3863 Mauch Chunk Rd · Egypt, PA 18104

$225,000

3 bd · 2.0 ba · 1,548 sqft · SingleFamily public records · 51 Days on market

Built 1890 0.75 ac lot $145/sqft · 36% below area Est $350k · 36% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.6/30.0
• ARV discount +15.0/15.0
• DSCR +7.6/10.0
• 1% rule +6.1/10.0
• Schools +5.7/10.0
• Livability +3.6/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 1890 farmhouse set on a ¾-acre flat lot in the highly sought-after Parkland School District. This 3-bedroom, 2-full-bath has modern updates underway. Recent improvements include kitchen, newer laminate flooring, and first floor central air. Renovation was started by the current owners but remains incomplete—bring your vision to finish and make it your own. Spacious, level yard, outbuilding for storage, and 5+ car off-street parking, The basement and unfinished attic offer additional possibilities for storage, workspace/rec room, and could be finished for extended living space. Expansive outdoor space. Zoned Planned Commercial, offering any potential uses for those looking to live, work, or invest in a versatile property. Bring your ideas and make this historic farmhouse your own! * Preinspected!

Key facts

• Level yard
• Kitchen
• Central air

Tags

• KITCHEN
• NEWER LAMINATE FLOORING
• CENTRAL AIR
• LEVEL YARD
• OUTBUILDING FOR STORAGE
• OFF-STREET PARKING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $424 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $225k).
• Recommended offer: $218k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#692 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F.
• Parkland SD (suburban): math 59% / reading 70% proficiency, ranked #40 of 539 in PA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
• Zoned schools: Ironton Sch (math 57% / reading 67%, grade B, #313 of 1,518 statewide, top 24%, 437 students, 33% FRL); Orefield Ms (math 33% / reading 60%, grade D+, #172 of 512 statewide, top 35%, 917 students, 36% FRL); Parkland Hs (math 81% / reading 24%, grade C-, #107 of 437 statewide, top 25%, 3,220 students, 25% FRL) — zoned schools average 31% FRL vs 15% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.1%/yr); 163 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).
• This rent runs 32% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $130k; list at $225k implies a 73% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $218,250 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 8.55%
• Cash-on-cash: 8.07%
• DSCR: 1.36
• GRM: 7.5

CMA / ARV

• ARV (median comp): $349,859
• List price: $225,000
• Delta: -35.69%
• Verdict: UNDERPRICED
• Comps: 16 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3779 Maple St	0.31mi	3/2.0	1,624 (+5%)	21mo	$325,000	$200	60
3342 Levans Rd	0.32mi	3/3.0	1,368 (-12%)	13mo	$518,000	$379	51
2758 Levans Rd	0.50mi	2/1.0 (-1)	1,375 (-11%)	13mo	$250,000	$182	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.07% rent growth · sell at horizon

5-year hold

• IRR: -2.8%
• Equity multiple: 0.89×
• Total profit: $-6,716
• Equity at exit: $33,548

10-year hold

• IRR: 8.1%
• Equity multiple: 1.64×
• Total profit: $40,468
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18104

• Rents YoY: 4.1%
• Active inventory: 163
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,503 medium
• Mortgage (P&I): −$1,180
• Tax from tax record: −$280 /mo · $3,356/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$526
• Net cashflow: $424

Break-even live

Break-even rent $1,966

Max offer price $225,000

Occupancy floor 78%

Sensitivity live

Price	-10% $551	-5% $487	+0% $424	+5% $360	+10% $296
Rent	-10% $226	-5% $325	+0% $424	+5% $523	+10% $621
Rate	-1.0pp $537	-0.5pp $481	base $424	+0.5pp $365	+1.0pp $306

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2376 Levans Rd Coplay, PA	2.0	2.5	1456	$2,650	$1.82	4d	1	1.18mi

Listing history 12 events

1. 2026-04-29
   status Active 829-char remark

   Show marketing remark (354 chars)

   1890 farmhouse set on a 3/4-acre lot in the highly sought-after Parkland School District. This 3-bedroom, 2-bath home offers great bones and potential. Renovation was started by the current owners but remains incomplete—bring your vision to finish and make it your own. Zoned Planned Commercial offers a variety of potential uses and opportunities.

2. 2026-04-29
   status Active 354-char remark

   Show marketing remark (354 chars)

   1890 farmhouse set on a 3/4-acre lot in the highly sought-after Parkland School District. This 3-bedroom, 2-bath home offers great bones and potential. Renovation was started by the current owners but remains incomplete—bring your vision to finish and make it your own. Zoned Planned Commercial offers a variety of potential uses and opportunities.

3. 2026-04-29
   price $225,000 354-char remark

   Show marketing remark (354 chars)

   1890 farmhouse set on a 3/4-acre lot in the highly sought-after Parkland School District. This 3-bedroom, 2-bath home offers great bones and potential. Renovation was started by the current owners but remains incomplete—bring your vision to finish and make it your own. Zoned Planned Commercial offers a variety of potential uses and opportunities.

