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70 Amberglow Ct
D Composite 40.96
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.7/30.0
  • ARV discount +7.1/15.0
  • Schools +5.1/10.0
  • Livability +4.5/5.0
  • 1% rule +3.5/10.0
  • DSCR +3.5/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$575,000

70 Amberglow Ct · The Woodlands, TX 77381
4 bd · 2.5 ba · 2,955 sqft · SingleFamily public records · 9 Days on market
Built 1991 7,701 sqft lot $195/sqft · 11% below area Est $570k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come view your new home, Kitchen remodeled, Master bedroom down with remodeled Bath you won't want to leave. Study with built-ins and french doors. All 3 Bedrooms upstairs have walk-in closets. New carpet up, wood floors are from the entry to back of house. Backyard private with seating, plenty of shade tree's, grassy knoll and walkway to the detached garage. Garage has an Oversized extension to put bikes, etc.

Key facts

  • 7,701 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • HOA & community: Community pool

Exterior

  • Parking: Detached oversized garage with garage door opener (2 car spaces)
  • Security: Owned security system
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1991; Slab foundation; Composition roof
  • Construction: Brick, cement siding, and wood siding construction; Year built 1991
  • Exterior features: Deck; Patio; Fence around backyard; Sprinkler / irrigation; Corner lot in a subdivision; Cul-de-sac lot

Interior

  • Kitchen: Double oven; Dishwasher; Electric oven; Gas cooktop; Garbage disposal; Microwave; Pantry
  • Bedrooms: Primary bedroom (First level); Bedroom (Second level) — 12 x 10; Bedroom (Second level) — 14 x 11; Bedroom (Second level) — 14 x 11
  • Flooring: Carpet; Tile; Wood
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (Gas); Central air conditioning (Electric)
  • Interior features: Crown molding; Double vanity; Primary bathroom; Pantry; Tub with shower; Ceiling fans; Gas log fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $575k.

Deal economics

  • At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $546k (5.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $490k (14.8% below list).
  • Recommended offer: $490k (14.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 2.3% in The Woodlands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 91/100 on livability (#1 in TX, #47 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living D-.
  • Conroe ISD (other): math 57% / reading 57% proficiency, ranked #69 of 826 in TX (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Mccullough J H (math 82% / reading 81%, grade A+, #9 of 1,662 statewide, top 1%, 2,178 students, 14% FRL); The Woodlands H S (math 71% / reading 86%, grade A-, #53 of 1,632 statewide, top 3%, 4,361 students, 12% FRL) — zoned schools average 13% FRL vs 34% district-wide (21 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 80% at this address vs 57% district-wide (+23 pts) — the actual schools serving this property are materially stronger than the Conroe ISD average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+2.1%/yr); 252 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($144k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $17k of value loss. Plan a longer hold.
  • Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $489,914 (14.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.95%
Cash-on-cash
-1.22%
DSCR
0.95
GRM
9.8

CMA / ARV

ARV (median comp)
$569,933
List price
$575,000
Delta
0.89%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
70 Amberglow Ct 0.00mi 4/2.5 2,607 (-12%) 0mo $575,000 $221 80
23 Sparklewood Pl 0.39mi 4/2.5 2,841 (-4%) 1mo $649,999 $229 75
82 E Coldbrook Cir 0.16mi 3/2.5 (-1) 2,611 (-12%) 1mo $619,900 $237 67
11 Dovewing Pl 0.75mi 4/2.5 2,882 (-2%) 0mo $627,000 $218 61
55 Pinepath Pl 0.32mi 4/2.5 2,523 (-15%) 1mo $565,000 $224 60
50 E Greywing Cir 0.58mi 4/2.5 2,704 (-8%) 2mo $495,000 $183 57
75 N Floral Leaf Cir 0.37mi 4/4.0 3,325 (+12%) 2mo $750,000 $226 54
52 W Twinberry Pl 0.64mi 4/2.5 2,660 (-10%) 1mo $550,000 $207 53
46 Indian Summer Pl 0.60mi 4/2.5 2,631 (-11%) 1mo $617,774 $235 52
59 E Rumplecreek Pl 0.63mi 4/2.5 2,590 (-12%) 1mo $615,000 $237 49
35 Classic Oaks Pl 0.58mi 5/3.5 (+1) 3,250 (+10%) 0mo $795,000 $245 47
34 Lost Pond Cir 0.61mi 4/4.0 3,383 (+14%) 1mo $915,000 $270 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.09% rent growth · sell at horizon

5-year hold
IRR
-19.3%
Equity multiple
0.33×
Total profit
$-107,916
Equity at exit
$85,734
10-year hold
IRR
-14.0%
Equity multiple
0.22×
Total profit
$-124,832
Equity at exit
$49,715

Cash invested: $161,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77381

Home prices YoY
-31.0%
Rents YoY
2.1%
Active inventory
252
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$4,899 medium interval (Pro) →
Mortgage (P&I)
$3,015
Tax from tax record
$779 /mo · $9,345/yr
Insurance
$240
HOA
$0
Vacancy / Maint / Mgmt
$1,029
Net cashflow
$-163

