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140 Ventnor Unit I
B- Composite 69.27
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.9/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$72,000

140 Ventnor Unit I · Deerfield Beach, FL 33442
1 bd · 1.0 ba · 599 sqft · Condo public records · 63 Days on market
Built 1978 $510/mo HOA · 31% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Beautiful 1-bed, 1 bath Second-floor condo in Century Village! This bright and spacious unit features tile floors, an updated kitchen, generous living area, and a large primary suite with ample closet space. Relax on the screened balcony with peaceful garden views. The Furniture is negotiable Laundry and extra storage on site. Building/roof maintenance, landscaping, shuttle service, and 24/7 gated security. Enjoy resort-style amenities: clubhouse, pools, fitness center, tennis, pickleball, theater, trails & more. Minutes to beach, dining, and medical centers!

Key facts

  • Generous living area
  • Clubhouse
  • Extra storage

Tags

SCREENED BALCONYGARDEN VIEWSUPDATED KITCHENGENEROUS LIVING AREAEXTRA STORAGECLUBHOUSE

Property features AI

Finance

  • Financial info: No land lease; Pets not allowed (per association rules)
  • HOA & community: Part of Century Village association; Monthly association fee of $510; HOA covers sewer, common areas and pool service; Community amenities: billiard room, fitness center, laundry, parking, pool, business center, courtesy bus, security; Senior community

Exterior

  • Parking: Assigned common open parking (asphalt); 1 parking space
  • Security: Security guard; Key card entry; Security fence; Security patrol
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Condominium; One level; Northwest facing
  • Construction: Concrete construction; Concrete roof; Block foundation; Built as resale property
  • Exterior features: No waterfront; Roads are gravel and paved; Publicly maintained road

Interior

  • Kitchen: Disposal; Electric range; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Flooring: Ceramic tile; Tile; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Ceiling fans; Window/wall air conditioning units
  • Interior features: Disposal; Electric range; Microwave; Refrigerator; Furnished negotiable; Accessible washer/dryer; Security guard, key card entry, security fence and security patrol
  • Laundry & utility: Common area laundry; Other shared laundry; Accessible washer/dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $72k.

Deal economics

  • At list price, monthly cash flow is $244 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $72k).
  • Recommended offer: $68k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 4.2% in Deerfield Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#250 in FL, #3,970 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D-, employment D-.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Quiet Waters Elementary School (math 40% / reading 48%, grade F, #1,330 of 2,144 statewide, top 63%, 1,128 students, 62% FRL); Lyons Creek Middle School (math 49% / reading 53%, grade C, #237 of 571 statewide, top 43%, 1,757 students, 60% FRL); Deerfield Beach High School (math 12% / reading 37%, grade F, #505 of 667 statewide, top 79%, 2,251 students, 69% FRL).
  • Market conditions: Rents flat; 586 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $22k; list at $72k implies a 220% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 31% of rent.
Recommended offer $67,680 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.30%
Cap rate
10.36%
Cash-on-cash
14.54%
DSCR
1.65
GRM
3.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold
IRR
-0.6%
Equity multiple
0.98×
Total profit
$-425
Equity at exit
$10,735
10-year hold
IRR
2.7%
Equity multiple
1.15×
Total profit
$3,017
Equity at exit
$6,225

Cash invested: $20,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33442

Rents YoY
0.1%
Active inventory
586
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,654 high interval (Pro) →
Mortgage (P&I)
$378
Tax from tax record
$145 /mo · $1,736/yr
Insurance
$30
HOA
$510
Vacancy / Maint / Mgmt
$347
Net cashflow
$244

Break-even live

Break-even rent $1,345
Max offer price $72,000
Occupancy floor 80%

Sensitivity live

Price -10% $285 -5% $265 +0% $244 +5% $224 +10% $204
Rent -10% $114 -5% $179 +0% $244 +5% $310 +10% $375
Rate -1.0pp $281 -0.5pp $263 base $244 +0.5pp $226 +1.0pp $207

