2008 Division St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +4.2/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$89,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
Key facts
- Built 1920
- Listed 49 days
Property features AI
Finance
- Other: Above-grade finished area and below-grade unfinished area are estimated; Year built source: Assessor
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Hot water: Other
- Home design: Interior townhouse/rowhouse; Fee simple ownership
- Construction: Brick construction; Permanent block foundation
- Exterior features: Chain link fencing; No tidal water on the lot; Total below-grade area and unfinished basement space
Interior
- Bedrooms: Three bedrooms on the first upper level
- Bathrooms: Two full bathrooms (one on main level, one on the first upper level)
- Heating & cooling: Central heating; Electric heating fuel; Cooling: Other
- Interior features: Full basement with interior access; Estimated living area and finished above-grade space
- Laundry & utility: Washer and dryer in unit (main floor laundry)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $90k.
Deal economics
- At list price, monthly cash flow is $827 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $90k).
- Recommended offer: $87k (3.0% below list) — sets the bar for market timing.
- Cap rate 17.3% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.6%/yr); 331 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- At $1,766/mo this rent would consume 55% of the median local household income ($38k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 6.6% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 49 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 12y ago; this cycle's ask has dropped $15k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $15k; list at $90k implies a 512% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.96% ✓
- Cap rate
- 17.33%
- Cash-on-cash
- 39.44%
- DSCR
- 2.75
- GRM
- 4.2
CMA / ARV
- ARV (median comp)
- $109,980
- List price
- $89,900
- Delta
- -18.26%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2115 Mcculloh St | 0.18mi | 3/1.5 | 1,350 (0%) | 4mo | $77,000 | $57 | 87 |
| 2418 Druid Hill Ave | 0.38mi | 3/1.5 | 1,328 (-2%) | 6mo | $77,000 | $58 | 73 |
| 700 Cumberland St | 0.34mi | 4/2.0 (+1) | 1,280 (-5%) | 3mo | $107,800 | $84 | 68 |
| 1719 Baker St | 0.45mi | 2/1.0 (-1) | 1,400 (+4%) | 2mo | $19,250 | $14 | 62 |
| 1901 Linden Ave | 0.38mi | 2/1.5 (-1) | 1,240 (-8%) | 1mo | $275,000 | $222 | 61 |
| 1407 Jordan St | 0.55mi | 3/3.0 | 1,400 (+4%) | 5mo | $425,500 | $304 | 60 |
| 2453 Mcculloh St | 0.44mi | 3/1.0 | 1,460 (+8%) | 3mo | $99,900 | $68 | 59 |
| 811 N Mount St | 0.71mi | 3/2.0 | 1,410 (+4%) | 3mo | $85,000 | $60 | 57 |
| 2820 Woodbrook Ave | 0.70mi | 3/1.5 | 1,232 (-9%) | 2mo | $85,000 | $69 | 49 |
| 1735 N Payson St | 0.69mi | 3/1.5 | 1,250 (-7%) | 6mo | $95,000 | $76 | 49 |
| 2818 Woodbrook Ave | 0.70mi | 3/1.0 | 1,232 (-9%) | 3mo | $45,500 | $37 | 46 |
| 2208 Mount Royal Ter | 0.70mi | 3/3.5 | 1,216 (-10%) | 4mo | $299,900 | $247 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.63% rent growth · sell at horizon
- IRR
- 39.6%
- Equity multiple
- 2.78×
- Total profit
- $44,796
- Equity at exit
- $13,404
- IRR
- 47.7%
- Equity multiple
- 6.42×
- Total profit
- $136,381
- Equity at exit
- $7,773
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21217
- Rents YoY
- 6.6%
- Active inventory
- 331
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,766 high interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$59 /mo · $705/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $827
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2028 Druid Hill Ave Unit 1 Baltimore, MD | 3.0 | 2.5 | 1437 | $1,750 | $1.22 | 2d | 1 | 0.08mi |
| 2028 Druid Hill Ave Baltimore, MD | 3.0 | 2.5 | 1437 | $1,799 | $1.25 | 10d | 1 | 0.08mi |
