140 Ventnor Unit I · Deerfield Beach, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.9/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$72,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Beautiful 1-bed, 1 bath Second-floor condo in Century Village! This bright and spacious unit features tile floors, an updated kitchen, generous living area, and a large primary suite with ample closet space. Relax on the screened balcony with peaceful garden views. The Furniture is negotiable Laundry and extra storage on site. Building/roof maintenance, landscaping, shuttle service, and 24/7 gated security. Enjoy resort-style amenities: clubhouse, pools, fitness center, tennis, pickleball, theater, trails & more. Minutes to beach, dining, and medical centers!
Key facts
- Generous living area
- Clubhouse
- Extra storage
Tags
Property features AI
Finance
- Financial info: No land lease; Pets not allowed (per association rules)
- HOA & community: Part of Century Village association; Monthly association fee of $510; HOA covers sewer, common areas and pool service; Community amenities: billiard room, fitness center, laundry, parking, pool, business center, courtesy bus, security; Senior community
Exterior
- Parking: Assigned common open parking (asphalt); 1 parking space
- Security: Security guard; Key card entry; Security fence; Security patrol
- Utilities: Public water; Public sewer; Cable available
- Home design: Condominium; One level; Northwest facing
- Construction: Concrete construction; Concrete roof; Block foundation; Built as resale property
- Exterior features: No waterfront; Roads are gravel and paved; Publicly maintained road
Interior
- Kitchen: Disposal; Electric range; Microwave; Refrigerator
- Bedrooms: 2 bedrooms on the main level
- Flooring: Ceramic tile; Tile; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Ceiling fans; Window/wall air conditioning units
- Interior features: Disposal; Electric range; Microwave; Refrigerator; Furnished negotiable; Accessible washer/dryer; Security guard, key card entry, security fence and security patrol
- Laundry & utility: Common area laundry; Other shared laundry; Accessible washer/dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $72k.
Deal economics
- At list price, monthly cash flow is $244 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $72k).
- Recommended offer: $68k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.4% vs local median 4.2% in Deerfield Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#250 in FL, #3,970 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D-, employment D-.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Quiet Waters Elementary School (math 40% / reading 48%, grade F, #1,330 of 2,144 statewide, top 63%, 1,128 students, 62% FRL); Lyons Creek Middle School (math 49% / reading 53%, grade C, #237 of 571 statewide, top 43%, 1,757 students, 60% FRL); Deerfield Beach High School (math 12% / reading 37%, grade F, #505 of 667 statewide, top 79%, 2,251 students, 69% FRL).
- Market conditions: Rents flat; 586 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 37% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 63 days — a 6% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $22k; list at $72k implies a 220% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 31% of rent.
Questions for the listing agent
- It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.30% ✓
- Cap rate
- 10.36%
- Cash-on-cash
- 14.54%
- DSCR
- 1.65
- GRM
- 3.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.1% rent growth · sell at horizon
- IRR
- -0.6%
- Equity multiple
- 0.98×
- Total profit
- $-425
- Equity at exit
- $10,735
- IRR
- 2.7%
- Equity multiple
- 1.15×
- Total profit
- $3,017
- Equity at exit
- $6,225
Cash invested: $20,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33442
- Rents YoY
- 0.1%
- Active inventory
- 586
- Price-to-rent
- 3.6×
Monthly cashflow live
- Estimated rent
- $1,654 high interval (Pro) →
- Mortgage (P&I)
- −$378
- Tax from tax record
- −$145 /mo · $1,736/yr
- Insurance
- −$30
- HOA
- −$510
- Vacancy / Maint / Mgmt
- −$347
- Net cashflow
- $244
Break-even live
Sensitivity live
| Price | -10% $285 | -5% $265 | +0% $244 | +5% $224 | +10% $204 |
|---|---|---|---|---|---|
| Rent | -10% $114 | -5% $179 | +0% $244 | +5% $310 | +10% $375 |
| Rate | -1.0pp $281 | -0.5pp $263 | base $244 | +0.5pp $226 | +1.0pp $207 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,000
- Closing costs
- $2,160
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 41 Deer Creek Rd Unit G106 Deerfield Beach, FL | — | 1.0 | 550 | $1,850 | $3.36 | 25d | 1 | 0.14mi |
| 6 Ventnor a Deerfield Beach, FL | 1.0 | 1.0 | 600 | $1,429 | $2.38 | 25d | 1 | 0.15mi |
| 111 Tilford F #111 Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,500 | $2.56 | 6d | 1 | 0.43mi |
| 111 Tilford F #111 Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,500 | $2.56 | 21d | 1 | 0.43mi |
| 181 Tilford I Unit I Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,350 | $1.93 | 25d | 1 | 0.45mi |
| 27 Newport B Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,550 | $2.21 | 22d | 1 | 0.58mi |
| 25 Newport Ct Unit 25 Deerfield Beach, FL | 1.0 | 1.0 | 700 | $1,549 | $2.21 | 25d | 1 | 0.58mi |
| 384 Durham Cir Unit 384 Deerfield Beach, FL | 1.0 | 1.0 | 593 | $1,400 | $2.36 | 25d | 1 | 0.59mi |
| 20 Prescott E Unit 20 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,600 | $2.29 | 25d | 1 | 0.61mi |
