450 Pole Line Rd #53 · Twin Falls, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 4/10 · Minor
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 12 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Schools +3.5/10.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$59,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Affordable 2 bedroom, 2 bathroom mobile home on a rented lot in the Lazy J Ranch. Covered entryway. Large windows in the living/dining area allowing natural lighting in. The sliding glass door leads to a cozy covered back patio. Lots of built in storage throughout the home. Exterior storage shed on concrete pad. Close by the hospital, shopping and entertainment.
Key facts
- Built 1971
- Listed 155 days
Property features AI
Finance
- Other: Located in Twin Falls area; Directions available: From Pole Line Rd turn south into Lazy J Mobile Park; go straight south, after the first RV homes take a slight left and continue to #52
- Financial info: Information not provided
- HOA & community: Association fees billed annually; Located in Lazy J Mobile Home Park
Exterior
- Parking: Information not provided
- Security: Information not provided
- Utilities: City water service; Sewer connected; Power: information not provided
- Home design: Mobile/manufactured home on rented lot; Single-family use; Built in 1971
- Construction: Frame construction with metal siding; Metal roof; Information about foundation not provided
- Exterior features: Covered patio/deck; Storage shed; Private paved road frontage
Interior
- Kitchen: Dishwasher; Microwave; Oven/Range (freestanding); Refrigerator; Breakfast bar; Laminate counters
- Bedrooms: 2 bedrooms (both on main level)
- Flooring: Carpet; Vinyl
- Bathrooms: 2 bathrooms
- Heating & cooling: Forced air heating (natural gas); Central air conditioning
- Interior features: Bath in master bedroom; Guest room; Formal dining; Family room / Great room; Breakfast bar; Laminate counters; Handicapped accessible
- Laundry & utility: Washer; Gas dryer hookup; Tank and gas water heater; Utility room on main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $59k.
Deal economics
- At list price, monthly cash flow is $887 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $59k).
- Recommended offer: $52k (12.0% below list) — sets the bar for market timing.
- Cap rate 24.3% vs local median 2.4% in Twin Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#33 in ID, #4,779 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, commute F.
- Twin Falls District (town): math 34% / reading 49% proficiency, ranked #62 of 92 in ID (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Harrison Elementary School (math 32% / reading 37%, grade F, #272 of 357 statewide, top 80%, 389 students, 65% FRL); Canyon Ridge High School (math 26% / reading 59%, grade F, #71 of 169 statewide, top 42%, 1,409 students, 18% FRL) — zoned schools at 42% FRL track the district average.
- Market conditions: Rents rising (+2.9%/yr); 620 active listings in the ZIP; 636 units permitted in Twin Falls County in 2024 (12 in 5+ unit buildings).
- This rent runs 31% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $408 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Twin Falls County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 2.9% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 156 days — a 12% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 156 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.78% ✓
- Cap rate
- 24.33%
- Cash-on-cash
- 64.41%
- DSCR
- 3.87
- GRM
- 3.0
CMA / ARV
- ARV (on-the-fly)
- $22,848
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 450 Pole Line Rd Sp#25 | 0.09mi | 2/2.0 | 1,152 (-14%) | 18mo | $20,000 | $17 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.91% rent growth · sell at horizon
- IRR
- 63.4%
- Equity multiple
- 3.83×
- Total profit
- $46,793
- Equity at exit
- $8,797
- IRR
- 67.9%
- Equity multiple
- 7.84×
- Total profit
- $112,962
- Equity at exit
- $5,101
Cash invested: $16,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83301
- Rents YoY
- 2.9%
- Active inventory
- 620
- Price-to-rent
- 3.0×
Monthly cashflow live
- Estimated rent
- $1,639 medium interval (Pro) →
- Mortgage (P&I)
- −$309
- Tax est. 1.5%
- −$74 /mo · $885/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$344
- Net cashflow
- $887
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,750
- Closing costs
- $1,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-19days on market $59,000 Active 156 DOM
-
2026-06-18days on market $59,000 Active 155 DOM
-
2026-06-17days on market $59,000 Active 154 DOM
-
2026-06-16days on market $59,000 Active 153 DOM
-
2026-06-15days on market $59,000 Active 152 DOM
-
2026-06-14days on market $59,000 Active 150 DOM
-
2026-06-13days on market $59,000 Active 149 DOM
-
2026-06-10days on market $59,000 Active 147 DOM
-
2026-06-09days on market $59,000 Active 146 DOM
-
2026-06-08days on market $59,000 Active 145 DOM
-
2026-06-07days on market $59,000 Active 144 DOM
-
2026-06-05days on market $59,000 Active 141 DOM
-
2026-06-02days on market $59,000 Active 139 DOM
-
2026-06-01days on market $59,000 Active 138 DOM
-
2026-05-31days on market $59,000 Active 137 DOM
-
2026-05-30days on market $59,000 Active 136 DOM
-
2026-01-14$59,000 Active
-
2017-08-31soldstatus
-
2017-05-18$15,900
-
2007-08-07soldstatus
-
2007-05-21$19,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 4/10 Moderate 7 d/yr ≥94°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 12 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,663
- − Mortgage interest
- −$3,305
- − Property taxes
- −$885
- − Insurance
- −$295
- − Repairs & maintenance
- −$1,573
- − Management
- −$1,573
- − Depreciation
- −$1,716
- Taxable income
- $10,316
- Est. tax owed @ 24.0%
- −$2,476
- After-tax cash flow
- $8,165/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Twin Falls District
- NCES district ID
- 1603240
- Math proficiency
- 34% ▼ -8.00%
- Reading proficiency
- 49% ▼ -2.00%
- Median HH income
- $44,465
- Composite
- 35.15/100
- National rank
- #5006
- State rank
- #62 of 92 in ID
Livability — Twin Falls
- Score
- 74/100
- State rank
- #33
- US rank
- #4779
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Twin Falls, ID
- County
- Twin Falls County · 63,592 people
- City population
- 63,592
- Metro
- Twin Falls, ID
- Population (ZIP)
- 63,592
- Household income
- $62,647
- Rent vs Own
- Severe rent burden
- 1784.0
Population outlook (Twin Falls County) Hauer SSP2
- Today (2025)
- 92,642 people
- By 2030
- 97,900 · +5.7%
- By 2040
- 108,553 · +17.2%
- By 2050
- 119,443 · +28.9%
- By 2075
- 146,906 · +58.6%
- By 2100
- 168,212 · +81.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 16% Two or more races 10% Asian 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Slovak 3% Italian 2% Portuguese 2%
- Foreign-born
- 8% · Canada, India
- Languages at home
- 86% English-only · Spanish 10% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Twin Falls
- 2024 margin
- Solid R (+48.8) · D 24.2% · R 73.1% · Other 2.7%
- 2008→2024 swing
- -12.1pp toward R · 2008: -36.7pp · 2024: -48.8pp
- All cycles
- 2024: R+48.8 2020: R+45.0 2016: R+44.6 2012: R+43.5 2008: R+36.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -247.58%
- Current HPI
- 271.0297
- Rent YoY
- ▲ 2.91%
- Metro
- Twin Falls, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
+196.5% since first listed5 events — show timeline
- 2026-01-14 Listed $59,000 IMLS
- 2017-08-31 Sold (MLS) — IMLS
- 2017-05-18 Listed $15,900 IMLS
- 2007-08-07 Sold (MLS) — IMLS
- 2007-05-21 Listed $19,900 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…