305 State St · Hudson, NY 12534

$425,900

6 bd · 2.0 ba · 1,736 sqft · MultiFamily public records · 87 Days on market

Built 1900 Fair condition 3,484 sqft lot $245/sqft · 30% below area Est $612k · 30% under

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Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• 1% rule +7.8/10.0
• Schools +6.2/10.0
• Rent growth +5.0/5.0
• Livability +3.5/5.0
• Condition / age +2.2/5.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Amazing Opportunity to Own this two family house on State Street in Hudson, the place to live! We have great Music, Antiques, renowned art galleries and elegant restaurants. These key industries have made Hudson the third busiest train destination in the North East corridor for Amtrak. In the heart of Hudson is 305 State Street, a real charming two unit building where each unit has 3 bed rooms, Living room, eat in kitchen and full bath. Both unit are currently rented on below market. Backyard for gardening or possible patio area. You can easily step to Warren Street, Amtrak, and all things Hudson. Unique opportunity for someone to live and rent.

Key facts

• Downstairs boiler
• Possible patio area
• Two family house

Tags

• TWO FAMILY HOUSE
• BACKYARD FOR GARDENING
• POSSIBLE PATIO AREA
• CHARMING TWO UNIT BUILDING
• NEW ROOF
• DOWNSTAIRS BOILER

What this means for you Summary

Snapshot

• This is a 2 × 3-bed/1.5-bath units multifamily listed at $426k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $2k ($20k/yr) — positive. Per door: $826/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $426k).
• Recommended offer: $400k (6.0% below list) — sets the bar for market timing.
• Cap rate 10.9% vs local median 3.1% in Hudson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#430 in NY) — a middle-class / working-renter tenant base. Strengths: amenities A+, health & safety A+; Watch: commute F, employment F.
• Hudson City School District (town): math 38% / reading 47% proficiency, ranked #494 of 590 in NY (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Montgomery C Smith Elementary School (math 36% / reading 47%, grade F, #1,409 of 2,108 statewide, top 67%, 723 students, 65% FRL); Hudson Junior High School (math 20% / reading 36%, grade F, #573 of 729 statewide, top 79%, 384 students, 63% FRL); Hudson High School (math 82% / reading 84%, grade A, #435 of 1,100 statewide, top 40%, 454 students, 57% FRL).
• Market conditions: Rents rising fast (+10.9%/yr); 255 active listings in the ZIP; 136 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
• At $2,732/mo per unit this rent would consume 45% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $46k of equity ($3k loan paydown + $43k appreciation (10.0% local appreciation)).
• Columbia County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 8.0% rent growth), your $119k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$73k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 87 days — a 6% lower offer ($400k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $70k; list at $426k implies a 508% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $400,346 (6.0% below list)

Questions for the listing agent

1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
5. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 10.95%
• Cash-on-cash: 16.63%
• DSCR: 1.74
• GRM: 6.5

CMA / ARV

• ARV (median comp): $612,114
• List price: $425,900
• Delta: -30.42%
• Verdict: UNDERPRICED
• Comps: 13 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
531 Washington St	0.42mi	4/1.5 (-2)	1,848 (+6%)	1mo	$635,000	$344	57
316 State St	0.04mi	4/— (-2)	2,112 (+22%)	9mo	$425,000	$201	56
539 State St	0.41mi	4/— (-2)	1,920 (+11%)	3mo	$603,000	$314	51
13 James St	1.29mi	4/1.5 (-2)	1,702 (-2%)	5mo	$402,500	$236	45
524 State St	0.38mi	4/3.5 (-2)	2,250 (+30%)	2mo	$950,000	$422	40
53 James Street St	1.21mi	4/2.5 (-2)	1,825 (+5%)	10mo	$396,718	$217	36
44 Apple Meadow Rd	1.56mi	4/2.0 (-2)	1,542 (-11%)	3mo	$310,000	$201	34
16 Aitken Ave	1.01mi	5/2.0 (-1)	2,106 (+21%)	4mo	$735,000	$349	32
32 Ten Broeck Ave	1.41mi	4/2.0 (-2)	1,413 (-19%)	3mo	$448,000	$317	28
276 Leeds Athens Road Rd	2.18mi	4/2.0 (-2)	2,250 (+30%)	5mo	$1,115,000	$496	26
25 Joslen Pl	0.98mi	5/3.0 (-1)	2,094 (+21%)	6mo	$639,000	$305	26
9 N Franklin St	1.11mi	4/3.0 (-2)	2,201 (+27%)	2mo	$410,000	$186	25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 39.0%
• Equity multiple: 4.07×
• Total profit: $366,003
• Equity at exit: $383,684

