CashFlowRE
Sign in Sign up
6719 Camila St 🏗️ New Construction
F Composite 34.87
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +6.8/30.0
  • Schools +6.2/10.0
  • Condition / age +4.8/5.0
  • Rent growth +3.4/5.0
  • Livability +3.2/5.0
  • 1% rule +2.0/10.0
  • DSCR +1.0/10.0
  • Appreciation +0.0/10.0

$322,170

6719 Camila St · Cove, TX 77523
4 bd · 2.5 ba · 2,466 sqft · SingleFamily · 23 Days on market
Built 2026 Excellent condition 7,500 sqft lot $75/mo HOA · 3% of rent ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Modern comfort at Windcress—a vibrant community where exceptional living meets unbeatable value. Step inside open-concept homes with versatile floor plans designed for today’s lifestyle, and step outside to enjoy state-of-the-art amenities you won’t find anywhere else in the area: a sparkling resort-style pool, tot lot, putting green, pickleball courts, and so much more! Perfectly located near Mont Belvieu, Windcress is zoned to the top-rated Barbers Hill ISD and offers quick access to I-10 and FM 146. More than just a neighborhood, Windcress is your next adventure—where city convenience meets the true charm of home.

Key facts

  • Tot lot
  • Pickleball courts
  • Open-concept homes

Tags

OPEN-CONCEPT HOMESVERSATILE FLOOR PLANSRESORT-STYLE POOLTOT LOTPUTTING GREENPICKLEBALL COURTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $322,170 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $384,696.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $322k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-596 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $298k (7.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $271k (16.0% below list).
  • Recommended offer: $271k (16.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#766 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
  • Barbers Hill ISD (rural): math 72% / reading 65% proficiency, ranked #12 of 826 in TX (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Barbers Hill El South (math 68% / reading 62%, grade B+, #246 of 4,322 statewide, top 6%, 883 students, 37% FRL); Barbers Hill Middle South (math 77% / reading 63%, grade A, #58 of 1,662 statewide, top 4%, 636 students, 0% FRL); Barbers Hill H S (math 70% / reading 74%, grade B+, #95 of 1,632 statewide, top 7%, 1,972 students, 0% FRL) — zoned schools average 12% FRL vs 28% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+3.4%/yr); 781 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 629 units permitted in Chambers County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Chambers County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($317k) is reasonable based on typical stale-listing flexibility.
Recommended offer $270,542 (16.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
4.43%
Cash-on-cash
-6.64%
DSCR
0.70
GRM
11.8

CMA / ARV

ARV (on-the-fly)
$384,696
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6735 Camila St 0.05mi 4/2.5 2,466 (0%) 2mo $314,990 $128 96
6711 Alejandro Pl 0.12mi 4/2.5 2,530 (+3%) 1mo $379,990 $150 89
427 Ruby Ford Dr 0.04mi 4/2.5 2,285 (-7%) 2mo $319,990 $140 85
6739 Camila St 0.06mi 4/2.5 2,285 (-7%) 2mo $314,990 $138 84
523 Louis Ln 0.10mi 4/2.5 2,218 (-10%) 6mo $299,990 $135 73
7118 Thomas James Ct 0.41mi 4/2.5 2,218 (-10%) 1mo $326,130 $147 63
1806 Parker Place Dr 0.41mi 4/3.0 2,298 (-7%) 6mo $579,999 $252 62
1903 Lafayette Ln 0.70mi 4/2.5 2,468 (+0%) 7mo $449,800 $182 61
1914 Lafayette Ln 0.68mi 4/2.5 2,514 (+2%) 6mo $439,000 $175 60
1911 Lafayette Ln 0.71mi 4/3.0 2,254 (-9%) 6mo $429,999 $191 45
8419 Rio Spring Dr 0.72mi 4/3.0 2,180 (-12%) 4mo $339,340 $156 42
1815 Magnolia Bnd 0.71mi 3/2.5 (-1) 2,100 (-15%) 0mo $410,000 $195 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.42% rent growth · sell at horizon

5-year hold
IRR
-27.3%
Equity multiple
0.08×
Total profit
$-99,079
Equity at exit
$57,359
10-year hold
IRR
-23.7%
Equity multiple
-0.21×
Total profit
$-130,072
Equity at exit
$33,261

