CashFlowRE
Sign in Sign up
514 Brunswick St
C+ Composite 61.69
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.4/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$85,000

514 Brunswick St · Baltimore, MD 21223
3 bd · 1.0 ba · 1,092 sqft · Townhouse public records · 100 Days on market
Built 1920 1,093 sqft lot $78/sqft · 26% above area Est $67k · 26% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investment Opportunity! This Baltimore home in the neighborhood of Mill Hill has a lot of potential and is ready for your personal touch. It includes a traditional layout on the main level that includes a living room with laminate flooring flowing into the dining room with an overhead ceiling fan. There is also a spacious eat in kitchen towards the rear of the home, that leads out to the newer rear deck with stairs to the fenced in yard. The second level includes one full bath along with three bedrooms (one being a walk thru) each with hardwood floors The basement is unfinished but includes a washer/dryer and has plenty of space for all your storage needs with rear access to the yard. There is also a newer water heater. Put in a little sweat equity and make this home your own or use it as rental with minimal work needed. Previously was rented for $1,248 a month. Easy access to Carroll Park and Gwynn Falls Trail. Close proximity to Saint Agnes hospital, I-95 and Downtown Baltimore. Property being sold strictly AS-IS, inspections are for informational purposes. Schedule your showing Today.

Key facts

  • Living room
  • Eat in kitchen
  • Newer rear deck

Tags

LIVING ROOMDINING ROOMEAT IN KITCHENNEWER REAR DECKFENCED IN YARDFULL BATH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $85k.

Deal economics

  • At list price, monthly cash flow is $635 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $85k).
  • Recommended offer: $77k (9.0% below list) — sets the bar for market timing.
  • Cap rate 15.3% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 7.5% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 6y ago; this cycle's ask has dropped $10k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,350 (9.0% below list)

Questions for the listing agent

  1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.85%
Cap rate
15.25%
Cash-on-cash
31.99%
DSCR
2.42
GRM
4.5

CMA / ARV

ARV (median comp)
$67,407
List price
$85,000
Delta
26.10%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2402 Wilkens Ave 0.31mi 2/1.0 (-1) 1,092 (0%) 0mo $45,000 $41 80
2408 Wilkens Ave 0.30mi 3/2.0 1,092 (0%) 2mo $99,900 $91 80
2642 Wilkens Ave 0.10mi 2/1.5 (-1) 1,174 (+8%) 4mo $51,000 $43 72
2737 Wilkens Ave 0.09mi 3/1.0 1,232 (+13%) 4mo $53,000 $43 71
1052 Parksley Ave 0.45mi 2/1.0 (-1) 1,050 (-4%) 4mo $110,000 $105 65
2008 Wilkens Ave 0.63mi 2/1.5 (-1) 1,100 (+1%) 4mo $145,000 $132 59
528 S Bentalou St 0.40mi 4/3.0 (+1) 1,032 (-6%) 0mo $190,000 $184 59
43 Wheeler Ave N 0.75mi 3/1.0 1,144 (+5%) 3mo $34,000 $30 55
2513 Christian St 0.23mi 3/3.5 1,248 (+14%) 5mo $92,500 $74 51
2130 Eagle St 0.52mi 4/2.0 (+1) 1,000 (-8%) 2mo $78,110 $78 51
2576 W Baltimore St W 0.62mi 3/2.0 1,200 (+10%) 2mo $152,000 $127 49
2544 W Fairmount Ave 0.67mi 2/1.5 (-1) 1,204 (+10%) 2mo $55,000 $46 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold
IRR
32.1%
Equity multiple
2.43×
Total profit
$34,144
Equity at exit
$12,674
10-year hold
IRR
41.6%
Equity multiple
5.86×
Total profit
$115,560
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21223

Rents YoY
7.5%
Active inventory
422
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,574 high interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$128 /mo · $1,535/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$635