10-year hold

• IRR: 35.4%
• Equity multiple: 9.94×
• Total profit: $1,066,383
• Equity at exit: $827,430

Cash invested: $119,252 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 2 active
• Median asking: $542,000 ($253/sqft)
• Median days on market: 58 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +39.5% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 12534

• Home prices YoY: 5.6%
• Rents YoY: 10.9%
• Active inventory: 255
• Price-to-rent: 13.0×

Monthly cashflow live

• Estimated rent: $5,463 high
• Mortgage (P&I): −$2,233
• Tax from tax record: −$252 /mo · $3,025/yr
• Insurance: −$177
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,147
• Net cashflow: $1,653

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	1.5	$5,462
Total (2 units)			$5,463

Break-even live

Break-even rent $3,371

Max offer price $425,900

Occupancy floor 65%

Sensitivity live

Price	-10% $1,894	-5% $1,773	+0% $1,653	+5% $1,532	+10% $1,412
Rent	-10% $1,221	-5% $1,437	+0% $1,653	+5% $1,869	+10% $2,084
Rate	-1.0pp $1,867	-0.5pp $1,761	base $1,653	+0.5pp $1,542	+1.0pp $1,430

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $106,475
• Closing costs: $12,777
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
328 Columbia St Unit 2 Hudson, NY	3.0	1.0	800	$2,600	$3.25	115d	1	0.08mi
328 Columbia St Unit 2 Hudson, NY	3.0	1.0	800	$2,800	$3.50	6d	1	0.08mi
328 Columbia St Unit 1 Hudson, NY	2.0	1.0	800	$2,000	$2.50	0d	1	0.08mi
258 Warren St Hudson, NY	3.0	2.0	2464	$5,300	$2.15	119d	1	0.08mi
342 State St Hudson, NY	2.0	2.0	1067	$4,200	$3.94	0d	1	0.11mi
224 Warren St Unit 1 Hudson, NY	2.0	1.0	1700	$2,750	$1.62	62d	1	0.12mi
222 Warren St Unit 1 Hudson, NY	3.0	1.0	1750	$2,750	$1.57	0d	1	0.12mi
222 Warren St Apt 2 Hudson, NY	2.0	1.0	1500	$2,850	$1.90	0d	1	0.12mi
227 Warren St Unit 2 Hudson, NY	3.0	1.0	1500	$2,750	$1.83	0d	1	0.13mi
227 Warren St Unit 3 Hudson, NY	3.0	1.0	1400	$2,600	$1.86	119d	1	0.13mi
214 Robinson St Unit 2 Hudson, NY	2.0	1.0	800	$1,800	$2.25	119d	1	0.14mi
346 Warren St Unit 2 Hudson, NY	2.0	1.5	950	$2,250	$2.37	6d	1	0.14mi
208 Warren St Unit 3 Hudson, NY	2.0	1.0	1000	$2,567	$2.57	110d	1	0.15mi
208 Warren St Unit 2 Hudson, NY	2.0	1.0	1000	$3,150	$3.15	139d	1	0.15mi
208 Warren St Unit 6 Hudson, NY	2.0	1.0	1000	$2,850	$2.85	139d	1	0.15mi
208 Warren St Unit 4 Hudson, NY	2.0	1.0	4104	$2,850	$0.69	62d	1	0.15mi
86 N 2nd St Hudson, NY	2.0	1.0	1250	$2,600	$2.08	0d	1	0.18mi
210 Allen St Hudson, NY	2.0	1.0	1400	$2,800	$2.00	0d	1	0.23mi
409 Warren St Unit 2 Hudson, NY	3.0	1.5	1900	$2,800	$1.47	6d	1	0.24mi
437 State St Hudson, NY	3.0	3.0	1800	$8,000	$4.44	139d	1	0.28mi
432 Warren St Unit 2r Hudson, NY	2.0	1.0	860	$2,800	$3.26	139d	1	0.28mi
442 Columbia St Hudson, NY	2.0	1.0	1100	$1,850	$1.68	139d	1	0.29mi
438 Warren St Hudson, NY	2.0	1.5	1181	$2,850	$2.41	139d	1	0.29mi
30 Union St Unit 2 Hudson, NY	2.0	1.0	900	$2,500	$2.78	119d	1	0.29mi
433 Warren St Unit 10 Hudson, NY	2.0	1.0	800	$1,850	$2.31	6d	1	0.29mi
1 Warren St Unit 4 Hudson, NY	2.0	1.0	2250	$2,000	$0.89	62d	1	0.34mi
34 S Front St #1 Hudson, NY	2.0	2.0	1100	$2,800	$2.55	0d	1	0.35mi
508 State St Apt 2 Hudson, NY	2.0	1.0	600	$1,750	$2.92	6d	1	0.36mi
11 N 7th St #3 Hudson, NY	2.0	1.0	1200	$2,250	$1.88	6d	1	0.55mi
76 N 7th St Hudson, NY	1.0–3.0	1.0–2.0	837	$3,275	$3.91	0d	21	0.58mi
21 8th St Unit 2 Hudson, NY	2.0	1.0	1000	$2,750	$2.75	2d	1	0.68mi
72-74 Green St Unit 74a Hudson, NY	2.0	1.5	831	$2,900	$3.49	139d	1	0.73mi
72-74 Green St Unit 72a Hudson, NY	2.0	1.5	911	$3,000	$3.29	139d	1	0.73mi
72-74 Green St Unit 72b Hudson, NY	2.0	1.0	594	$2,750	$4.63	139d	1	0.73mi
823-825 Columbia St Unit 3 Hudson, NY	3.0	1.0	1100	$2,400	$2.18	139d	1	0.75mi
921 Columbia St Apt E Hudson, NY	2.0	1.0	600	$1,475	$2.46	2d	1	0.94mi
31 S Washington St Unit 1 Athens, NY	3.0	2.0	1345	$2,000	$1.49	0d	1	1.09mi

