19 W 21st St · Chester, PA 19013

$119,500

3 bd · 1.0 ba · 1,152 sqft · Townhouse public records · 22 Days on market

Built 1948 1,307 sqft lot Est $156k · 23% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.4/30.0
• ARV discount +15.0/15.0
• DSCR +9.0/10.0
• 1% rule +8.7/10.0
• Rent growth +4.2/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +0.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

Key facts

• Fully renovated
• Finished basement
• Move in ready

Tags

• FULLY RENOVATED
• MOVE IN READY
• FINISHED BASEMENT
• MODERN KITCHEN
• UPDATED BATHROOM
• BRIGHT OPEN CONCEPT LAYOUT

Property features AI

Exterior

• Parking: Attached basement garage (1 space); On-street parking; Private parking
• Utilities: Public water; Public sewer
• Home design: Interior townhouse/rowhouse; Estimated year built; Fee simple ownership; Property in very good condition
• Construction: Brick construction; Block foundation
• Exterior features: Exterior lighting; Sidewalks

Interior

• Kitchen: Built-in microwave; Dishwasher; Gas range/oven; Refrigerator; Exhaust fan; Energy-efficient appliances
• Bedrooms: Three bedrooms on the main level
• Flooring: Carpet; Ceramic tile
• Bathrooms: One full bathroom (main level)
• Heating & cooling: Forced air heating (natural gas); Ceiling fans; Wall unit cooling; Window unit cooling
• Interior features: Breakfast area; Ceiling fan(s); Skylight(s); Upgraded countertops; Full basement with interior access and outside entrance
• Laundry & utility: Washer/dryer hookup; Water heater (natural gas)

🏷️ Possibly a rental listed for sale. The $119,500 price doesn't fit this home's estimated sale value (~$155,520) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $120k.

Deal economics

• At list price, monthly cash flow is $311 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 7.5% in Chester — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 73/100 on livability (#540 in PA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Chester-Upland SD (suburban): math 4% / reading 17% proficiency, ranked #533 of 539 in PA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.9%/yr); 138 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
• At $1,633/mo this rent would consume 48% of the median local household income ($41k/yr) (locally 2668% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $826 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 6.9% rent growth), your $33k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $92k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $117,707 (1.5% below list)

Questions for the listing agent

1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 9.42%
• Cash-on-cash: 11.15%
• DSCR: 1.50
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $155,520
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
21 W 21st St	0.00mi	3/1.0	1,151 (-0%)	3mo	$137,500	$119	97
125 W 21st St	0.06mi	3/1.5	1,152 (0%)	1mo	$135,000	$117	94
200 W 21st St	0.13mi	3/1.0	1,152 (0%)	3mo	$160,000	$139	91
312 W 21st St	0.24mi	3/1.0	1,152 (0%)	2mo	$155,000	$135	87
248 W 22nd St	0.22mi	3/1.0	1,152 (0%)	5mo	$130,000	$113	86
327 W 21st St	0.26mi	3/1.5	1,152 (0%)	2mo	$105,312	$91	84
2419 Upland St	0.32mi	3/1.0	1,212 (+5%)	3mo	$105,000	$87	74
2535 Lindsay St	0.31mi	3/1.0	1,088 (-6%)	5mo	$80,000	$74	72
2534 Sandeland St	0.30mi	2/1.0 (-1)	1,204 (+4%)	4mo	$190,000	$158	70
1137 Mulberry St	0.50mi	3/1.5	1,122 (-3%)	2mo	$235,000	$209	69
250 E Avon Rd	0.75mi	3/1.0	1,152 (0%)	5mo	$245,000	$213	61
1009 Mulberry St	0.63mi	3/1.5	1,078 (-6%)	5mo	$215,000	$199	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.88% rent growth · sell at horizon

5-year hold

• IRR: 5.3%
• Equity multiple: 1.21×
• Total profit: $7,187
• Equity at exit: $17,818

10-year hold

• IRR: 18.4%
• Equity multiple: 2.84×
• Total profit: $61,697
• Equity at exit: $10,332

Cash invested: $33,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19013

• Rents YoY: 6.9%
• Active inventory: 138
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,633 high
• Mortgage (P&I): −$627
• Tax from tax record: −$303 /mo · $3,635/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$343
• Net cashflow: $311

