7118 Vermont Ave · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.3/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$54,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
Key facts
- Custom tiling
- Close to i-55
- 2,775 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $55k.
Deal economics
- At list price, monthly cash flow is $506 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $55k).
- Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.4% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.3%/yr); 125 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.3% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 324 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago; this cycle's ask has dropped $45k (45%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 324 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.05% ✓
- Cap rate
- 17.36%
- Cash-on-cash
- 39.54%
- DSCR
- 2.76
- GRM
- 4.1
CMA / ARV
- ARV (median comp)
- $150,325
- List price
- $54,900
- Delta
- -63.48%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6925 Michigan Ave | 0.15mi | 2/1.5 (+1) | 1,436 (-4%) | 8mo | $210,000 | $146 | 72 |
| 6713 Virginia Ave | 0.26mi | 2/1.0 (+1) | 1,440 (-4%) | 9mo | $249,000 | $173 | 69 |
| 6951 Alabama Ave | 0.10mi | 2/1.0 (+1) | 1,333 (-11%) | 9mo | $165,000 | $124 | 64 |
| 6446 Virginia Ave | 0.41mi | 2/1.5 (+1) | 1,408 (-6%) | 2mo | $160,000 | $114 | 62 |
| 6156 Louisiana Ave | 0.65mi | 2/1.5 (+1) | 1,455 (-3%) | 1mo | $200,000 | $137 | 57 |
| 7821 Pennsylvania Ave | 0.53mi | 2/1.5 (+1) | 1,496 (-0%) | 13mo | $199,900 | $134 | 57 |
| 6619 Vermont Ave | 0.33mi | 1/2.0 | 1,322 (-12%) | 6mo | $45,000 | $34 | 56 |
| 6909 Michigan Ave | 0.18mi | 2/2.0 (+1) | 1,314 (-12%) | 11mo | $149,900 | $114 | 53 |
| 3674 Blow St | 0.51mi | 2/2.0 (+1) | 1,588 (+6%) | 7mo | $230,000 | $145 | 52 |
| 6618 Vermont Ave | 0.33mi | 2/2.0 (+1) | 1,660 (+11%) | 13mo | $249,400 | $150 | 47 |
| 6142 Alaska Ave | 0.65mi | 2/2.0 (+1) | 1,418 (-6%) | 6mo | $139,900 | $99 | 46 |
| 6325 Alabama Ave | 0.51mi | 2/2.0 (+1) | 1,663 (+11%) | 13mo | $195,000 | $117 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.27% rent growth · sell at horizon
- IRR
- 36.2%
- Equity multiple
- 2.54×
- Total profit
- $23,690
- Equity at exit
- $8,186
- IRR
- 43.0%
- Equity multiple
- 5.13×
- Total profit
- $63,514
- Equity at exit
- $4,747
Cash invested: $15,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63111
- Rents YoY
- 3.3%
- Active inventory
- 125
- Price-to-rent
- 4.1×
Monthly cashflow live
- Estimated rent
- $1,127 high interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax from tax record
- −$73 /mo · $876/yr
- Insurance
- −$23
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$237
- Net cashflow
- $506
Break-even live
Sensitivity live
| Price | -10% $538 | -5% $522 | +0% $506 | +5% $491 | +10% $475 |
|---|---|---|---|---|---|
| Rent | -10% $417 | -5% $462 | +0% $506 | +5% $551 | +10% $596 |
| Rate | -1.0pp $534 | -0.5pp $520 | base $506 | +0.5pp $492 | +1.0pp $478 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,725
- Closing costs
- $1,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6915 Alabama Ave Unit 1st Floor St. Louis, MO | 2.0 | 1.0 | 1248 | $1,200 | $0.96 | 44d | 1 | 0.12mi |
| 7417 Vermont Ave St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 1144 | $997 | $0.87 | 2d | 8 | 0.21mi |