Cash invested: $107,715 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77523

Home prices YoY
-31.5%
Rents YoY
3.4%
Active inventory
781
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,705 medium interval (Pro) →
Mortgage (P&I)
$2,017
Tax est. 1.5%
$481 /mo · $5,770/yr
Insurance
$160
HOA
$75
Vacancy / Maint / Mgmt
$568
Net cashflow
$-596

Break-even live

Break-even rent $3,460
Max offer price $298,415
Occupancy floor

Sensitivity live

Price -10% $-330 -5% $-463 +0% $-596 +5% $-729 +10% $-862
Rent -10% $-810 -5% $-703 +0% $-596 +5% $-489 +10% $-383
Rate -1.0pp $-403 -0.5pp $-498 base $-596 +0.5pp $-696 +1.0pp $-797

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$96,174
Closing costs
$11,541
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14930 Spring Forest Ln Baytown, TX 4.0 2.0 1829 $2,750 $1.50 45d 1 0.57mi
14739 Sweet Water Dr Baytown, TX 4.0 2.0 1821 $2,395 $1.32 3d 1 0.64mi
8411 Hannah Rd Baytown, TX 4.0 2.5 2329 $2,195 $0.94 26d 1 1.22mi
8414 Liberty Sky Rd Baytown, TX 3.0 2.5 2046 $2,095 $1.02 26d 1 1.24mi

HOA detail

Monthly dues
$75 · $900/yr
Likely covers
pool

Listing history 4 events

  1. 2026-04-17
    status Pending
  2. 2026-04-08
    price $322,170
  3. 2026-03-28
    price $319,270
  4. 2026-03-25
    listed $349,250 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,465
− Mortgage interest
−$21,549
− Property taxes
−$5,770
− Insurance
−$1,923
− Repairs & maintenance
−$2,597
− Management
−$2,597
− HOA
−$900
− Depreciation
−$11,191
Taxable loss
−$14,063
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,375
After-tax cash flow
$-3,780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Excellent 95/100 None rehab

This modern single-family home in Windcress is in excellent condition with a well-maintained exterior and interior. It offers a great location and state-of-the-art amenities, making it an attractive investment.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics, making the home more attractive to potential buyers and renters.
  • Both Landscaping improvements — Enhancing the landscaping can improve the curb appeal and add value to the property.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics, making the home more attractive to potential buyers and renters.
  • Both Landscaping improvements — Enhancing the landscaping can improve the curb appeal and add value to the property.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Barbers Hill ISD
NCES district ID
4809450
Math proficiency
72% ▼ -5.00%
Reading proficiency
65% ▼ -1.00%
Median HH income
$87,257
Composite
61.73/100
National rank
#737
State rank
#12 of 826 in TX

Livability — Cove

Score
64/100
State rank
#766
US rank
#13996

Category grades

Amenities F Commute F Cost of living B+ Crime A Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Chambers County · 30,186 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
30,186
Household income
$124,188
Rent vs Own
18.7% rent · 81.3% own
Severe rent burden
549.0

Population outlook (Chambers County) Hauer SSP2

Today (2025)
46,946 people
By 2030
51,094 · +8.8%
By 2040
59,578 · +26.9%
By 2050
68,318 · +45.5%
By 2075
90,485 · +92.7%
By 2100
104,885 · +123.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Hispanic / Latino 25% Two or more races 11% Black 8% Asian 2%
Hispanic origin (detail)
Mexican 22%
Common ancestry
Lithuanian 1% Slovak 1% Serbian 1%
Foreign-born
9% · Canada
Languages at home
82% English-only · Spanish 17%

Political lean MEDSL · Chambers

2024 margin
Solid R (+65.6) · D 16.8% · R 82.4%
2008→2024 swing
-14.4pp toward R · 2008: -51.2pp · 2024: -65.6pp
All cycles
2024: R+65.6 2020: R+61.7 2016: R+62.1 2012: R+61.1 2008: R+51.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.33%
Current HPI
222.6999
Rent YoY
▲ 3.42%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-7.8% since first listed
4 events — show timeline
  • 2026-04-17 Pending HARMLS
  • 2026-04-08 Price Changed $322,170 HARMLS
  • 2026-03-28 Price Changed $319,270 HARMLS
  • 2026-03-25 Listed $349,250 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…