430 Faucett St · Blossom, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 19.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +8.1/10.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$52,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious 2 bedroom, 1.5 bath full of potential! Generous room sizes throughout with plenty of space to make it your own. Kitchen features gas appliances, and the home also offers a screened-in back porch perfect for relaxing outdoors. Attached carport for convenient parking, plus a front porch that adds to the home’s charm. Whether you're looking for an investment property, starter home, or renovation project, this property is packed with possibilities!
Key facts
- Gas appliances
- Attached carport
- Front porch
Tags
Property features AI
Finance
- Other: Municipal Utility District: No
- Financial info: Acceptable listing terms: Cash, Conventional; Treat as clear loan type; No second mortgage indicated
- HOA & community: No HOA / association
Exterior
- Parking: Attached carport with 2 covered/carport spaces
- Security: Audio and video consent for visitors to record
- Utilities: City water; City sewer; Natural gas available; Cable available
- Home design: Single-family residence; Residential property; One story; Preowned
- Construction: Frame construction; Composition roof; Pillar/post/pier foundation; Year built: preowned (year unspecified)
- Exterior features: Front porch; Rear porch; Covered patio/porch; Screened porch; Back yard with chain-link fence; Interior lot
Interior
- Kitchen: Gas cooktop; Gas oven
- Bedrooms: 2 bedrooms (all on main level)
- Flooring: Other
- Bathrooms: 1 full bathroom; 1 half bathroom
- Interior features: Cable TV available; High-speed internet available; One living area; One dining area; Total rooms: 4; One level
- Laundry & utility: Electric dryer hookup; Full-size washer/dryer area; Utility room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $52k.
Deal economics
- At list price, monthly cash flow is $392 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $52k).
- Recommended offer: $51k (1.5% below list) — sets the bar for market timing.
- Cap rate 15.3% vs local median 2.6% in Blossom — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#1,116 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment D, amenities F, commute F.
- Prairiland ISD (rural): math 52% / reading 51% proficiency, ranked #167 of 826 in TX (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Blossom El (math 62% / reading 52%, grade C+, #505 of 4,322 statewide, top 13%, 418 students, 55% FRL).
- Market conditions: 56 active listings in the ZIP; 119 units permitted in Lamar County in 2024 (71 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($360 loan paydown + $3k appreciation (6.2% local appreciation)).
- Lamar County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (6.2% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($51k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 3.9% of price.
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.08% ✓
- Cap rate
- 15.33%
- Cash-on-cash
- 32.28%
- DSCR
- 2.44
- GRM
- 4.0
CMA / ARV
- ARV (on-the-fly)
- $215,424
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 130 W Division St | 0.31mi | 2/2.0 | 1,490 (-0%) | 3mo | $179,900 | $121 | 78 |
| 610 South St | 0.29mi | 3/1.0 (+1) | 1,562 (+4%) | 3mo | $59,900 | $38 | 72 |
| 433 S FM 196 | 0.20mi | 3/2.0 (+1) | 1,563 (+4%) | 6mo | $315,000 | $202 | 70 |
| 105 E Division St | 0.30mi | 3/1.0 (+1) | 1,576 (+5%) | 13mo | $43,900 | $28 | 61 |
| 1025 E Fairview | 0.64mi | 3/2.0 (+1) | 1,479 (-1%) | 9mo | $287,500 | $194 | 52 |
| 150 Maple St | 0.35mi | 2/1.0 | 1,312 (-12%) | 16mo | $189,000 | $144 | 50 |
| 615 Faucett St | 0.10mi | 3/2.0 (+1) | 1,312 (-12%) | 19mo | $160,000 | $122 | 50 |
| 620 Moore St | 0.39mi | 3/2.0 (+1) | 1,294 (-14%) | 1mo | $215,000 | $166 | 49 |
| 510 Sunset St | 0.62mi | 3/1.0 (+1) | 1,380 (-8%) | 8mo | $150,000 | $109 | 46 |
