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5451 Kuhns Rd
C- Composite 51.06
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.9/10.0
  • 1% rule +4.1/10.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$150,000

5451 Kuhns Rd · Twentynine Palms, CA 92277
1 bd · 1.0 ba · 1,092 sqft · SingleFamily public records · 617 Days on market
Built 1958 5.00 ac lot Est $182k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Diamond in the Rough! This property has soo much potential. It has a great well, 5 acres surrounded by BLM Land, very few neighbors and horse stables. It will need a complete remodel, but there is water, power and septic connected. Unilimited views and privacy. The views are protected by over 700 acres of BLM Land which surround this property. The prior owner had several horses, hens and a small garden with irrigation.

Key facts

  • Septic connected
  • Blm land views
  • Horse stables

Tags

BLM LAND VIEWSHORSE STABLESSEPTIC CONNECTED

Property features AI

Finance

  • Other: Property contains 2 total units; Has a view; Parcel number available
  • HOA & community: Mountainous setting near BLM/National Forest and public preserve land

Exterior

  • Parking: 1 garage space; 1 total parking space
  • Utilities: Well water; Septic tank
  • Home design: House; Single story; Entry level at ground floor; East-facing entry
  • Construction: No common walls (detached); Year built source: Assessor
  • Exterior features: Rectangular, secluded lot; No pool

Interior

  • Kitchen: Kitchen (appliances not specified)
  • Bedrooms: 1 bedroom on the main level
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Evaporative cooling
  • Interior features: One-level home; East-facing entry; Walk-in closet; Dressing area; Kitchen included in room list
  • Laundry & utility: Laundry in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $68 ($822/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (8.8% below list).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.8% vs local median 4.1% in Twentynine Palms — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#622 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, housing A+; Watch: amenities F, employment D-, health & safety F.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Twentynine Palms Elementary (math 10% / reading 24%, grade F, #1,335 of 1,571 statewide, top 85%, 548 students, 47% FRL); Twentynine Palms Junior High (math 17% / reading 39%, grade F, #236 of 498 statewide, top 48%, 413 students, 63% FRL); Twentynine Palms High (math 32% / reading 62%, grade D-, #389 of 1,170 statewide, top 35%, 729 students, 66% FRL) — zoned schools at 59% FRL track the district average.
  • Market conditions: Rents rising fast (+4.5%/yr); 751 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 617 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $23k; list at $150k implies a 552% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 617 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.84%
Cash-on-cash
1.96%
DSCR
1.09
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$182,364
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
82525 Amboy Rd 0.55mi 1/1.0 960 (-12%) 13mo $160,000 $167 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
-11.6%
Equity multiple
0.57×
Total profit
$-17,914
Equity at exit
$22,365
10-year hold
IRR
-0.5%
Equity multiple
0.97×
Total profit
$-1,405
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92277

Home prices YoY
-3.1%
Rents YoY
4.5%
Active inventory
751
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,368 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$163 /mo · $1,953/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$68

Break-even live

Break-even rent $1,281
Max offer price $150,000
Occupancy floor 90%

Sensitivity live

Price -10% $153 -5% $111 +0% $68 +5% $26 +10% $-16
Rent -10% $-40 -5% $14 +0% $68 +5% $123 +10% $177
Rate -1.0pp $144 -0.5pp $107 base $68 +0.5pp $30 +1.0pp $-10

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-21
    days on market $150,000 Active 617 DOM
  2. 2026-06-18
    days on market $150,000 Active 614 DOM
  3. 2026-06-18
    statusdays on marketlisting id $150,000 Active 613 DOM
  4. 2026-05-14
    status Pending Sale
  5. 2026-04-13
    historical Active Under Contract
  6. 2026-01-30
    listed $150,000 Active
  7. 2024-12-07
    price $150,000 423-char remark
    Show marketing remark (423 chars)

    Diamond in the Rough! This property has soo much potential. It has a great well, 5 acres surrounded by BLM Land, very few neighbors and horse stables. It will need a complete remodel, but there is water, power and septic connected. Unilimited views and privacy. The views are protected by over 700 acres of BLM Land which surround this property. The prior owner had several horses, hens and a small garden with irrigation.

  8. 2024-10-12
    listed $170,000 Active 423-char remark
    Show marketing remark (423 chars)

    Diamond in the Rough! This property has soo much potential. It has a great well, 5 acres surrounded by BLM Land, very few neighbors and horse stables. It will need a complete remodel, but there is water, power and septic connected. Unilimited views and privacy. The views are protected by over 700 acres of BLM Land which surround this property. The prior owner had several horses, hens and a small garden with irrigation.

  9. 1997-02-20
    soldstatus $23,000
  10. 1993-10-15
    soldstatus $27,000
  11. 1992-01-09
    soldstatus $40,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,953 · $163/mo
Projected year-2 tax
$1,953 · $163/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,411
− Mortgage interest
−$8,402
− Property taxes
−$1,953
− Insurance
−$750
− Repairs & maintenance
−$1,313
− Management
−$1,313
− Depreciation
−$4,364
Taxable loss
−$1,684
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$404
After-tax cash flow
$1,226/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Twentynine Palms

Score
59/100
State rank
#622
US rank
#19731

Category grades

Amenities F Commute A+ Cost of living C Crime C Employment D- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
San Bernardino County · 2,030,291 people
City population
26,277
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
26,277
Household income
$60,901
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
1057.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 49% Two or more races 24% Hispanic / Latino 24% Black 9% Asian 4% Pacific Islander 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 5% Lithuanian 3% Slovak 3%
Foreign-born
9% · Canada, China, South Korea
Languages at home
81% English-only · Spanish 12% Other Asian/Pacific 2% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.15%
Current HPI
380.5083
Rent YoY
▲ 4.45%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+270.4% since first listed
8 events — show timeline
  • 2026-05-14 Pending CRMLS
  • 2026-04-13 Contingent CRMLS
  • 2026-01-30 Listed $150,000 CRMLS
  • 2024-12-07 Price Changed $150,000 CRMLS
  • 2024-10-12 Listed $170,000 CRMLS
  • 1997-02-20 Sold (Public Records) $23,000 Public Records
  • 1993-10-15 Sold (Public Records) $27,000 Public Records
  • 1992-01-09 Sold (Public Records) $40,500 Public Records

Property tax history

+8.2%/yr

Latest (2025): $1,953 · -4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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