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364 Twiggs Cor
D Composite 41.3
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.1/30.0
  • Schools +5.1/10.0
  • Livability +3.7/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • DSCR +2.1/10.0
  • Appreciation +0.0/10.0

$279,000

364 Twiggs Cor · Peachtree City, GA 30269
2 bd · 2.0 ba · 1,118 sqft · SingleFamily public records · 12 Days on market
Built 1972 $250/sqft · 24% below area Est $365k · 24% under $272/mo HOA · 13% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

Key facts

  • New flooring
  • Pocket door
  • Gourmet kitchen

Tags

GOURMET KITCHENCOMPOSITE DECKCUSTOM BLINDSCROWN MOLDINGNEW FLOORINGPOCKET DOOR

Property features AI

Finance

  • Other: Public records used for living area and lot data
  • Financial info: Listing terms: Cash or Conventional
  • HOA & community: Has association; Association fee includes maintenance of grounds, swimming, trash, and water; Community pool; Initiation fee applicable

Exterior

  • Parking: Attached garage; Garage with door opener; Off-street parking; Guest parking (1 total listed)
  • Utilities: Public water; Public sewer (connected); Electricity available; Natural gas available; Cable available; High speed internet available; Phone available
  • Home design: Condominium; Residential property; Other structure type; Built in 1972; Two-story; Entry level: Two levels
  • Construction: Vinyl siding; Composition roof; Built in 1972
  • Exterior features: Deck; Patio; Grassed vegetation; Corner lot

Interior

  • Kitchen: Cooktop; Double oven; Microwave; Dishwasher; Disposal; Ice maker; Pantry; Solid surface counters; Breakfast bar; Stainless steel appliances
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate floors; Tile floors
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air; Electric cooling; Ceiling fan(s)
  • Interior features: Updated/remodeled interior; Tile bath; Walk-in closet(s); Family room; Foyer; Two levels
  • Laundry & utility: Washer (included); Laundry in kitchen; Gas water heater; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $279k.

Deal economics

  • At list price, monthly cash flow is $-278 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $230k (17.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (23.8% below list).
  • Recommended offer: $213k (23.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 3.1% in Peachtree City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#34 in GA, #4,385 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Huddleston Elementary School (math 60% / reading 50%, grade C, #178 of 1,228 statewide, top 15%, 607 students, 28% FRL); J.C. Booth Middle School (math 66% / reading 72%, grade A, #17 of 470 statewide, top 4%, 1,160 students, 17% FRL); Mcintosh High School (math 46% / reading 62%, grade C-, #23 of 424 statewide, top 5%, 1,695 students, 12% FRL) — zoned schools at 19% FRL track the district average.
  • Market conditions: Rents soft (-1.0%/yr); 303 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $212,573 (23.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.10%
Cash-on-cash
-4.27%
DSCR
0.81
GRM
10.9

CMA / ARV

ARV (median comp)
$365,426
List price
$279,000
Delta
-23.65%
Verdict
UNDERPRICED
Comps
14 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
217 Hilltop Dr 0.23mi 3/1.5 (+1) 1,110 (-1%) 7mo $328,000 $295 75
219 Pebblestump Pt 0.19mi 3/1.0 (+1) 1,024 (-8%) 8mo $260,000 $254 61
216 Hilltop Dr 0.20mi 2/1.0 1,050 (-6%) 20mo $318,000 $303 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-27.0%
Equity multiple
0.12×
Total profit
$-69,106
Equity at exit
$41,600
10-year hold
IRR
-40.1%
Equity multiple
-0.37×
Total profit
$-106,862
Equity at exit
$24,123

Cash invested: $78,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30269

Rents YoY
-1.0%
Active inventory
303
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,126 high interval (Pro) →
Mortgage (P&I)
$1,463
Tax from tax record
$106 /mo · $1,274/yr
Insurance
$116
HOA
$272
Vacancy / Maint / Mgmt
$446
Net cashflow
$-278

Break-even live

Break-even rent $2,478
Max offer price $229,860
Occupancy floor

Sensitivity live

Price -10% $-120 -5% $-199 +0% $-278 +5% $-357 +10% $-436
Rent -10% $-446 -5% $-362 +0% $-278 +5% $-194 +10% $-110
Rate -1.0pp $-138 -0.5pp $-207 base $-278 +0.5pp $-350 +1.0pp $-424