Break-even live

Break-even rent $5,106
Max offer price $546,136
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$143,750
Closing costs
$17,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 S Winterport Cir Spring, TX 3.0 3.0 2386 $2,850 $1.19 43d 1 0.86mi
35 Alden Glen Dr Spring, TX 5.0 3.0 2676 $10,750 $4.02 24d 1 1.13mi

Listing history 13 events

  1. 2026-05-10
    status Pending 1000-char remark
  2. 2026-05-02
    listed $575,000 Active 1000-char remark
  3. 2026-05-01
    historical $575,000 1000-char remark
  4. 2017-05-25
    soldstatus
  5. 2017-05-24
    soldstatus Sold 414-char remark
    Show marketing remark (414 chars)

    Come view your new home, Kitchen remodeled, Master bedroom down with remodeled Bath you won't want to leave. Study with built-ins and french doors. All 3 Bedrooms upstairs have walk-in closets. New carpet up, wood floors are from the entry to back of house. Backyard private with seating, plenty of shade tree's, grassy knoll and walkway to the detached garage. Garage has an Oversized extension to put bikes, etc.

  6. 2017-05-03
    status Pending 414-char remark
    Show marketing remark (414 chars)

    Come view your new home, Kitchen remodeled, Master bedroom down with remodeled Bath you won't want to leave. Study with built-ins and french doors. All 3 Bedrooms upstairs have walk-in closets. New carpet up, wood floors are from the entry to back of house. Backyard private with seating, plenty of shade tree's, grassy knoll and walkway to the detached garage. Garage has an Oversized extension to put bikes, etc.

  7. 2017-04-25
    status Option Pending 414-char remark
    Show marketing remark (414 chars)

    Come view your new home, Kitchen remodeled, Master bedroom down with remodeled Bath you won't want to leave. Study with built-ins and french doors. All 3 Bedrooms upstairs have walk-in closets. New carpet up, wood floors are from the entry to back of house. Backyard private with seating, plenty of shade tree's, grassy knoll and walkway to the detached garage. Garage has an Oversized extension to put bikes, etc.

  8. 2017-04-18
    listed $351,600 Active 414-char remark
    Show marketing remark (414 chars)

    Come view your new home, Kitchen remodeled, Master bedroom down with remodeled Bath you won't want to leave. Study with built-ins and french doors. All 3 Bedrooms upstairs have walk-in closets. New carpet up, wood floors are from the entry to back of house. Backyard private with seating, plenty of shade tree's, grassy knoll and walkway to the detached garage. Garage has an Oversized extension to put bikes, etc.

  9. 2017-04-08
    historical
  10. 2017-03-27
    price $359,900
  11. 2017-03-06
    price $374,990
  12. 2017-02-28
    listed $375,990 Active
  13. 1991-07-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$9,345 · $779/mo
Projected year-2 tax
$10,522 · $877/mo
Expected delta
+$1,177/yr (+$98/mo · 12.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$58,790
− Mortgage interest
−$32,209
− Property taxes
−$9,345
− Insurance
−$2,875
− Repairs & maintenance
−$4,703
− Management
−$4,703
− Depreciation
−$16,727
Taxable loss
−$11,773
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,826
After-tax cash flow
$865/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Conroe ISD
NCES district ID
4815000
Math proficiency
57% ▼ -6.00%
Reading proficiency
57% ▼ -1.00%
Median HH income
$71,541
Composite
50.65/100
National rank
#1833
State rank
#69 of 826 in TX

Livability — The Woodlands

Score
91/100
State rank
#1
US rank
#47

Category grades

Amenities A+ Commute A+ Cost of living D- Crime A- Employment A+ Housing A+ Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Woodlands, TX
County
Montgomery County · 663,713 people
City population
106,505
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
36,139
Household income
$143,565
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
530.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
713,896 people
By 2030
805,263 · +12.8%
By 2040
992,708 · +39.1%
By 2050
1,179,590 · +65.2%
By 2075
1,628,084 · +128.1%
By 2100
1,937,880 · +171.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 16% Two or more races 11% Asian 5% Black 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 4% Lithuanian 3% Serbian 3%
Foreign-born
18% · Canada, China, Dominican Republic
Languages at home
81% English-only · Spanish 11% Other Indo-European 2% Chinese 2%

Political lean MEDSL · Montgomery

2024 margin
Solid R (+45.5) · D 26.8% · R 72.3%
2008→2024 swing
+7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
All cycles
2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.06%
Current HPI
271.7165
Rent YoY
▲ 2.09%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+52.9% since first listed
14 events — show timeline
  • 2026-06-04 Sold (MLS) HARMLS
  • 2026-05-10 Pending HARMLS
  • 2026-05-02 Listed $575,000 HARMLS
  • 2026-05-01 Coming Soon $575,000 HARMLS
  • 2017-05-25 Sold (Public Records) Public Records
  • 2017-05-24 Sold (MLS) HARMLS
  • 2017-05-03 Pending HARMLS
  • 2017-04-25 Pending HARMLS
  • 2017-04-18 Listed $351,600 HARMLS
  • 2017-04-08 Listing Removed HARMLS
  • 2017-03-27 Price Changed $359,900 HARMLS
  • 2017-03-06 Price Changed $374,990 HARMLS
  • 2017-02-28 Listed $375,990 HARMLS
  • 1991-07-03 Sold (Public Records) Public Records

Property tax history

+4.7%/yr

Latest (2025): $9,345 · +9.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…