2971 W 16th St · Jacksonville, FL 32254

$119,000

3 bd · 1.0 ba · 970 sqft · SingleFamily public records · 37 Days on market

Built 1950 8,367 sqft lot Est $106k · 13% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.2/30.0
• DSCR +7.4/10.0
• Appreciation +6.7/10.0
• 1% rule +5.9/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• ARV discount +1.9/15.0

Listing remarks MLS

BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

Key facts

• Front porch
• Living room
• Large backyard

Tags

• FRONT PORCH
• LIVING ROOM
• LARGE BACKYARD

Property features AI

Finance

• Other: Property zoned RLD-60; Lot approximately 0.19 acre (0 to less than 1/4 acre)
• Financial info: No lease restrictions indicated
• HOA & community: No HOA association indicated

Exterior

• Parking: Off-street parking
• Utilities: Public water; Public sewer; Electricity connected; Water connected
• Home design: Single family residence; One story; Faces southwest
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built on or before public records (year not specified)
• Exterior features: Other exterior features; Paved road access

Interior

• Kitchen: Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $119k.

Deal economics

• At list price, monthly cash flow is $215 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $119k).
• Recommended offer: $115k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.7%/yr); 173 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($823 loan paydown + $4k appreciation (3.4% local appreciation)).
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (3.4% appreciation + 1.7% rent growth), your $33k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($115k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $78k; list at $119k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $115,430 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.46%
• Cash-on-cash: 7.73%
• DSCR: 1.34
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $105,730
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2156 Allandale Cir N	0.27mi	2/1.0 (-1)	941 (-3%)	6mo	$88,100	$94	73
2118 Detroit St	0.26mi	3/2.0	1,029 (+6%)	1mo	$170,000	$165	72
2846 W 8th St	0.52mi	3/1.0	929 (-4%)	2mo	$133,500	$144	67
2916 W 11th St	0.32mi	2/1.0 (-1)	894 (-8%)	1mo	$111,500	$125	66
1630 Detroit St	0.56mi	3/2.0	976 (+1%)	4mo	$106,000	$109	65
2825 W 11th St	0.34mi	3/1.0	836 (-14%)	11mo	$78,000	$93	52
3044 W 9th St W	0.45mi	2/1.0 (-1)	852 (-12%)	2mo	$55,000	$65	52
1739 Melson Ave	0.55mi	3/1.0	849 (-12%)	7mo	$78,500	$92	48
3051 4th Street Cir	0.72mi	3/1.0	1,036 (+7%)	11mo	$114,900	$111	46
3127 4th Street Cir	0.74mi	3/1.0	872 (-10%)	11mo	$122,000	$140	40
3417 Madge St	0.66mi	2/1.0 (-1)	1,098 (+13%)	10mo	$70,000	$64	34
3123 Dawson St	0.74mi	2/1.0 (-1)	854 (-12%)	9mo	$76,500	$90	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.41% appreciation · 1.7% rent growth · sell at horizon

5-year hold

• IRR: 15.0%
• Equity multiple: 1.87×
• Total profit: $28,960
• Equity at exit: $56,295

10-year hold

• IRR: 15.8%
• Equity multiple: 3.36×
• Total profit: $78,585
• Equity at exit: $88,989

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32254

• Home prices YoY: 1.2%
• Rents YoY: 1.7%
• Active inventory: 173
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,301 high
• Mortgage (P&I): −$624
• Tax from tax record: −$139 /mo · $1,670/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$273
• Net cashflow: $215

Break-even live

Break-even rent $1,029

Max offer price $119,000

Occupancy floor 78%

Sensitivity live

Price	-10% $282	-5% $248	+0% $215	+5% $181	+10% $147
Rent	-10% $112	-5% $163	+0% $215	+5% $266	+10% $317
Rate	-1.0pp $275	-0.5pp $245	base $215	+0.5pp $184	+1.0pp $152

