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Woodhaven Plan 🏗️ New Construction
D- Composite 37.09
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.3/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +3.6/10.0
  • 1% rule +3.0/10.0
  • DSCR +2.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Appreciation +0.0/10.0

$229,999

Woodhaven Plan · Heartland, TX 75114
4 bd · 2.0 ba · 1,500 sqft · SingleFamily · 622 Days on market
Excellent condition ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

Key facts

  • Garage
  • Listed 621 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $229,999 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $266,730.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $230k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-147 ($-2k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (6.6% below list).
  • Recommended offer: $202k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.6% vs local median 4.6% in Heartland — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Crandall ISD (rural): math 36% / reading 42% proficiency, ranked #351 of 826 in TX (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 787 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 622 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $17k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $202,399 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 622 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.63%
Cash-on-cash
-2.36%
DSCR
0.89
GRM
10.4

CMA / ARV

ARV (median comp)
$266,730
List price
$229,999
Delta
-13.77%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2530 Smoke Passage St 0.49mi 3/2.0 (-1) 1,474 (-2%) 0mo $209,549 $142 69
4011 Springfield Ln 0.48mi 3/2.0 (-1) 1,456 (-3%) 1mo $255,000 $175 67
1132 Colt Creek Way 0.31mi 4/2.0 1,667 (+11%) 0mo $217,499 $130 67
2538 Smoke Passage St 0.47mi 4/2.0 1,667 (+11%) 1mo $245,999 $148 59
2909 Hearts Trl 0.61mi 3/2.0 (-1) 1,411 (-6%) 0mo $237,859 $169 57
2933 Hearts Trl 0.61mi 3/2.0 (-1) 1,411 (-6%) 0mo $204,999 $145 56
2410 Horsemanship Dr 0.44mi 4/2.0 1,707 (+14%) 1mo $235,499 $138 56
2923 Hearts Trl 0.61mi 3/2.0 (-1) 1,402 (-6%) 1mo $210,999 $150 55
3010 Rosemount Ln 0.70mi 3/2.0 (-1) 1,393 (-7%) 1mo $249,900 $179 50
1707 Twin Foals Ln 0.48mi 3/2.0 (-1) 1,276 (-15%) 1mo $209,000 $164 47
2906 Rosemount Ln 0.63mi 3/2.0 (-1) 1,674 (+12%) 0mo $265,000 $158 46
2911 Firewheel St 0.69mi 3/2.0 (-1) 1,672 (+12%) 1mo $275,000 $164 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.2%
Equity multiple
0.30×
Total profit
$-52,555
Equity at exit
$39,770
10-year hold
IRR
-13.2%
Equity multiple
0.23×
Total profit
$-57,693
Equity at exit
$23,062

Cash invested: $74,684 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75114

Home prices YoY
-26.7%
Active inventory
787
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,147 high interval (Pro) →
Mortgage (P&I)
$1,399
Tax est. 1.5%
$333 /mo · $4,001/yr
Insurance
$111
HOA
$0
Vacancy / Maint / Mgmt
$451
Net cashflow
$-147

