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5 Mile Copperville Rd
B Composite 71.35
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.5/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Schools +3.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.0/5.0
  • Condition / age +1.0/5.0

$110,000

5 Mile Copperville Rd · Mendeltna, AK 99588
3 bd · 2.0 ba · 2,156 sqft · SingleFamily · 45 Days on market
Built 1995 Poor condition 10 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Unlock the potential of this 10-acre property in a peaceful, private setting. Existing structures offer a blank slate for renovation and customization. With plenty of space for expansion, gardening, or recreation, the possibilities are endless. This is an acquired property sold ''As-Is'' for cash or terms acceptable to the seller. This property may qualify for Seller Financing (Vendee. )

Key facts

  • 10 acre property
  • Space for gardening
  • Space for recreation

Tags

10 ACRE PROPERTYBLANK SLATE FOR RENOVATIONSPACE FOR EXPANSIONSPACE FOR GARDENINGSPACE FOR RECREATION

Property features AI

Exterior

  • Parking: No garage; Carport with space for 4 vehicles
  • Utilities: Septic tank
  • Home design: Residential, not attached; Mobile home construction with wood frame; Built in 1995; 10-acre lot
  • Construction: Mobile home on wood frame construction; Metal roof; Built in 1995
  • Exterior features: Metal roof

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms (2 total bathrooms)
  • Interior features: Total rooms: 0

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $110k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $500 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $107k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 40/100 on livability (#307 in AK) — a working-class tenant base; expect higher turnover. Strengths: crime A; Watch: health & safety C-, amenities F, commute F.
  • Copper River School District (rural): math 38% / reading 46% proficiency, ranked #19 of 53 in AK (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Glennallen Elementary (math 34% / reading 34%, grade F, #93 of 156 statewide, top 66%, 108 students, 49% FRL); Glennallen Jr/Sr High School (math 24% / reading 24%, grade F, #42 of 61 statewide, top 82%, 99 students, 73% FRL) — zoned schools average 61% FRL vs 43% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 30% at this address vs 42% district-wide (-12 pts) — the specific schools serving this property underperform the Copper River School District average; the district grade overstates school quality for this exact location.
  • Market conditions: 33 active listings in the ZIP.

Forward outlook

  • In year one you build about $4k of equity ($761 loan paydown + $3k appreciation (3.0% local appreciation)).
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $106,700 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.45%
Cap rate
11.74%
Cash-on-cash
19.46%
DSCR
1.87
GRM
5.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.8%
Equity multiple
2.46×
Total profit
$45,089
Equity at exit
$49,461
10-year hold
IRR
26.5%
Equity multiple
4.77×
Total profit
$115,976
Equity at exit
$76,225

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
80 Strongly Landlord-Friendly
State Alaska
80 Strongly Landlord-Friendly · R+8
County
— inherits STATE
City
— inherits STATE
30-day notice; security deposits capped; courts moderate-paced.

ZIP-level market 99588

Active inventory
33
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$1,595 medium interval (Pro) →
Mortgage (P&I)
$577
Tax est. 1.5%
$138 /mo · $1,650/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$335
Net cashflow
$500

Break-even live

Break-even rent $962
Max offer price $110,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-19
    days on market $110,000 Active 45 DOM
  2. 2026-06-18
    days on market $110,000 Active 44 DOM
  3. 2026-06-17
    days on market $110,000 Active 43 DOM
  4. 2026-06-16
    days on market $110,000 Active 42 DOM
  5. 2026-06-15
    days on market $110,000 Active 41 DOM
  6. 2026-06-14
    days on market $110,000 Active 39 DOM
  7. 2026-06-12
    pricedays on market $110,000 Active 38 DOM
  8. 2026-06-09
    days on market $120,000 Active 35 DOM
  9. 2026-06-08
    days on market $120,000 Active 34 DOM
  10. 2026-06-07
    days on market $120,000 Active 33 DOM
  11. 2026-06-04
    days on market $120,000 Active 29 DOM
  12. 2026-06-02
    days on market $120,000 Active 28 DOM
  13. 2026-06-01
    days on market $120,000 Active 27 DOM
  14. 2026-05-31
    days on market $120,000 Active 26 DOM
  15. 2026-05-31
    days on market $120,000 Active 25 DOM
  16. 2026-05-04
    listed $120,000 Active 389-char remark
  17. 2021-08-21
    listed $330,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,134
− Mortgage interest
−$6,162
− Property taxes
−$1,650
− Insurance
−$550
− Repairs & maintenance
−$1,531
− Management
−$1,531
− Depreciation
−$3,200
Taxable income
$4,511
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,083
After-tax cash flow
$4,911/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and updates to become habitable and marketable. Significant investment is needed to address the deteriorated exterior, interior, and structural issues.

Repairs flagged

  • Major Exterior siding — Severe weathering and damage
  • Major Interior ceiling — Exposed insulation and missing panels
  • Major Roof — Exposed roofing material
  • Major Flooring — Exposed subfloor
  • Major Electrical wiring — Exposed wiring and missing fixtures

Value-add opportunities

  • Both Exterior siding repair and replacement — Improves curb appeal and structural integrity
  • Both Interior ceiling repair and insulation replacement — Enhances living space and energy efficiency
  • Both Roof repair and replacement — Prevents water damage and improves structural integrity
  • Both Flooring repair and replacement — Improves living space and structural integrity
  • Both Electrical wiring repair and replacement — Ensures safety and functionality

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exterior siding · Severe weathering and damage Major $15,000–50,000
Interior ceiling · Exposed insulation and missing panels Major $15,000–50,000
Roof · Exposed roofing material Major $15,000–50,000
Flooring · Exposed subfloor Major $15,000–50,000
Electrical wiring · Exposed wiring and missing fixtures Major $15,000–50,000
Total estimated repair cost · 5 items $75,000–250,000

Value-add ROI direction

  • Both Exterior siding repair and replacement — Improves curb appeal and structural integrity
  • Both Interior ceiling repair and insulation replacement — Enhances living space and energy efficiency
  • Both Roof repair and replacement — Prevents water damage and improves structural integrity
  • Both Flooring repair and replacement — Improves living space and structural integrity
  • Both Electrical wiring repair and replacement — Ensures safety and functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Copper River School District
NCES district ID
0200070
Math proficiency
38% ▲ 1.00%
Reading proficiency
46% ▼ -4.00%
Median HH income
$50,446
Composite
38.52/100
National rank
#8449
State rank
#19 of 53 in AK

Livability — Mendeltna

Score
40/100
State rank
#307
US rank
#27289

Category grades

Amenities F Commute F Cost of living C+ Crime A Employment F Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mendeltna, AK
Population (ZIP)
1,138

Population outlook (Copper River County) Hauer SSP2

By 2040
2,674

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 57% Native American 28% Two or more races 11% Hispanic / Latino 9%
Hispanic origin (detail)
Mexican 7% Cuban 2%
Common ancestry
Slovak 6% Portuguese 4% Danish 1%
Foreign-born
1% · South Korea, Canada
Languages at home
93% English-only · Spanish 1%

Not yet ingested

Political lean
Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-66.7% since first listed
3 events — show timeline
  • 2026-06-10 Price Changed $110,000 AKMLS
  • 2026-05-04 Listed $120,000 AKMLS
  • 2021-08-21 Listed $330,000 AKMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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