Break-even live

Break-even rent $771
Max offer price $85,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2671 Saint Benedict St Baltimore, MD 2.0 1.0 1144 $1,325 $1.16 44d 1 0.06mi
2657 Lehman St Unit 1 Baltimore, MD 2.0 1.0 1056 $1,000 $0.95 44d 1 0.08mi
2738 Wilkens Ave Baltimore, MD 3.0 1.0 1183 $1,500 $1.27 44d 1 0.09mi
2737 Wilkens Ave Baltimore, MD 3.0 1.5 1232 $1,650 $1.34 4d 1 0.11mi
2509 Christian St Baltimore, MD 4.0 2.0 1248 $1,699 $1.36 3d 1 0.22mi
2514 Wilkens Ave Baltimore, MD 4.0 1.0 1344 $1,800 $1.34 44d 1 0.23mi
2514 Wilkens Ave Baltimore, MD 4.0 1.0 1344 $1,800 $1.34 11d 1 0.23mi
332 S Franklintown Rd Unit 2 Baltimore, MD 2.0 1.0 776 $795 $1.02 24d 1 0.28mi
2540 Frederick Ave Baltimore, MD 3.0 1.0 1075 $1,400 $1.30 24d 1 0.30mi
110 S Catherine St Unit 1 Baltimore, MD 2.0 1.0 1330 $1,500 $1.13 44d 1 0.45mi
2537 Hollins St Baltimore, MD 3.0 2.0 1200 $1,450 $1.21 24d 1 0.53mi
3130 Stafford St Baltimore, MD 3.0 1.0 1200 $1,500 $1.25 20d 1 0.54mi
307 S Smallwood St Baltimore, MD 2.0 2.5 1400 $1,350 $0.96 44d 1 0.55mi
2516 Hollins St Baltimore, MD 3.0 2.0 1100 $1,700 $1.55 44d 1 0.56mi
514 S Payson St Unit 2 Baltimore, MD 3.0 2.0 1264 $1,750 $1.38 44d 1 0.62mi
2225 W Baltimore St Baltimore, MD 3.0 2.5 1200 $1,600 $1.33 24d 1 0.71mi
2232 W Baltimore St Baltimore, MD 3.0 1.0 1250 $1,875 $1.50 24d 1 0.72mi
62 N Gorman Ave Baltimore, MD 3.0 2.0 1100 $2,500 $2.27 18d 1 0.75mi
1918 W Baltimore St Baltimore, MD 2.0–3.0 1.0–2.0 857 $1,434 $1.67 44d 1 0.89mi
3392 Saint Benedict St Baltimore, MD 2.0 1.0 864 $1,450 $1.68 24d 1 0.89mi
1912 W Baltimore St Unit 2 Baltimore, MD 2.0 1.5 1200 $2,100 $1.75 24d 1 0.90mi
3336 W Caton Ave Baltimore, MD 3.0 2.0 1236 $1,625 $1.31 24d 1 0.91mi
1931 Griffis Ave Baltimore, MD 2.0 1.0 912 $1,349 $1.48 4d 1 0.92mi
3310 Elbert St Baltimore, MD 2.0 1.0 920 $1,550 $1.68 24d 1 0.94mi
2815 W Mulberry St Baltimore, MD 4.0 2.0 1040 $2,050 $1.97 44d 1 0.96mi
1839 W Fayette St Baltimore, MD 3.0 1.5 1426 $1,675 $1.17 24d 1 0.98mi
41 N Kossuth St Baltimore, MD 3.0 2.0 1216 $1,800 $1.48 24d 1 1.01mi
2609 Lauretta Ave Baltimore, MD 3.0 1.0 1286 $1,675 $1.30 24d 1 1.02mi
1635 Frederick Ave Baltimore, MD 3.0 2.0 1224 $1,850 $1.51 44d 1 1.03mi
2012 W Saratoga St Baltimore, MD 3.0 1.0 1300 $1,700 $1.31 24d 1 1.04mi
2636 Lauretta Ave Baltimore, MD 3.0 2.5 1232 $1,900 $1.54 44d 1 1.04mi
2056 Griffis Ave Baltimore, MD 3.0 1.5 1230 $1,495 $1.22 22d 1 1.05mi
1601 Frederick Ave Unit 3 Baltimore, MD 2.0 1.0 1050 $1,050 $1.00 4d 1 1.08mi
1846 W Saratoga St Unit 1 Baltimore, MD 2.0 1.0 1250 $1,300 $1.04 44d 1 1.12mi
305 S Calhoun St Baltimore, MD 2.0 1.0 1000 $1,300 $1.30 22d 1 1.13mi
1324 W Lombard St Unit 2 Baltimore, MD 2.0 1.5 1100 $1,450 $1.32 44d 1 1.20mi
1324 W Lombard St Unit 1 Baltimore, MD 2.0 2.0 1100 $1,500 $1.36 24d 1 1.20mi
1432 Carroll St Baltimore, MD 2.0 1.5 912 $1,900 $2.08 44d 1 1.21mi
1303 James St Baltimore, MD 2.0 1.5 1160 $1,350 $1.16 24d 1 1.21mi
1262 Glyndon Ave Baltimore, MD 2.0 3.0 1258 $1,850 $1.47 24d 1 1.22mi

