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3365 Round Bottom Rd
D Composite 43.85
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.0/10.0
  • 1% rule +4.4/10.0
  • Schools +3.1/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$110,000

3365 Round Bottom Rd · Mountain View, AR 72560
2 bd · 1.0 ba · 1,260 sqft · SingleFamily public records · 126 Days on market
Built 2010 3.09 ac lot $87/sqft · 67% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This would make a great little getaway cabin has great views of Hanford bluff and sits just minutes to Round bottom boat landing has two nice storage sheds does need one bedroom finished being sold as-is

Key facts

  • Great views
  • Getaway cabin
  • Storage sheds

Tags

GREAT VIEWSSTORAGE SHEDSGETAWAY CABINROUND BOTTOM BOAT LANDING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $55 ($664/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $103k (6.2% below list).
  • Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.9% vs local median 2.5% in Mountain View — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#316 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools D-, crime D-, amenities F.
  • Mountain View School District (rural): math 34% / reading 41% proficiency, ranked #107 of 238 in AR (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 164 active listings in the ZIP; 2 units permitted in Stone County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Stone County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $11k; list at $110k implies a 900% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.90%
Cash-on-cash
2.16%
DSCR
1.10
GRM
8.9

CMA / ARV

ARV (median comp)
$333,072
List price
$110,000
Delta
-66.97%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
102 Handover Dr 0.38mi 3/2.0 (+1) 1,392 (+10%) 7mo $360,000 $259 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.9%
Equity multiple
0.54×
Total profit
$-14,285
Equity at exit
$16,401
10-year hold
IRR
-3.8%
Equity multiple
0.75×
Total profit
$-7,838
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72560

Home prices YoY
-23.2%
Active inventory
164
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,032 medium interval (Pro) →
Mortgage (P&I)
$577
Tax est. 1.5%
$138 /mo · $1,650/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$217
Net cashflow
$55

Break-even live

Break-even rent $962
Max offer price $110,000
Occupancy floor 90%

Sensitivity live

Price -10% $131 -5% $93 +0% $55 +5% $17 +10% $-21
Rent -10% $-26 -5% $15 +0% $55 +5% $96 +10% $137
Rate -1.0pp $111 -0.5pp $83 base $55 +0.5pp $27 +1.0pp $-2

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $110,000 Active 126 DOM
  2. 2026-06-18
    days on market $110,000 Active 125 DOM
  3. 2026-06-17
    days on market $110,000 Active 124 DOM
  4. 2026-06-16
    days on market $110,000 Active 123 DOM
  5. 2026-06-15
    days on market $110,000 Active 122 DOM
  6. 2026-06-14
    days on market $110,000 Active 120 DOM
  7. 2026-06-12
    days on market $110,000 Active 119 DOM
  8. 2026-06-09
    days on market $110,000 Active 116 DOM
  9. 2026-06-08
    days on market $110,000 Active 115 DOM
  10. 2026-06-07
    days on market $110,000 Active 114 DOM
  11. 2026-06-07
    days on market $110,000 Active 113 DOM
  12. 2026-06-02
    days on market $110,000 Active 109 DOM
  13. 2026-06-01
    days on market $110,000 Active 108 DOM
  14. 2026-05-31
    days on market $110,000 Active 107 DOM
  15. 2026-05-30
    days on market $110,000 Active 106 DOM
  16. 2026-02-12
    listed $110,000 New Listing 203-char remark
    Show marketing remark (203 chars)

    This would make a great little getaway cabin has great views of Hanford bluff and sits just minutes to Round bottom boat landing has two nice storage sheds does need one bedroom finished being sold as-is

  17. 2007-09-07
    soldstatus $11,000
  18. 2006-08-17
    soldstatus $52,000
  19. 2006-01-09
    soldstatus $1,000,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,388
− Mortgage interest
−$6,162
− Property taxes
−$1,650
− Insurance
−$550
− Repairs & maintenance
−$991
− Management
−$991
− Depreciation
−$3,200
Taxable loss
−$1,156
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$277
After-tax cash flow
$941/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mountain View School District
NCES district ID
0510200
Math proficiency
34% ▼ -20.00%
Reading proficiency
41% ▼ -13.00%
Median HH income
$31,281
Composite
30.61/100
National rank
#6192
State rank
#107 of 238 in AR

Livability — Mountain View

Score
58/100
State rank
#316
US rank
#20958

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing C Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
7,650
Population (ZIP)
7,650

Population outlook (Stone County) Hauer SSP2

Today (2025)
12,440 people
By 2030
12,372 · -0.5%
By 2040
12,081 · -2.9%
By 2050
11,628 · -6.5%
By 2075
10,863 · -12.7%
By 2100
9,420 · -24.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 3% Native American 1%
Common ancestry
Slovak 4% Iranian 3% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · German/W. Germanic 2% Spanish 1%

Political lean MEDSL · Stone

2024 margin
Solid R (+61.7) · D 18.1% · R 79.7% · Other 2.2%
2008→2024 swing
-25.3pp toward R · 2008: -36.4pp · 2024: -61.7pp
All cycles
2024: R+61.7 2020: R+57.9 2016: R+52.3 2012: R+45.2 2008: R+36.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -48.20%
Current HPI
159.8996
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-89.0% since first listed
4 events — show timeline
  • 2026-02-12 Listed $110,000 CARMLS
  • 2007-09-07 Sold (Public Records) $11,000 Public Records
  • 2006-08-17 Sold (Public Records) $52,000 Public Records
  • 2006-01-09 Sold (Public Records) $1,000,000 Public Records

Property tax history

-40.9%/yr

Latest (2022): $2 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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