| 635 N Center St | 0.66mi | 3/2.0 (+1) | 1,668 (+12%) | 11mo | $184,900 | $111 | 31 |
| 525 North St W | 0.74mi | 3/2.5 (+1) | 1,636 (+9%) | 18mo | $380,000 | $232 | 24 |
| 640 N Cedar St | 0.69mi | 3/2.0 (+1) | 1,718 (+15%) | 21mo | $305,000 | $178 | 17 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
6.17% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 43.2%
- Equity multiple
- 3.79×
- Total profit
- $40,552
- Equity at exit
- $33,237
- IRR
- 40.1%
- Equity multiple
- 7.85×
- Total profit
- $99,779
- Equity at exit
- $60,752
Cash invested: $14,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75416
- Home prices YoY
- 3.1%
- Active inventory
- 56
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $1,083 medium interval (Pro) →
- Mortgage (P&I)
- −$273
- Tax from tax record
- −$170 /mo · $2,036/yr
- Insurance
- −$22
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$227
- Net cashflow
- $392
Break-even live
Sensitivity live
| Price | -10% $421 | -5% $406 | +0% $392 | +5% $377 | +10% $362 |
|---|---|---|---|---|---|
| Rent | -10% $306 | -5% $349 | +0% $392 | +5% $434 | +10% $477 |
| Rate | -1.0pp $418 | -0.5pp $405 | base $392 | +0.5pp $378 | +1.0pp $364 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,000
- Closing costs
- $1,560
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-16status $52,000 Pending 18 DOM
-
2026-06-15days on market $52,000 Active Option Contract 18 DOM
-
2026-06-15days on market $52,000 Active Option Contract 17 DOM
-
2026-06-13days on market $52,000 Active Option Contract 16 DOM
-
2026-06-12days on market $52,000 Active Option Contract 15 DOM
-
2026-06-09days on market $52,000 Active Option Contract 12 DOM
-
2026-06-08days on market $52,000 Active Option Contract 11 DOM
-
2026-06-08days on market $52,000 Active Option Contract 10 DOM
-
2026-06-07statusdays on market $52,000 Active Option Contract 9 DOM
-
2026-06-03days on market $52,000 Active 6 DOM
-
2026-06-02days on market $52,000 Active 5 DOM
-
2026-06-01days on market $52,000 Active 4 DOM
-
2026-05-31days on market $52,000 Active 3 DOM
-
2026-05-27$52,000 Active
-
2020-03-24soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,036 · $170/mo
- Projected year-2 tax
- $2,036 · $170/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,998
- − Mortgage interest
- −$2,913
- − Property taxes
- −$2,036
- − Insurance
- −$260
- − Repairs & maintenance
- −$1,040
- − Management
- −$1,040
- − Depreciation
- −$1,513
- Taxable income
- $4,196
- Est. tax owed @ 24.0%
- −$1,007
- After-tax cash flow
- $3,692/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prairiland ISD
- NCES district ID
- 4835740
- Math proficiency
- 52% ▲ 5.00%
- Reading proficiency
- 51% ▲ 7.00%
- Median HH income
- $43,652
- Composite
- 43.44/100
- National rank
- #3010
- State rank
- #167 of 826 in TX
Livability — Blossom
- Score
- 59/100
- State rank
- #1116
- US rank
- #19760
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Blossom, TX
- Population (ZIP)
- 2,987
Population outlook (Lamar County) Hauer SSP2
- Today (2025)
- 48,319 people
- By 2030
- 47,160 · -2.4%
- By 2040
- 44,621 · -7.7%
- By 2050
- 42,024 · -13.0%
- By 2075
- 36,577 · -24.3%
- By 2100
- 30,580 · -36.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 13% Hispanic / Latino 7% Black 3% Native American 1%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 2% Serbian 2% Iranian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2% Tagalog/Filipino 1%
Political lean MEDSL · Lamar
- 2024 margin
- Solid R (+61.0) · D 19.2% · R 80.3%
- 2008→2024 swing
- -19.1pp toward R · 2008: -42.0pp · 2024: -61.0pp
- All cycles
- 2024: R+61.0 2020: R+57.4 2016: R+59.2 2012: R+50.3 2008: R+42.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.17%
- Current HPI
- 202.3527
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2026-05-27 Listed $52,000 NTREIS
- 2020-03-24 Sold (Public Records) — Public Records
Property tax history
+8.0%/yrLatest (2025): $2,036 · -2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…