Listing history 36 events

  1. 2026-06-17
    days on market $85,000 Active 100 DOM
  2. 2026-06-16
    days on market $85,000 Active 99 DOM
  3. 2026-06-15
    days on market $85,000 Active 98 DOM
  4. 2026-06-13
    days on market $85,000 Active 96 DOM
  5. 2026-06-09
    days on market $85,000 Active 92 DOM
  6. 2026-06-08
    days on market $85,000 Active 91 DOM
  7. 2026-06-07
    days on market $85,000 Active 90 DOM
  8. 2026-06-04
    days on market $85,000 Active 87 DOM
  9. 2026-06-03
    days on market $85,000 Active 86 DOM
  10. 2026-06-02
    days on market $85,000 Active 85 DOM
  11. 2026-06-01
    days on market $85,000 Active 84 DOM
  12. 2026-05-31
    days on market $85,000 Active 83 DOM
  13. 2026-05-18
    price $85,000 1105-char remark
    Show marketing remark (1105 chars)

    Investment Opportunity! This Baltimore home in the neighborhood of Mill Hill has a lot of potential and is ready for your personal touch. It includes a traditional layout on the main level that includes a living room with laminate flooring flowing into the dining room with an overhead ceiling fan. There is also a spacious eat in kitchen towards the rear of the home, that leads out to the newer rear deck with stairs to the fenced in yard. The second level includes one full bath along with three bedrooms (one being a walk thru) each with hardwood floors The basement is unfinished but includes a washer/dryer and has plenty of space for all your storage needs with rear access to the yard. There is also a newer water heater. Put in a little sweat equity and make this home your own or use it as rental with minimal work needed. Previously was rented for $1,248 a month. Easy access to Carroll Park and Gwynn Falls Trail. Close proximity to Saint Agnes hospital, I-95 and Downtown Baltimore. Property being sold strictly AS-IS, inspections are for informational purposes. Schedule your showing Today.

  14. 2026-04-21
    price $90,000 1105-char remark
    Show marketing remark (1105 chars)

    Investment Opportunity! This Baltimore home in the neighborhood of Mill Hill has a lot of potential and is ready for your personal touch. It includes a traditional layout on the main level that includes a living room with laminate flooring flowing into the dining room with an overhead ceiling fan. There is also a spacious eat in kitchen towards the rear of the home, that leads out to the newer rear deck with stairs to the fenced in yard. The second level includes one full bath along with three bedrooms (one being a walk thru) each with hardwood floors The basement is unfinished but includes a washer/dryer and has plenty of space for all your storage needs with rear access to the yard. There is also a newer water heater. Put in a little sweat equity and make this home your own or use it as rental with minimal work needed. Previously was rented for $1,248 a month. Easy access to Carroll Park and Gwynn Falls Trail. Close proximity to Saint Agnes hospital, I-95 and Downtown Baltimore. Property being sold strictly AS-IS, inspections are for informational purposes. Schedule your showing Today.