Break-even live

Break-even rent $2,333
Max offer price $245,451
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,683
Closing costs
$8,002
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1789 Courage Crk Crandall, TX 4.0 2.0 1667 $1,739 $1.04 3d 1 0.29mi
1799 Courage Crk Crandall, TX 3.0 2.0 1260 $1,800 $1.43 43d 1 0.31mi
2409 Fleming Dr Crandall, TX 4.0 2.0 1667 $1,845 $1.11 24d 1 0.31mi
4001 Fairmont Ln Forney, TX 4.0 2.0 1545 $2,000 $1.29 43d 1 0.34mi
2510 Flight Trl Crandall, TX 4.0 2.0 1667 $1,845 $1.11 24d 1 0.35mi
2521 Flight Trl Crandall, TX 4.0 2.0 1707 $1,825 $1.07 24d 1 0.36mi
2237 Mustang Ghost Trl Crandall, TX 3.0 2.0 1952 $2,040 $1.05 43d 1 0.36mi
2513 Flight Trl Crandall, TX 4.0 2.0 1707 $1,825 $1.07 24d 1 0.37mi
2746 Bronte Blvd Crandall, TX 4.0 2.0 1707 $1,825 $1.07 24d 1 0.38mi
2745 Bronte Blvd Crandall, TX 4.0 2.0 1667 $1,845 $1.11 24d 1 0.41mi
2739 Bronte Blvd Crandall, TX 4.0 2.0 1707 $1,825 $1.07 24d 1 0.41mi
4002 Bighorn Dr Forney, TX 3.0 2.0 1365 $2,120 $1.55 2d 1 0.43mi
1507 Trick Riding Way Crandall, TX 4.0 2.0 1850 $1,900 $1.03 24d 1 0.45mi
2826 Hudson Dr Crandall, TX 3.0 2.0 1639 $2,400 $1.46 6d 1 0.50mi
2624 Bartlett St Crandall, TX 4.0 2.0 1707 $1,825 $1.07 24d 1 0.50mi
2908 Hearts Trl Crandall, TX 3.0 3.0 1266 $1,750 $1.38 43d 1 0.59mi
1930 Wild Orchard Ln Crandall, TX 3.0 2.0 1411 $1,865 $1.32 43d 1 0.60mi
2919 Cascade Ln Forney, TX 3.0 2.0 1481 $2,200 $1.49 43d 1 0.62mi
3004 Dakota Trl Crandall, TX 4.0 2.0 1938 $2,300 $1.19 4d 1 0.62mi
2311 Alcantara Ave Crandall, TX 3.0 2.0 1220 $1,765 $1.45 5d 1 0.71mi
2511 Cornado Way Crandall, TX 3.0 2.0 1239 $1,799 $1.45 24d 1 0.73mi
1209 Kings Pl Crandall, TX 3.0 2.0 1356 $1,975 $1.46 1d 1 0.73mi
2504 Cornado Way Crandall, TX 3.0 2.0 1440 $1,799 $1.25 43d 1 0.75mi
2603 Khaju Grv Crandall, TX 3.0 2.0 1266 $1,699 $1.34 3d 1 0.75mi
2294 Great Belt Blvd Crandall, TX 3.0 2.0 1266 $1,815 $1.43 24d 1 0.77mi
2302 Great Belt Blvd Crandall, TX 3.0 2.0 1266 $1,650 $1.30 3d 1 0.78mi
2306 Great Belt Blvd Crandall, TX 3.0 2.0 1266 $1,695 $1.34 43d 1 0.79mi
1609 Duke Dr Crandall, TX 2.0–4.0 2.0–2.5 1614 $2,490 $1.54 1d 1 0.80mi
3028 Willow Wood Ct Crandall, TX 3.0 2.5 1764 $2,600 $1.47 43d 1 0.82mi
3147 Blossom Trl Crandall, TX 4.0 3.0 2177 $2,700 $1.24 43d 1 0.82mi
4121 Gaillardia Way Forney, TX 4.0 2.0 2135 $2,250 $1.05 18d 1 0.86mi
3941 Hometown Blvd Unit 3941 Crandall, TX 3.0 2.5 1736 $2,400 $1.38 43d 1 1.00mi
3315 Beckwith Way Crandall, TX 3.0 2.0 1440 $1,685 $1.17 43d 1 1.01mi
3007 Wallace Wells Ct Crandall, TX 3.0 2.0 1440 $1,950 $1.35 43d 1 1.07mi
2048 Lake Trail Dr Heartland, TX 3.0 2.0 1900 $2,300 $1.21 1d 1 1.10mi
2048 Lake Trail Dr Heartland, TX 3.0 2.0 1908 $2,250 $1.18 3d 1 1.10mi
2991 Wallace Wells Ct Crandall, TX 3.0 2.0 1266 $1,895 $1.50 43d 1 1.13mi
3352 Beckwith Way Crandall, TX 3.0 2.0 1266 $1,850 $1.46 15d 1 1.13mi
3121 Helix Bay Dr Crandall, TX 3.0 2.0 1440 $1,675 $1.16 43d 1 1.16mi
2973 Wallace Wells Ct Crandall, TX 3.0 2.0 1440 $1,665 $1.16 43d 1 1.18mi