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,000
Closing costs
$2,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
41 Deer Creek Rd Unit G106 Deerfield Beach, FL 1.0 550 $1,850 $3.36 25d 1 0.14mi
6 Ventnor a Deerfield Beach, FL 1.0 1.0 600 $1,429 $2.38 25d 1 0.15mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 6d 1 0.43mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 21d 1 0.43mi
181 Tilford I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 25d 1 0.45mi
27 Newport B Deerfield Beach, FL 1.0 1.5 700 $1,550 $2.21 22d 1 0.58mi
25 Newport Ct Unit 25 Deerfield Beach, FL 1.0 1.0 700 $1,549 $2.21 25d 1 0.58mi
384 Durham Cir Unit 384 Deerfield Beach, FL 1.0 1.0 593 $1,400 $2.36 25d 1 0.59mi
20 Prescott E Unit 20 Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 25d 1 0.61mi
188 Prescott E Unit 188 Deerfield Beach, FL 1.0 1.5 700 $1,800 $2.57 25d 1 0.62mi
260 Prescott N Unit 260 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 25d 1 0.62mi
358 Markham Cres Unit 358 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 25d 1 0.66mi
308 Markham N Deerfield Beach, FL 1.0 1.5 700 $1,200 $1.71 25d 1 0.67mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 3d 1 0.68mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 11d 1 0.68mi
125 Newport I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 25d 1 0.73mi
98 Westbury E #98 Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 25d 1 0.74mi
102 Westbury E #102 Deerfield Beach, FL 1.0 1.0 585 $1,900 $3.25 8d 1 0.74mi
125 Westbury E Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 25d 1 0.74mi
181 Newport Ct #181 Deerfield Beach, FL 1.0 1.5 700 $1,650 $2.36 25d 1 0.76mi
436 Markham S #436 Deerfield Beach, FL 1.0 1.0 585 $1,400 $2.39 25d 1 0.76mi
170 Newport K Deerfield Beach, FL 1.0 1.0 585 $1,430 $2.44 25d 1 0.76mi
127 Westbury Cir Deerfield Beach, FL 1.0 1.0 585 $1,425 $2.44 25d 1 0.80mi
111 Oakridge I #111 Deerfield Beach, FL 1.0 1.5 706 $1,595 $2.26 25d 1 0.80mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,700 $2.43 25d 1 0.82mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 3d 1 0.82mi
149 Westbury I #149 Deerfield Beach, FL 1.0 1.0 585 $1,700 $2.91 25d 1 0.84mi
295 Newport Dr Unit 295 Deerfield Beach, FL 1.0 1.0 595 $1,450 $2.44 25d 1 0.88mi
306 Newport T #306 Deerfield Beach, FL 1.0 1.0 585 $1,350 $2.31 25d 1 0.88mi
3016 Cambridge A Unit A Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 25d 1 0.92mi
4400 NW 6th St Deerfield Beach, FL 1.0–2.0 1.0–2.0 875 $1,826 $2.09 2d 9 1.17mi
137 Farnham F Deerfield Beach, FL 1.0 1.5 708 $2,000 $2.82 25d 1 1.20mi
137 Farnham F #137 Deerfield Beach, FL 1.0 1.5 700 $2,500 $3.57 25d 1 1.21mi
329 Farnham P #329 Deerfield Beach, FL 1.0 1.5 700 $1,450 $2.07 25d 1 1.28mi
4359 SW 10th Pl Deerfield Beach, FL 1.0 1.0 718 $1,913 $2.66 22d 1 1.37mi

HOA detail condo

Monthly dues
$510 · $6,120/yr
Likely covers
landscapingroofpoolgymsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 15 events

  1. 2026-06-18
    days on market $72,000 Active 63 DOM
  2. 2026-06-17
    days on market $72,000 Active 62 DOM
  3. 2026-06-16
    days on market $72,000 Active 61 DOM
  4. 2026-06-15
    days on market $72,000 Active 60 DOM
  5. 2026-06-13
    days on market $72,000 Active 58 DOM
  6. 2026-06-09
    days on market $72,000 Active 54 DOM
  7. 2026-06-08
    days on market $72,000 Active 53 DOM
  8. 2026-06-07
    days on market $72,000 Active 52 DOM
  9. 2026-06-04
    days on market $72,000 Active 49 DOM
  10. 2026-06-03
    days on market $72,000 Active 48 DOM
  11. 2026-06-02
    days on market $72,000 Active 47 DOM
  12. 2026-06-01
    days on market $72,000 Active 46 DOM
  13. 2026-05-31
    days on market $72,000 Active 45 DOM
  14. 2026-04-16
    listed $72,000 Active
  15. 1992-04-22
    soldstatus $22,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,736 · $145/mo
Projected year-2 tax
$1,736 · $145/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,846
− Mortgage interest
−$4,033
− Property taxes
−$1,736
− Insurance
−$360
− Repairs & maintenance
−$1,588
− Management
−$1,588
− HOA
−$6,120
− Depreciation
−$2,095
Taxable income
$2,327
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$559
After-tax cash flow
$2,373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Deerfield Beach

Score
75/100
State rank
#250
US rank
#3970

Category grades

Amenities D- Commute C Cost of living A Crime C+ Employment D- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Deerfield Beach, FL
County
Broward County · 1,963,430 people
City population
61,449
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
31,296
Household income
$53,254
Rent vs Own
30.3% rent · 69.7% own
Severe rent burden
2169.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Hispanic / Latino 23% Two or more races 19% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 3%
Common ancestry
Estonian 7% Romanian 4% Hispanic 3%
Foreign-born
34% · Canada, Jamaica, Dominican Republic
Languages at home
59% English-only · Spanish 20% Other Indo-European 13% French/Haitian/Cajun 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -280.44%
Current HPI
323.0166
Rent YoY
▲ 0.10%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+220.0% since first listed
2 events — show timeline
  • 2026-04-16 Listed $72,000 Beaches MLS
  • 1992-04-22 Sold (Public Records) $22,500 Public Records

Property tax history

+9.5%/yr

Latest (2025): $1,736 · +9.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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