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,750
Closing costs
$8,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
126 Azalea Dr Peachtree City, GA 3.0 2.0 1494 $2,275 $1.52 3d 1 0.83mi
100 Merrick Dr Peachtree City, GA 1.0–3.0 1.0–2.0 1083 $1,934 $1.78 0d 10 0.99mi
700 S Fairfield Dr Peachtree City, GA 3.0 2.0 1328 $2,200 $1.66 45d 1 1.09mi
602 N Fairfield Dr Peachtree City, GA 3.0 2.5 1342 $2,300 $1.71 5d 1 1.12mi
304 Everdale Rd Peachtree City, GA 3.0 2.0 1368 $2,100 $1.54 11d 1 1.27mi
109 Boxwood Ct Peachtree City, GA 3.0 2.0 1428 $2,400 $1.68 45d 1 1.28mi
147 S Fairfield Dr Peachtree City, GA 3.0 2.5 1213 $1,950 $1.61 45d 1 1.31mi
152 S Fairfield Dr Peachtree City, GA 3.0 2.0 1295 $2,075 $1.60 0d 1 1.33mi
310 Park Leaf Peachtree City, GA 3.0 2.5 1400 $2,095 $1.50 6d 1 1.43mi
310 Park Leaf Peachtree City, GA 3.0 2.5 1400 $2,095 $1.50 0d 1 1.43mi

HOA detail

Monthly dues
$272 · $3,264/yr
Likely covers
watertrash

Listing history 12 events

  1. 2026-05-07
    listed $279,000 New 1860-char remark
  2. 2014-10-28
    price $40,000 166-char remark
    Show marketing remark (166 chars)

    GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

  3. 2012-03-21
    soldstatus $40,000
  4. 2012-03-14
    soldstatus $40,000 Sold 166-char remark
    Show marketing remark (166 chars)

    GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

  5. 2012-02-27
    historical 166-char remark
    Show marketing remark (166 chars)

    GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

  6. 2012-02-21
    price $49,900 166-char remark
    Show marketing remark (166 chars)

    GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

  7. 2011-12-02
    status Back On Market 166-char remark
    Show marketing remark (166 chars)

    GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

  8. 2011-12-01
    status Under Contract 166-char remark
    Show marketing remark (166 chars)

    GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

  9. 2011-08-12
    listed $49,900 New 166-char remark
    Show marketing remark (166 chars)

    GREAT BUY IN THE HEART OF PEACHTREE CITY! WALK TO DINING SHOPPING AND LIBRARY! FEES INCLUDE WATER, TRASH, OUTSIDE MAINTENANCE. CONVENIENT TO HWY 74, I-85 AND AIRPORT.

  10. 1989-07-07
    soldstatus $27,000
  11. 1989-07-01
    soldstatus $27,000
  12. 1980-11-20
    soldstatus $25,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,274 · $106/mo
Projected year-2 tax
$2,567 · $214/mo
Expected delta
+$1,293/yr (+$108/mo · 101.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,509
− Mortgage interest
−$15,628
− Property taxes
−$1,274
− Insurance
−$1,395
− Repairs & maintenance
−$2,041
− Management
−$2,041
− HOA
−$3,264
− Depreciation
−$8,116
Taxable loss
−$8,250
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,980
After-tax cash flow
$-1,358/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — Peachtree City

Score
74/100
State rank
#34
US rank
#4385

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Peachtree City, GA
County
Fayette County · 112,821 people
City population
40,534
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
40,534
Household income
$113,807
Rent vs Own
27.6% rent · 72.4% own
Severe rent burden
1419.0

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 10% Hispanic / Latino 10% Asian 8% Two or more races 7%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Italian 3% Slovak 3% Romanian 2%
Foreign-born
16% · Canada, South Korea, China
Languages at home
82% English-only · Spanish 7% Other Indo-European 3% Other Asian/Pacific 2%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -236.80%
Current HPI
251.1321
Rent YoY
▼ -0.98%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+919.6% since first listed
15 events — show timeline
  • 2026-06-05 Sold (Public Records) $260,000 Public Records
  • 2026-06-05 Sold (MLS) $260,000 GAMLS
  • 2026-05-20 Pending GAMLS
  • 2026-05-07 Listed $279,000 GAMLS
  • 2014-10-28 Price Changed $40,000 GAMLS
  • 2012-03-21 Sold (Public Records) $40,000 Public Records
  • 2012-03-14 Sold (MLS) $40,000 GAMLS
  • 2012-02-27 Listing Removed GAMLS
  • 2012-02-21 Price Changed $49,900 GAMLS
  • 2011-12-02 Relisted GAMLS
  • 2011-12-01 Pending GAMLS
  • 2011-08-12 Listed $49,900 GAMLS
  • 1989-07-07 Sold (Public Records) $27,000 Public Records
  • 1989-07-01 Sold (Public Records) $27,000 Public Records
  • 1980-11-20 Sold (Public Records) $25,500 Public Records

Property tax history

+5.4%/yr

Latest (2025): $1,274 · -2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…