925 Wicker Ct · Fayetteville, NC 28304

$120,000

3 bd · 2.0 ba · 1,162 sqft · SingleFamily public records · 9 Days on market

Built 1973 0.27 ac lot Est $180k · 33% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.3/30.0
• ARV discount +15.0/15.0
• DSCR +7.8/10.0
• 1% rule +6.5/10.0
• Livability +3.8/5.0
• Rent growth +3.3/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 925 Wicker Ct, a charming house located in Fayetteville, NC. This residence presents a wonderful opportunity to own a property in a convenient location. Surrounded by mature trees and a welcoming neighborhood ambiance, this home boasts a classic exterior design with a well-maintained front yard. Inside, you'll find spacious living areas that provide a comfortable setting for daily living. The layout of the home is designed to accommodate various lifestyles, with plenty of potential to personalize the space. The property also includes a backyard, has outdoor space for relaxation or social gatherings. The location provides easy access to local amenities and community resources, mak

Key facts

• Backyard
• Outdoor space
• 0.27 acre lot

Tags

• CLASSIC EXTERIOR DESIGN
• WELL-MAINTAINED FRONT YARD
• SPACIOUS LIVING AREAS
• BACKYARD
• OUTDOOR SPACE
• EASY ACCESS TO LOCAL AMENITIES

Property features AI

Finance

• HOA & community: No homeowners association

Exterior

• Parking: Carport (1 space); Open parking with 3 spaces; Total parking for 3 vehicles
• Utilities: Public water; Public sewer
• Home design: One-story house
• Construction: Brick and wood siding exterior; Brick/mortar foundation; Composition/shingle roof; Built as a house (living area listed as 1,162)
• Exterior features: Other exterior features; Lot approximately 0.27 acres (about 85 x 75)

Interior

• Bedrooms: 3 bedrooms (all on the main level)
• Flooring: Hardwood floors
• Bathrooms: 1 full bathroom
• Heating & cooling: No heating; Central air conditioning
• Interior features: Other interior features

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $241 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Cap rate 8.7% vs local median 4.9% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#45 in NC, #4,031 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools C-, crime F, employment D-.
• Cumberland County Schools (urban): math 32% / reading 41% proficiency, ranked #126 of 178 in NC (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.2%/yr); 302 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,125 units permitted in Cumberland County in 2024 (104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $48k; list at $120k implies a 147% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 75% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $120,000

Questions for the listing agent

1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 8.70%
• Cash-on-cash: 8.60%
• DSCR: 1.38
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $180,110
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1104 Odom Dr	0.14mi	3/1.0	1,143 (-2%)	2mo	$170,000	$149	85
4909 Walnut Dr	0.32mi	3/1.0	1,136 (-2%)	1mo	$180,000	$158	76
1005 Juniper Dr	0.38mi	3/1.0	1,107 (-5%)	1mo	$169,000	$153	70
819 Sandalwood Dr	0.51mi	3/1.0	1,156 (-0%)	2mo	$176,000	$152	69
1334 Devonshire Dr	0.36mi	3/1.5	1,067 (-8%)	0mo	$112,000	$105	68
821 Sandalwood Dr	0.52mi	3/1.0	1,204 (+4%)	1mo	$140,000	$116	65
1011 Juniper Dr	0.38mi	3/2.0	1,011 (-13%)	2mo	$184,999	$183	59
1209 Martindale Dr	0.69mi	3/1.0	1,132 (-3%)	1mo	$175,000	$155	59
1707 Camelot Dr	0.73mi	3/2.0	1,116 (-4%)	2mo	$204,000	$183	58
5219 Redwood Dr	0.73mi	3/1.0	1,124 (-3%)	1mo	$187,000	$166	55
3901 Hartwell Rd	0.72mi	3/2.0	1,066 (-8%)	2mo	$160,000	$150	51
1726 Martindale Dr	0.57mi	3/2.5	1,311 (+13%)	2mo	$223,000	$170	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.17% rent growth · sell at horizon

5-year hold

• IRR: -3.0%
• Equity multiple: 0.89×
• Total profit: $-3,834
• Equity at exit: $17,892

10-year hold

• IRR: 6.9%
• Equity multiple: 1.52×
• Total profit: $17,523
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 85 Strongly Landlord-Friendly
• State North Carolina: 85 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

10-day notice; preempted; landlord-favorable but court speed varies.