| 7417 Vermont Ave Unit 103 St. Louis, MO | 2.0 | 2.0 | 1069 | $1,500 | $1.40 | 15d | 1 | 0.22mi |
| 7024 Pennsylvania Ave Unit F St. Louis, MO | 2.0 | 1.0 | 1081 | $930 | $0.86 | 17d | 1 | 0.30mi |
| 6436 Idaho Ave Saint Louis, MO | 2.0 | 1.0 | 1050 | $995 | $0.95 | 44d | 1 | 0.40mi |
| 711 Wilmington Ave Unit NA St. Louis, MO | 2.0 | 1.0 | 1051 | $1,300 | $1.24 | 44d | 1 | 0.77mi |
| 8215 Pennsylvania Ave Saint Louis, MO | 1.0 | 2.0 | 1252 | $1,650 | $1.32 | 18d | 1 | 0.78mi |
| 712 Dover Pl Saint Louis, MO | 2.0 | 1.0 | 1100 | $900 | $0.82 | 44d | 1 | 0.81mi |
| 712 Dover Pl Unit 1FL St. Louis, MO | 2.0 | 1.0 | 1100 | $1,000 | $0.91 | 44d | 1 | 0.81mi |
| 736 Dover Pl Unit 1F St. Louis, MO | 2.0 | 1.0 | 1200 | $1,395 | $1.16 | 44d | 1 | 0.81mi |
| 3668 Wilmington Ave Saint Louis, MO | 2.0 | 1.0 | 1214 | $1,350 | $1.11 | 44d | 1 | 0.88mi |
| 3641 Wilmington Ave Saint Louis, MO | 2.0 | 1.0 | 1175 | $1,050 | $0.89 | 44d | 1 | 0.89mi |
| 3668a Wilmington Ave St. Louis, MO | 2.0 | 1.0 | 1212 | $1,295 | $1.07 | 15d | 1 | 0.89mi |
| 3945 Crosby Dr Saint Louis, MO | 2.0 | 1.0 | 1100 | $2,083 | $1.89 | 2d | 1 | 1.05mi |
| 4075 Bowen St Saint Louis, MO | 2.0 | 1.0 | 1200 | $1,200 | $1.00 | 44d | 1 | 1.24mi |
| 5028 Louisiana Ave Saint Louis, MO | 2.0 | 1.0 | 1200 | $1,100 | $0.92 | 44d | 1 | 1.30mi |
| 3324 Liberty St Saint Louis, MO | 2.0 | 1.0 | 1100 | $950 | $0.86 | 17d | 1 | 1.40mi |
| 229 Horn Ave Saint Louis, MO | 2.0 | 1.5 | 1301 | $1,871 | $1.44 | 2d | 1 | 1.44mi |
| 4000 Schiller Pl Saint Louis, MO | 2.0 | 2.5 | 1448 | $1,618 | $1.12 | 8d | 1 | 1.45mi |
| 4716 Louisiana Ave Unit 2F St. Louis, MO | 2.0 | 1.0 | 1200 | $995 | $0.83 | 44d | 1 | 1.45mi |
Listing history 38 events
-
2026-06-21days on market $54,900 Active 324 DOM
-
2026-06-18days on market $54,900 Active 321 DOM
-
2026-06-17days on market $54,900 Active 320 DOM
-
2026-06-16days on market $54,900 Active 319 DOM
-
2026-06-15days on market $54,900 Active 318 DOM
-
2026-06-13days on market $54,900 Active 316 DOM
-
2026-06-09days on market $54,900 Active 312 DOM
-
2026-06-08days on market $54,900 Active 311 DOM
-
2026-06-08days on market $54,900 Active 310 DOM
-
2026-06-05days on market $54,900 Active 307 DOM
-
2026-06-03days on market $54,900 Active 306 DOM
-
2026-06-02days on market $54,900 Active 305 DOM
-
2026-06-01days on market $54,900 Active 304 DOM
-
2026-06-01days on market $54,900 Active 303 DOM
-
2026-05-15price $54,900 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2026-04-06status Active 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2026-04-06price $59,900 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2026-02-25status Pending 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2026-02-25historical Active Under Contract 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2026-02-12status Active 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-09-08status Pending 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-08-22status Active 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-07-22status Pending 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-07-08price $62,500 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-06-04price $64,900 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-04-25price $69,900 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-04-13price $74,900 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-03-11status Active 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-02-14status Pending 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2025-01-08price $79,900 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2024-12-02price $89,900 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2024-11-21$99,900 Active 1043-char remark
