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7118 Vermont Ave
B- Composite 66.97
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.3/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$54,900

7118 Vermont Ave · St. Louis, MO 63111
1 bd · 1.0 ba · 1,500 sqft · SingleFamily public records · 324 Days on market
Built 1890 2,775 sqft lot $37/sqft · 63% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

Key facts

  • Custom tiling
  • Close to i-55
  • 2,775 sq ft lot

Tags

ORIGINAL HARDWOOD FLOORSLUXURY VINYL PLANK FLOORINGCUSTOM TILINGFULL UNFINISHED BASEMENTCLOSE TO I-55MINUTES FROM CARONDELET PARK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $55k.

Deal economics

  • At list price, monthly cash flow is $506 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $55k).
  • Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
  • Cap rate 17.4% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.3%/yr); 125 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.3% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 324 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago; this cycle's ask has dropped $45k (45%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $48,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 324 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.05%
Cap rate
17.36%
Cash-on-cash
39.54%
DSCR
2.76
GRM
4.1

CMA / ARV

ARV (median comp)
$150,325
List price
$54,900
Delta
-63.48%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6925 Michigan Ave 0.15mi 2/1.5 (+1) 1,436 (-4%) 8mo $210,000 $146 72
6713 Virginia Ave 0.26mi 2/1.0 (+1) 1,440 (-4%) 9mo $249,000 $173 69
6951 Alabama Ave 0.10mi 2/1.0 (+1) 1,333 (-11%) 9mo $165,000 $124 64
6446 Virginia Ave 0.41mi 2/1.5 (+1) 1,408 (-6%) 2mo $160,000 $114 62
6156 Louisiana Ave 0.65mi 2/1.5 (+1) 1,455 (-3%) 1mo $200,000 $137 57
7821 Pennsylvania Ave 0.53mi 2/1.5 (+1) 1,496 (-0%) 13mo $199,900 $134 57
6619 Vermont Ave 0.33mi 1/2.0 1,322 (-12%) 6mo $45,000 $34 56
6909 Michigan Ave 0.18mi 2/2.0 (+1) 1,314 (-12%) 11mo $149,900 $114 53
3674 Blow St 0.51mi 2/2.0 (+1) 1,588 (+6%) 7mo $230,000 $145 52
6618 Vermont Ave 0.33mi 2/2.0 (+1) 1,660 (+11%) 13mo $249,400 $150 47
6142 Alaska Ave 0.65mi 2/2.0 (+1) 1,418 (-6%) 6mo $139,900 $99 46
6325 Alabama Ave 0.51mi 2/2.0 (+1) 1,663 (+11%) 13mo $195,000 $117 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.27% rent growth · sell at horizon

5-year hold
IRR
36.2%
Equity multiple
2.54×
Total profit
$23,690
Equity at exit
$8,186
10-year hold
IRR
43.0%
Equity multiple
5.13×
Total profit
$63,514
Equity at exit
$4,747

Cash invested: $15,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63111

Rents YoY
3.3%
Active inventory
125
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,127 high interval (Pro) →
Mortgage (P&I)
$288
Tax from tax record
$73 /mo · $876/yr
Insurance
$23
HOA
$0
Vacancy / Maint / Mgmt
$237
Net cashflow
$506

Break-even live

Break-even rent $486
Max offer price $54,900
Occupancy floor 50%

Sensitivity live

Price -10% $538 -5% $522 +0% $506 +5% $491 +10% $475
Rent -10% $417 -5% $462 +0% $506 +5% $551 +10% $596
Rate -1.0pp $534 -0.5pp $520 base $506 +0.5pp $492 +1.0pp $478