| 2143 Druid Hill Ave Unit 2 Baltimore, MD | 2.0 | 1.0 | 915 | $1,400 | $1.53 | 43d | 1 | 0.15mi |
| 1920 McCulloh St Apt 2 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 43d | 1 | 0.15mi |
| 2037 McCulloh St Unit 3 Baltimore, MD | 2.0 | 2.0 | 937 | $1,650 | $1.76 | 17d | 1 | 0.15mi |
| 1931 McCulloh St Unit 1 Baltimore, MD | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 43d | 1 | 0.16mi |
| 1315 Presstman St Baltimore, MD | 4.0 | 2.0 | 1700 | $2,000 | $1.18 | 43d | 1 | 0.20mi |
| 1346 N Carey St Baltimore, MD | 2.0 | 1.5 | 1100 | $1,500 | $1.36 | 43d | 1 | 0.20mi |
| 519 Sanford Pl Baltimore, MD | 3.0 | 1.0 | 1300 | $1,650 | $1.27 | 16d | 1 | 0.24mi |
| 1205 Clendenin St Baltimore, MD | 3.0 | 1.5 | 1560 | $800 | $0.51 | 23d | 1 | 0.27mi |
| 1534 N Stricker St Baltimore, MD | 2.0 | 1.5 | 900 | $1,475 | $1.64 | 14d | 1 | 0.28mi |
| 1614 N Calhoun St Baltimore, MD | 2.0 | 1.0 | 950 | $1,300 | $1.37 | 43d | 1 | 0.31mi |
| 1829 Eutaw Pl Unit B Baltimore, MD | 2.0 | 2.0 | 1278 | $2,100 | $1.64 | 4d | 1 | 0.32mi |
| 1121 Whitelock St Baltimore, MD | 2.0 | 1.0 | 1180 | $1,300 | $1.10 | 43d | 1 | 0.35mi |
| 2409 Francis St Baltimore, MD | 3.0 | 1.0 | 1298 | $1,500 | $1.16 | 43d | 1 | 0.37mi |
| 2433 Druid Hill Ave Baltimore, MD | 2.0 | 2.5 | 1092 | $1,999 | $1.83 | 43d | 1 | 0.39mi |
| 2339 Eutaw Pl Ste 1 Baltimore, MD | 2.0 | 1.0 | 1300 | $1,275 | $0.98 | 43d | 1 | 0.41mi |
| 2449 Druid Hill Ave Baltimore, MD | 2.0 | 1.0 | 1100 | $1,800 | $1.64 | 43d | 1 | 0.41mi |
| 1624 Westwood Ave Baltimore, MD | 3.0 | 2.0 | 1000 | $1,900 | $1.90 | 43d | 1 | 0.42mi |
| 1516 N Mount St Baltimore, MD | 3.0 | 1.5 | 1830 | $1,750 | $0.96 | 14d | 1 | 0.43mi |
| 2202 Brookfield Ave Baltimore, MD | 2.0 | 1.0 | 980 | $1,600 | $1.63 | 43d | 1 | 0.46mi |
| 1806 N Mount St Baltimore, MD | 3.0 | 3.0 | 1200 | $1,700 | $1.42 | 19d | 1 | 0.46mi |
| 1515 Retreat St Baltimore, MD | 3.0 | 2.0 | 1098 | $1,800 | $1.64 | 23d | 1 | 0.46mi |
| 1507 Retreat St Unit 1 Baltimore, MD | 3.0 | 3.0 | 1098 | $2,500 | $2.28 | 43d | 1 | 0.46mi |
| 1722 Bolton St Unit 3 Baltimore, MD | 2.0 | 1.0 | 942 | $1,600 | $1.70 | 4d | 1 | 0.47mi |
| 815 Lennox St Baltimore, MD | 3.0 | 3.5 | 1600 | $2,790 | $1.74 | 23d | 1 | 0.47mi |
| 1409 McCulloh St Unit McCulloh UA Baltimore, MD | 2.0 | 1.5 | 1080 | $1,550 | $1.44 | 43d | 1 | 0.49mi |
| 2511 Madison Ave #2 Baltimore, MD | 3.0 | 1.0 | 1100 | $1,650 | $1.50 | 43d | 1 | 0.49mi |
| 910 N Arlington Ave Unit 2 Baltimore, MD | 4.0 | 2.0 | 1220 | $1,850 | $1.52 | 23d | 1 | 0.50mi |
| 1433 N Fulton Ave Baltimore, MD | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 43d | 1 | 0.50mi |
| 1729 N Fulton Ave Baltimore, MD | 3.0 | 2.0 | 1081 | $1,795 | $1.66 | 43d | 1 | 0.50mi |
| 823 Newington Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 913 | $1,700 | $1.86 | 17d | 1 | 0.50mi |
| 2614 Pennsylvania Ave Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 982 | $1,141 | $1.16 | 4d | 4 | 0.50mi |
| 2505 Woodbrook Ave Baltimore, MD | 4.0 | 2.0 | 1256 | $1,745 | $1.39 | 1d | 1 | 0.50mi |
| 1616 N Fulton Ave Baltimore, MD | 3.0 | 2.0 | 1620 | $1,795 | $1.11 | 4d | 1 | 0.51mi |
| 1714 Park Ave #202 Baltimore, MD | 2.0 | 2.0 | 1000 | $1,800 | $1.80 | 23d | 1 | 0.51mi |
| 734 Watts St Baltimore, MD | 3.0 | 3.5 | 1720 | $2,900 | $1.69 | 43d | 1 | 0.52mi |
| 750 Reservoir St Unit B Baltimore, MD | 2.0 | 2.0 | 900 | $1,850 | $2.06 | 43d | 1 | 0.54mi |
| 750 Reservoir St Unit A Baltimore, MD | 2.0 | 1.0 | 900 | $1,650 | $1.83 | 43d | 1 | 0.54mi |
| 2636 Pennsylvania Ave Baltimore, MD | 1.0–2.0 | 1.0 | 846 | $956 | $1.13 | 23d | 4 | 0.54mi |
Listing history 35 events
-
2026-06-18days on market $89,900 Active 49 DOM
-
2026-06-17days on market $89,900 Active 48 DOM
-
2026-06-16days on market $89,900 Active 47 DOM
-
2026-06-15days on market $89,900 Active 46 DOM
-
2026-06-13days on market $89,900 Active 44 DOM
-
2026-06-10price $89,900 Active 40 DOM
-
2026-06-09days on market $94,900 Active 40 DOM
-