Property features AI

Finance

• Other: Located on a public maintained, paved city lot with alley and city street frontage (zoned R4)
• Financial info: Residential income / multi-family property
• HOA & community: Nearby restaurantsStreet lights in the community

Exterior

• Parking: On-street parkingOff-site parking
• Security: Carbon monoxide detector(s)Smoke detector(s)
• Utilities: Public waterPublic sewer200+ amp electric service with circuit breakersNatural gas available and connectedElectricity connectedCable available
• Home design: Multi-family residential income propertyTwo levelsHouse
• Construction: Cement siding and vinyl siding with concrete elementsConcrete perimeter foundationAsphalt shingle roof
• Exterior features: Private yardBack yardGardenBarbecue / outdoor grillDeckFenced backyard (wood)

Interior

• Kitchen: Free-standing gas rangeFree-standing refrigerator
• Flooring: CarpetCeramic tileLaminate
• Heating & cooling: Baseboard heatingHot water heatingNatural gas heatingSeparate meters
• Interior features: Eat-in kitchenWood window framesGarden view
• Laundry & utility: No laundry hookup indicatedGas water heater

Listing history 50 events

1. 2026-09-24
   days on market $425,900 Active 87 DOM
2. 2026-09-23
   days on market $425,900 Active 86 DOM
3. 2026-09-21
   days on market $425,900 Active 84 DOM
4. 2026-09-20
   days on market $425,900 Active 83 DOM
5. 2026-09-18
   days on market $425,900 Active 81 DOM
6. 2026-09-17
   days on market $425,900 Active 80 DOM
7. 2026-09-16
   days on market $425,900 Active 79 DOM
8. 2026-09-15
   days on market $425,900 Active 78 DOM
9. 2026-09-14
   days on market $425,900 Active 77 DOM
10. 2026-09-13
    days on market $425,900 Active 76 DOM
11. 2026-09-12
    days on market $425,900 Active 75 DOM
12. 2026-09-11
    days on market $425,900 Active 74 DOM
13. 2026-09-05
    days on market $425,900 Active 68 DOM
14. 2026-09-04
    days on market $425,900 Active 67 DOM
15. 2026-09-03
    days on market $425,900 Active 66 DOM
16. 2026-09-02
    days on market $425,900 Active 65 DOM
17. 2026-08-30
    days on market $425,900 Active 62 DOM
18. 2026-08-29
    days on market $425,900 Active 61 DOM
19. 2026-08-28
    days on market $425,900 Active 60 DOM
20. 2026-08-27
    days on market $425,900 Active 59 DOM
21. 2026-08-26
    days on market $425,900 Active 58 DOM
22. 2026-08-25
    days on market $425,900 Active 57 DOM
23. 2026-08-24
    days on market $425,900 Active 56 DOM
24. 2026-08-23
    days on market $425,900 Active 55 DOM
25. 2026-08-22
    days on market $425,900 Active 54 DOM
26. 2026-08-21
    days on market $425,900 Active 53 DOM
27. 2026-08-20
    days on market $425,900 Active 52 DOM
28. 2026-08-19
    days on market $425,900 Active 51 DOM
29. 2026-08-18
    days on market $425,900 Active 50 DOM
30. 2026-08-17
    days on market $425,900 Active 49 DOM
31. 2026-08-16
    days on market $425,900 Active 48 DOM