Methodology + full state rankings →

ZIP-level market 28304

• Home prices YoY: -21.7%
• Rents YoY: 3.2%
• Active inventory: 302
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,380 high
• Mortgage (P&I): −$629
• Tax from tax record: −$170 /mo · $2,041/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$290
• Net cashflow: $241

Break-even live

Break-even rent $1,075

Max offer price $120,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4909 Walnut Dr Fayetteville, NC	3.0	2.0	1188	$1,500	$1.26	23d	1	0.31mi
4935 Walnut Dr Fayetteville, NC	3.0	1.5	1024	$1,200	$1.17	13d	1	0.38mi
4101 Coventry Rd Fayetteville, NC	3.0	1.0	1132	$1,150	$1.02	13d	1	0.49mi
821 Sandalwood Dr Fayetteville, NC	3.0	1.0	1204	$1,200	$1.00	13d	1	0.54mi
4810 Alamance Rd Fayetteville, NC	1.0–2.0	1.0–2.0	827	$1,200	$1.45	23d	1	0.55mi
910 Miller Ave Unit 910 Fayetteville, NC	2.0	2.0	1000	$1,250	$1.25	23d	1	0.57mi
909 Sandalwood Dr Fayetteville, NC	3.0	1.0	1346	$1,595	$1.18	23d	1	0.58mi
5200 Cypress Rd Fayetteville, NC	3.0	1.0	1210	$1,250	$1.03	23d	1	0.64mi
1313 Ireland Dr Unit B Fayetteville, NC	2.0	1.5	900	$1,000	$1.11	23d	1	0.67mi
1309 Ireland Dr Fayetteville, NC	2.0	1.5	900	$1,000	$1.11	13d	1	0.68mi
5632 Birch Rd Fayetteville, NC	3.0	1.0	1228	$1,250	$1.02	23d	1	0.87mi
400 Roxie Ave Fayetteville, NC	2.0	2.0	1162	$1,700	$1.46	13d	1	0.93mi
3526 Furman Dr Fayetteville, NC	3.0	1.5	1050	$1,500	$1.43	23d	1	0.94mi
1805 Wayne Ln Fayetteville, NC	3.0	1.0	975	$2,400	$2.46	23d	1	0.98mi
1401 Carnsmore Dr Fayetteville, NC	3.0	2.5	1450	$1,575	$1.09	23d	1	1.10mi
4630 Canterbury Rd Fayetteville, NC	3.0	2.0	1250	$1,350	$1.08	23d	1	1.10mi
5842 Aftonshire Dr Fayetteville, NC	2.0	1.5	1010	$1,000	$0.99	23d	1	1.13mi
5864 Aftonshire Dr Fayetteville, NC	2.0	2.0	1100	$1,100	$1.00	23d	1	1.17mi
1413 Tangora Ln Fayetteville, NC	2.0	1.5	945	$979	$1.04	13d	1	1.18mi
5876 Aftonshire Dr Fayetteville, NC	2.0	1.5	1024	$1,015	$0.99	23d	1	1.19mi
1406 Tangora Ln Fayetteville, NC	2.0	2.5	1192	$1,015	$0.85	23d	1	1.22mi
4809 Belford Rd Fayetteville, NC	3.0	1.5	1459	$1,300	$0.89	23d	1	1.23mi
5744 Aftonshire Dr Fayetteville, NC	2.0	1.5	945	$999	$1.06	23d	1	1.24mi
5713 Aftonshire Dr Fayetteville, NC	2.0	2.5	1025	$995	$0.97	13d	1	1.24mi
1216 Weeping Willow Way Unit 229 Fayetteville, NC	3.0	2.0	960	$969	$1.01	13d	1	1.25mi
3411 Lainey Ln Fayetteville, NC	2.0	2.0	1142	$1,300	$1.14	23d	1	1.33mi
613 Ashbrook Ct Fayetteville, NC	3.0	1.5	1103	$1,299	$1.18	23d	1	1.35mi
600 Ashbrook Ct Fayetteville, NC	2.0–3.0	1.5	1050	$1,299	$1.24	21d	6	1.36mi
609 Ashbrook Ct Fayetteville, NC	2.0	1.5	997	$1,049	$1.05	23d	1	1.38mi
5032 Shimmer Dr Fayetteville, NC	4.0	2.0	1473	$1,700	$1.15	13d	1	1.38mi
5032 Shimmer Dr Fayetteville, NC	4.0	2.0	1473	$1,750	$1.19	23d	1	1.38mi
855 King Arthur Dr Fayetteville, NC	1.0–2.0	1.0–2.0	810	$1,182	$1.46	13d	9	1.39mi
5721 Randleman St Fayetteville, NC	3.0	2.0	1050	$1,575	$1.50	23d	1	1.43mi
3325 Boone Trl Fayetteville, NC	4.0	2.0	1494	$1,960	$1.31	13d	1	1.46mi
5744 Randleman St Fayetteville, NC	3.0	2.0	1171	$1,395	$1.19	23d	1	1.48mi
5151 Queensdale Dr Fayetteville, NC	3.0	2.0	1107	$1,295	$1.17	23d	1	1.48mi
5151 Queensdale Dr Fayetteville, NC	3.0	2.0	1107	$1,295	$1.17	13d	1	1.48mi
1008 Ancestry Dr Fayetteville, NC	2.0	2.5	1200	$1,045	$0.87	23d	1	1.48mi

