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914 N Midland Blvd Trlr 31
B Composite 70.42
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.1/5.0
  • Livability +3.6/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

914 N Midland Blvd Trlr 31 · Nampa, ID 83651
3 bd · 2.0 ba · 1,680 sqft · Manufactured public records · 372 Days on market
Built 1983

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MASSIVE PRICE DROP!!! Complete with New Exterior Paint and several significant updates. Come see why this is the Best Value in the Valley! Welcome to simple, comfortable living in this spacious home located in a quiet 55+ community. With an open layout, generously sized rooms, and plenty of storage throughout, there’s room to settle in and feel right at home. The moment you open the door you are greeted with vaulted ceilings with exposed beams, adding character, and lots of windows to bring in great natural light. The dining area includes a built-in hutch- perfect for everyday use or displaying your favorite pieces. Outside, you’ll find covered parking with a spacious carport, a

Key facts

  • Large bedrooms
  • Bright open layout
  • Exposed beams

Tags

BRIGHT OPEN LAYOUTLARGE BEDROOMSABUNDANCE OF CLOSET SPACEVAULTED CEILINGSEXPOSED BEAMSGREAT ROOM

Property features AI

Finance

  • HOA & community: Located in an over-55 community/mobile home park (rented lot)

Exterior

  • Parking: Covered carport parking for 2 vehicles
  • Utilities: City water service; Sewer connected; Cable connected; Electric water heater
  • Home design: Mobile/manufactured home in a rented-lot community; Located in an over-55 mobile home park; Built in 1983
  • Construction: Composition roof
  • Exterior features: Partial block/brick/stone fencing; Covered patio/deck; Auto sprinkler system; Storage shed; Paved road access

Interior

  • Kitchen: Kitchen on main level (~11 x 13); Dishwasher; Built-in oven/range; Microwave; Breakfast bar
  • Bedrooms: 3 bedrooms all on the main level (Primary: ~13 x 13; Bedroom 2: ~10 x 10; Bedroom 3: ~10 x 13)
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 bathrooms (including a bath in the primary bedroom)
  • Heating & cooling: Forced-air heating (natural gas); Central air conditioning; One fireplace
  • Interior features: Primary bedroom with ensuite bath; Main-level bedrooms; Family room; Walk-in closet(s); Breakfast bar
  • Laundry & utility: Utility room on main level (~7 x 10); Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $868 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 19.3% vs local median 3.2% in Nampa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#47 in ID) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: employment C-, schools D+, amenities F.
  • Nampa School District (suburban): math 23% / reading 41% proficiency, ranked #82 of 92 in ID (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+6.4%/yr); 319 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,620 units permitted in Canyon County in 2024 (196 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Canyon County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.4% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 372 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago; this cycle's ask has dropped $45k (36%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 372 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.13%
Cap rate
19.31%
Cash-on-cash
46.50%
DSCR
3.07
GRM
3.9

CMA / ARV

ARV (on-the-fly)
$188,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1907 W Flamingo Ave Unit 43 0.61mi 3/2.0 1,632 (-3%) 2mo $179,995 $110 65
1907 W Flamingo Ave #88 0.61mi 3/2.0 1,600 (-5%) 5mo $179,800 $112 59
1907 Flamingo Ave #124 0.61mi 3/2.0 1,782 (+6%) 5mo $199,900 $112 57
1907 W Flamingo Ave #39 0.61mi 3/2.0 1,626 (-3%) 14mo $172,500 $106 54
1907 W Flamingo #69 #69 0.61mi 3/2.0 1,513 (-10%) 1mo $168,000 $111 54
1907 W Flamingo Ave Trlr 118 0.61mi 3/2.0 1,570 (-6%) 9mo $189,000 $120 53
1907 W Flamingo Ave #100 0.61mi 3/2.0 1,508 (-10%) 3mo $189,000 $125 52
1907 W Flamingo Ave #134 0.61mi 3/2.0 1,765 (+5%) 19mo $195,000 $110 47
1410 Flamingo Ave #49 0.64mi 3/2.0 1,440 (-14%) 2mo $79,900 $55 45
1907 W Flamingo Ave #152 0.61mi 2/2.0 (-1) 1,452 (-14%) 3mo $160,000 $110 42
1410 Eldoran Dr 0.56mi 2/2.0 (-1) 1,545 (-8%) 17mo $289,500 $187 41
1907 W Flamingo Ave Unit 86 #86 0.61mi 2/2.0 (-1) 1,486 (-12%) 11mo $189,086 $127 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.41% rent growth · sell at horizon

5-year hold
IRR
47.4%
Equity multiple
3.16×
Total profit
$48,336
Equity at exit
$11,928
10-year hold
IRR
54.4%
Equity multiple
7.24×
Total profit
$139,761
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83651

Home prices YoY
-28.3%
Rents YoY
6.4%
Active inventory
319
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,701 high interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$23 /mo · $277/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$357
Net cashflow
$868

