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4710 Maui St
C- Composite 54.91
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.6/30.0
  • ARV discount +12.3/15.0
  • DSCR +6.6/10.0
  • 1% rule +5.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$250,000

4710 Maui St · Clinton, MD 20735
3 bd · 2.0 ba · 850 sqft · SingleFamily public records · 2 Days on market
Built 1983 0.30 ac lot Est $280k · 11% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

.. .MULTIPLE OFFERS. .HIGHEST & BEST DUE BY 5PM TUESDAY 3/24.. . Investment opportunity in Hyde Field Estates! This split foyer offers solid construction, generous yard, making it ideal for investors or buyer’s seeking a project. It is being sold strictly AS-IS, property requires cleanout and renovation. Major systems already updated with a newer roof and HVAC, offering a strong head start for the next owner. Located in a convenient location just minutes to public transportation, shopping, dining, and major commuter routes with easy access to DC and Joint Base Andrews. Situated on a spacious corner lot with deck, shed, and off-street parking. Excellent potential for investors or

Key facts

  • Solid construction
  • Hvac
  • Generous yard

Tags

SOLID CONSTRUCTIONGENEROUS YARDNEWER ROOFHVACSPACIOUS CORNER LOTDECK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $335 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Cap rate 7.9% vs local median 5.3% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#304 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D+, schools D-, amenities F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 121 active listings in the ZIP; high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $80k; list at $250k implies a 213% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $250,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
7.90%
Cash-on-cash
5.74%
DSCR
1.26
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$279,650
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4710 Maui St 0.00mi 3/2.0 850 (0%) 1mo $280,000 $329 99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-7.4%
Equity multiple
0.73×
Total profit
$-19,109
Equity at exit
$37,276
10-year hold
IRR
2.2%
Equity multiple
1.16×
Total profit
$11,091
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20735

Active inventory
121
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,657 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$348 /mo · $4,181/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$558
Net cashflow
$335

Break-even live

Break-even rent $2,232
Max offer price $250,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-05-11
    status Pending
  2. 2026-03-25
    status Pending
  3. 2026-03-24
    historical
  4. 2026-03-22
    listed $250,000 Active
  5. 1984-03-28
    soldstatus $79,990

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$4,181 · $348/mo
Projected year-2 tax
$4,181 · $348/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 23% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,879
− Mortgage interest
−$14,004
− Property taxes
−$4,181
− Insurance
−$1,250
− Repairs & maintenance
−$2,550
− Management
−$2,550
− Depreciation
−$7,273
Taxable income
$70
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$17
After-tax cash flow
$4,004/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Clinton

Score
63/100
State rank
#304
US rank
#15951

Category grades

Amenities F Commute F Cost of living F Crime D+ Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clinton, MD
County
Prince Georges County · 919,866 people
City population
37,464
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
37,464
Household income
$126,196
Rent vs Own
9.3% rent · 90.7% own
Severe rent burden
334.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 10% White 7% Two or more races 5% Asian 2%
Hispanic origin (detail)
Mexican 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
86% English-only · Spanish 9% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -299.23%
Current HPI
251.6263
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+212.5% since first listed
5 events — show timeline
  • 2026-05-11 Pending BRIGHT MLS
  • 2026-03-25 Pending BRIGHT MLS
  • 2026-03-24 Listing Removed BRIGHT MLS
  • 2026-03-22 Listed $250,000 BRIGHT MLS
  • 1984-03-28 Sold (Public Records) $79,990 Public Records

Property tax history

+5.8%/yr

Latest (2025): $4,181 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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