  15. 2026-04-14
    status Active 1105-char remark
    Show marketing remark (1105 chars)

    Investment Opportunity! This Baltimore home in the neighborhood of Mill Hill has a lot of potential and is ready for your personal touch. It includes a traditional layout on the main level that includes a living room with laminate flooring flowing into the dining room with an overhead ceiling fan. There is also a spacious eat in kitchen towards the rear of the home, that leads out to the newer rear deck with stairs to the fenced in yard. The second level includes one full bath along with three bedrooms (one being a walk thru) each with hardwood floors The basement is unfinished but includes a washer/dryer and has plenty of space for all your storage needs with rear access to the yard. There is also a newer water heater. Put in a little sweat equity and make this home your own or use it as rental with minimal work needed. Previously was rented for $1,248 a month. Easy access to Carroll Park and Gwynn Falls Trail. Close proximity to Saint Agnes hospital, I-95 and Downtown Baltimore. Property being sold strictly AS-IS, inspections are for informational purposes. Schedule your showing Today.

  16. 2026-04-07
    historical Active Under Contract 1105-char remark
    Show marketing remark (1105 chars)

    Investment Opportunity! This Baltimore home in the neighborhood of Mill Hill has a lot of potential and is ready for your personal touch. It includes a traditional layout on the main level that includes a living room with laminate flooring flowing into the dining room with an overhead ceiling fan. There is also a spacious eat in kitchen towards the rear of the home, that leads out to the newer rear deck with stairs to the fenced in yard. The second level includes one full bath along with three bedrooms (one being a walk thru) each with hardwood floors The basement is unfinished but includes a washer/dryer and has plenty of space for all your storage needs with rear access to the yard. There is also a newer water heater. Put in a little sweat equity and make this home your own or use it as rental with minimal work needed. Previously was rented for $1,248 a month. Easy access to Carroll Park and Gwynn Falls Trail. Close proximity to Saint Agnes hospital, I-95 and Downtown Baltimore. Property being sold strictly AS-IS, inspections are for informational purposes. Schedule your showing Today.

  17. 2026-03-01
    listed $94,900 Active 1105-char remark
    Show marketing remark (1105 chars)

    Investment Opportunity! This Baltimore home in the neighborhood of Mill Hill has a lot of potential and is ready for your personal touch. It includes a traditional layout on the main level that includes a living room with laminate flooring flowing into the dining room with an overhead ceiling fan. There is also a spacious eat in kitchen towards the rear of the home, that leads out to the newer rear deck with stairs to the fenced in yard. The second level includes one full bath along with three bedrooms (one being a walk thru) each with hardwood floors The basement is unfinished but includes a washer/dryer and has plenty of space for all your storage needs with rear access to the yard. There is also a newer water heater. Put in a little sweat equity and make this home your own or use it as rental with minimal work needed. Previously was rented for $1,248 a month. Easy access to Carroll Park and Gwynn Falls Trail. Close proximity to Saint Agnes hospital, I-95 and Downtown Baltimore. Property being sold strictly AS-IS, inspections are for informational purposes. Schedule your showing Today.