32. 2026-08-15
    days on market $425,900 Active 47 DOM
33. 2026-08-14
    days on market $425,900 Active 46 DOM
34. 2026-08-13
    days on market $425,900 Active 45 DOM
35. 2026-08-12
    days on market $425,900 Active 44 DOM
36. 2026-08-11
    days on market $425,900 Active 43 DOM
37. 2026-08-10
    days on market $425,900 Active 42 DOM
38. 2026-08-09
    days on market $425,900 Active 41 DOM
39. 2026-08-08
    days on market $425,900 Active 40 DOM
40. 2026-08-07
    days on market $425,900 Active 39 DOM
41. 2026-08-06
    days on market $425,900 Active 38 DOM
42. 2026-08-05
    days on market $425,900 Active 37 DOM
43. 2026-08-04
    days on market $425,900 Active 36 DOM
44. 2026-08-03
    days on market $425,900 Active 35 DOM
45. 2026-07-31
    days on market $425,900 Active 32 DOM
46. 2026-07-30
    days on market $425,900 Active 31 DOM
47. 2026-07-29
    days on market $425,900 Active 30 DOM
48. 2026-07-27
    days on market $425,900 Active 28 DOM
49. 2026-07-25
    days on market $425,900 Active 26 DOM
50. 2026-07-24
    days on market $425,900 Active 25 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $3,025 · $252/mo
• Projected year-2 tax: $5,111 · $426/mo
• Expected delta: +$2,086/yr (+$174/mo · 69.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $65,556
• − Mortgage interest: −$23,857
• − Property taxes: −$3,025
• − Insurance: −$2,130
• − Repairs & maintenance: −$5,244
• − Management: −$5,244
• − Depreciation: −$12,390
• Taxable income: $13,666
• Est. tax owed @ 24.0%: −$3,280
• After-tax cash flow: $16,553/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Fair 45/100 Moderate rehab Est. rehab $43,400–$78,120 screening

This two-family home requires significant repairs and updates to its roof, exterior, interior, and HVAC system. While it has potential, the current condition is not suitable for immediate resale or rental.

Components & finishes AI

Roof asphalt shingle · good

Deferred maintenance Est. $2,500–$10,000 screening

• Minor Roof (roof) — No visible signs of damage or wear
• Minor Windows (windows) — No visible signs of damage or wear
• Minor Electrical (electrical) — No visible signs of damage or wear
• Minor Exterior (exterior) — No visible signs of damage or wear
• Minor Other — No visible signs of damage or wear

Repairs flagged

• Major roof — The roof appears to be in poor condition, with visible wear and tear and potential leaks.
• Moderate exterior siding — The exterior siding is in fair condition, with some discoloration and minor damage visible.
• Major flooring — The flooring in the interior appears to be in poor condition, with visible wear and tear.
• Major interior walls/paint — The interior walls and paint appear to be in poor condition, with visible wear and tear and potential paint peeling.
• Major HVAC system — The HVAC system appears to be in poor condition, with visible wear and tear and potential issues.

