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450 Pole Line Rd #53
B Composite 70.44
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$59,000

450 Pole Line Rd #53 · Twin Falls, ID 83301
2 bd · 2.0 ba · 1,344 sqft · Manufactured · 156 Days on market
Built 1971

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Affordable 2 bedroom, 2 bathroom mobile home on a rented lot in the Lazy J Ranch. Covered entryway. Large windows in the living/dining area allowing natural lighting in. The sliding glass door leads to a cozy covered back patio. Lots of built in storage throughout the home. Exterior storage shed on concrete pad. Close by the hospital, shopping and entertainment.

Key facts

  • Built 1971
  • Listed 155 days

Property features AI

Finance

  • Other: Located in Twin Falls area; Directions available: From Pole Line Rd turn south into Lazy J Mobile Park; go straight south, after the first RV homes take a slight left and continue to #52
  • Financial info: Information not provided
  • HOA & community: Association fees billed annually; Located in Lazy J Mobile Home Park

Exterior

  • Parking: Information not provided
  • Security: Information not provided
  • Utilities: City water service; Sewer connected; Power: information not provided
  • Home design: Mobile/manufactured home on rented lot; Single-family use; Built in 1971
  • Construction: Frame construction with metal siding; Metal roof; Information about foundation not provided
  • Exterior features: Covered patio/deck; Storage shed; Private paved road frontage

Interior

  • Kitchen: Dishwasher; Microwave; Oven/Range (freestanding); Refrigerator; Breakfast bar; Laminate counters
  • Bedrooms: 2 bedrooms (both on main level)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Bath in master bedroom; Guest room; Formal dining; Family room / Great room; Breakfast bar; Laminate counters; Handicapped accessible
  • Laundry & utility: Washer; Gas dryer hookup; Tank and gas water heater; Utility room on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $59k.

Deal economics

  • At list price, monthly cash flow is $887 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $59k).
  • Recommended offer: $52k (12.0% below list) — sets the bar for market timing.
  • Cap rate 24.3% vs local median 2.4% in Twin Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#33 in ID, #4,779 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, commute F.
  • Twin Falls District (town): math 34% / reading 49% proficiency, ranked #62 of 92 in ID (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Harrison Elementary School (math 32% / reading 37%, grade F, #272 of 357 statewide, top 80%, 389 students, 65% FRL); Canyon Ridge High School (math 26% / reading 59%, grade F, #71 of 169 statewide, top 42%, 1,409 students, 18% FRL) — zoned schools at 42% FRL track the district average.
  • Market conditions: Rents rising (+2.9%/yr); 620 active listings in the ZIP; 636 units permitted in Twin Falls County in 2024 (12 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $408 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Twin Falls County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.9% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 156 days — a 12% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $51,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.78%
Cap rate
24.33%
Cash-on-cash
64.41%
DSCR
3.87
GRM
3.0

CMA / ARV

ARV (on-the-fly)
$22,848
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
450 Pole Line Rd Sp#25 0.09mi 2/2.0 1,152 (-14%) 18mo $20,000 $17 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.91% rent growth · sell at horizon

5-year hold
IRR
63.4%
Equity multiple
3.83×
Total profit
$46,793
Equity at exit
$8,797
10-year hold
IRR
67.9%
Equity multiple
7.84×
Total profit
$112,962
Equity at exit
$5,101

Cash invested: $16,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83301

Rents YoY
2.9%
Active inventory
620
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,639 medium interval (Pro) →
Mortgage (P&I)
$309
Tax est. 1.5%
$74 /mo · $885/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$344
Net cashflow
$887

Break-even live

Break-even rent $516
Max offer price $59,000
Occupancy floor 41%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,750
Closing costs
$1,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $59,000 Active 156 DOM
  2. 2026-06-18
    days on market $59,000 Active 155 DOM
  3. 2026-06-17
    days on market $59,000 Active 154 DOM
  4. 2026-06-16
    days on market $59,000 Active 153 DOM
  5. 2026-06-15
    days on market $59,000 Active 152 DOM
  6. 2026-06-14
    days on market $59,000 Active 150 DOM
  7. 2026-06-13
    days on market $59,000 Active 149 DOM
  8. 2026-06-10
    days on market $59,000 Active 147 DOM
  9. 2026-06-09
    days on market $59,000 Active 146 DOM
  10. 2026-06-08
    days on market $59,000 Active 145 DOM
  11. 2026-06-07
    days on market $59,000 Active 144 DOM
  12. 2026-06-05
    days on market $59,000 Active 141 DOM
  13. 2026-06-02
    days on market $59,000 Active 139 DOM
  14. 2026-06-01
    days on market $59,000 Active 138 DOM
  15. 2026-05-31
    days on market $59,000 Active 137 DOM
  16. 2026-05-30
    days on market $59,000 Active 136 DOM
  17. 2026-01-14
    listed $59,000 Active
  18. 2017-08-31
    soldstatus
  19. 2017-05-18
    listed $15,900
  20. 2007-08-07
    soldstatus
  21. 2007-05-21
    listed $19,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,663
− Mortgage interest
−$3,305
− Property taxes
−$885
− Insurance
−$295
− Repairs & maintenance
−$1,573
− Management
−$1,573
− Depreciation
−$1,716
Taxable income
$10,316
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,476
After-tax cash flow
$8,165/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Twin Falls District
NCES district ID
1603240
Math proficiency
34% ▼ -8.00%
Reading proficiency
49% ▼ -2.00%
Median HH income
$44,465
Composite
35.15/100
National rank
#5006
State rank
#62 of 92 in ID

Livability — Twin Falls

Score
74/100
State rank
#33
US rank
#4779

Category grades

Amenities B Commute F Cost of living A+ Crime C- Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Twin Falls, ID
County
Twin Falls County · 63,592 people
City population
63,592
Metro
Twin Falls, ID
Population (ZIP)
63,592
Household income
$62,647
Rent vs Own
33.0% rent · 67.0% own
Severe rent burden
1784.0

Population outlook (Twin Falls County) Hauer SSP2

Today (2025)
92,642 people
By 2030
97,900 · +5.7%
By 2040
108,553 · +17.2%
By 2050
119,443 · +28.9%
By 2075
146,906 · +58.6%
By 2100
168,212 · +81.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 16% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 3% Italian 2% Portuguese 2%
Foreign-born
8% · Canada, India
Languages at home
86% English-only · Spanish 10% Other Indo-European 2% Arabic 1%

Political lean MEDSL · Twin Falls

2024 margin
Solid R (+48.8) · D 24.2% · R 73.1% · Other 2.7%
2008→2024 swing
-12.1pp toward R · 2008: -36.7pp · 2024: -48.8pp
All cycles
2024: R+48.8 2020: R+45.0 2016: R+44.6 2012: R+43.5 2008: R+36.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -247.58%
Current HPI
271.0297
Rent YoY
▲ 2.91%
Metro
Twin Falls, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+196.5% since first listed
5 events — show timeline
  • 2026-01-14 Listed $59,000 IMLS
  • 2017-08-31 Sold (MLS) IMLS
  • 2017-05-18 Listed $15,900 IMLS
  • 2007-08-07 Sold (MLS) IMLS
  • 2007-05-21 Listed $19,900 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…