Break-even live

Break-even rent $602
Max offer price $80,000
Occupancy floor 44%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1215 N Benewah St Nampa, ID 3.0 2.0 1219 $1,250 $1.03 14d 1 0.18mi
450 W Orchard Ave Nampa, ID 1.0–3.0 1.0–2.0 1129 $1,699 $1.50 3d 11 0.32mi
1275 Caldwell Blvd Nampa, ID 1.0–3.0 1.0–2.0 921 $1,900 $2.06 23d 1 0.63mi
617 Purple Sage Dr Nampa, ID 3.0 2.0 1104 $1,795 $1.63 23d 1 0.65mi
1820 W Camelot Dr Nampa, ID 3.0 2.0 1400 $2,195 $1.57 3d 1 0.70mi
123 Trifecta Ln Nampa, ID 3.0 2.5 1505 $1,795 $1.19 11d 1 0.76mi
2084 W Bella Ln Unit 1460910P Nampa, ID 3.0 2.0 1237 $3,905 $3.16 23d 1 0.84mi
16060 N Merchant Way Nampa, ID 2.0–3.0 2.0 1115 $1,695 $1.52 2d 1 0.91mi
9848 W Sand Hill Dr Nampa, ID 1.0–3.0 1.0–2.0 1008 $1,650 $1.64 23d 1 1.06mi
121 E Ravenna Ln Unit 121 Nampa, ID 3.0 2.5 1400 $1,650 $1.18 23d 1 1.14mi
130 E Ravenna Ln Unit 116 Nampa, ID 3.0 2.5 1452 $1,800 $1.24 3d 1 1.17mi
427 1st Ave N Unit 102 Nampa, ID 2.0 2.5 1189 $1,350 $1.14 14d 1 1.18mi
431 1st Ave N Unit 101 Nampa, ID 2.0 2.5 1189 $1,350 $1.14 14d 1 1.20mi
15690 N Knightgate Ln Nampa, ID 2.0–3.0 2.0–3.0 1239 $1,825 $1.47 2d 3 1.23mi
11130 W Ashburn Ln Nampa, ID 2.0 2.0 1106 $1,650 $1.49 14d 2 1.26mi
2410 W Vanderbilt Ln Nampa, ID 1.0–3.0 1.0–2.0 1029 $2,425 $2.36 2d 30 1.31mi
11215 W Ashburn Ln Nampa, ID 2.0–3.0 2.0–3.0 1176 $1,825 $1.55 2d 2 1.33mi
11214 W Ashburn Ln Nampa, ID 3.0 3.0 1301 $1,825 $1.40 2d 2 1.35mi

Listing history 22 events

  1. 2026-06-18
    days on market $80,000 Active 372 DOM
  2. 2026-06-17
    days on market $80,000 Active 371 DOM
  3. 2026-06-16
    days on market $80,000 Active 370 DOM
  4. 2026-06-15
    days on market $80,000 Active 369 DOM
  5. 2026-06-13
    days on market $80,000 Active 367 DOM
  6. 2026-06-10
    days on market $80,000 Active 364 DOM
  7. 2026-06-09
    days on market $80,000 Active 363 DOM
  8. 2026-06-08
    days on market $80,000 Active 362 DOM
  9. 2026-06-07
    pricedays on market $80,000 Active 361 DOM
  10. 2026-06-03
    days on market $99,900 Active 357 DOM
  11. 2026-06-03
    days on market $99,900 Active 356 DOM
  12. 2026-06-01
    days on market $99,900 Active 355 DOM
  13. 2026-05-31
    days on market $99,900 Active 354 DOM
  14. 2026-01-24
    price $99,900
  15. 2025-12-06
    price $109,900
  16. 2025-08-08
    price $114,900
  17. 2025-06-11
    listed $124,900 Active
  18. 2025-05-31
    historical
  19. 2025-02-19
    listed $140,000 Active
  20. 2018-03-21
    soldstatus Sold
  21. 2017-09-19
    historical
  22. 2017-06-05
    listed $44,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$277 · $23/mo
Projected year-2 tax
$552 · $46/mo
Expected delta
+$275/yr (+$23/mo · 99.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 12 unhealthy d/yr today · 19 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,415
− Mortgage interest
−$4,481
− Property taxes
−$277
− Insurance
−$400
− Repairs & maintenance
−$1,633
− Management
−$1,633
− Depreciation
−$2,327
Taxable income
$9,663
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,319
After-tax cash flow
$8,097/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nampa School District
NCES district ID
1602340
Math proficiency
23% ▼ -13.00%
Reading proficiency
41% ▼ -9.00%
Median HH income
$43,576
Composite
27.18/100
National rank
#7022
State rank
#82 of 92 in ID

Livability — Nampa

Score
72/100
State rank
#47
US rank
#6250

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment C- Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Nampa, ID
County
Canyon County · 235,358 people
City population
142,249
Metro
Boise City, ID
Population (ZIP)
38,121
Household income
$69,914
Rent vs Own
27.4% rent · 72.6% own
Severe rent burden
723.0

Population outlook (Canyon County) Hauer SSP2

Today (2025)
248,853 people
By 2030
269,596 · +8.3%
By 2040
311,081 · +25.0%
By 2050
350,809 · +41.0%
By 2075
441,884 · +77.6%
By 2100
505,641 · +103.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 24% Two or more races 11%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Portuguese 3% Slovak 2% Lithuanian 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
81% English-only · Spanish 16% German/W. Germanic 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Canyon

2024 margin
Solid R (+46.6) · D 25.4% · R 72.0% · Other 2.5%
2008→2024 swing
-11.4pp toward R · 2008: -35.2pp · 2024: -46.6pp
All cycles
2024: R+46.6 2020: R+39.7 2016: R+41.8 2012: R+37.1 2008: R+35.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -132.40%
Current HPI
335.6717
Rent YoY
▲ 6.41%
Metro
Boise City, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+122.5% since first listed
9 events — show timeline
  • 2026-01-24 Price Changed $99,900 IMLS
  • 2025-12-06 Price Changed $109,900 IMLS
  • 2025-08-08 Price Changed $114,900 IMLS
  • 2025-06-11 Listed $124,900 IMLS
  • 2025-05-31 Listing Removed IMLS
  • 2025-02-19 Listed $140,000 IMLS
  • 2018-03-21 Sold (MLS) IMLS
  • 2017-09-19 Listing Removed IMLS
  • 2017-06-05 Listed $44,900 IMLS

Property tax history

+3.3%/yr

Latest (2025): $277 · +89.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…