4. 2026-03-29
   price $225,000 829-char remark

   Show marketing remark (829 chars)

   Charming 1890 farmhouse set on a ¾-acre flat lot in the highly sought-after Parkland School District. This 3-bedroom, 2-full-bath has modern updates underway. Recent improvements include kitchen, newer laminate flooring, and first floor central air. Renovation was started by the current owners but remains incomplete—bring your vision to finish and make it your own. Spacious, level yard, outbuilding for storage, and 5+ car off-street parking, The basement and unfinished attic offer additional possibilities for storage, workspace/rec room, and could be finished for extended living space. Expansive outdoor space. Zoned Planned Commercial, offering any potential uses for those looking to live, work, or invest in a versatile property. Bring your ideas and make this historic farmhouse your own! * Preinspected!

5. 2026-03-12
   listed $250,000 Active 829-char remark

   Show marketing remark (354 chars)

   1890 farmhouse set on a 3/4-acre lot in the highly sought-after Parkland School District. This 3-bedroom, 2-bath home offers great bones and potential. Renovation was started by the current owners but remains incomplete—bring your vision to finish and make it your own. Zoned Planned Commercial offers a variety of potential uses and opportunities.

6. 2026-03-12
   listed $250,000 Active 354-char remark

   Show marketing remark (354 chars)

   1890 farmhouse set on a 3/4-acre lot in the highly sought-after Parkland School District. This 3-bedroom, 2-bath home offers great bones and potential. Renovation was started by the current owners but remains incomplete—bring your vision to finish and make it your own. Zoned Planned Commercial offers a variety of potential uses and opportunities.

7. 2020-09-28
   soldstatus $130,000
8. 2020-08-28
   soldstatus $130,000 Sold
9. 2020-06-22
   status Pending
10. 2020-05-26
    listed $139,900 Active
11. 2004-06-25
    soldstatus $114,900
12. 1996-09-05
    soldstatus $112,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,356 · $280/mo
• Projected year-2 tax: $3,456 · $288/mo
• Expected delta: +$99/yr (+$8/mo · 3.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,031
• − Mortgage interest: −$12,603
• − Property taxes: −$3,356
• − Insurance: −$1,125
• − Repairs & maintenance: −$2,403
• − Management: −$2,403
• − Depreciation: −$6,545
• Taxable income: $1,596
• Est. tax owed @ 24.0%: −$383
• After-tax cash flow: $4,701/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Parkland SD
• NCES district ID: 4218510
• Math proficiency: 59% ▼ -11.00%
• Reading proficiency: 70% ▼ -12.00%
• Median HH income: $77,976
• Composite: 57.44/100
• National rank: #1074
• State rank: #40 of 539 in PA

Livability — Egypt

• Score: 71/100
• State rank: #692
• US rank: #6792

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A+ Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lehigh County · 333,019 people
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• Population (ZIP): 48,683
• Household income: $94,601
• Rent vs Own: 29.0% rent · 71.0% own
• Severe rent burden: 1298.0

Population outlook (Lehigh County) Hauer SSP2

• Today (2025): 392,957 people
• By 2030: 408,319 · +3.9%
• By 2040: 440,007 · +12.0%
• By 2050: 475,940 · +21.1%
• By 2075: 590,448 · +50.3%
• By 2100: 690,314 · +75.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Hispanic / Latino 14% Asian 8% Two or more races 8% Black 6%
• Hispanic origin (detail): Puerto Rican 5% Dominican 5%
• Common ancestry: Romanian 5% Polish 2% Lithuanian 2%
• Foreign-born: 15% · Canada, China, Jamaica
• Languages at home: 79% English-only · Spanish 10% Other Indo-European 4% Chinese 2%

Political lean MEDSL · Lehigh

• 2024 margin: Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
• 2008→2024 swing: -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
• All cycles: 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -294.71%
• Current HPI: 277.8639
• Rent YoY: ▲ 4.07%
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+100.0% since first listed

12 events — show timeline

• 2026-04-29 Relisted — GLVRMLS
• 2026-04-29 Relisted — GLVRMLS
• 2026-04-29 Price Changed $225,000 GLVRMLS
• 2026-03-29 Price Changed $225,000 GLVRMLS
• 2026-03-12 Listed $250,000 GLVRMLS
• 2026-03-12 Listed $250,000 GLVRMLS
• 2020-09-28 Sold (Public Records) $130,000 Public Records
• 2020-08-28 Sold (MLS) $130,000 GLVRMLS
• 2020-06-22 Pending — GLVRMLS
• 2020-05-26 Listed $139,900 GLVRMLS
• 2004-06-25 Sold (Public Records) $114,900 Public Records
• 1996-09-05 Sold (Public Records) $112,500 Public Records

Property tax history

+2.0%/yr

Latest (2026): $3,356 · +3.1% YoY. Source: county tax records.