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,750
• Closing costs: $3,570
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3138 W 15th St Jacksonville, FL	2.0	1.0	734	$1,150	$1.57	24d	1	0.25mi
3138 W 15th St Jacksonville, FL	2.0	1.0	734	$1,150	$1.57	8d	1	0.25mi
2939 W 11th St Jacksonville, FL	3.0	1.0	1086	$1,295	$1.19	24d	1	0.31mi
2854 Wickwire St Jacksonville, FL	2.0	1.0	948	$1,300	$1.37	5d	1	0.31mi
1612 Alfen St Jacksonville, FL	3.0	1.5	945	$1,113	$1.18	8d	1	0.62mi
2627 Wylene St Jacksonville, FL	2.0	2.0	594	$1,400	$2.36	24d	1	0.64mi
2661 W 25th St Jacksonville, FL	4.0	2.0	1031	$1,350	$1.31	24d	1	0.68mi
5355 New Kings Rd Unit 10 Jacksonville, FL	2.0	1.0	528	$775	$1.47	24d	1	0.69mi
2965 Sunset St Jacksonville, FL	3.0	1.5	1056	$1,375	$1.30	8d	1	0.73mi
2965 Sunset St Jacksonville, FL	3.0	2.0	1056	$1,375	$1.30	5d	1	0.73mi
5355 New Kings Rd Unit 21 Jacksonville, FL	2.0	1.0	700	$800	$1.14	5d	1	0.75mi
3101 3rd Street Cir N Jacksonville, FL	2.0	1.0	870	$1,150	$1.32	8d	1	0.82mi
2540 W 25th St Jacksonville, FL	3.0	1.5	854	$1,295	$1.52	15d	1	0.83mi
1227 Dena St Jacksonville, FL	3.0	1.0	1033	$1,325	$1.28	24d	1	0.85mi
2913 W 2nd St Jacksonville, FL	2.0	1.0	720	$1,000	$1.39	2d	1	0.88mi
3055 2nd Street Cir Jacksonville, FL	3.0	1.5	1050	$1,340	$1.28	18d	1	0.89mi
2862 W 1st St Jacksonville, FL	2.0	1.0	800	$895	$1.12	5d	1	0.97mi
2862 W 1st St Unit 1 Jacksonville, FL	2.0	1.0	800	$895	$1.12	15d	1	0.97mi
2852 W 1st St Jacksonville, FL	2.0	1.0	800	$895	$1.12	8d	1	0.97mi
5141 Shenandoah Ave Jacksonville, FL	1.0–3.0	1.0–2.0	950	$1,200	$1.26	2d	4	1.01mi
2345 W 15th St Jacksonville, FL	3.0	2.0	1112	$1,400	$1.26	24d	1	1.02mi
2851 Sophia St Jacksonville, FL	2.0	1.0	846	$1,000	$1.18	24d	3	1.04mi
3326 W 1st St Jacksonville, FL	2.0	1.0	791	$995	$1.26	24d	1	1.08mi
3516 Penton St Jacksonville, FL	3.0	1.0	1000	$1,350	$1.35	24d	1	1.11mi
1037 Detroit St Jacksonville, FL	3.0	2.0	912	$1,250	$1.37	2d	1	1.13mi
5236 Wabash Blvd Jacksonville, FL	2.0	1.0	712	$999	$1.40	21d	1	1.15mi
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	24d	1	1.20mi
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	8d	1	1.20mi
5428 Bunche Dr Jacksonville, FL	3.0	1.0	900	$1,600	$1.78	24d	1	1.28mi
2169 W 14th St Jacksonville, FL	3.0	1.0	972	$1,200	$1.23	4d	1	1.29mi
1213 Moat St Jacksonville, FL	2.0	2.5	1022	$1,283	$1.26	18d	1	1.31mi
912 Huron St Jacksonville, FL	2.0	1.0	900	$1,100	$1.22	15d	1	1.32mi
5217 Mays Dr Jacksonville, FL	3.0	1.0	900	$1,250	$1.39	8d	1	1.34mi
5326 Mays Dr Jacksonville, FL	3.0	1.0	900	$1,200	$1.33	24d	1	1.36mi
3368 Columbus Ave Jacksonville, FL	2.0	1.0	955	$1,300	$1.36	5d	1	1.39mi
3012 Imperial St Jacksonville, FL	3.0	1.0	1089	$1,395	$1.28	24d	1	1.42mi
841 Ontario St Jacksonville, FL	2.0	1.0	1000	$1,285	$1.28	24d	1	1.42mi
5035 Campenella Dr Jacksonville, FL	3.0	1.0	875	$1,095	$1.25	24d	1	1.42mi
2325 Westbrook Cir N Jacksonville, FL	3.0	2.0	812	$1,200	$1.48	24d	1	1.44mi
2134 Danson St Jacksonville, FL	3.0	1.5	1080	$995	$0.92	4d	1	1.44mi