  18. 2023-10-03
    soldstatus $86,000
  19. 2023-08-28
    soldstatus $86,000 Closed 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  20. 2023-08-07
    status Pending 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  21. 2023-07-23
    price $89,999 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  22. 2023-07-08
    price $94,999 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  23. 2023-06-24
    price $99,999 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  24. 2023-06-14
    price $110,000 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  25. 2023-05-17
    price $120,000 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  26. 2023-05-03
    listed $130,000 Active 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  27. 2023-05-03
    historical $130,000 811-char remark
    Show marketing remark (811 chars)

    This 3 bedroom, 1 bath 3-level townhouse has fresh paint throughout the home and beautiful LVP flooring on the main level. The kitchen comes with a recently-updated refrigerator, microwave, and stove. All electrical outlets have been updated throughout the home. The basement level has been leveled out and is the perfect spot for extra storage space or could be redone to be a home gym, office, or recreation room! All the interior doors have recently been replaced and each bedroom provides the perfect amount of space. Enjoy outdoor entertaining on the updated deck and a fenced-in backyard. Great for a new home or addition to your rental portfolio with a tenant already in place. This home is located in a quiet neighborhood and provides ample parking. Don’t miss the opportunity to make it your own!

  28. 2021-05-14
    soldstatus $65,000
  29. 2021-02-08
    soldstatus $65,000 Closed
  30. 2020-12-04
    historical
  31. 2020-12-04
    listed $65,000
  32. 2020-12-03
    historical
  33. 2020-10-28
    listed $65,000 Active
  34. 2020-08-18
    soldstatus $24,000 Closed
  35. 2020-07-14
    status Pending
  36. 2020-06-08
    listed $27,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,535 · $128/mo
Projected year-2 tax
$1,535 · $128/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,890
− Mortgage interest
−$4,761
− Property taxes
−$1,535
− Insurance
−$425
− Repairs & maintenance
−$1,511
− Management
−$1,511
− Depreciation
−$2,473
Taxable income
$6,674
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,602
After-tax cash flow
$6,013/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
19,572
Household income
$45,840
Rent vs Own
68.0% rent · 32.0% own
Severe rent burden
1755.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (72%)
Race & ethnicity
Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1%
Common ancestry
Romanian 1%
Foreign-born
8% · Canada
Languages at home
90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -97.99%
Current HPI
140.5836
Rent YoY
▲ 7.51%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+214.8% since first listed
24 events — show timeline
  • 2026-05-18 Price Changed $85,000 BRIGHT MLS
  • 2026-04-21 Price Changed $90,000 BRIGHT MLS
  • 2026-04-14 Relisted BRIGHT MLS
  • 2026-04-07 Contingent BRIGHT MLS
  • 2026-03-01 Listed $94,900 BRIGHT MLS
  • 2023-10-03 Sold (Public Records) $86,000 Public Records
  • 2023-08-28 Sold (MLS) $86,000 BRIGHT MLS
  • 2023-08-07 Pending BRIGHT MLS
  • 2023-07-23 Price Changed $89,999 BRIGHT MLS
  • 2023-07-08 Price Changed $94,999 BRIGHT MLS
  • 2023-06-24 Price Changed $99,999 BRIGHT MLS
  • 2023-06-14 Price Changed $110,000 BRIGHT MLS
  • 2023-05-17 Price Changed $120,000 BRIGHT MLS
  • 2023-05-03 Listed $130,000 BRIGHT MLS
  • 2023-05-03 Coming Soon $130,000 BRIGHT MLS
  • 2021-05-14 Sold (Public Records) $65,000 Public Records
  • 2021-02-08 Sold (MLS) $65,000 BRIGHT MLS
  • 2020-12-04 Listed $65,000 BRIGHT MLS
  • 2020-12-04 Listing Removed BRIGHT MLS
  • 2020-12-03 Listing Removed BRIGHT MLS
  • 2020-10-28 Listed $65,000 BRIGHT MLS
  • 2020-08-18 Sold (MLS) $24,000 BRIGHT MLS
  • 2020-07-14 Pending BRIGHT MLS
  • 2020-06-08 Listed $27,000 BRIGHT MLS

Property tax history

+6.5%/yr

Latest (2025): $1,535 · +17.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…