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,725
Closing costs
$1,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6915 Alabama Ave Unit 1st Floor St. Louis, MO 2.0 1.0 1248 $1,200 $0.96 44d 1 0.12mi
7417 Vermont Ave St. Louis, MO 1.0–2.0 1.0–2.0 1144 $997 $0.87 2d 8 0.21mi
7417 Vermont Ave Unit 103 St. Louis, MO 2.0 2.0 1069 $1,500 $1.40 15d 1 0.22mi
7024 Pennsylvania Ave Unit F St. Louis, MO 2.0 1.0 1081 $930 $0.86 17d 1 0.30mi
6436 Idaho Ave Saint Louis, MO 2.0 1.0 1050 $995 $0.95 44d 1 0.40mi
711 Wilmington Ave Unit NA St. Louis, MO 2.0 1.0 1051 $1,300 $1.24 44d 1 0.77mi
8215 Pennsylvania Ave Saint Louis, MO 1.0 2.0 1252 $1,650 $1.32 18d 1 0.78mi
712 Dover Pl Saint Louis, MO 2.0 1.0 1100 $900 $0.82 44d 1 0.81mi
712 Dover Pl Unit 1FL St. Louis, MO 2.0 1.0 1100 $1,000 $0.91 44d 1 0.81mi
736 Dover Pl Unit 1F St. Louis, MO 2.0 1.0 1200 $1,395 $1.16 44d 1 0.81mi
3668 Wilmington Ave Saint Louis, MO 2.0 1.0 1214 $1,350 $1.11 44d 1 0.88mi
3641 Wilmington Ave Saint Louis, MO 2.0 1.0 1175 $1,050 $0.89 44d 1 0.89mi
3668a Wilmington Ave St. Louis, MO 2.0 1.0 1212 $1,295 $1.07 15d 1 0.89mi
3945 Crosby Dr Saint Louis, MO 2.0 1.0 1100 $2,083 $1.89 2d 1 1.05mi
4075 Bowen St Saint Louis, MO 2.0 1.0 1200 $1,200 $1.00 44d 1 1.24mi
5028 Louisiana Ave Saint Louis, MO 2.0 1.0 1200 $1,100 $0.92 44d 1 1.30mi
3324 Liberty St Saint Louis, MO 2.0 1.0 1100 $950 $0.86 17d 1 1.40mi
229 Horn Ave Saint Louis, MO 2.0 1.5 1301 $1,871 $1.44 2d 1 1.44mi
4000 Schiller Pl Saint Louis, MO 2.0 2.5 1448 $1,618 $1.12 8d 1 1.45mi
4716 Louisiana Ave Unit 2F St. Louis, MO 2.0 1.0 1200 $995 $0.83 44d 1 1.45mi

Listing history 38 events

  1. 2026-06-21
    days on market $54,900 Active 324 DOM
  2. 2026-06-18
    days on market $54,900 Active 321 DOM
  3. 2026-06-17
    days on market $54,900 Active 320 DOM
  4. 2026-06-16
    days on market $54,900 Active 319 DOM
  5. 2026-06-15
    days on market $54,900 Active 318 DOM
  6. 2026-06-13
    days on market $54,900 Active 316 DOM
  7. 2026-06-09
    days on market $54,900 Active 312 DOM
  8. 2026-06-08
    days on market $54,900 Active 311 DOM
  9. 2026-06-08
    days on market $54,900 Active 310 DOM
  10. 2026-06-05
    days on market $54,900 Active 307 DOM
  11. 2026-06-03
    days on market $54,900 Active 306 DOM
  12. 2026-06-02
    days on market $54,900 Active 305 DOM
  13. 2026-06-01
    days on market $54,900 Active 304 DOM
  14. 2026-06-01
    days on market $54,900 Active 303 DOM
  15. 2026-05-15
    price $54,900 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  16. 2026-04-06
    status Active 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  17. 2026-04-06
    price $59,900 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  18. 2026-02-25
    status Pending 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  19. 2026-02-25
    historical Active Under Contract 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  20. 2026-02-12
    status Active 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  21. 2025-09-08
    status Pending 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  22. 2025-08-22
    status Active 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  23. 2025-07-22
    status Pending 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  24. 2025-07-08
    price $62,500 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  25. 2025-06-04
    price $64,900 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  26. 2025-04-25
    price $69,900 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  27. 2025-04-13
    price $74,900 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  28. 2025-03-11
    status Active 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  29. 2025-02-14
    status Pending 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  30. 2025-01-08
    price $79,900 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  31. 2024-12-02
    price $89,900 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  32. 2024-11-21
    listed $99,900 Active 1043-char remark
    Show marketing remark (1043 chars)