Listing history 8 events

1. 2026-06-18
   days on market $120,000 Active 9 DOM
2. 2026-06-17
   days on market $120,000 Active 8 DOM
3. 2026-06-16
   days on market $120,000 Active 7 DOM
4. 2026-06-15
   days on market $120,000 Active 6 DOM
5. 2026-06-14
   days on market $120,000 Active 4 DOM
6. 2026-06-13
   days on market $120,000 Active 3 DOM
7. 2026-06-10
   remarks 699-char remark
8. 2026-06-10
   listed $120,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

• Current annual tax: $2,041 · $170/mo
• Projected year-2 tax: $2,041 · $170/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 75% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,560
• − Mortgage interest: −$6,722
• − Property taxes: −$2,041
• − Insurance: −$600
• − Repairs & maintenance: −$1,325
• − Management: −$1,325
• − Depreciation: −$3,491
• Taxable income: $1,057
• Est. tax owed @ 24.0%: −$254
• After-tax cash flow: $2,637/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cumberland County Schools
• NCES district ID: 3700011
• Math proficiency: 32% ▼ -2.00%
• Reading proficiency: 41% ▼ -1.00%
• Median HH income: $44,168
• Composite: 31.0/100
• National rank: #6096
• State rank: #126 of 178 in NC

Livability — Fayetteville

• Score: 75/100
• State rank: #45
• US rank: #4031

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Fayetteville, NC
• County: Cumberland County · 265,314 people
• City population: 226,118
• Metro: Fayetteville, NC
• Population (ZIP): 37,140
• Household income: $58,563
• Rent vs Own: 44.6% rent · 55.4% own
• Severe rent burden: 1667.0

Population outlook (Cumberland County) Hauer SSP2

• Today (2025): 330,855 people
• By 2030: 333,523 · +0.8%
• By 2040: 335,583 · +1.4%
• By 2050: 335,325 · +1.4%
• By 2075: 342,853 · +3.6%
• By 2100: 340,698 · +3.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: Black 39% White 36% Hispanic / Latino 14% Two or more races 12% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 5% Puerto Rican 5%
• Common ancestry: Slovak 2% Italian 1% Serbian 1%
• Foreign-born: 8% · Canada, South Korea, Vietnam
• Languages at home: 87% English-only · Spanish 9% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Cumberland

• 2024 margin: D (+13.4) · D 56.1% · R 42.7% · Other 1.2%
• 2008→2024 swing: -4.3pp toward R · 2008: 17.7pp · 2024: 13.4pp
• All cycles: 2024: D+13.4 2020: D+16.6 2016: D+16.0 2012: D+19.7 2008: D+17.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -59.90%
• Current HPI: 215.927
• Rent YoY: ▲ 3.17%
• Metro: Fayetteville, NC
• State GDP YoY: ▲ 3.28%
• F500 in state: 26

Industry mix (Fortune 500 HQ in NC)

Industry	F500 HQs	Revenue
▸Financial Services	2	$213B
▸Retail	2	$95B
▸Industrial Conglomerate	1	$38B
▸Metals / Steel	1	$35B
▸Utilities	1	$30B
▸Industrial Machinery	1	$19B

Price history

+77.8% since first listed

3 events — show timeline

• 2026-06-09 Listed $120,000 TMLS
• 2020-08-31 Sold (Public Records) $48,500 Public Records
• 1997-01-31 Sold (Public Records) $67,500 Public Records

Property tax history

+5.5%/yr

Latest (2025): $2,041 · +33.0% YoY. Source: county tax records.