2026-06-08days on market $94,900 Active 39 DOM
-
2026-06-07days on market $94,900 Active 38 DOM
-
2026-06-04days on market $94,900 Active 35 DOM
-
2026-06-03days on market $94,900 Active 34 DOM
-
2026-06-02days on market $94,900 Active 33 DOM
-
2026-06-01days on market $94,900 Active 32 DOM
-
2026-05-31days on market $94,900 Active 31 DOM
-
2026-04-30$104,900 Active 816-char remark
-
2024-11-02historical $1,400
-
2024-10-31$1,400
-
2024-10-30historical $1,400
-
2024-10-17historical $1,400
-
2024-10-17$1,400
-
2024-10-06$1,400
-
2024-10-06historical $1,400
-
2024-10-04$1,400
-
2019-12-03historical
-
2019-11-22price $19,999
-
2019-11-18price $23,000
-
2019-11-15$25,000 Active
-
2014-12-22price $14,700
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
-
2014-12-22historical
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
-
2014-12-17soldstatus $14,700 Sold
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
-
2014-12-17soldstatus $14,700
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
-
2014-10-22status Contract
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
-
2014-10-22historical
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
-
2014-10-06$5,000 Active
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
-
2014-10-06$14,700
Show marketing remark (395 chars)
Estate Auction Sale: 10/22/2014 @ 12:00PM on the premises. List price to be opening bid. $1,500 Deposit in form of cash or certified check only to be eligible to bid. Improved by a 3 Bedroom townhome currently rented for $659.00/Month. Tenant move in date 04/2013. New roof in 2014. Lead certificate. Broker co-op agents must register 48 hours before the auction. Online bidding also available.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $705 · $59/mo
- Projected year-2 tax
- $842 · $70/mo
- Expected delta
- +$138/yr (+$11/mo · 19.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,188
- − Mortgage interest
- −$5,036
- − Property taxes
- −$705
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,695
- − Management
- −$1,695
- − Depreciation
- −$2,615
- Taxable income
- $8,992
- Est. tax owed @ 24.0%
- −$2,158
- After-tax cash flow
- $7,769/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 30,792
- Household income
- $38,409
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (81%)
- Race & ethnicity
- Black 81% White 12% Two or more races 4% Hispanic / Latino 2% Asian 2%
- Common ancestry
- Romanian 1% Hispanic 1% Italian 1%
- Foreign-born
- 5% · Canada, China, South Korea
- Languages at home
- 94% English-only · Spanish 2% French/Haitian/Cajun 1% Chinese 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -187.20%
- Current HPI
- 104.2102
- Rent YoY
- ▲ 6.63%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
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Price history
+511.6% since first listed23 events — show timeline
- 2026-06-09 Price Changed $89,900 BRIGHT MLS
- 2026-05-21 Price Changed $94,900 BRIGHT MLS
- 2026-04-30 Listed $104,900 BRIGHT MLS
- 2024-11-02 Rental Removed $1,400 RENTALBEAST
- 2024-10-31 Listed for Rent $1,400 RENTALBEAST
- 2024-10-30 Rental Removed $1,400 RENTEC
- 2024-10-17 Rental Removed $1,400 RENTALBEAST
- 2024-10-17 Listed for Rent $1,400 RENTEC
- 2024-10-06 Listed for Rent $1,400 RENTALBEAST
- 2024-10-06 Rental Removed $1,400 RENTEC
- 2024-10-04 Listed for Rent $1,400 RENTEC
- 2019-12-03 Listing Removed — BRIGHT MLS
- 2019-11-22 Price Changed $19,999 BRIGHT MLS
- 2019-11-18 Price Changed $23,000 BRIGHT MLS
- 2019-11-15 Listed $25,000 BRIGHT MLS
- 2014-12-22 Price Changed $14,700 MRIS
- 2014-12-22 Delisted — MRIS
- 2014-12-17 Sold (MLS) $14,700 BRIGHT MLS
- 2014-12-17 Sold (MLS) $14,700 MRIS
- 2014-10-22 Pending — MRIS
- 2014-10-22 Listing Removed — BRIGHT MLS
- 2014-10-06 Listed $5,000 MRIS
- 2014-10-06 Listed $14,700 BRIGHT MLS
Property tax history
+1.9%/yrLatest (2025): $705 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…