Value-add opportunities

• Both New roof — A new roof would significantly improve the home's condition and appeal to potential buyers or renters. ↑
• Both Paint and interior updates — Painting the interior and making necessary repairs would improve the home's condition and appeal to potential buyers or renters. ↑
• Both HVAC system replacement — Replacing the HVAC system would improve the home's comfort and energy efficiency, making it more attractive to potential buyers or renters. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

C Composite school gradezoned avg 62/100

Zoned Schools

Elementary Montgomery C Smith Elementary School F NY #1,409/2,108 Nat'l #18,859/41,679 High Hudson High School A NY #435/1,100 Nat'l #864/17,239

Schools (NCES district)

• District: Hudson City School District
• NCES district ID: 3614940
• Math proficiency: 38% ▲ 4.00%
• Reading proficiency: 47% ▲ 7.00%
• Median HH income: $44,663
• Composite: 36.03/100
• National rank: #4779
• State rank: #494 of 590 in NY

B Composite livability gradescore 70/100

Livability — Hudson

• Score: 70/100
• State rank: #430
• US rank: #7443

Category grades

Amenities A+ Commute F Cost of living C Crime C Employment F Housing B- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hudson, NY
• County: Columbia County · 58,662 people
• City population: 17,176
• Metro: Hudson, NY
• Population (ZIP): 17,176
• Household income: $72,741
• Rent vs Own: 36.4% rent · 63.6% own
• Severe rent burden: 8% of renters

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Population outlook (Columbia County) Hauer SSP2

• Today (2025): 58,662 people
• By 2030: 56,557 · -3.6%
• By 2040: 51,324 · -12.5%
• By 2050: 45,790 · -21.9%
• By 2075: 35,232 · -39.9%
• By 2100: 25,846 · -55.9%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Two or more races 7% Black 7% Hispanic / Latino 7% Asian 6%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Lithuanian 4% Romanian 4% Iranian 3%
• Foreign-born: 10% · Canada, China
• Languages at home: 88% English-only · Spanish 5% Other Indo-European 3% Chinese 1%

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Political lean MEDSL · Columbia

• 2024 margin: D (+14.7) · D 57.4% · R 42.6%
• 2008→2024 swing: +1.3pp toward D · 2008: 13.4pp · 2024: 14.7pp
• All cycles: 2024: D+14.7 2020: D+16.7 2016: D+1.4 2012: D+11.7 2008: D+13.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 25.98%
• Current HPI: 490.0412
• Rent YoY: ▲ 10.88%
• Metro: Hudson, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

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Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Property features AI

Finance

• Other: Located on a public maintained, paved city lot with alley and city street frontage (zoned R4)
• Financial info: Residential income / multi-family property
• HOA & community: Nearby restaurantsStreet lights in the community

Exterior

• Parking: On-street parkingOff-site parking
• Security: Carbon monoxide detector(s)Smoke detector(s)
• Utilities: Public waterPublic sewer200+ amp electric service with circuit breakersNatural gas available and connectedElectricity connectedCable available
• Home design: Multi-family residential income propertyTwo levelsHouse
• Construction: Cement siding and vinyl siding with concrete elementsConcrete perimeter foundationAsphalt shingle roof
• Exterior features: Private yardBack yardGardenBarbecue / outdoor grillDeckFenced backyard (wood)

Interior

• Kitchen: Free-standing gas rangeFree-standing refrigerator
• Flooring: CarpetCeramic tileLaminate
• Heating & cooling: Baseboard heatingHot water heatingNatural gas heatingSeparate meters
• Interior features: Eat-in kitchenWood window framesGarden view
• Laundry & utility: No laundry hookup indicatedGas water heater

Price history

+508.4% since first listed

2 events — show timeline

• 2026-06-29 Listed $425,900 HVCRMLS
• 2013-12-17 Sold (Public Records) $70,000 Public Records

Property tax history

+7.5%/yr

Latest (2025): $3,025 · -5.6% YoY. Source: county tax records.