Listing history 50 events

1. 2026-06-21
   days on market $119,000 Active 37 DOM
2. 2026-06-18
   days on market $119,000 Active 34 DOM
3. 2026-06-17
   days on market $119,000 Active 33 DOM
4. 2026-06-16
   days on market $119,000 Active 32 DOM
5. 2026-06-15
   days on market $119,000 Active 31 DOM
6. 2026-06-13
   days on market $119,000 Active 28 DOM
7. 2026-06-10
   days on market $119,000 Active 25 DOM
8. 2026-06-08
   days on market $119,000 Active 24 DOM
9. 2026-06-07
   days on market $119,000 Active 23 DOM
10. 2026-06-05
    days on market $119,000 Active 20 DOM
11. 2026-06-03
    days on market $119,000 Active 19 DOM
12. 2026-06-02
    days on market $119,000 Active 18 DOM
13. 2026-06-01
    days on market $119,000 Active 17 DOM
14. 2026-05-31
    days on market $119,000 Active 16 DOM
15. 2026-05-22
    price $119,000

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

16. 2026-05-22
    price $119,000 599-char remark

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

17. 2026-05-15
    listed $120,000 Active
18. 2026-03-27
    price $120,000 599-char remark

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

19. 2026-03-16
    price $121,000 599-char remark

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

20. 2026-03-06
    price $123,000 599-char remark

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

21. 2026-02-19
    status Active 599-char remark

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

22. 2026-02-02
    status Pending 599-char remark

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

23. 2026-01-08
    listed $125,000 Active 599-char remark

    Show marketing remark (599 chars)

    BEAUTIFULLY RENOVATED! This 3-bedroom, 1-bath investment home features a welcoming front porch--perfect for enjoying your morning coffee--along with a living room showcasing durable laminate flooring and bedrooms with brand-new carpet. The large backyard offers plenty of space for entertaining or relaxing. Currently tenant-occupied and renting for $1,200 per month, this property follows the 1% rule, making it an excellent investment opportunity. A great option for investors or future owner-occupants--this one won't last long! Seller is open to open to seller financing/sub to financing offers!

24. 2025-12-17
    historical $1,200
25. 2025-11-10
    listed $1,200
26. 2025-11-02
    historical $1,200
27. 2025-10-30
    price $1,200
28. 2025-10-16
    price $1,250
29. 2025-08-21
    listed $1,350
30. 2025-08-09
    historical $1,350
31. 2025-07-31
    listed $1,350
32. 2025-06-13
    historical 367-char remark

    Show marketing remark (367 chars)

    NEWLY RENOVATED! This 3Bedroom 1 Bath home is great for the 1st time homeowner or to add to your rental portfolio. Sit on your covered front porch and watch the world go by. The large yard will be great for entertaining and family BBQ's. Not far from Rte. 1 and I-95 making your commute a breeze. Don't miss out on this opportunity to own your slice of paradise.

33. 2025-03-22
    price $134,500 367-char remark

    Show marketing remark (367 chars)

    NEWLY RENOVATED! This 3Bedroom 1 Bath home is great for the 1st time homeowner or to add to your rental portfolio. Sit on your covered front porch and watch the world go by. The large yard will be great for entertaining and family BBQ's. Not far from Rte. 1 and I-95 making your commute a breeze. Don't miss out on this opportunity to own your slice of paradise.

34. 2025-03-13
    price $144,500 367-char remark

    Show marketing remark (367 chars)

    NEWLY RENOVATED! This 3Bedroom 1 Bath home is great for the 1st time homeowner or to add to your rental portfolio. Sit on your covered front porch and watch the world go by. The large yard will be great for entertaining and family BBQ's. Not far from Rte. 1 and I-95 making your commute a breeze. Don't miss out on this opportunity to own your slice of paradise.

35. 2025-02-18
    price $148,900 367-char remark

    Show marketing remark (367 chars)

    NEWLY RENOVATED! This 3Bedroom 1 Bath home is great for the 1st time homeowner or to add to your rental portfolio. Sit on your covered front porch and watch the world go by. The large yard will be great for entertaining and family BBQ's. Not far from Rte. 1 and I-95 making your commute a breeze. Don't miss out on this opportunity to own your slice of paradise.

