3365 Round Bottom Rd · Mountain View, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +7.5/15.0
- DSCR +5.0/10.0
- 1% rule +4.4/10.0
- Schools +3.1/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This would make a great little getaway cabin has great views of Hanford bluff and sits just minutes to Round bottom boat landing has two nice storage sheds does need one bedroom finished being sold as-is
Key facts
- Great views
- Getaway cabin
- Storage sheds
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $55 ($664/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $103k (6.2% below list).
- Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 2.5% in Mountain View — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#316 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools D-, crime D-, amenities F.
- Mountain View School District (rural): math 34% / reading 41% proficiency, ranked #107 of 238 in AR (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 164 active listings in the ZIP; 2 units permitted in Stone County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Stone County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 126 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $11k; list at $110k implies a 900% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 6.90%
- Cash-on-cash
- 2.16%
- DSCR
- 1.10
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $333,072
- List price
- $110,000
- Delta
- -66.97%
- Verdict
- UNDERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 102 Handover Dr | 0.38mi | 3/2.0 (+1) | 1,392 (+10%) | 7mo | $360,000 | $259 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -12.9%
- Equity multiple
- 0.54×
- Total profit
- $-14,285
- Equity at exit
- $16,401
- IRR
- -3.8%
- Equity multiple
- 0.75×
- Total profit
- $-7,838
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72560
- Home prices YoY
- -23.2%
- Active inventory
- 164
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,032 medium interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax est. 1.5%
- −$138 /mo · $1,650/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$217
- Net cashflow
- $55
Break-even live
Sensitivity live
| Price | -10% $131 | -5% $93 | +0% $55 | +5% $17 | +10% $-21 |
|---|---|---|---|---|---|
| Rent | -10% $-26 | -5% $15 | +0% $55 | +5% $96 | +10% $137 |
| Rate | -1.0pp $111 | -0.5pp $83 | base $55 | +0.5pp $27 | +1.0pp $-2 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-19days on market $110,000 Active 126 DOM
-
2026-06-18days on market $110,000 Active 125 DOM
-
2026-06-17days on market $110,000 Active 124 DOM
-
2026-06-16days on market $110,000 Active 123 DOM
-
2026-06-15days on market $110,000 Active 122 DOM
-
2026-06-14days on market $110,000 Active 120 DOM
-
2026-06-12days on market $110,000 Active 119 DOM
-
2026-06-09days on market $110,000 Active 116 DOM
-
2026-06-08days on market $110,000 Active 115 DOM
-
2026-06-07days on market $110,000 Active 114 DOM
-
2026-06-07days on market $110,000 Active 113 DOM
-
2026-06-02days on market $110,000 Active 109 DOM
-
2026-06-01days on market $110,000 Active 108 DOM
-
2026-05-31days on market $110,000 Active 107 DOM
-
2026-05-30days on market $110,000 Active 106 DOM
-
2026-02-12$110,000 New Listing 203-char remark
Show marketing remark (203 chars)
This would make a great little getaway cabin has great views of Hanford bluff and sits just minutes to Round bottom boat landing has two nice storage sheds does need one bedroom finished being sold as-is
-
2007-09-07soldstatus $11,000
-
2006-08-17soldstatus $52,000
-
2006-01-09soldstatus $1,000,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,388
- − Mortgage interest
- −$6,162
- − Property taxes
- −$1,650
- − Insurance
- −$550
- − Repairs & maintenance
- −$991
- − Management
- −$991
- − Depreciation
- −$3,200
- Taxable loss
- −$1,156
- Est. tax savings @ 24.0%
- +$277
- After-tax cash flow
- $941/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mountain View School District
- NCES district ID
- 0510200
- Math proficiency
- 34% ▼ -20.00%
- Reading proficiency
- 41% ▼ -13.00%
- Median HH income
- $31,281
- Composite
- 30.61/100
- National rank
- #6192
- State rank
- #107 of 238 in AR
Livability — Mountain View
- Score
- 58/100
- State rank
- #316
- US rank
- #20958
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 7,650
- Population (ZIP)
- 7,650
Population outlook (Stone County) Hauer SSP2
- Today (2025)
- 12,440 people
- By 2030
- 12,372 · -0.5%
- By 2040
- 12,081 · -2.9%
- By 2050
- 11,628 · -6.5%
- By 2075
- 10,863 · -12.7%
- By 2100
- 9,420 · -24.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 6% Hispanic / Latino 3% Native American 1%
- Common ancestry
- Slovak 4% Iranian 3% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · German/W. Germanic 2% Spanish 1%
Political lean MEDSL · Stone
- 2024 margin
- Solid R (+61.7) · D 18.1% · R 79.7% · Other 2.2%
- 2008→2024 swing
- -25.3pp toward R · 2008: -36.4pp · 2024: -61.7pp
- All cycles
- 2024: R+61.7 2020: R+57.9 2016: R+52.3 2012: R+45.2 2008: R+36.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -48.20%
- Current HPI
- 159.8996
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
-89.0% since first listed4 events — show timeline
- 2026-02-12 Listed $110,000 CARMLS
- 2007-09-07 Sold (Public Records) $11,000 Public Records
- 2006-08-17 Sold (Public Records) $52,000 Public Records
- 2006-01-09 Sold (Public Records) $1,000,000 Public Records
Property tax history
-40.9%/yrLatest (2022): $2 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…