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Pinehollow Plan 🏗️ New Construction
D- Composite 38.1
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • 1% rule +3.2/10.0
  • DSCR +3.1/10.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.7/10.0

$226,990

Pinehollow Plan · Roman Forest, TX 77336
4 bd · 2.0 ba · 1,656 sqft · SingleFamily · 177 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $226,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $273,420.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $227k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-127 ($-2k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (1.7% below list).
  • Recommended offer: $200k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#595 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: schools F, crime F, amenities F.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 585 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 177 days — a 12% lower offer ($200k) is reasonable based on typical stale-listing flexibility.
Recommended offer $199,751 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.73%
Cash-on-cash
-1.99%
DSCR
0.91
GRM
10.2

CMA / ARV

ARV (median comp)
$273,420
List price
$226,990
Delta
-16.98%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
914 Capracotta Dr 0.16mi 4/2.0 1,655 (-0%) 1mo $225,690 $136 92
905 Coperchiata Cir 0.18mi 4/2.0 1,656 (0%) 1mo $189,990 $115 91
31418 Casacalenda Ln 0.20mi 4/2.0 1,656 (0%) 1mo $169,990 $103 90
929 Capracotta Dr 0.27mi 4/2.0 1,656 (0%) 1mo $163,990 $99 87
31506 Olivella Dr 0.21mi 4/2.0 1,720 (+4%) 1mo $170,990 $99 83
912 Capracotta Dr 0.15mi 3/2.5 (-1) 1,749 (+6%) 1mo $309,990 $177 76
939 Pertuso Ln 0.30mi 4/2.5 1,531 (-8%) 1mo $165,790 $108 71
934 Capracotta Dr 0.24mi 3/2.0 (-1) 1,461 (-12%) 1mo $244,990 $168 63
903 Coperchiata Cir 0.17mi 3/2.0 (-1) 1,411 (-15%) 1mo $253,990 $180 62
31408 Pratola Serra Cir 0.28mi 3/2.0 (-1) 1,461 (-12%) 1mo $183,990 $126 62
31418 Pratola Serra Cir 0.28mi 3/2.0 (-1) 1,451 (-12%) 1mo $189,990 $131 61
31406 Pratola Serra Cir 0.28mi 3/2.0 (-1) 1,451 (-12%) 1mo $175,840 $121 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.6%
Equity multiple
0.32×
Total profit
$-52,372
Equity at exit
$40,768
10-year hold
IRR
-12.3%
Equity multiple
0.27×
Total profit
$-55,897
Equity at exit
$23,640

Cash invested: $76,558 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
585
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$2,231 medium interval (Pro) →
Mortgage (P&I)
$1,434
Tax est. 1.5%
$342 /mo · $4,101/yr
Insurance
$114
HOA
$0
Vacancy / Maint / Mgmt
$468
Net cashflow
$-127

Break-even live

Break-even rent $2,392
Max offer price $255,019
Occupancy floor

Sensitivity live

Price -10% $62 -5% $-33 +0% $-127 +5% $-222 +10% $-316
Rent -10% $-303 -5% $-215 +0% $-127 +5% $-39 +10% $49
Rate -1.0pp $11 -0.5pp $-58 base $-127 +0.5pp $-198 +1.0pp $-270

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,355
Closing costs
$8,203
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,675 $1.15 2d 1 0.28mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,800 $1.32 24d 1 0.29mi

Listing history 14 events

  1. 2026-06-18
    days on market $226,990 Active 177 DOM
  2. 2026-06-17
    days on market $226,990 Active 176 DOM
  3. 2026-06-16
    days on market $226,990 Active 175 DOM
  4. 2026-06-15
    days on market $226,990 Active 174 DOM
  5. 2026-06-13
    pricedays on market $226,990 Active 172 DOM
  6. 2026-06-09
    days on market $223,990 Active 168 DOM
  7. 2026-06-08
    days on market $223,990 Active 167 DOM
  8. 2026-06-07
    days on market $223,990 Active 166 DOM
  9. 2026-06-04
    days on market $223,990 Active 163 DOM
  10. 2026-06-03
    days on market $223,990 Active 162 DOM
  11. 2026-06-02
    days on market $223,990 Active 161 DOM
  12. 2026-06-01
    days on market $223,990 Active 160 DOM
  13. 2026-05-31
    days on market $223,990 Active 159 DOM
  14. 2025-12-23
    listed $258,990 Active 403-char remark
    Show marketing remark (403 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,770
− Mortgage interest
−$15,316
− Property taxes
−$4,101
− Insurance
−$1,367
− Repairs & maintenance
−$2,142
− Management
−$2,142
− Depreciation
−$7,954
Taxable loss
−$6,251
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,500
After-tax cash flow
$-26/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This single-level home is in good condition with a spacious open floorplan and modern finishes. It is move-in ready with minor cosmetic updates that could further enhance its value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Resale Updating the kitchen backsplash — A fresh backsplash can add value and appeal to potential buyers.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Resale Updating the kitchen backsplash — A fresh backsplash can add value and appeal to potential buyers.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Roman Forest

Score
66/100
State rank
#595
US rank
#11338

Category grades

Amenities F Commute F Cost of living A Crime F Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
377.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.59%
Current HPI
472.03
Rent YoY
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-12-23 Listed $258,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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