Break-even live

Break-even rent $1,240

Max offer price $119,500

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,875
• Closing costs: $3,585
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
125 W 21st St Chester, PA	4.0	1.5	1152	$1,850	$1.61	24d	1	0.05mi
13 E 21st St Unit A Chester, PA	2.0	1.0	900	$1,250	$1.39	43d	1	0.10mi
2219 Madison St Unit B Chester, PA	2.0	1.0	800	$1,000	$1.25	43d	1	0.19mi
330 W 21st St Chester, PA	3.0	1.0	1152	$1,500	$1.30	43d	1	0.25mi
25 W Parkway Ave Chester, PA	3.0	1.0	1324	$1,600	$1.21	5d	1	0.33mi
314 E 24th St Chester, PA	2.0	1.0–1.5	800	$1,500	$1.88	4d	13	0.36mi
2701 Madison St Chester, PA	1.0–2.0	1.0	860	$1,533	$1.78	1d	10	0.41mi
2607 Edgmont Ave Unit 2F Brookhaven, PA	2.0	1.0	850	$1,600	$1.88	24d	1	0.47mi
30 W Roland Rd Brookhaven, PA	3.0	1.0	1424	$1,695	$1.19	43d	1	0.54mi
2015 Hyatt St Chester, PA	3.0	1.0	988	$1,950	$1.97	10d	1	0.56mi
1127 Walnut St Chester, PA	4.0	1.5	1312	$1,600	$1.22	7d	1	0.75mi
1510 Washington Ave Chester, PA	4.0	1.5	1280	$2,000	$1.56	18d	1	0.79mi
1211 Johnson St Chester, PA	3.0	1.0	882	$1,500	$1.70	2d	1	0.86mi
1944 Ridley Mill Ln Woodlyn, PA	2.0	1.0	840	$1,600	$1.90	43d	1	0.86mi
89 Park Valley Ln Brookhaven, PA	2.0	1.5	984	$1,705	$1.73	43d	1	0.86mi
814 Upland St Chester, PA	3.0	1.0	1344	$1,525	$1.13	7d	1	0.87mi
51 Park Valley Ln Brookhaven, PA	2.0	1.5	990	$1,795	$1.81	18d	1	0.87mi
1118 Brown St Unit 318 Chester, PA	3.0	1.0	1092	$1,900	$1.74	14d	1	0.93mi
1124 Thomas St Chester, PA	3.0	1.0	1046	$1,200	$1.15	24d	1	1.02mi
1206 Thomas St Chester, PA	3.0	1.0	833	$1,399	$1.68	24d	1	1.03mi
407 Beech Rd Apt B Wallingford, PA	2.0	1.0	998	$1,600	$1.60	43d	1	1.08mi
418 Penn St Chester, PA	3.0	1.0	1250	$1,350	$1.08	43d	1	1.19mi
403 Trenton Ct Wallingford, PA	2.0	1.0	775	$2,250	$2.90	1d	1	1.20mi
1312 E 13th St Crum Lynne, PA	3.0	1.0	1280	$1,940	$1.52	18d	1	1.23mi
739 Pennsylvania Ave Wallingford, PA	3.0	1.0	1026	$2,100	$2.05	7d	1	1.30mi
404 Nashville Ct Wallingford, PA	2.0	1.0	868	$1,750	$2.02	18d	1	1.31mi
1400 MacDade Blvd Woodlyn, PA	1.0–2.0	1.0	775	$1,600	$2.06	43d	2	1.33mi
1224 Elson Rd Brookhaven, PA	3.0	2.0	1200	$1,900	$1.58	17d	1	1.35mi
768 Putnam Blvd Unit A Wallingford, PA	2.0	1.0	889	$1,595	$1.79	24d	1	1.36mi
280 Bridgewater Rd Brookhaven, PA	1.0–2.0	1.0–2.0	775	$1,695	$2.19	5d	4	1.38mi
280 Bridgewater Rd Brookhaven, PA	1.0–2.0	1.0–1.5	775	$1,800	$2.32	24d	2	1.38mi
732 Putnam Blvd Wallingford, PA	2.0	1.0	889	$1,700	$1.91	5d	1	1.39mi
1315 Harshaw Rd Brookhaven, PA	3.0	2.5	1260	$2,395	$1.90	1d	1	1.41mi
1433 Grant Ave Unit B Woodlyn, PA	2.0	1.0	1200	$1,450	$1.21	43d	1	1.42mi
532 Brookhaven Rd Brookhaven, PA	1.0–2.0	1.0	720	$1,690	$2.35	1d	10	1.42mi
925 W 3rd St Chester, PA	4.0	1.0	1500	$1,700	$1.13	18d	1	1.49mi