| 188 Prescott E Unit 188 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,800 | $2.57 | 25d | 1 | 0.62mi |
| 260 Prescott N Unit 260 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,500 | $2.14 | 25d | 1 | 0.62mi |
| 358 Markham Cres Unit 358 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,500 | $2.14 | 25d | 1 | 0.66mi |
| 308 Markham N Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,200 | $1.71 | 25d | 1 | 0.67mi |
| 178 Durham E Unit 178 Deerfield Beach, FL | 1.0 | 1.0 | 593 | $1,350 | $2.28 | 3d | 1 | 0.68mi |
| 178 Durham E Unit 178 Deerfield Beach, FL | 1.0 | 1.0 | 593 | $1,350 | $2.28 | 11d | 1 | 0.68mi |
| 125 Newport I Unit I Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,600 | $2.29 | 25d | 1 | 0.73mi |
| 98 Westbury E #98 Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,600 | $2.74 | 25d | 1 | 0.74mi |
| 102 Westbury E #102 Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,900 | $3.25 | 8d | 1 | 0.74mi |
| 125 Westbury E Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,600 | $2.74 | 25d | 1 | 0.74mi |
| 181 Newport Ct #181 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,650 | $2.36 | 25d | 1 | 0.76mi |
| 436 Markham S #436 Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,400 | $2.39 | 25d | 1 | 0.76mi |
| 170 Newport K Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,430 | $2.44 | 25d | 1 | 0.76mi |
| 127 Westbury Cir Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,425 | $2.44 | 25d | 1 | 0.80mi |
| 111 Oakridge I #111 Deerfield Beach, FL | 1.0 | 1.5 | 706 | $1,595 | $2.26 | 25d | 1 | 0.80mi |
| 226 Newport O Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,700 | $2.43 | 25d | 1 | 0.82mi |
| 226 Newport O Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,600 | $2.29 | 3d | 1 | 0.82mi |
| 149 Westbury I #149 Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,700 | $2.91 | 25d | 1 | 0.84mi |
| 295 Newport Dr Unit 295 Deerfield Beach, FL | 1.0 | 1.0 | 595 | $1,450 | $2.44 | 25d | 1 | 0.88mi |
| 306 Newport T #306 Deerfield Beach, FL | 1.0 | 1.0 | 585 | $1,350 | $2.31 | 25d | 1 | 0.88mi |
| 3016 Cambridge A Unit A Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,350 | $1.93 | 25d | 1 | 0.92mi |
| 4400 NW 6th St Deerfield Beach, FL | 1.0–2.0 | 1.0–2.0 | 875 | $1,826 | $2.09 | 2d | 9 | 1.17mi |
| 137 Farnham F Deerfield Beach, FL | 1.0 | 1.5 | 708 | $2,000 | $2.82 | 25d | 1 | 1.20mi |
| 137 Farnham F #137 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $2,500 | $3.57 | 25d | 1 | 1.21mi |
| 329 Farnham P #329 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,450 | $2.07 | 25d | 1 | 1.28mi |
| 4359 SW 10th Pl Deerfield Beach, FL | 1.0 | 1.0 | 718 | $1,913 | $2.66 | 22d | 1 | 1.37mi |
HOA detail condo
- Monthly dues
- $510 · $6,120/yr
- Likely covers
- landscapingroofpoolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 15 events
-
2026-06-18days on market $72,000 Active 63 DOM
-
2026-06-17days on market $72,000 Active 62 DOM
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2026-06-16days on market $72,000 Active 61 DOM
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2026-06-15days on market $72,000 Active 60 DOM
-
2026-06-13days on market $72,000 Active 58 DOM
-
2026-06-09days on market $72,000 Active 54 DOM
-
2026-06-08days on market $72,000 Active 53 DOM
-
2026-06-07days on market $72,000 Active 52 DOM
-
2026-06-04days on market $72,000 Active 49 DOM
-
2026-06-03days on market $72,000 Active 48 DOM
-
2026-06-02days on market $72,000 Active 47 DOM
-
2026-06-01days on market $72,000 Active 46 DOM
-
2026-05-31days on market $72,000 Active 45 DOM
-
2026-04-16$72,000 Active
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1992-04-22soldstatus $22,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,736 · $145/mo
- Projected year-2 tax
- $1,736 · $145/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,846
- − Mortgage interest
- −$4,033
- − Property taxes
- −$1,736
- − Insurance
- −$360
- − Repairs & maintenance
- −$1,588
- − Management
- −$1,588
- − HOA
- −$6,120
- − Depreciation
- −$2,095
- Taxable income
- $2,327
- Est. tax owed @ 24.0%
- −$559
- After-tax cash flow
- $2,373/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Deerfield Beach
- Score
- 75/100
- State rank
- #250
- US rank
- #3970
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Deerfield Beach, FL
- County
- Broward County · 1,963,430 people
- City population
- 61,449
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 31,296
- Household income
- $53,254
- Rent vs Own
- Severe rent burden
- 2169.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 57% Hispanic / Latino 23% Two or more races 19% Black 10% Asian 2%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 4% Cuban 3%
- Common ancestry
- Estonian 7% Romanian 4% Hispanic 3%
- Foreign-born
- 34% · Canada, Jamaica, Dominican Republic
- Languages at home
- 59% English-only · Spanish 20% Other Indo-European 13% French/Haitian/Cajun 4%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -280.44%
- Current HPI
- 323.0166
- Rent YoY
- ▲ 0.10%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+220.0% since first listed2 events — show timeline
- 2026-04-16 Listed $72,000 Beaches MLS
- 1992-04-22 Sold (Public Records) $22,500 Public Records
Property tax history
+9.5%/yrLatest (2025): $1,736 · +9.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…