Listing history 23 events

  1. 2026-06-18
    days on market $229,999 Active 622 DOM
  2. 2026-06-17
    days on market $229,999 Active 621 DOM
  3. 2026-06-16
    days on market $229,999 Active 620 DOM
  4. 2026-06-15
    days on market $229,999 Active 619 DOM
  5. 2026-06-13
    days on market $229,999 Active 617 DOM
  6. 2026-06-09
    days on market $229,999 Active 613 DOM
  7. 2026-06-08
    days on market $229,999 Active 612 DOM
  8. 2026-06-07
    days on market $229,999 Active 611 DOM
  9. 2026-06-04
    days on market $229,999 Active 608 DOM
  10. 2026-06-03
    days on market $229,999 Active 607 DOM
  11. 2026-06-02
    days on market $229,999 Active 606 DOM
  12. 2026-06-01
    days on market $229,999 Active 605 DOM
  13. 2026-05-31
    days on market $229,999 Active 604 DOM
  14. 2025-02-08
    status Active 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  15. 2025-02-07
    historical 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  16. 2025-01-21
    price $229,999 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  17. 2025-01-14
    price $226,999 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  18. 2024-12-11
    price $225,999 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  19. 2024-11-06
    price $224,499 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  20. 2024-10-24
    price $221,999 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  21. 2024-10-16
    price $229,999 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  22. 2024-10-08
    price $248,999 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  23. 2024-10-03
    listed $246,999 Active 401-char remark
    Show marketing remark (401 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,766
− Mortgage interest
−$14,941
− Property taxes
−$4,001
− Insurance
−$1,334
− Repairs & maintenance
−$2,061
− Management
−$2,061
− Depreciation
−$7,759
Taxable loss
−$6,392
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,534
After-tax cash flow
$-231/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This single-family home is in excellent condition with a spacious open floorplan and modern finishes. It is move-in ready and offers a great opportunity for investment.

Value-add opportunities

  • Resale Painting the exterior siding — Fresh paint can enhance curb appeal and property value.
  • Resale Landscaping improvements — Enhanced landscaping can attract more potential buyers.
  • Resale Updating the kitchen backsplash — A fresh backsplash can modernize the kitchen and add value.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the exterior siding — Fresh paint can enhance curb appeal and property value.
  • Resale Landscaping improvements — Enhanced landscaping can attract more potential buyers.
  • Resale Updating the kitchen backsplash — A fresh backsplash can modernize the kitchen and add value.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Crandall ISD
NCES district ID
4815510
Math proficiency
36% ▼ -13.00%
Reading proficiency
42% ▼ -8.00%
Median HH income
$70,076
Composite
35.57/100
National rank
#4901
State rank
#351 of 826 in TX

Livability — Heartland

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Heartland, TX
County
Kaufman County · 122,338 people
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
9,333
Household income
$88,013
Rent vs Own
12.7% rent · 87.3% own
Severe rent burden
33.0

Population outlook (Kaufman County) Hauer SSP2

Today (2025)
138,716 people
By 2030
150,815 · +8.7%
By 2040
174,877 · +26.1%
By 2050
198,020 · +42.8%
By 2075
251,908 · +81.6%
By 2100
285,325 · +105.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 14%
Hispanic origin (detail)
Mexican 34%
Common ancestry
Slovak 1%
Foreign-born
18% · Canada, China
Languages at home
71% English-only · Spanish 27% Other Indo-European 1%

Political lean MEDSL · Kaufman

2024 margin
Strong R (+27.9) · D 35.6% · R 63.5%
2008→2024 swing
+7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.61%
Current HPI
196.4773
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-6.9% since first listed
10 events — show timeline
  • 2025-02-08 Relisted Zillow
  • 2025-02-07 Delisted Zillow
  • 2025-01-21 Price Changed $229,999 Zillow
  • 2025-01-14 Price Changed $226,999 Zillow
  • 2024-12-11 Price Changed $225,999 Zillow
  • 2024-11-06 Price Changed $224,499 Zillow
  • 2024-10-24 Price Changed $221,999 Zillow
  • 2024-10-16 Price Changed $229,999 Zillow
  • 2024-10-08 Price Changed $248,999 Zillow
  • 2024-10-03 Listed $246,999 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…