Listing history 45 events

1. 2026-06-18
   days on market $119,500 Active 22 DOM
2. 2026-06-17
   days on market $119,500 Active 21 DOM
3. 2026-06-16
   days on market $119,500 Active 20 DOM
4. 2026-06-15
   days on market $119,500 Active 19 DOM
5. 2026-06-13
   days on market $119,500 Active 17 DOM
6. 2026-06-13
   days on market $119,500 Active 16 DOM
7. 2026-06-09
   days on market $119,500 Active 13 DOM
8. 2026-06-08
   days on market $119,500 Active 12 DOM
9. 2026-06-07
   days on market $119,500 Active 11 DOM
10. 2026-06-04
    days on market $119,500 Active 8 DOM
11. 2026-06-03
    days on market $119,500 Active 7 DOM
12. 2026-06-02
    days on market $119,500 Active 6 DOM
13. 2026-06-01
    days on market $119,500 Active 5 DOM
14. 2026-05-31
    days on market $119,500 Active 4 DOM
15. 2026-05-27
    listed $119,500 Active
16. 2024-12-15
    historical $1,295
17. 2024-12-12
    price $1,295
18. 2024-11-27
    listed $1,650
19. 2024-11-04
    historical $1,350
20. 2024-10-14
    soldstatus $92,500
21. 2024-10-02
    price $1,350
22. 2024-09-20
    listed $1,395
23. 2024-08-20
    soldstatus $92,500 Closed 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

24. 2024-08-09
    status Pending 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

25. 2024-07-28
    price $100,000 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

26. 2024-07-13
    price $115,000 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

27. 2024-07-12
    status Active 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

28. 2024-07-09
    historical Active Under Contract 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

29. 2024-06-14
    price $125,000 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

30. 2024-06-12
    price $129,000 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

31. 2024-06-06
    historical $1,350
32. 2024-06-05
    listed $140,000 Active 1176-char remark

    Show marketing remark (1176 chars)

    Fully renovated 3BR 1BA townhome priced to sell now!! Walk into instant equity as comparable homes on the same street have recently sold for 150k and above. Property is located 5 minutes from Widener University, steps away from Rt 352 leading to Brookhaven & Media and moments away from 95 leading to Philly or DE. The main floor living room has new carpet, fresh paint, new ceiling fan lighting and front door. The open dining room has new lighting , tile flooring and leads into the brand new kitchen with all new gas oven, microwave, dishwasher, refrigerator, lighting, cabinets, countertops and a floating shelf . The upper level has new wall to wall carpeting, new ceiling fans in every bedroom and a fully renovated bathroom with new tile flooring, vanity, mirror, lighting and skylight. Window AC units are included. Full useable basement with newer water heater and heating system, one car garage and a brand new roof! Walk into instant equity as comparable homes have sold on this street at and above 140k. Rental properties are receiving $1400-$1600 per month. Chester Housing Authority offers housing vouchers up to and over $1600 per month for 3BR homes

33. 2024-06-03
    listed $1,350
34. 2024-01-08
    historical $1,350
35. 2023-12-16
    listed $1,350
36. 2001-08-09
    soldstatus $39,900
37. 2001-07-19
    soldstatus $39,900 463-char remark

    Show marketing remark (463 chars)

    Beautifully Maintained And Maintaince Free 3 Br Beauty With Attached Built In Garage. This Home Features Newer Roof, Heater Under Contract And Serviced Every Year, Updated Kitchen W/ New Cabinets, Linoleum Floor, Border, Ceiling Fan, .More. .. All Opened Up To Formal Dining Room, Newer Hotwater Heater, Newer Down Spouts Outside, +New Cement Front Steps, And Updated Windows. Upstairs Features 3 Bdrms All Of Which Have C-Fans, Bath Has Skylight. Shows Very Nice

38. 2001-03-06
    listed $39,900 463-char remark

    Show marketing remark (463 chars)