    Welcome home to 7118 Vermont! Opportunity awaits for a savvy investor or someone who isn't afraid of putting in a little sweat equity. This property boasts original hardwood floors in the living room and dining room, adding a touch of timeless elegance. The rest of the home features luxury vinyl plank flooring, combining durability with a modern aesthetic. The full bathroom has custom tiling and a separate tub & shower. The primary bedroom spans the entire 2nd floor and is light, spacious, & airy! Additionally, the full unfinished basement offers endless possibilities for customization and extra storage. With its blend of classic charm and modern updates, this property is ideal for anyone looking to capitalize on its potential. Conveniently located close to I-55 for a quick commute. Also minutes from Carondelet Park and the Rec Complex! Don’t miss out on this promising investment—schedule a viewing today! Information pulled from various sources. Buyer to verify all MLS information. Additional Rooms: Sun Room

  33. 2022-08-06
    price $950
  34. 2021-07-08
    soldstatus $90,000
  35. 2021-07-06
    soldstatus $63,250
  36. 2021-05-07
    soldstatus $38,400
  37. 2021-04-30
    soldstatus $20,000
  38. 2008-11-14
    soldstatus $17,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$876 · $73/mo
Projected year-2 tax
$876 · $73/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,523
− Mortgage interest
−$3,075
− Property taxes
−$876
− Insurance
−$274
− Repairs & maintenance
−$1,082
− Management
−$1,082
− Depreciation
−$1,597
Taxable income
$5,537
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,329
After-tax cash flow
$4,749/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Louis City
NCES district ID
2929280
Math proficiency
10% ▼ -6.00%
Reading proficiency
18% ▼ -3.00%
Median HH income
$35,685
Composite
11.54/100
National rank
#9699
State rank
#312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
St. Louis, MO
County
Saint Louis City · 254,015 people
City population
283,259
Metro
St. Louis, MO-IL
Population (ZIP)
18,851
Household income
$47,039
Rent vs Own
61.6% rent · 38.4% own
Severe rent burden
1364.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
315,737 people
By 2030
313,865 · -0.6%
By 2040
305,439 · -3.3%
By 2050
296,529 · -6.1%
By 2075
271,028 · -14.2%
By 2100
255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 42% White 41% Two or more races 11% Hispanic / Latino 9% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 3% Slovak 1% Romanian 1%
Foreign-born
7% · Canada, India
Languages at home
90% English-only · Spanish 7% Other Indo-European 1%

Political lean MEDSL · St. Louis

2024 margin
Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
2008→2024 swing
-3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
All cycles
2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.80%
Current HPI
169.4644
Rent YoY
▲ 3.27%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+213.7% since first listed
24 events — show timeline
  • 2026-05-15 Price Changed $54,900 MARIS as Distributed by MLS Grid
  • 2026-04-06 Relisted MARIS as Distributed by MLS Grid
  • 2026-04-06 Price Changed $59,900 MARIS as Distributed by MLS Grid
  • 2026-02-25 Pending MARIS as Distributed by MLS Grid
  • 2026-02-25 Contingent MARIS as Distributed by MLS Grid
  • 2026-02-12 Relisted MARIS as Distributed by MLS Grid
  • 2025-09-08 Pending MARIS as Distributed by MLS Grid
  • 2025-08-22 Relisted MARIS as Distributed by MLS Grid
  • 2025-07-22 Pending MARIS as Distributed by MLS Grid
  • 2025-07-08 Price Changed $62,500 MARIS as Distributed by MLS Grid
  • 2025-06-04 Price Changed $64,900 MARIS as Distributed by MLS Grid
  • 2025-04-25 Price Changed $69,900 MARIS as Distributed by MLS Grid
  • 2025-04-13 Price Changed $74,900 MARIS as Distributed by MLS Grid
  • 2025-03-11 Relisted MARIS as Distributed by MLS Grid
  • 2025-02-14 Pending MARIS as Distributed by MLS Grid
  • 2025-01-08 Price Changed $79,900 MARIS as Distributed by MLS Grid
  • 2024-12-02 Price Changed $89,900 MARIS as Distributed by MLS Grid
  • 2024-11-21 Listed $99,900 MARIS as Distributed by MLS Grid
  • 2022-08-06 Price Changed $950 RENT.
  • 2021-07-08 Sold (Public Records) $90,000 Public Records
  • 2021-07-06 Sold (Public Records) $63,250 Public Records
  • 2021-05-07 Sold (Public Records) $38,400 Public Records
  • 2021-04-30 Sold (Public Records) $20,000 Public Records
  • 2008-11-14 Sold (Public Records) $17,500 Public Records

Property tax history

+2.9%/yr

Latest (2024): $876 · +5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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