36. 2025-01-30
    listed $149,900 Active 367-char remark

    Show marketing remark (367 chars)

    NEWLY RENOVATED! This 3Bedroom 1 Bath home is great for the 1st time homeowner or to add to your rental portfolio. Sit on your covered front porch and watch the world go by. The large yard will be great for entertaining and family BBQ's. Not far from Rte. 1 and I-95 making your commute a breeze. Don't miss out on this opportunity to own your slice of paradise.

37. 2024-12-09
    soldstatus $78,000 Closed
38. 2024-11-13
    status Pending
39. 2024-10-24
    listed $115,000 Active
40. 2022-02-25
    soldstatus $110,000 Sold
41. 2022-01-27
    historical
42. 2022-01-18
    listed $110,000
43. 2016-03-01
    historical
44. 2015-11-18
    listed $52,900 Active
45. 2015-11-18
    price $49,900
46. 2012-03-30
    historical
47. 2012-01-31
    soldstatus $12,125
48. 2011-12-09
    listed $11,900
49. 2003-12-31
    soldstatus $78,000
50. 1985-04-01
    soldstatus $27,777

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,670 · $139/mo
• Projected year-2 tax: $1,670 · $139/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,607
• − Mortgage interest: −$6,666
• − Property taxes: −$1,670
• − Insurance: −$595
• − Repairs & maintenance: −$1,249
• − Management: −$1,249
• − Depreciation: −$3,462
• Taxable income: $717
• Est. tax owed @ 24.0%: −$172
• After-tax cash flow: $2,404/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 13,927
• Household income: $34,953
• Rent vs Own: 50.2% rent · 49.8% own
• Severe rent burden: 882.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 60% White 28% Two or more races 7% Hispanic / Latino 5%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Slovak 1% Hispanic 1% Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 4% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.41%
• Current HPI: 282.2981
• Rent YoY: ▲ 1.70%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+328.4% since first listed

36 events — show timeline

• 2026-05-22 Price Changed $119,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-22 Price Changed $119,000 realMLS
• 2026-05-15 Listed $120,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Price Changed $120,000 realMLS
• 2026-03-16 Price Changed $121,000 realMLS
• 2026-03-06 Price Changed $123,000 realMLS
• 2026-02-19 Relisted — realMLS
• 2026-02-02 Pending — realMLS
• 2026-01-08 Listed $125,000 realMLS
• 2025-12-17 Rental Removed $1,200 NEFLMLS
• 2025-11-10 Listed for Rent $1,200 NEFLMLS
• 2025-11-02 Rental Removed $1,200 NEFLMLS
• 2025-10-30 Price Changed $1,200 NEFLMLS
• 2025-10-16 Price Changed $1,250 NEFLMLS
• 2025-08-21 Listed for Rent $1,350 NEFLMLS
• 2025-08-09 Rental Removed $1,350 NEFLMLS
• 2025-07-31 Listed for Rent $1,350 NEFLMLS
• 2025-06-13 Listing Removed — realMLS
• 2025-03-22 Price Changed $134,500 realMLS
• 2025-03-13 Price Changed $144,500 realMLS
• 2025-02-18 Price Changed $148,900 realMLS
• 2025-01-30 Listed $149,900 realMLS
• 2024-12-09 Sold (MLS) $78,000 realMLS
• 2024-11-13 Pending — realMLS
• 2024-10-24 Listed $115,000 realMLS
• 2022-02-25 Sold (MLS) $110,000 realMLS
• 2022-01-27 Listing Removed — realMLS
• 2022-01-18 Listed $110,000 realMLS
• 2016-03-01 Listing Removed — realMLS
• 2015-11-18 Listed $52,900 realMLS
• 2015-11-18 Price Changed $49,900 realMLS
• 2012-03-30 Listing Removed — realMLS
• 2012-01-31 Sold (MLS) $12,125 realMLS
• 2011-12-09 Listed $11,900 realMLS
• 2003-12-31 Sold (Public Records) $78,000 Public Records
• 1985-04-01 Sold (Public Records) $27,777 Public Records

Property tax history

+11.2%/yr

Latest (2025): $1,670 · +1.1% YoY. Source: county tax records.