Show marketing remark (1043 chars)
Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room
-
2022-08-06price $950
-
2021-07-08soldstatus $90,000
-
2021-07-06soldstatus $63,250
-
2021-05-07soldstatus $38,400
-
2021-04-30soldstatus $20,000
-
2008-11-14soldstatus $17,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $876 · $73/mo
- Projected year-2 tax
- $876 · $73/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,523
- − Mortgage interest
- −$3,075
- − Property taxes
- −$876
- − Insurance
- −$274
- − Repairs & maintenance
- −$1,082
- − Management
- −$1,082
- − Depreciation
- −$1,597
- Taxable income
- $5,537
- Est. tax owed @ 24.0%
- −$1,329
- After-tax cash flow
- $4,749/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- County
- Saint Louis City · 254,015 people
- City population
- 283,259
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 18,851
- Household income
- $47,039
- Rent vs Own
- Severe rent burden
- 1364.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Black 42% White 41% Two or more races 11% Hispanic / Latino 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 3% Slovak 1% Romanian 1%
- Foreign-born
- 7% · Canada, India
- Languages at home
- 90% English-only · Spanish 7% Other Indo-European 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.80%
- Current HPI
- 169.4644
- Rent YoY
- ▲ 3.27%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
||
Price history
+213.7% since first listed24 events — show timeline
- 2026-05-15 Price Changed $54,900 MARIS as Distributed by MLS Grid
- 2026-04-06 Relisted — MARIS as Distributed by MLS Grid
- 2026-04-06 Price Changed $59,900 MARIS as Distributed by MLS Grid
- 2026-02-25 Pending — MARIS as Distributed by MLS Grid
- 2026-02-25 Contingent — MARIS as Distributed by MLS Grid
- 2026-02-12 Relisted — MARIS as Distributed by MLS Grid
- 2025-09-08 Pending — MARIS as Distributed by MLS Grid
- 2025-08-22 Relisted — MARIS as Distributed by MLS Grid
- 2025-07-22 Pending — MARIS as Distributed by MLS Grid
- 2025-07-08 Price Changed $62,500 MARIS as Distributed by MLS Grid
- 2025-06-04 Price Changed $64,900 MARIS as Distributed by MLS Grid
- 2025-04-25 Price Changed $69,900 MARIS as Distributed by MLS Grid
- 2025-04-13 Price Changed $74,900 MARIS as Distributed by MLS Grid
- 2025-03-11 Relisted — MARIS as Distributed by MLS Grid
- 2025-02-14 Pending — MARIS as Distributed by MLS Grid
- 2025-01-08 Price Changed $79,900 MARIS as Distributed by MLS Grid
- 2024-12-02 Price Changed $89,900 MARIS as Distributed by MLS Grid
- 2024-11-21 Listed $99,900 MARIS as Distributed by MLS Grid
- 2022-08-06 Price Changed $950 RENT.
- 2021-07-08 Sold (Public Records) $90,000 Public Records
- 2021-07-06 Sold (Public Records) $63,250 Public Records
- 2021-05-07 Sold (Public Records) $38,400 Public Records
- 2021-04-30 Sold (Public Records) $20,000 Public Records
- 2008-11-14 Sold (Public Records) $17,500 Public Records
Property tax history
+2.9%/yrLatest (2024): $876 · +5.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…