    Beautifully Maintained And Maintaince Free 3 Br Beauty With Attached Built In Garage. This Home Features Newer Roof, Heater Under Contract And Serviced Every Year, Updated Kitchen W/ New Cabinets, Linoleum Floor, Border, Ceiling Fan, .More. .. All Opened Up To Formal Dining Room, Newer Hotwater Heater, Newer Down Spouts Outside, +New Cement Front Steps, And Updated Windows. Upstairs Features 3 Bdrms All Of Which Have C-Fans, Bath Has Skylight. Shows Very Nice

39. 1999-11-30
    historical
40. 1999-08-17
    listed $46,900
41. 1999-01-27
    listed $46,900
42. 1999-01-27
    historical
43. 1998-07-23
    historical
44. 1998-07-23
    listed $49,900
45. 1954-09-13
    soldstatus $9,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,635 · $303/mo
• Projected year-2 tax: $3,635 · $303/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,601
• − Mortgage interest: −$6,694
• − Property taxes: −$3,635
• − Insurance: −$598
• − Repairs & maintenance: −$1,568
• − Management: −$1,568
• − Depreciation: −$3,476
• Taxable income: $2,062
• Est. tax owed @ 24.0%: −$495
• After-tax cash flow: $3,237/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chester-Upland SD
• NCES district ID: 4205860
• Math proficiency: 4% ▼ -3.00%
• Reading proficiency: 17% ▼ -6.00%
• Median HH income: $29,790
• Composite: 8.05/100
• National rank: #9918
• State rank: #533 of 539 in PA

Livability — Chester

• Score: 73/100
• State rank: #540
• US rank: #5053

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Chester, PA
• County: Delaware County · 399,863 people
• City population: 35,064
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 35,064
• Household income: $41,261
• Rent vs Own: 61.0% rent · 39.0% own
• Severe rent burden: 2668.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (71%)
• Race & ethnicity: Black 71% White 14% Hispanic / Latino 9% Two or more races 4%
• Hispanic origin (detail): Puerto Rican 6%
• Common ancestry: Romanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 6%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -149.69%
• Current HPI: 219.5173
• Rent YoY: ▲ 6.88%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+1198.9% since first listed

31 events — show timeline

• 2026-05-27 Listed $119,500 BRIGHT MLS
• 2024-12-15 Rental Removed $1,295 APPFOLIO
• 2024-12-12 Price Changed $1,295 APPFOLIO
• 2024-11-27 Listed for Rent $1,650 APPFOLIO
• 2024-11-04 Rental Removed $1,350 APPFOLIO
• 2024-10-14 Sold (Public Records) $92,500 Public Records
• 2024-10-02 Price Changed $1,350 APPFOLIO
• 2024-09-20 Listed for Rent $1,395 APPFOLIO
• 2024-08-20 Sold (MLS) $92,500 BRIGHT MLS
• 2024-08-09 Pending — BRIGHT MLS
• 2024-07-28 Price Changed $100,000 BRIGHT MLS
• 2024-07-13 Price Changed $115,000 BRIGHT MLS
• 2024-07-12 Relisted — BRIGHT MLS
• 2024-07-09 Contingent — BRIGHT MLS
• 2024-06-14 Price Changed $125,000 BRIGHT MLS
• 2024-06-12 Price Changed $129,000 BRIGHT MLS
• 2024-06-06 Rental Removed $1,350 BRIGHTMLS
• 2024-06-05 Listed $140,000 BRIGHT MLS
• 2024-06-03 Listed for Rent $1,350 BRIGHTMLS
• 2024-01-08 Rental Removed $1,350 BRIGHTMLS
• 2023-12-16 Listed for Rent $1,350 BRIGHTMLS
• 2001-08-09 Sold (Public Records) $39,900 Public Records
• 2001-07-19 Sold (MLS) $39,900 BRIGHT MLS
• 2001-03-06 Listed $39,900 BRIGHT MLS
• 1999-11-30 Listing Removed — BRIGHT MLS
• 1999-08-17 Listed $46,900 BRIGHT MLS
• 1999-01-27 Listing Removed — BRIGHT MLS
• 1999-01-27 Listed $46,900 BRIGHT MLS
• 1998-07-23 Listed $49,900 BRIGHT MLS
• 1998-07-23 Listing Removed — BRIGHT MLS
• 1954-09-13 Sold (Public Records) $9,200 Public Records

Property tax history

+18.7%/yr

Latest (2026): $3,635 · +143.3% YoY. Source: county tax records.