity live
| Price | -10% $-330 | -5% $-463 | +0% $-596 | +5% $-729 | +10% $-862 |
|---|---|---|---|---|---|
| Rent | -10% $-810 | -5% $-703 | +0% $-596 | +5% $-489 | +10% $-383 |
| Rate | -1.0pp $-403 | -0.5pp $-498 | base $-596 | +0.5pp $-696 | +1.0pp $-797 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $96,174
- Closing costs
- $11,541
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14930 Spring Forest Ln Baytown, TX | 4.0 | 2.0 | 1829 | $2,750 | $1.50 | 45d | 1 | 0.57mi |
| 14739 Sweet Water Dr Baytown, TX | 4.0 | 2.0 | 1821 | $2,395 | $1.32 | 3d | 1 | 0.64mi |
| 8411 Hannah Rd Baytown, TX | 4.0 | 2.5 | 2329 | $2,195 | $0.94 | 26d | 1 | 1.22mi |
| 8414 Liberty Sky Rd Baytown, TX | 3.0 | 2.5 | 2046 | $2,095 | $1.02 | 26d | 1 | 1.24mi |
HOA detail
- Monthly dues
- $75 · $900/yr
- Likely covers
- pool
Listing history 4 events
-
2026-04-17status Pending
-
2026-04-08price $322,170
-
2026-03-28price $319,270
-
2026-03-25$349,250 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,465
- − Mortgage interest
- −$21,549
- − Property taxes
- −$5,770
- − Insurance
- −$1,923
- − Repairs & maintenance
- −$2,597
- − Management
- −$2,597
- − HOA
- −$900
- − Depreciation
- −$11,191
- Taxable loss
- −$14,063
- Est. tax savings @ 24.0%
- +$3,375
- After-tax cash flow
- $-3,780/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 8 photos
This modern single-family home in Windcress is in excellent condition with a well-maintained exterior and interior. It offers a great location and state-of-the-art amenities, making it an attractive investment.
Value-add opportunities
- Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics, making the home more attractive to potential buyers and renters.
- Both Landscaping improvements — Enhancing the landscaping can improve the curb appeal and add value to the property.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics, making the home more attractive to potential buyers and renters. ↑
- Both Landscaping improvements — Enhancing the landscaping can improve the curb appeal and add value to the property. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Barbers Hill ISD
- NCES district ID
- 4809450
- Math proficiency
- 72% ▼ -5.00%
- Reading proficiency
- 65% ▼ -1.00%
- Median HH income
- $87,257
- Composite
- 61.73/100
- National rank
- #737
- State rank
- #12 of 826 in TX
Livability — Cove
- Score
- 64/100
- State rank
- #766
- US rank
- #13996
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Chambers County · 30,186 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 30,186
- Household income
- $124,188
- Rent vs Own
- Severe rent burden
- 549.0
Population outlook (Chambers County) Hauer SSP2
- Today (2025)
- 46,946 people
- By 2030
- 51,094 · +8.8%
- By 2040
- 59,578 · +26.9%
- By 2050
- 68,318 · +45.5%
- By 2075
- 90,485 · +92.7%
- By 2100
- 104,885 · +123.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Hispanic / Latino 25% Two or more races 11% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 22%
- Common ancestry
- Lithuanian 1% Slovak 1% Serbian 1%
- Foreign-born
- 9% · Canada
- Languages at home
- 82% English-only · Spanish 17%
Political lean MEDSL · Chambers
- 2024 margin
- Solid R (+65.6) · D 16.8% · R 82.4%
- 2008→2024 swing
- -14.4pp toward R · 2008: -51.2pp · 2024: -65.6pp
- All cycles
- 2024: R+65.6 2020: R+61.7 2016: R+62.1 2012: R+61.1 2008: R+51.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -102.33%
- Current HPI
- 222.6999
- Rent YoY
- ▲ 3.42%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-7.8% since first listed4 events — show timeline
- 2026-04-17 Pending — HARMLS
- 2026-04-08 Price Changed $322,170 HARMLS
- 2026-03-28 Price Changed $319,270 HARMLS
- 2026-03-25 Listed $349,250 HARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…